Polam Federal Credit Union is headquartered in LOS ANGELES and is the 174th largest credit union in the state of California. It is also the 2,109th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 9 employees and 2,118 members at 2 locations. Polam Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
POLAM Federal Credit Union is open to residents of Southern California who are family and friends, or supporting members of the Polish American Congress (supporting donation of $20 can be made at time of membership opening).
See current membership details
Overall | |
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NCUA # | 19739 |
Year Chartered | 1969 |
Employees | 9 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.39% |
Return on Equity - YTD | -3.79% |
Annual Interest Income | $722K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $73.2MM$73.8MM |
Loans | Q1 2025vs Q1 2024 | $39MM$38.4MM |
Deposits | Q1 2025vs Q1 2024 | $64.9MM$65.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $7.6MM$7.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $130K$322K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $150K$422K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Polam Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.03% | $100 | - | Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.65%* | $75k* | - | Money Market Account | ||
OTHER TIERS: 0.30% → $2.5k - $25k | 0.40% → $25k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $100 | - | IRA Account |
Polam Federal Credit Union Locations | ||
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Branch Office | 589 N LARCHMONT BLVD | LOS ANGELES, CA 90004-1305 |
Branch Office | 1700 N TUSTIN ST | ORANGE, CA 92865-4603 |