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Polam Federal Credit Union


Overview / Commentary
www.polam.org
323-463-5137
589 N Larchmont Blvd
Los Angeles, CA 90004

Polam Federal Credit Union is headquartered in LOS ANGELES and is the 193rd largest credit union in the state of California. It is also the 2,221st largest credit union in the nation. It was established in 1969 and as of June of 2021, it had grown to 8 employees and 1,992 members at 2 locations. Polam Federal Credit Union has an A health rating.

Field of Membership Restrictions

POLAM Federal Credit Union is open to residents of Southern California who are family and friends, or supporting members of the Polish American Congress (supporting donation of $20 can be made at time of membership opening).
See current membership details

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Health
A

Data as of Q2 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Polam Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #19739
Year Chartered1969
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.79%
Annual Interest Income$836.00K
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$67.3MM$65.2MM
LoansQ2 2021vs Q2 2020$33.4MM$32.4MM
DepositsQ2 2021vs Q2 2020$59.8MM$57.9MM
Equity CapitalQ2 2021vs Q2 2020$7.4MM$7.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$653.00K$656.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$5.00K$0
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Polam Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polam Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k-IRA Account
0.10%$100-Savings Account

Polam Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$75k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $75k

Polam Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2.5k-5 Year CD
0.50%$500-Youth 5 Year CD
0.40%$2.5k-4 Year CD
0.40%$500-Youth 4 Year CD
0.30%$2.5k-3 Year CD
0.30%$500-Youth 3 Year CD
0.25%$2.5k-2 Year CD
0.25%$500-Youth 2 Year CD
0.20%$2.5k-1 Year CD
0.20%$500-Youth 1 Year CD
0.15%$2.5k-6 Month CD
0.15%$500-Youth 6 Month CD
Locations


Polam Federal Credit Union Locations
Branch Office589 N LARCHMONT BLVDLOS ANGELES, CA 90004-1305
Branch Office1700 N TUSTIN STORANGE, CA 92865-4603

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