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Polam Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.polam.org
323-463-5137
589 N Larchmont Blvd
Los Angeles, CA 90004

Polam Federal Credit Union is headquartered in LOS ANGELES and is the 174th largest credit union in the state of California. It is also the 2,109th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 9 employees and 2,118 members at 2 locations. Polam Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

POLAM Federal Credit Union is open to residents of Southern California who are family and friends, or supporting members of the Polish American Congress (supporting donation of $20 can be made at time of membership opening).
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Polam Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #19739
Year Chartered1969
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD-0.39%
Return on Equity - YTD-3.79%
Annual Interest Income$722K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$73.2MM$73.8MM
LoansQ1 2025vs Q1 2024$39MM$38.4MM
DepositsQ1 2025vs Q1 2024$64.9MM$65.9MM
Equity CapitalQ1 2025vs Q1 2024$7.6MM$7.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$130K$322K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$150K$422K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Polam Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polam Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$100-Savings Account

Polam Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$75k*-Money Market Account
OTHER TIERS: 0.30% → $2.5k - $25k | 0.40% → $25k - $75k

Polam Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-1 Year CD
OTHER TIERS: 2.50% → $2.5k - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.50%*$100k*-2 Year CD
OTHER TIERS: 2.50% → $2.5k - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.50%*$100k*-3 Year CD
OTHER TIERS: 2.75% → $2.5k - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.50%*$100k*-5 Year CD
OTHER TIERS: 3.00% → $2.5k - $50k | 3.25% → $50k - $100k
3.50%*$100k*-Youth 1 Year CD
OTHER TIERS: 2.50% → $500 - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.50%*$100k*-Youth 2 Year CD
OTHER TIERS: 2.50% → $500 - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.50%*$100k*-Youth 3 Year CD
OTHER TIERS: 2.75% → $500 - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.50%*$100k*-Youth 5 Year CD
OTHER TIERS: 3.00% → $500 - $50k | 3.25% → $50k - $100k
3.35%*$100k*-4 Year CD
OTHER TIERS: 2.75% → $2.5k - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.35%*$100k*-Youth 4 Year CD
OTHER TIERS: 2.75% → $500 - $25k | 3.00% → $25k - $50k | 3.25% → $50k - $100k
3.00%*$100k*-6 Month CD
OTHER TIERS: 2.25% → $2.5k - $25k | 2.50% → $25k - $100k
3.00%*$100k*-Youth 6 Month CD
OTHER TIERS: 2.25% → $500 - $25k | 2.50% → $25k - $100k

Polam Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-IRA Account
Locations


Polam Federal Credit Union Locations
Branch Office589 N LARCHMONT BLVDLOS ANGELES, CA 90004-1305
Branch Office1700 N TUSTIN STORANGE, CA 92865-4603

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