Polam Federal Credit Union

Overview / Commentary
589 N Larchmont Blvd
Los Angeles, CA 90004

Polam Federal Credit Union is headquartered in LOS ANGELES and is the 185th largest credit union in the state of California. It is also the 2,199th largest credit union in the nation. It was established in 1969 and as of December of 2022, it had grown to 9 employees and 2,064 members at 2 locations. Polam Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

POLAM Federal Credit Union is open to residents of Southern California who are family and friends, or supporting members of the Polish American Congress (supporting donation of $20 can be made at time of membership opening).
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Polam Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #19739
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.85%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$68.2MM$67.2MM
LoansQ4 2022vs Q4 2021$35.0MM$32.3MM
DepositsQ4 2022vs Q4 2021$62.1MM$59.6MM
Equity CapitalQ4 2022vs Q4 2021$5.9MM$7.5MM
Loan Loss AllowanceQ4 2022vs Q4 2021$0$648.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$690.00K$612.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Polam Federal Credit Union are currently being reviewed.


Polam Federal Credit Union Locations
Branch Office589 N LARCHMONT BLVDLOS ANGELES, CA 90004-1305
Branch Office1700 N TUSTIN STORANGE, CA 92865-4603

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