Polam Federal Credit Union (CA)
LOCATIONS
5
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.80% APY
24 month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.60% | 1-year CD | 12 month CD 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.25% | Savings | Vantage Savings 1.65% - Barclays Online Savings Account |
| 0.80% | 2-year CD | 24 month CD 2.50% - Capital One 24 Month 360 CD |
Overview / Commentary
Polam Federal Credit Union (CA) is headquartered in Redwood City and is the 173rd largest credit union in the state of California. It is also the 1,941st largest credit union in the nation. It was established in 1973 and as of March of 2018, it had grown to 12 employees and 3,297 members at 5 locations. Polam Federal Credit Union (CA) has a B+ health rating.
Field of Membership Restrictions
Membership in Polam Federal Credit Union is open to members of the Polish-American community.
See current membership details
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Polam Federal Credit Union (CA) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 21502 |
| Year Chartered | 1973 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 3.47% |
| Annual Interest Income | $578.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $73.1MM$73.6MM |
| Loans | Q1 2018vs Q1 2017 | $41.3MM$37.5MM |
| Deposits | Q1 2018vs Q1 2017 | $63.9MM$64.6MM |
| Equity Capital | Q1 2018vs Q1 2017 | $9.0MM$8.7MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $403.00K$400.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $24.00K$0 |
| Real Estate Owned | Q1 2018vs Q1 2017 | $625.00K$745.00K |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Polam Federal Credit Union (CA); we are a rate comparison website and cannot provide official rates or promotions.
Polam Federal Credit Union (CA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Vantage Savings |
Polam Federal Credit Union (CA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | 24 month CD | |
| 0.60% | - | - | 12 month CD |
Locations
| Polam Federal Credit Union (CA) Locations | ||
|---|---|---|
| Branch Office | 4313 Elkhorn Blvd | Sacramento, CA 95842 |
| Branch Office | 1010 Oak Grove Rd | Concord, CA 94518-3005 |
| Branch Office | 5923 Geary Blvd | San Francisco, CA 94121-2006 |
| Branch Office | 770 Marshall St | Redwood City, CA 94063-1846 |
| Branch Office | 55 Broad St | New Britain, CT 06053-4304 |