Featured Savings Rates
Featured Accounts

Polish National Credit Union

Popular Accounts at this Credit Union

0.51%1-year CD12 Month Term Share Certificate
0.10%SavingsRegular Savings
1.07%4-year CD42 Month Term Share Certificate

Overview / Commentary
46 Main St
Chicopee, MA 01020

Polish National Credit Union is headquartered in Chicopee and is the 18th largest credit union in the state of Massachusetts. It is also the 473rd largest credit union in the nation. It was established in 1921 and as of December of 2016, it had grown to 92 employees and 23,255 members at 9 locations. Polish National Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to the following: (1) those who live, work, attend school or worship in Hampshire, Hampden, Franklin, and Berkshire counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland counties in Connecticut.
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Health Grade Components

NCUA #66597
Year Chartered1921
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.17%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$555.1MM$474.1MM
LoansQ4 2016vs Q4 2015$379.7MM$304.0MM
DepositsQ4 2016vs Q4 2015$466.6MM$399.9MM
Equity CapitalQ4 2016vs Q4 2015$75.0MM$72.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.6MM$1.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$809.00K$899.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polish National Credit Union Savings Account Rates

0.10%--Regular Savings
0.10%$25-Youth Savings
0.10%--Christmas Club
0.10%--Teen Savings
0.10%--All Purpose Club

Polish National Credit Union Money Market Rates

0.41%*$150k*-Premium Money Market
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $75k | 0.25% $75k - $100k | 0.36% $100k - $150k
0.10%--Money Market
0.10%--IRA Money Market

Polish National Credit Union Checking Account Rates

0.75%*-$10kPerks Checking Account
OTHER TIERS: 0.40% $10k - $20k
0.10%--NOW Account
0.10%--Organization NOW Account
0.05%--Cost Less NOW Account
0.05%--Teen Now

Polish National Credit Union CD Rates

1.89%$500-72 - 96 Month Term Share Certificate
1.48%$500-48 - 72 Month Flex Term Share Certificate
1.07%$500-42 Month Term Share Certificate
1.07%$500-36 - 42 Month Term Share
1.02%$500-24 - 47 Month Flex Term Share Certificate
1.02%$250-24 - 47 Month Term Share
0.61%$500-18 Month Term Share Certificate
0.51%$500-12 Month Term Share Certificate
0.36%$500-6 Month Term Share Certificate
0.20%$500-3 Month Term Share Certificate

Polish National Credit Union IRA Rates

1.89%$250-72 - 96 Month Term IRA Certificate
1.48%$250-48 - 72 Month Term IRA Certificate
1.07%$250-42 Month Term IRA Certificate
1.02%$250-24 - 47 Month Term IRA Certificate
0.61%$250-18 Month Term IRA Certificate
0.51%$250-12 Month Term IRA Certificate

Polish National Credit Union Locations
Branch Office202 Boston RdWilbraham, MA 01095
Branch Office34 W State StGranby, MA 01033-9450
Branch Office244 Exchange StChicopee, MA 01013
Branch Office46 Main StChicopee, MA 01020
Branch Office25 E Longmeadow RdHampden, MA 01036
Branch Office32 College HwySouthampton, MA 01073
Branch Office730 Worcester StSpringfield, MA 01151
Branch Office1 Parkside AveWestfield, MA 01085
Branch Office617 Montgomery StChicopee, MA 01020