Overview / Commentary
Polish National Credit Union is headquartered in Chicopee and is the 18th largest credit union in the state of Massachusetts. It is also the 521st largest credit union in the nation. It was established in 1921 and as of September of 2022, it had grown to 119 employees and 29,211 members at 8 locations. Polish National Credit Union has an A+ health rating.
Field of Membership Restrictions
Polish National Credit Union is open to the following: (1) those who live, work, or attend school in Hampshire, Hampden, Franklin, or Berkshire Counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland Counties in Connecticut.
See current membership details
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Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66597 |
| Year Chartered | 1921 |
| Employees | 119 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 4.28% |
| Annual Interest Income | $16.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $792.4MM$698.1MM |
| Loans | Q3 2022vs Q3 2021 | $666.8MM$589.8MM |
| Deposits | Q3 2022vs Q3 2021 | $645.8MM$558.9MM |
| Equity Capital | Q3 2022vs Q3 2021 | $90.3MM$89.4MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $2.2MM$2.2MM |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.1MM$1.1MM |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |