Overview / Commentary
866-592-7628
46 Main St
Chicopee, MA 01020

Polish National Credit Union is headquartered in Chicopee and is the 19th largest credit union in the state of Massachusetts. It is also the 494th largest credit union in the nation. It was established in 1921 and as of June of 2018, it had grown to 107 employees and 24,248 members at 10 locations. Polish National Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to the following: (1) those who live, work, attend school or worship in Hampshire, Hampden, Franklin, and Berkshire counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland counties in Connecticut.
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Health

Health Grade Components

Overall
NCUA #66597
Year Chartered1921
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.12%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$572.4MM$578.1MM
LoansQ2 2018vs Q2 2017$447.5MM$409.1MM
DepositsQ2 2018vs Q2 2017$473.7MM$478.9MM
Equity CapitalQ2 2018vs Q2 2017$76.8MM$76.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.5MM$1.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$441.00K$827.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Polish National Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polish National Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-Statement Savings
0.10%$25-Youth Statement Savings
0.10%$10-Christmas Club
0.10%$10-Teen Savings
0.10%$10-All Purpose Club

Polish National Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.41%*$150k*-Premium Money Market
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $75k | 0.25% $75k - $100k | 0.36% $100k - $150k
0.10%$10-Money Market
0.10%$10-IRA Money Market

Polish National Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$10$10kPerks Checking Account
OTHER TIERS: 0.05% $10k - $20k
0.05%$10-Cost Less NOW Account
0.05%$10-Teen Now

Polish National Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500$250k58 Month Term Share Certificate Special
1.80%$500$250k21 Month Term Share Certificate Special
1.72%$500-60 Month Term Share Certificate
1.48%$500-48 Month Term Share Certificate
1.07%$500-36 Month Term Share Certificate
1.02%$500-24 Month Term Share Certificate
0.61%$500-18 Month Term Share Certificate
0.51%$500-12 Month Term Share Certificate
0.36%$500-6 Month Term Share Certificate
0.10%$500-3 Month Term Share Certificate

Polish National Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.72%$250-60 Month IRA Certificate
1.48%$250-48 Month IRA Certificate
1.07%$250-36 Month IRA Certificate
1.02%$250-24 Month IRA Certificate
0.61%$250-18 Month IRA Certificate
0.51%$250-12 Month IRA Certificate
Locations


Cities: Chicopee, Granby, Hampden, Southampton, Springfield, Westfield, Wilbraham

Chicopee Branches
Branch Office244 Exchange StChicopee, MA 01013
Branch Office46 Main StChicopee, MA 01020
Branch Office617 Montgomery StChicopee, MA 01020
Branch Office923 Front StChicopee, MA 01020-1723

Granby Branches
Branch Office34 W State StGranby, MA 01033-9450

Hampden Branches
Branch Office25 E Longmeadow RdHampden, MA 01036

Southampton Branches
Branch Office32 College HwySouthampton, MA 01073

Springfield Branches
Branch Office730 Worcester StSpringfield, MA 01151

Westfield Branches
Branch Office1 Parkside AveWestfield, MA 01085

Wilbraham Branches
Branch Office202 Boston RdWilbraham, MA 01095

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