Polish National Credit Union

Overview / Commentary
46 Main St
Chicopee, MA 01020

Polish National Credit Union is headquartered in Chicopee and is the 20th largest credit union in the state of Massachusetts. It is also the 503rd largest credit union in the nation. It was established in 1921 and as of December of 2019, it had grown to 111 employees and 24,966 members at 10 locations. Polish National Credit Union's savings rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Polish National Credit Union is open to the following: (1) those who live, work, or attend school in Hampshire, Hampden, Franklin, or Berkshire Counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland Counties in Connecticut.
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Health Grade Components

NCUA #66597
Year Chartered1921
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.27%
Annual Interest Income$19.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$615.3MM$602.9MM
LoansQ4 2019vs Q4 2018$517.3MM$490.3MM
DepositsQ4 2019vs Q4 2018$486.1MM$480.0MM
Equity CapitalQ4 2019vs Q4 2018$80.3MM$77.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.8MM$1.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.2MM$1.5MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Polish National Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polish National Credit Union Savings Account Rates

2.00%*-$1kPNCU Perks Savings
OTHER TIERS: 0.10% $3k+ | 0.49% $2k - $3k | 0.98% $1k - $2k
0.05%$10-Statement Savings
0.05%$10-Youth Statement Savings
0.05%$10-Christmas Club
0.05%$10-Teen Savings
0.05%$10-All Purpose Club

Polish National Credit Union Money Market Rates

0.20%*$75k*-Premium Money Market
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $75k
0.05%$1k-Money Market
0.05%$10-IRA Money Market

Polish National Credit Union Checking Account Rates

0.24%*$10$10kPerks Checking Account
OTHER TIERS: 0.05% $10k - $20k
0.05%$10-Cost Less NOW Account
0.05%$10-Teen Now

Polish National Credit Union CD Rates

0.66%$500-60 Month Term Share Certificate
0.56%$500-48 Month Term Share Certificate
0.51%$500-36 Month Term Share Certificate
0.41%$500-24 Month Term Share Certificate
0.30%$500-18 Month Term Share Certificate
0.20%$500-12 Month Term Share Certificate
0.10%$500-6 Month Term Share Certificate
0.05%$500-3 Month Term Share Certificate

Polish National Credit Union IRA Rates

0.66%$250-60 Month IRA Certificate
0.56%$250-48 Month IRA Certificate
0.51%$250-36 Month IRA Certificate
0.41%$250-24 Month IRA Certificate
0.30%$250-18 Month IRA Certificate
0.20%$250-12 Month IRA Certificate

Cities: Chicopee, Granby, Hampden, Southampton, Springfield, Westfield, Wilbraham

Chicopee Branches
Branch Office244 Exchange StChicopee, MA 01013
Branch Office46 Main StChicopee, MA 01020
Branch Office617 Montgomery StChicopee, MA 01020
Branch Office923 Front StChicopee, MA 01020-1723

Granby Branches
Branch Office34 W State StGranby, MA 01033-9450

Hampden Branches
Branch Office25 E Longmeadow RdHampden, MA 01036

Southampton Branches
Branch Office32 College HwySouthampton, MA 01073

Springfield Branches
Branch Office730 Worcester StSpringfield, MA 01151

Westfield Branches
Branch Office1 Parkside AveWestfield, MA 01085

Wilbraham Branches
Branch Office202 Boston RdWilbraham, MA 01095

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