Polish National Credit Union


Overview / Commentary
413-592-9495
46 Main St
Chicopee, MA 01020

Polish National Credit Union is headquartered in Chicopee and is the 22nd largest credit union in the state of Massachusetts. It is also the 542nd largest credit union in the nation. It was established in 1921 and as of March of 2021, it had grown to 110 employees and 24,974 members at 8 locations. Polish National Credit Union has an A+ health rating.

Field of Membership Restrictions

Polish National Credit Union is open to the following: (1) those who live, work, or attend school in Hampshire, Hampden, Franklin, or Berkshire Counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland Counties in Connecticut.
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Health
A+

Health Grade Components

Overall
NCUA #66597
Year Chartered1921
Employees110
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD9.43%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$685.6MM$621.3MM
LoansQ1 2021vs Q1 2020$560.6MM$513.7MM
DepositsQ1 2021vs Q1 2020$550.7MM$493.7MM
Equity CapitalQ1 2021vs Q1 2020$86.2MM$81.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$2.2MM$1.7MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$812.00K$909.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates

Rates for Polish National Credit Union are currently being reviewed.

Locations


Polish National Credit Union Locations
Branch Office202 Boston RdWilbraham, MA 01095
Branch Office34 W State StGranby, MA 01033-9450
Branch Office46 Main StChicopee, MA 01020
Branch Office25 E Longmeadow RdHampden, MA 01036
Branch Office32 College HwySouthampton, MA 01073
Branch Office1 Parkside AveWestfield, MA 01085
Branch Office617 Montgomery StChicopee, MA 01020
Branch Office923 Front StChicopee, MA 01020-1723

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