Polish National Credit Union


Overview / Commentary
413-592-9495
46 Main St
Chicopee, MA 01020

Polish National Credit Union is headquartered in Chicopee and is the 20th largest credit union in the state of Massachusetts. It is also the 526th largest credit union in the nation. It was established in 1921 and as of June of 2020, it had grown to 98 employees and 25,142 members at 9 locations. Polish National Credit Union's savings rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Polish National Credit Union is open to the following: (1) those who live, work, or attend school in Hampshire, Hampden, Franklin, or Berkshire Counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland Counties in Connecticut.
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Health
A+

Health Grade Components

Overall
NCUA #66597
Year Chartered1921
Employees98
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.82%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$644.5MM$620.0MM
LoansQ2 2020vs Q2 2019$519.3MM$510.7MM
DepositsQ2 2020vs Q2 2019$520.1MM$489.4MM
Equity CapitalQ2 2020vs Q2 2019$81.9MM$79.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.3MM$1.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.7MM$1.1MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Polish National Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polish National Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$1kPNCU Perks Savings
OTHER TIERS: 0.10% $3k+ | 0.49% $2k - $3k | 0.98% $1k - $2k
0.05%$10-Statement Savings
0.05%$10-Youth Statement Savings
0.05%$10-Christmas Club
0.05%$10-Teen Savings
0.05%$10-All Purpose Club

Polish National Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$75k*-Premium Money Market
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $75k
0.05%$1k-Money Market
0.05%$10-IRA Money Market

Polish National Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.24%*$10$10kPerks Checking Account
OTHER TIERS: 0.05% $10k - $20k
0.05%$10-Cost Less NOW Account
0.05%$10-Teen Now

Polish National Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.56%$500-60 Month Term Share Certificate
0.46%$500-48 Month Term Share Certificate
0.41%$500-36 Month Term Share Certificate
0.30%$500-24 Month Term Share Certificate
0.25%$500-18 Month Term Share Certificate
0.20%$500-12 Month Term Share Certificate
0.10%$500-6 Month Term Share Certificate
0.05%$500-3 Month Term Share Certificate

Polish National Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.56%$250-60 Month IRA Certificate
0.46%$250-48 Month IRA Certificate
0.41%$250-36 Month IRA Certificate
0.30%$250-24 Month IRA Certificate
0.25%$250-18 Month IRA Certificate
0.20%$250-12 Month IRA Certificate
Locations


Polish National Credit Union Locations
Branch Office202 Boston RdWilbraham, MA 01095
Branch Office34 W State StGranby, MA 01033-9450
Branch Office46 Main StChicopee, MA 01020
Branch Office25 E Longmeadow RdHampden, MA 01036
Branch Office32 College HwySouthampton, MA 01073
Branch Office730 Worcester StSpringfield, MA 01151
Branch Office1 Parkside AveWestfield, MA 01085
Branch Office617 Montgomery StChicopee, MA 01020
Branch Office923 Front StChicopee, MA 01020-1723

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