Polish National Credit Union is headquartered in Chicopee and is the 23rd largest credit union in the state of Massachusetts. It is also the 546th largest credit union in the nation. It was established in 1921 and as of December of 2021, it had grown to 116 employees and 25,056 members at 8 locations. Polish National Credit Union's savings rates are 92% higher than the national average, and it boasts an A+ health rating.
Polish National Credit Union is open to the following: (1) those who live, work, or attend school in Hampshire, Hampden, Franklin, or Berkshire Counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland Counties in Connecticut.
See current membership details
Overall | |
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NCUA # | 66597 |
Year Chartered | 1921 |
Employees | 116 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.82% |
Return on Equity - YTD | 6.45% |
Annual Interest Income | $19.2MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $705.0MM$675.3MM |
Loans | Q4 2021vs Q4 2020 | $594.2MM$555.1MM |
Deposits | Q4 2021vs Q4 2020 | $567.2MM$526.7MM |
Equity Capital | Q4 2021vs Q4 2020 | $89.3MM$84.6MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $2.2MM$2.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $3.0MM$1.2MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Polish National Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.24%* | $10 | $10k | Perks Checking Account | ||
OTHER TIERS: 0.05% → $10k - $20k | |||||
0.05% | $10 | - | Cost Less NOW Account | ||
0.05% | $10 | - | Teen Now | ||
0.05% | $25 | - | Member Business Checking Account |
Polish National Credit Union Locations | ||
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Branch Office | 202 Boston Rd | Wilbraham, MA 01095 |
Branch Office | 34 W State St | Granby, MA 01033-9450 |
Branch Office | 46 Main St | Chicopee, MA 01020 |
Branch Office | 25 E Longmeadow Rd | Hampden, MA 01036 |
Branch Office | 32 College Hwy | Southampton, MA 01073 |
Branch Office | 1 Parkside Ave | Westfield, MA 01085 |
Branch Office | 617 Montgomery St | Chicopee, MA 01020 |
Branch Office | 923 Front St | Chicopee, MA 01020-1723 |