2. Polish National Credit Union

Polish National Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.74%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.51%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.10%Savings
2.20% - Barclays Online Savings AccountAdvertisement
View all Polish National Credit Union rates »

Overview / Commentary
www.pncu.com
413-592-9495
46 Main St
Chicopee, MA 01020

Polish National Credit Union is headquartered in Chicopee and is the 18th largest credit union in the state of Massachusetts. It is also the 479th largest credit union in the nation. It was established in 1921 and as of December of 2018, it had grown to 104 employees and 24,329 members at 10 locations. Polish National Credit Union has an A health rating.

Field of Membership Restrictions

Polish National Credit Union is open to the following: (1) those who live, work, or attend school in Hampshire, Hampden, Franklin, or Berkshire Counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland Counties in Connecticut.
See current membership details

Related Posts

Polish National Credit Union Ups 13-Month Add-On CD Rate, 2.83% APY - 1/25/2019

Polish National Credit Union (MA/CT) has a 13-month CD Special (2.83% APY) that allows unlimited additional deposits up to $250k. Minimum deposit is $500.

13-Month CD Special, 2.83% APY - 1/21/2019

New 13-month CD Special earning 2.83% APY, $500 minimum. New money only. Additional deposits may be added during the term up to $250,000. Membership is open to residents of Berkshire, Franklin, Hampden, and Hampshire Counties in MA and residents of Hartford, Litchfield, and Tolland Counties in CT.

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #66597
Year Chartered1921
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.15%
Annual Interest Income$17.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$602.9MM$566.5MM
LoansQ4 2018vs Q4 2017$490.3MM$430.2MM
DepositsQ4 2018vs Q4 2017$480.0MM$473.5MM
Equity CapitalQ4 2018vs Q4 2017$77.4MM$76.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.6MM$1.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.5MM$505.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

13-Month CD Special, 2.83% APY

Carpline   |  
New 13-month CD Special earning 2.83% APY, $500 minimum.
New money only. Additional deposits may be added during the term up to $250,000.

Membership is open to residents of Berkshire, Franklin, Hampden, and Hampshire Counties in MA and residents of Hartford, Litchfield, and Tolland Counties in CT.
4

Rates
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Always verify rates and promotions with the bank or credit union. We are not Polish National Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polish National Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-Statement Savings
0.10%$25-Youth Statement Savings
0.10%$10-Christmas Club
0.10%$10-Teen Savings
0.10%$10-All Purpose Club

Polish National Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.41%*$150k*-Premium Money Market
OTHER TIERS: 0.15% → $1k - $25k | 0.20% → $25k - $75k | 0.25% → $75k - $100k | 0.36% → $100k - $150k
0.10%$1k-Money Market
0.10%$10-IRA Money Market

Polish National Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$10$10kPerks Checking Account
OTHER TIERS: 0.05% → $10k - $20k
0.05%$10-Cost Less NOW Account
0.05%$10-Teen Now

Polish National Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.74%$500-60 Month Term Share Certificate
1.53%$500-36 Month Term Share Certificate
1.48%$500-48 Month Term Share Certificate
1.28%$500-24 Month Term Share Certificate
0.61%$500-18 Month Term Share Certificate
0.51%$500-12 Month Term Share Certificate
0.36%$500-6 Month Term Share Certificate
0.10%$500-3 Month Term Share Certificate

Polish National Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$250-60 Month IRA Certificate
1.53%$250-36 Month IRA Certificate
1.48%$250-48 Month IRA Certificate
1.28%$250-24 Month IRA Certificate
0.61%$250-18 Month IRA Certificate
0.51%$250-12 Month IRA Certificate
Locations


Cities: Chicopee, Granby, Hampden, Southampton, Springfield, Westfield, Wilbraham

Chicopee Branches
Branch Office244 Exchange StChicopee, MA 01013
Branch Office46 Main StChicopee, MA 01020
Branch Office617 Montgomery StChicopee, MA 01020
Branch Office923 Front StChicopee, MA 01020-1723

Granby Branches
Branch Office34 W State StGranby, MA 01033-9450

Hampden Branches
Branch Office25 E Longmeadow RdHampden, MA 01036

Southampton Branches
Branch Office32 College HwySouthampton, MA 01073

Springfield Branches
Branch Office730 Worcester StSpringfield, MA 01151

Westfield Branches
Branch Office1 Parkside AveWestfield, MA 01085

Wilbraham Branches
Branch Office202 Boston RdWilbraham, MA 01095

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