Polish National Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.79% | 5-year CD | 60 Month Term Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 0.51% | 1-year CD | 12 Month Term Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Regular Savings 1.15% - CIT Bank Spring Savings |
Polish National Credit Union is headquartered in Chicopee and is the 18th largest credit union in the state of Massachusetts. It is also the 466th largest credit union in the nation. It was established in 1921 and as of March of 2017, it had grown to 82 employees and 23,458 members at 10 locations. Polish National Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to the following: (1) those who live, work, attend school or worship in Hampshire, Hampden, Franklin, and Berkshire counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland counties in Connecticut.
See current membership details
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66597 |
| Year Chartered | 1921 |
| Employees | 82 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.36% |
| Return on Equity - YTD | 2.7% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $584.4MM$489.4MM |
| Loans | Q1 2017vs Q1 2016 | $405.2MM$305.2MM |
| Deposits | Q1 2017vs Q1 2016 | $476.2MM$408.5MM |
| Equity Capital | Q1 2017vs Q1 2016 | $75.5MM$73.1MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.5MM$1.2MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.1MM$906.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Polish National Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Polish National Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Regular Savings | |
| 0.10% | $25 | - | Youth Savings | |
| 0.10% | - | - | Christmas Club | |
| 0.10% | - | - | Teen Savings | |
| 0.10% | - | - | All Purpose Club |
Polish National Credit Union Money Market Rates
Polish National Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $10k | Perks Checking Account | ||
| OTHER TIERS: 0.05% → $10k - $20k | |||||
| 0.10% | - | - | NOW Account | ||
| 0.05% | - | - | Cost Less NOW Account | ||
| 0.05% | - | - | Teen Now | ||
Polish National Credit Union CD Rates
Polish National Credit Union IRA Rates
| Polish National Credit Union Locations | ||
|---|---|---|
| Branch Office | 202 Boston Rd | Wilbraham, MA 01095 |
| Branch Office | 34 W State St | Granby, MA 01033-9450 |
| Branch Office | 244 Exchange St | Chicopee, MA 01013 |
| Branch Office | 46 Main St | Chicopee, MA 01020 |
| Branch Office | 25 E Longmeadow Rd | Hampden, MA 01036 |
| Branch Office | 32 College Hwy | Southampton, MA 01073 |
| Branch Office | 730 Worcester St | Springfield, MA 01151 |
| Branch Office | 1 Parkside Ave | Westfield, MA 01085 |
| Branch Office | 617 Montgomery St | Chicopee, MA 01020 |
| Branch Office | 923 Front St | Chicopee, MA 01020-1723 |