Featured Savings Rates
Featured Accounts

Ponce De Leon Federal Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.85%5-year CD60 Month CD
1.01%1-year CD12 Month CD
0.10%SavingsStatement Savings

Overview / Commentary
718-931-3542
2244 Westchester Avenue
Bronx, NY 10462

Ponce De Leon Federal Bank is headquartered in Bronx and is the 57th largest bank in the state of New York. It is also the 941st largest bank in the nation. It was established in 1960 and as of June of 2017, it had grown to 178 employees at 14 locations. Ponce De Leon Federal Bank's CD rates are 12% higher than the national average, and it has an A health rating.

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Reviews (1)

Excellent bank

I deposited $20,000 dollars split up between a savings account and a three month CD. Their rates are competitive with three month CDs at 0.25 percent interest. Their savings accounts have 0.10 percent interest. These rates are slightly better than the big name banks. Everyone in this bank is competent and caring. Their checking accounts are totally free with no strings attached in terms of fees. Again, this is better than what I have seen in other big name banks. My whole family does their banking with this bank because of the above. I wholeheartedly recommend this bank to anyone looking for a good local banking institution.



Health

Health Grade Components

Overall
FDIC Certificate #31189
Year Established1960
Employees178
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.6%
Annual Interest Income$18.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$813.0MM$727.6MM
LoansQ2 2017vs Q2 2016$734.7MM$595.8MM
DepositsQ2 2017vs Q2 2016$707.1MM$632.4MM
Equity CapitalQ2 2017vs Q2 2016$94.7MM$92.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$10.7MM$9.8MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$9.8MM$10.2MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ponce De Leon Federal Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Super Savers High Interest Special
OTHER TIERS: 0.15% $500 - $10k
0.10%$500-Passbook Savings
0.10%$500-Statement Savings

Ponce De Leon Federal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Money Market Checking
OTHER TIERS: 0.15% $10k - $25k | 0.25% $25k - $50k
0.10%--Money Market

Ponce De Leon Federal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Negotiable Order of Withdrawal (NOW)

Ponce De Leon Federal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$1k-60 Month CD
1.50%$1k-48 Month CD
1.25%$1k-36 Month CD
1.20%$1k-30 Month CD
1.10%$1k-24 Month CD
1.05%$1k-18 Month CD Special
1.01%$1k-12 Month CD
0.30%$500-6 Month CD
0.25%$500-3 Month CD
0.20%$1k-1 Month CD
0.20%$1k-2 Months CD

Ponce De Leon Federal Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.11%$1k-60 Month IRA
1.60%$1k-48 Month IRA
1.35%$1k-36 Month IRA
1.20%$1k-24 Month IRA
1.06%$1k-18 Month IRA
0.60%$1k-12 Month IRA
0.40%$500-6 Month IRA
0.35%$500-3 Month IRA
0.30%$500-1 Month IRA
0.30%$500-2 Month IRA
Locations

Availability