Ponce Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.85% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.01% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Statement Savings |
Ponce Bank is headquartered in Bronx and is the 51st largest bank in the state of New York. It is also the 835th largest bank in the nation. It was established in 1960 and as of December of 2017, it had grown to 177 employees at 14 locations. Ponce Bank's CD rates are 12% higher than the national average, and it has an A health rating.
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Excellent bank
I deposited $20,000 dollars split up between a savings account and a three month CD. Their rates are competitive with three month CDs at 0.25 percent interest. Their savings accounts have 0.10 percent interest. These rates are slightly better than the big name banks. Everyone in this bank is competent and caring. Their checking accounts are totally free with no strings attached in terms of fees. Again, this is better than what I have seen in other big name banks. My whole family does their banking with this bank because of the above. I wholeheartedly recommend this bank to anyone looking for a good local banking institution.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 31189 |
| Year Established | 1960 |
| Employees | 177 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.03% |
| Return on Equity - YTD | 0.24% |
| Annual Interest Income | $39.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $924.3MM$745.0MM |
| Loans | Q4 2017vs Q4 2016 | $798.7MM$644.3MM |
| Deposits | Q4 2017vs Q4 2016 | $752.9MM$647.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $124.4MM$93.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $11.1MM$10.2MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $11.4MM$9.9MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ponce Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ponce Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $10k* | - | Super Savers High Interest Special | ||
| OTHER TIERS: 0.15% → $500 - $10k | |||||
| 0.10% | $500 | - | Passbook Savings | ||
| 0.10% | $500 | - | Statement Savings | ||
Ponce Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $50k* | - | Money Market Checking | ||
| OTHER TIERS: 0.15% → $10k - $25k | 0.25% → $25k - $50k | |||||
| 0.10% | - | - | Money Market | ||
Ponce Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Negotiable Order of Withdrawal (NOW) |
Ponce Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $1k | - | 60 Month CD | |
| 1.50% | $1k | - | 48 Month CD | |
| 1.25% | $1k | - | 36 Month CD | |
| 1.20% | $1k | - | 30 Month CD | |
| 1.10% | $1k | - | 24 Month CD | |
| 1.05% | $1k | - | 18 Month CD Special | |
| 1.01% | $1k | - | 12 Month CD | |
| 0.30% | $500 | - | 6 Month CD | |
| 0.25% | $500 | - | 3 Month CD | |
| 0.20% | $500 | - | 1 Month CD | |
| 0.20% | $500 | - | 2 Month CD |
Ponce Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.11% | $1k | - | 60 Month IRA | |
| 1.60% | $1k | - | 48 Month IRA | |
| 1.35% | $1k | - | 36 Month IRA | |
| 1.20% | $1k | - | 24 Month IRA | |
| 1.06% | $1k | - | 18 Month IRA | |
| 1.01% | $1k | - | 12 Month IRA | |
| 0.40% | $500 | - | 6 Month IRA | |
| 0.35% | $500 | - | 3 Month IRA | |
| 0.30% | $500 | - | 1 Month IRA | |
| 0.30% | $500 | - | 2 Month IRA |
