Pony Express Bank is headquartered in Braymer and is the 123rd largest bank in the state of Missouri. It is also the 2,876th largest bank in the nation. It was established in 1890 and as of December of 2020, it had grown to 26 employees at 2 locations. Pony Express Bank has an A+ health rating.
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Terrible Service
I called in asking questions regarding bill pay and deduction and this baracuda was absolutely rude. Spoke to the president who was even more rude than his baracuda. Told me I was the typical "bank of America" customer; whatever that means. He was mad I was working the system on the Kasassa account to get paid the interest but I was just following their rules. They then force closed my account which caused me a lot of problems with my investment account because I then couldn't get my cash back out because it wasn't going back to the original account. Luckily there was a nice VP At their other location who wrote the letter and helped me out. However, I'd never recommend this bank and you can see they pay terrible interest rates. So if you want help and service, don't talk to them. Hopefully that nice VP moved on to greener pastures
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4526 |
| Year Established | 1890 |
| Employees | 26 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.68% |
| Return on Equity - YTD | 14.77% |
| Annual Interest Income | $9.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $222.4MM$176.3MM |
| Loans | Q4 2020vs Q4 2019 | $165.0MM$142.1MM |
| Deposits | Q4 2020vs Q4 2019 | $199.4MM$153.3MM |
| Equity Capital | Q4 2020vs Q4 2019 | $22.8MM$22.6MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.7MM$1.5MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $0$807.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |