Pony Express Bank

Overview / Commentary
213 Main St
Braymer, MO 64624

Pony Express Bank is headquartered in Braymer and is the 91st largest bank in the state of Missouri. It is also the 2,396th largest bank in the nation. It was established in 1890 and as of March of 2022, it had grown to 30 employees at 2 locations. Pony Express Bank has an A health rating.

Reviews (1)

Terrible Service

Posted by: |

I called in asking questions regarding bill pay and deduction and this baracuda was absolutely rude. Spoke to the president who was even more rude than his baracuda. Told me I was the typical "bank of America" customer; whatever that means. He was mad I was working the system on the Kasassa account to get paid the interest but I was just following their rules. They then force closed my account which caused me a lot of problems with my investment account because I then couldn't get my cash back out because it wasn't going back to the original account. Luckily there was a nice VP At their other location who wrote the letter and helped me out. However, I'd never recommend this bank and you can see they pay terrible interest rates. So if you want help and service, don't talk to them. Hopefully that nice VP moved on to greener pastures


Health Grade Components

FDIC Certificate #4526
Year Established1890
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.95%
Return on Equity - YTD22.05%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$320.3MM$272.1MM
LoansQ1 2022vs Q1 2021$232.9MM$195.2MM
DepositsQ1 2022vs Q1 2021$292.9MM$248.8MM
Equity CapitalQ1 2022vs Q1 2021$27.1MM$23.1MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.9MM$2.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$14.00K$0
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Pony Express Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pony Express Bank Savings Account Rates

0.51%-$35kKasasa Saver
0.10%*-$10kUltimate Savings
OTHER TIERS: 0.03% $10k+
0.03%$100-Business Savings

Pony Express Bank Money Market Rates

0.03%$2k-Business MMDA

Pony Express Bank Checking Account Rates

1.01%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
0.01%$1k-Ultimate Checking
0.01%$750-Ultimate Plus
0.01%$750-Plus 50
0.01%$1k-Business Super NOW Checking
0.01%$1k-Super NOW Account

Pony Express Bank CD Rates

0.40%$500-60 Month CD
0.40%$1k-Business 60 Month CD
0.30%$500-36 Month CD
0.30%$500-48 Month CD
0.30%$1k-Business 36 Month CD
0.30%$1k-Business 48 Month CD
0.25%$500-30 Month CD
0.25%$1k-Business 30 Month CD
0.20%$500-24 Month CD
0.20%$1k-Business 24 Month CD
0.15%$500-12 Month CD
0.15%$500-18 Month CD
0.15%$1k-Business 12 Month CD
0.15%$1k-Business 18 Month CD
0.10%$500-6 Month CD
0.10%$1k-Business 6 Month CD
0.05%$500-3 Month CD
0.05%$1k-Business 3 Month CD

Pony Express Bank Locations
Pony Express Bank213 Main StBraymer, MO 64624
Liberty Branch215 North 291 HighwayLiberty, MO 64068

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