Featured Savings Rates
Featured Accounts

Popular Community Bank

Popular Accounts at this Bank

1.26%Money MarketOptimum Money Market Special
1.40%5-year CD4 Year Special CD
1.35%3-year CD3 Year Special CD

Overview / Commentary
11 West 51st Street
New York, NY 10019

Banco Popular is a Puerto Rico-based financial institution operating in the United States as Banco Popular North America, which has for branding purposes named itself Popular Community Bank. Both institutions are subsidiaries of Popular, Inc., a holding company. Popular Community Bank offers personal and business banking solutions to meet consumers’ and business owners’ needs.

On its personal banking side, Popular offers standard deposit accounts including checking, savings, money market, and Certificate of Deposit (CD) accounts. Its checking accounts options can be categorized into non-interest bearing and interest bearing accounts. The senior checking account gets all the benefits of the free checking offer, plus interest accumulation. A savings account is available and comes with a monthly service charge unless a minimum account balance is maintained. Money market accounts offer a higher interest rate and come with an ATM card for checking account functionality. Certificates of Deposit (CDs) are offer in term lengths ranging from 30 days to 120 months and have a grace period between maturity and renewal. On its business banking side, Popular provides cash management services as well as checking and savings deposit account offerings.

Popular Community Bank online banking allows customers to manage their deposit and loan accounts by transferring funds, tracking spending, making payments, and paying bills. The bank has enabled its website to work in congruence with a web-enable phone and has also released mobile apps that provide account management on popular smartphones.

Popular Community Bank is the consumer-facing name for Banco Popular North America, a New York, New York-headquartered bank established in the United States in 1961. It serves its customers through multiple branches located in regions across the country.

Related Posts

Popular Community Bank Has 6-Month Rate Optimum MMA Guarantee - 7/22/2016

Popular Community Bank has a 6 month rate guarantee on Optimum MMA (1.26% APY, NY only). Min deposit is $10k, and $10k balance must be maintained to earn promo rate.

1.26% APY Money Market Promo - Effective 5/27/16 For 6 Mo Min - 7/16/2016

Popular Community is offering a Money market special with at least $10,000 on deposit.  1.26% APY for it's Optimum Money Market.  Rate special started 5/27/16 and is still in effect.  It guarantees the rate for 6 months from account opening with $10,000 or more.

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Reviews (1)

The Bank That Gives Back

Posted by: Dinero121 | Oct 13, 2016

I started banking with Popular Community Bank in 2012, and it was an amazing decision. When I opened up a checking account with them, to my surprise, I was gifted with a brand new toaster as a welcome gift for opening an account. The tellers went above and beyond making me feel welcomed with them. They offered me coffee and cookies as I was filling out the paper work. They always show great appreciation to their customers and are constantly rewarding their costumers with gifts. In 2014 I opened up a savings account and was gifted a suitcase as a gift. Their fees are really low and their mobile and website is very organized and easy to follow. They also have an app for your account managing. I am extremely happy to bank with Popular Community Bank.


Health Grade Components

FDIC Certificate #34967
Year Established1999
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD2.32%
Annual Interest Income$150.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.22B$7.46B
LoansQ2 2016vs Q2 2015$5.18B$4.49B
DepositsQ2 2016vs Q2 2015$5.48B$4.79B
Equity CapitalQ2 2016vs Q2 2015$1.85B$1.93B
Loan Loss AllowanceQ2 2016vs Q2 2015$37.4MM$30.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$101.4MM$29.0MM
Real Estate OwnedQ2 2016vs Q2 2015$3.1MM$3.5MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Popular Community Bank Savings Account Rates

0.35%*$50k*-Relationship Savings - Bonus
OTHER TIERS: 0.26% Up to $25k | 0.30% $25k - $50k
0.10%*$50k*-Relationship Savings
OTHER TIERS: 0.01% Up to $25k | 0.05% $25k - $50k

Popular Community Bank Money Market Rates

1.26%$10k-Optimum Money Market Special

Popular Community Bank CD Rates

1.70%$1k-5 Year Special CD
1.40%$1k-4 Year Special CD
1.35%$1k-3 Year Special CD
1.26%$1k-19 Month Special CD

Popular Community Bank has 50 locations. Click to view all Popular Community Bank locations.