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Portage Community Bank


Overview / Commentary
www.pcbbank.com
330-296-8090
1311 East Main Street
Ravenna, OH 44266

Portage Community Bank is headquartered in Ravenna and is the 56th largest bank in the state of Ohio. It is also the 1,908th largest bank in the nation. It was established in 1998 and as of March of 2020, it had grown to 75 employees at 2 locations. Portage Community Bank's money market rates are 25% higher than the national average, and it has an A health rating.

Reviews (1)

Portage Community Bank

Posted by: |

The first bank I ever used was Portage Community Bank when I got my first job in high school. I only went to that bank because my mom also went to that bank and I was told that I couldn't have a bank account while I was under 18 without an adult (or parent) having the account with me. I'm still not sure if that's normal practice. Being totally unaware of how things worked, I didn't really care about where or how I banked, I just needed a place to cash my paychecks. Now that I've banked elsewhere and am a bit more experience, I feel like the bank was pretty underwhelming, honestly. Not only were the tellers pretty rude/cold most the time, but the bank itself wasn't helpful to new members and especially young people AT ALL. There were no programs to help you learn about banking or how to live financially responsibly. There were some benefits for people that had been there for like a million years but pretty much nothing for new members who actually needed it. So while I was still a kid I'd hear of all these cool benefits and programs that other people had with their banks and as soon as I turned 18 I withdrew all my money and when to a bank that seemed to actually give a damn about the financial well-being of its members.

1


Health
A

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34760
Year Established1998
Employees75
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD5.05%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$366.1MM$342.0MM
LoansQ1 2020vs Q1 2019$265.1MM$245.6MM
DepositsQ1 2020vs Q1 2019$298.7MM$283.8MM
Equity CapitalQ1 2020vs Q1 2019$44.7MM$40.5MM
Loan Loss AllowanceQ1 2020vs Q1 2019$3.0MM$3.0MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$4.3MM$1.3MM
Real Estate OwnedQ1 2020vs Q1 2019$37.00K$101.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Portage Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$25kNeighbor Rewards Savings
OTHER TIERS: 0.20% → $25k+
0.20%--Health Savings Account
0.20%--Community Savings IRA
0.10%--Community Statement Savings
0.10%--Community Business Statement Savings
0.10%--Litl People Passbook Savings

Portage Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Community Index Money Market
OTHER TIERS: 0.10% → Up to $25k | 0.20% → $25k - $50k | 0.40% → $50k - $100k
0.55%*$100k*-Community Business Money Market Account
OTHER TIERS: 0.10% → Up to $25k | 0.20% → $25k - $50k | 0.40% → $50k - $100k
0.20%*$50k*-Community Public Fund Index Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k

Portage Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kNeighbor Rewards Checking
OTHER TIERS: 0.25% → $25k+
0.10%*$20k*-Prestige Checking
OTHER TIERS: 0.05% → Up to $20k

Portage Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-84 Month CD
1.25%$1k-Business 84 Month CD
1.05%$1k-60 Month CD
1.05%$1k-Business 60 Month CD
0.95%$1k-36 - 47 Month CD
0.95%$1k-48 - 59 Month CD
0.95%$1k-Business 36 - 47 Month CD
0.95%$1k-Business 48 - 59 Month CD
0.90%$100k-60 Month Public Fund Jumbo CD
0.90%$100k-Business 60 Month Jumbo CD
0.75%$1k-24 - 35 Month CD
0.75%$1k-Business 24 - 35 Month CD
0.70%$100k-48 - 59 Month Public Fund Jumbo CD
0.70%$100k-Business 48 - 59 Month Jumbo CD
0.60%$100k-36 - 47 Month Public Fund Jumbo CD
0.60%$100k-Business 36 - 47 Month Jumbo CD
0.55%$1k-12 - 23 Month CD
0.55%$1k-Business 12 - 23 Month CD
0.50%$100k-24 - 35 Month Public Fund Jumbo CD
0.45%$1k-180 - 364 Day CD
0.45%$100k-Business 180 - 269 Day Jumbo CD
0.40%$100k-12 - 23 Month Public Fund Jumbo CD
0.40%$100k-Business 24 - 35 Month Jumbo CD
0.35%$1k-90 - 179 Day CD
0.35%$1k-Business 90 - 179 Day CD
0.30%$100k-Business 270 - 364 Day Jumbo CD
0.30%$100k-Business 12 - 23 Month Jumbo CD
0.25%$1k-30 - 89 Day CD
0.25%$1k-Business 30 - 89 Day CD
0.25%$100k-270 - 364 Day Public Fund Jumbo CD
0.20%$1k-Business 180 - 364 Day CD
0.20%$100k-150 - 179 Day Public Fund Jumbo CD
0.20%$100k-180 - 269 Day Public Fund Jumbo CD
0.15%$100k-120 - 149 Day Public Fund Jumbo CD
0.15%$100k-Business 120 - 149 Day Jumbo CD
0.15%$100k-Business 150 - 179 Day Jumbo CD
0.15%$100k-60 - 119 Day Public Fund Jumbo CD
0.10%$100k-60 - 89 Day Public Fund Jumbo CD
0.10%$100k-Business 60 - 119 Day Jumbo CD
0.05%$100k-14 - 29 Day Public Fund Jumbo CD
0.05%$100k-30 - 59 Day Public Fund Jumbo CD
0.05%$100k-Business 14 - 29 Day Jumbo CD
0.05%$100k-Business 30 - 59 Day Jumbo CD
0.05%$100k-Business 60 - 89 Day Jumbo CD

Portage Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-60 Month IRA
0.95%$1k-36 - 47 Month IRA
0.95%$1k-48 - 59 Month IRA
0.75%$1k-24 - 35 Month IRA
0.55%$1k-12 - 23 Month IRA
0.45%$1k-270 Day IRA
Locations


Portage Community Bank Locations
Portage Community Bank1311 East Main StreetRavenna, OH 44266
Kent Office1532 South Water StreetKent, OH 44240

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