Portage Community Bank

Overview / Commentary
1311 East Main Street
Ravenna, OH 44266

Portage Community Bank is headquartered in Ravenna and is the 58th largest bank in the state of Ohio. It is also the 1,962nd largest bank in the nation. It was established in 1998 and as of June of 2019, it had grown to 67 employees at 2 locations. Portage Community Bank's CD rates are 2X the national average, and it has an A health rating.

Reviews (1)

Portage Community Bank

The first bank I ever used was Portage Community Bank when I got my first job in high school. I only went to that bank because my mom also went to that bank and I was told that I couldn't have a bank account while I was under 18 without an adult (or parent) having the account with me. I'm still not sure if that's normal practice. Being totally unaware of how things worked, I didn't really care about where or how I banked, I just needed a place to cash my paychecks. Now that I've banked elsewhere and am a bit more experience, I feel like the bank was pretty underwhelming, honestly. Not only were the tellers pretty rude/cold most the time, but the bank itself wasn't helpful to new members and especially young people AT ALL. There were no programs to help you learn about banking or how to live financially responsibly. There were some benefits for people that had been there for like a million years but pretty much nothing for new members who actually needed it. So while I was still a kid I'd hear of all these cool benefits and programs that other people had with their banks and as soon as I turned 18 I withdrew all my money and when to a bank that seemed to actually give a damn about the financial well-being of its members.


Health Grade Components

FDIC Certificate #34760
Year Established1998
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD6.93%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$343.3MM$329.8MM
LoansQ2 2019vs Q2 2018$255.0MM$235.7MM
DepositsQ2 2019vs Q2 2018$280.3MM$273.8MM
Equity CapitalQ2 2019vs Q2 2018$41.8MM$37.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.0MM$2.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$3.6MM$1.6MM
Real Estate OwnedQ2 2019vs Q2 2018$108.00K$35.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Portage Community Bank Savings Account Rates

1.01%*-$25kNeighbor Rewards Savings
OTHER TIERS: 0.20% $25k+
0.75%*$100k*-Community Index Account
OTHER TIERS: 0.15% Up to $25k | 0.30% $25k - $50k | 0.55% $50k - $100k
0.75%*$100k*-Community Business Index Account
OTHER TIERS: 0.15% Up to $25k | 0.30% $25k - $50k | 0.55% $50k - $100k
0.25%--Health Savings Account
0.20%*$50k*-Community Public Fund Index Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k
0.20%--Community Savings IRA
0.15%--Community Statement Savings
0.15%--Community Business Statement Savings
0.15%--Lit' l People Passbook Savings

Portage Community Bank Checking Account Rates

2.50%*-$25kNeighbor Rewards Checking
OTHER TIERS: 0.25% $25k+
0.75%*$50k*-IOLTA / IOTA Interest Checking
OTHER TIERS: 0.05% Up to $20k | 0.10% $20k - $50k
0.10%*$20k*-Prestige Checking
OTHER TIERS: 0.05% Up to $20k
0.10%*$20k*-Community Business Interest Checking
OTHER TIERS: 0.05% Up to $20k

Portage Community Bank CD Rates

2.15%$1k-84 Month CD
2.15%$1k-Business 84 Month CD
2.00%$1k-180 - 364 Day CD
2.00%$1k-60 Month CD
2.00%$1k-Business 180 - 364 Day CD
2.00%$1k-Business 60 Month CD
1.85%$1k-12 - 23 Month CD
1.85%$1k-48 - 59 Month CD
1.85%$1k-Business 12 - 23 Month CD
1.85%$1k-Business 48 - 59 Month CD
1.75%$1k-36 - 47 Month CD
1.75%$1k-Business 36 - 47 Month CD
1.65%$1k-24 - 35 Month CD
1.65%$1k-Business 24 - 35 Month CD
1.50%$100k-60 Month Public Fund Jumbo CD
1.21%$100k-Business 60 Month Jumbo CD
1.01%$100k-Business 48 - 59 Month Jumbo CD
1.00%$100k-48 - 59 Month Public Fund Jumbo CD
0.80%$100k-36 - 47 Month Public Fund Jumbo CD
0.75%$1k-90 - 179 Day CD
0.75%$1k-Business 90 - 179 Day CD
0.60%$100k-Business 36 - 47 Month Jumbo CD
0.50%$100k-24 - 35 Month Public Fund Jumbo CD
0.40%$100k-12 - 23 Month Public Fund Jumbo CD
0.40%$100k-Business 24 - 35 Month Jumbo CD
0.30%$100k-Business 270 - 364 Day Jumbo CD
0.30%$100k-Business 12 - 23 Month Jumbo CD
0.25%$1k-30 - 89 Day CD
0.25%$1k-Business 30 - 89 Day CD
0.25%$100k-270 - 364 Day Public Fund Jumbo CD
0.20%$100k-150 - 179 Day Public Fund Jumbo CD
0.20%$100k-180 - 269 Day Public Fund Jumbo CD
0.20%$100k-Business 180 - 269 Day Jumbo CD
0.15%$100k-120 - 149 Day Public Fund Jumbo CD
0.15%$100k-Business 120 - 149 Day Jumbo CD
0.15%$100k-Business 150 - 179 Day Jumbo CD
0.15%$100k-60 - 119 Day Public Fund Jumbo CD
0.10%$100k-60 - 89 Day Public Fund Jumbo CD
0.10%$100k-Business 60 - 119 Day Jumbo CD
0.05%$100k-14 - 29 Day Public Fund Jumbo CD
0.05%$100k-30 - 59 Day Public Fund Jumbo CD
0.05%$100k-Business 14 - 29 Day Jumbo CD
0.05%$100k-Business 30 - 59 Day Jumbo CD
0.05%$100k-Business 60 - 89 Day Jumbo CD

Portage Community Bank IRA Rates

2.00%$1k-270 Day IRA
2.00%$1k-60 Month IRA
1.85%$1k-12 - 23 Month IRA
1.85%$1k-48 - 59 Month IRA
1.75%$1k-36 - 47 Month IRA
1.65%$1k-24 - 35 Month IRA

Portage Community Bank Locations
Portage Community Bank1311 East Main StreetRavenna, OH 44266
Kent Office1532 South Water StreetKent, OH 44240

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