Portage Community Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.01% | Reward Checking | Kasasa Cash 1.95% - National Average |
| 0.75% | Reward Savings | Kasasa Saver 0.87% - National Average |
| 1.21% | 5-year CD | 60 Month Jumbo CD |
Portage Community Bank is headquartered in Ravenna and is the 58th largest bank in the state of Ohio. It is also the 2,010th largest bank in the nation. It was established in 1998 and as of March of 2018, it had grown to 61 employees at 2 locations. Portage Community Bank's CD rates are 44% higher than the national average, and it has an A health rating.
Portage Community Bank
The first bank I ever used was Portage Community Bank when I got my first job in high school. I only went to that bank because my mom also went to that bank and I was told that I couldn't have a bank account while I was under 18 without an adult (or parent) having the account with me. I'm still not sure if that's normal practice. Being totally unaware of how things worked, I didn't really care about where or how I banked, I just needed a place to cash my paychecks. Now that I've banked elsewhere and am a bit more experience, I feel like the bank was pretty underwhelming, honestly. Not only were the tellers pretty rude/cold most the time, but the bank itself wasn't helpful to new members and especially young people AT ALL. There were no programs to help you learn about banking or how to live financially responsibly. There were some benefits for people that had been there for like a million years but pretty much nothing for new members who actually needed it. So while I was still a kid I'd hear of all these cool benefits and programs that other people had with their banks and as soon as I turned 18 I withdrew all my money and when to a bank that seemed to actually give a damn about the financial well-being of its members.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34760 |
| Year Established | 1998 |
| Employees | 61 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 8.05% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $331.6MM$326.9MM |
| Loans | Q1 2018vs Q1 2017 | $226.3MM$214.5MM |
| Deposits | Q1 2018vs Q1 2017 | $277.0MM$274.6MM |
| Equity Capital | Q1 2018vs Q1 2017 | $36.6MM$34.7MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $2.8MM$2.7MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1.7MM$1.5MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $154.00K$248.00K |
Always verify rates and promotions with the bank or credit union. We are not Portage Community Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Portage Community Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $15k | Kasasa Saver | ||
| OTHER TIERS: 0.18% → $15k+ | |||||
| 0.50%* | $100k* | - | Community Business Index Account | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.20% → $25k - $50k | 0.40% → $50k - $100k | |||||
| 0.20% | - | - | Health Savings Account | ||
| 0.20%* | $50k* | - | Community Public Fund Index Account | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | |||||
| 0.20% | - | - | Community Savings IRA | ||
| 0.10% | - | - | Community Statement Savings | ||
| 0.10% | - | - | Community Business Statement Savings | ||
| 0.10% | - | - | Lit' l People Passbook Savings | ||
Portage Community Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Community Index Account | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.20% → $25k - $50k | 0.40% → $50k - $100k | |||||
Portage Community Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $15k | Kasasa Cash | ||
| OTHER TIERS: 0.22% → $15k+ | |||||
| 0.50%* | $50k* | - | IOLTA / IOTA Interest Checking | ||
| OTHER TIERS: 0.05% → Up to $20k | 0.10% → $20k - $50k | |||||
| 0.10%* | $20k* | - | Prestige Checking | ||
| OTHER TIERS: 0.05% → Up to $20k | |||||
| 0.10%* | $20k* | - | Community Business Interest Checking | ||
| OTHER TIERS: 0.05% → Up to $20k | |||||
Portage Community Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | $1k | - | 60 Month CD | |
| 2.15% | $1k | - | Business 60 Month CD | |
| 2.15% | $1k | - | 84 Month CD | |
| 2.15% | $1k | - | Business 84 Month CD | |
| 1.60% | $1k | - | 48 - 59 Month CD | |
| 1.60% | $1k | - | Business 48 - 59 Month CD | |
| 1.50% | $1k | - | 36 - 47 Month CD | |
| 1.50% | $1k | - | Business 36 - 47 Month CD | |
| 1.50% | $100k | - | 60 Month Public Fund Jumbo CD | |
| 1.40% | $1k | - | 24 - 35 Month CD | |
| 1.40% | $1k | - | Business 24 - 35 Month CD | |
| 1.30% | $1k | - | 12 - 23 Month CD | |
| 1.30% | $1k | - | Business 12 - 23 Month CD | |
| 1.21% | $100k | - | 60 Month Jumbo CD | |
| 1.21% | $100k | - | Business 60 Month Jumbo CD | |
| 1.01% | $100k | - | 48 - 59 Month Jumbo CD | |
| 1.01% | $100k | - | Business 48 - 59 Month Jumbo CD | |
| 1.00% | $100k | - | 48 - 59 Month Public Fund Jumbo CD | |
| 0.80% | $100k | - | 36 - 47 Month Public Fund Jumbo CD | |
| 0.60% | $100k | - | 36 - 47 Month Jumbo CD | |
| 0.60% | $100k | - | Business 36 - 47 Month Jumbo CD | |
| 0.55% | $1k | - | 180 - 364 Day CD | |
| 0.55% | $1k | - | Business 180 - 364 Day CD | |
| 0.50% | $100k | - | 24 - 35 Month Public Fund Jumbo CD | |
| 0.40% | $100k | - | 24 - 35 Month Jumbo CD | |
| 0.40% | $100k | - | 12 - 23 Month Public Fund Jumbo CD | |
| 0.40% | $100k | - | Business 24 - 35 Month Jumbo CD | |
| 0.30% | $100k | - | 270 - 364 Day Jumbo CD | |
| 0.30% | $100k | - | 12 - 23 Month Jumbo CD | |
| 0.30% | $100k | - | Business 270 - 364 Day Jumbo CD | |
| 0.30% | $100k | - | Business 12 - 23 Month Jumbo CD | |
| 0.25% | $100k | - | 270 - 364 Day Public Fund Jumbo CD | |
| 0.20% | $100k | - | 180 - 269 Day Jumbo CD | |
| 0.20% | $100k | - | 150 - 179 Day Public Fund Jumbo CD | |
| 0.20% | $100k | - | 180 - 269 Day Public Fund Jumbo CD | |
| 0.20% | $100k | - | Business 180 - 269 Day Jumbo CD | |
| 0.15% | $1k | - | 90 - 179 Day CD | |
| 0.15% | $1k | - | Business 90 - 179 Day CD | |
| 0.15% | $100k | - | 120 - 149 Day Jumbo CD | |
| 0.15% | $100k | - | 150 - 179 Day Jumbo CD | |
| 0.15% | $100k | - | 90 - 119 Day Public Fund Jumbo CD | |
| 0.15% | $100k | - | 120 - 149 Day Public Fund Jumbo CD | |
| 0.15% | $100k | - | Business 120 - 149 Day Jumbo CD | |
| 0.15% | $100k | - | Business 150 - 179 Day Jumbo CD | |
| 0.10% | $1k | - | 30 - 89 Day CD | |
| 0.10% | $1k | - | Business 30 - 89 Day CD | |
| 0.10% | $100k | - | 90 - 119 Day Jumbo CD | |
| 0.10% | $100k | - | 60 - 89 Day Public Fund Jumbo CD | |
| 0.10% | $100k | - | Business 90 - 119 Day Jumbo CD | |
| 0.05% | $100k | - | 14 - 29 Day Jumbo CD | |
| 0.05% | $100k | - | 30 - 59 Day Jumbo CD | |
| 0.05% | $100k | - | 60 - 89 Day Jumbo CD | |
| 0.05% | $100k | - | 14 - 29 Day Public Fund Jumbo CD | |
| 0.05% | $100k | - | 30 - 59 Day Public Fund Jumbo CD | |
| 0.05% | $100k | - | Business 14 - 29 Day Jumbo CD | |
| 0.05% | $100k | - | Business 30 - 59 Day Jumbo CD | |
| 0.05% | $100k | - | Business 60 - 89 Day Jumbo CD |
Portage Community Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | $1k | - | 60 Month IRA | |
| 1.60% | $1k | - | 48 - 59 Month IRA | |
| 1.50% | $1k | - | 36 - 47 Month IRA | |
| 1.40% | $1k | - | 24 - 35 Month IRA | |
| 1.30% | $1k | - | 12 - 23 Month IRA | |
| 0.55% | $1k | - | 270 Day IRA |
| Portage Community Bank Locations | ||
|---|---|---|
| Portage Community Bank | 1311 East Main Street | Ravenna, OH 44266 |
| Kent Office | 1532 South Water Street | Kent, OH 44240 |