Post Office Employees' Credit Union
Overview / Commentary
Post Office Employees' Credit Union is headquartered in Metairie and is the 44th largest credit union in the state of Louisiana. It is also the 2,517th largest credit union in the nation. It was established in 1924 and as of June of 2018, it had grown to 18 employees and 5,732 members at 6 locations. Post Office Employees' Credit Union has a B health rating.
Health
B
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Post Office Employees' Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63069 |
| Year Chartered | 1924 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.22% |
| Return on Equity - YTD | -2.04% |
| Annual Interest Income | $913.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $42.2MM$40.6MM |
| Loans | Q2 2018vs Q2 2017 | $25.7MM$21.8MM |
| Deposits | Q2 2018vs Q2 2017 | $37.3MM$35.7MM |
| Equity Capital | Q2 2018vs Q2 2017 | $4.4MM$4.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $128.00K$131.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $297.00K$254.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $185.00K$185.00K |
Rates
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Post Office Employees' Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Regular Shares | |
| 0.25% | - | - | Christmas Club |
Locations
| Post Office Employees' Credit Union Locations | ||
|---|---|---|
| Branch Office | 4624 W Napoleon Ave | Metairie, LA 70001-2492 |
| Branch Office | 1200 Business 190 Ste 20 | Covington, LA 70433-3279 |
| Branch Office | 1530 Lapalco Blvd Ste 5 | Harvey, LA 70058-5739 |
| Branch Office | 701 Loyola Ave | New Orleans, LA 70113 |
| Branch Office | 200 Paris AVe | Metairie, LA 70005 |
| Branch Office | 423 Canal St Ste 439 | New Orleans, LA 70130 |