Overview / Commentary
4624 W Napoleon Ave
Metairie, LA 70001

Post Office Employees' Credit Union is headquartered in Metairie and is the 44th largest credit union in the state of Louisiana. It is also the 2,512th largest credit union in the nation. It was established in 1924 and as of September of 2018, it had grown to 17 employees and 5,758 members at 6 locations. Post Office Employees' Credit Union has a B health rating.

Field of Membership Restrictions

Post Office Employees' Credit Union offers membership to those who work, worship, attend school or live in Covington, LA or the 5th Council District of Jefferson Parish. Additionally, those who are employees by the United States Postal Service or US Department of Homeland Security; persons licensed or employed by the Louisiana State Board of Barber Examiners or Louisiana State Board of Cosmetology; and finally employees of several "Member Employee" partners.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Post Office Employees' Credit Union has a low asset base.

Health Grade Components

NCUA #63069
Year Chartered1924
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.51%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$41.9MM$39.9MM
LoansQ3 2018vs Q3 2017$25.7MM$23.4MM
DepositsQ3 2018vs Q3 2017$36.8MM$34.9MM
Equity CapitalQ3 2018vs Q3 2017$4.5MM$4.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$134.00K$131.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$284.00K$274.00K
Real Estate OwnedQ3 2018vs Q3 2017$185.00K$192.00K
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Post Office Employees' Credit Union Savings Account Rates

0.25%--Regular Shares
0.25%--Christmas Club

Post Office Employees' Credit Union Locations
Branch Office4624 W Napoleon AveMetairie, LA 70001-2492
Branch Office1200 Business 190 Ste 20Covington, LA 70433-3279
Branch Office1530 Lapalco Blvd Ste 5Harvey, LA 70058-5739
Branch Office701 Loyola AveNew Orleans, LA 70113
Branch Office200 Paris AVeMetairie, LA 70005
Branch Office423 Canal St Ste 439New Orleans, LA 70130

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