Postal & Community Credit Union


Overview / Commentary
816-279-5656
3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 32nd largest credit union in the state of Missouri. It is also the 1,977th largest credit union in the nation. It was established in 1922 and as of March of 2025, it had grown to 12 employees and 11,017 members at 2 locations. Postal & Community Credit Union has an A health rating.

Field of Membership Restrictions

Postal & Community Credit Union offers membership to individuals who live or work in Andrew or Buchanan Counties in Missouri, or Atchison, Doniphan, or Leavenworth Counties in Kansas. Family members of current credit union members may also join.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64145
Year Chartered1922
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD13.14%
Annual Interest Income$1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$85MM$80.3MM
LoansQ1 2025vs Q1 2024$61.4MM$58.6MM
DepositsQ1 2025vs Q1 2024$76.8MM$72.9MM
Equity CapitalQ1 2025vs Q1 2024$8.1MM$7.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$179K$171K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$178K$287K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Postal & Community Credit Union Locations
Branch Office3921 Oakland AveSaint Joseph, MO 64506
Branch Office402 S. Bus 71 HwySavannah, MO 64485

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