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Postal & Community Credit Union

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CURRENT TOP RATE

5 Year Share CD

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.20%	5-year CD	5 Year Share CD 2.50% - Ally Bank High Yield 5 Year CD
0.55%	1-year CD	1 Year Share CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.15%	Savings	Savings Account 1.55% - Synchrony Bank High Yield Savings

View all Postal & Community Credit Union rates »

Overview / Commentary

www.yourpccu.org

816-279-5656

3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 40^th largest credit union in the state of Missouri. It is also the 2,357^th largest credit union in the nation. It was established in 1922 and as of December of 2017, it had grown to 11 employees and 9,920 members at 5 locations. Postal & Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Andrew and Buchanan Counties in Missouri or Atchison, Doniphan or Leavenworth Counties in Kansas.
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Related Posts

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2007

1/2 - 5.75% 18-Month CD at a Missouri CU (Postal and Community)

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Health

B+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	64145
Year Chartered	1922
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	7.08%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$48.4MM$44.4MM
Loans	Q4 2017vs Q4 2016	$30.0MM$29.3MM
Deposits	Q4 2017vs Q4 2016	$44.4MM$40.6MM
Equity Capital	Q4 2017vs Q4 2016	$3.9MM$3.7MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$124.00K$184.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$61.00K$116.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal & Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$25	-	IRA Savings Accounts
0.15%	$25	-	Savings Account
0.15%	$25	-	Holiday & Vacation Club Accounts

Postal & Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$100k^*	-	Money Market Accounts
OTHER TIERS: 0.20% → $1k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k

Postal & Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	Premier Checking Accounts

Postal & Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.20%	$500	-	5 Year Share CD
1.10%	$500	-	4 Year Share CD
1.10%	$500	-	11 Month Share CD
1.00%	$500	-	3 Year Share CD
1.00%	$500	-	7 Month Share CD
0.90%	$500	-	3 Month Share CD Special
0.75%	$500	-	2 Year Share CD
0.65%	$500	-	18 Month Share CD
0.55%	$500	-	1 Year Share CD
0.45%	$500	-	9 Month Share CD
0.35%	$500	-	6 Month Share CD

Postal & Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.20%	$500	-	5 Year Share IRA
1.10%	$500	-	4 Year Share IRA
1.10%	$500	-	11 Month Share IRA
1.00%	$500	-	3 Year Share IRA
1.00%	$500	-	7 Month Share IRA
0.90%	$500	-	3 Month Share IRA Special
0.75%	$500	-	2 Year Share IRA
0.65%	$500	-	18 Month Share IRA
0.55%	$500	-	1 Year Share IRA
0.45%	$500	-	9 Month Share IRA
0.35%	$500	-	6 Month Share IRA

Locations

Postal & Community Credit Union Locations
Branch Office	14902 W 117th St	Olathe, KS 66062-9306
Branch Office	3602 N Belt Hwy	Saint Joseph, MO 64506-1399
Branch Office	3921 Oakland Ave	Saint Joseph, MO 64506
Branch Office	402 S. Bus 71 Hwy	Savannah, MO 64485
Branch Office	5325 Faraon St	Saint Joseph, MO 64506-3488

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