Postal & Community Credit Union

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CURRENT TOP RATE

18 Month Share Certificate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.20%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.55%	1-year CD	2.65% - Barclays 12 Month Online CD
0.15%	Savings	2.00% - Ally Bank Online Savings Account

View all Postal & Community Credit Union rates »

Overview / Commentary

www.yourpccu.org

816-279-5656

3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 39^th largest credit union in the state of Missouri. It is also the 2,315^th largest credit union in the nation. It was established in 1922 and as of June of 2018, it had grown to 12 employees and 10,015 members at 5 locations. Postal & Community Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Postal & Community Credit Union offers membership to individuals who live or work in Andrew or Buchanan Counties in Missouri, or Atchison, Doniphan, or Leavenworth Counties in Kansas.
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Related Posts

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2007

1/2 - 5.75% 18-Month CD at a Missouri CU (Postal and Community)

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Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	64145
Year Chartered	1922
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	4.13%
Annual Interest Income	$736.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$51.2MM$47.2MM
Loans	Q2 2018vs Q2 2017	$33.0MM$30.1MM
Deposits	Q2 2018vs Q2 2017	$47.1MM$43.3MM
Equity Capital	Q2 2018vs Q2 2017	$4.0MM$3.8MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$161.00K$174.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$129.00K$162.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal & Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$25	-	IRA Savings Accounts
0.15%	$25	-	Savings Account
0.15%	$25	-	Holiday Club Account
0.15%	$25	-	Vacation Club Account

Postal & Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$100k^*	-	Money Market Accounts
OTHER TIERS: 0.25% → $1k - $25k \| 0.55% → $25k - $50k \| 0.65% → $50k - $100k

Postal & Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	Premier Checking Account

Postal & Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$500	-	18 Month Share Certificate
2.00%	$500	-	6 Month Share Certificate
1.20%	$500	-	5 Year Share Certificate
1.10%	$500	-	4 Year Share Certificate
1.00%	$500	-	3 Year Share Certificate
0.95%	$500	-	2 Year Share Certificate
0.55%	$500	-	1 Year Share Certificate
0.55%	$500	-	11 Month Share Certificate
0.45%	$500	-	9 Month Share Certificate
0.45%	$500	-	7 Month Share Certificate
0.25%	$500	-	3 Month Share Certificate

Postal & Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$500	-	18 Month IRA
2.00%	$500	-	6 Month IRA
1.20%	$500	-	5 Year IRA
1.10%	$500	-	4 Year IRA
1.00%	$500	-	3 Year IRA
0.95%	$500	-	2 Year IRA
0.55%	$500	-	1 Year IRA
0.55%	$500	-	11 Month IRA
0.45%	$500	-	9 Month IRA
0.45%	$500	-	7 Month IRA
0.25%	$500	-	3 Month IRA

Locations

Postal & Community Credit Union Locations
Branch Office	14902 W 117th St	Olathe, KS 66062-9306
Branch Office	3602 N Belt Hwy	Saint Joseph, MO 64506-1399
Branch Office	3921 Oakland Ave	Saint Joseph, MO 64506
Branch Office	402 S. Bus 71 Hwy	Savannah, MO 64485
Branch Office	5325 Faraon St	Saint Joseph, MO 64506-3488

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