Postal & Community Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.20%5-year CD5 Year Share Certificate
0.55%1-year CD11 Month Share Certificate
0.15%SavingsSavings Account

Overview / Commentary
816-279-5656
3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 39th largest credit union in the state of Missouri. It is also the 2,315th largest credit union in the nation. It was established in 1922 and as of June of 2018, it had grown to 12 employees and 10,015 members at 5 locations. Postal & Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Postal & Community Credit Union offers membership to individuals who live or work in Andrew or Buchanan Counties in Missouri, or Atchison, Doniphan, or Leavenworth Counties in Kansas.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64145
Year Chartered1922
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD4.13%
Annual Interest Income$736.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$51.2MM$47.2MM
LoansQ2 2018vs Q2 2017$33.0MM$30.1MM
DepositsQ2 2018vs Q2 2017$47.1MM$43.3MM
Equity CapitalQ2 2018vs Q2 2017$4.0MM$3.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$161.00K$174.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$129.00K$162.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Postal & Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal & Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-IRA Savings Accounts
0.15%$25-Savings Account
0.15%$25-Holiday Club Account
0.15%$25-Vacation Club Account

Postal & Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Accounts
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Postal & Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking Account

Postal & Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-2 Year Share Certificate
1.50%$500-18 Month Share Certificate
1.20%$500-5 Year Share Certificate
1.10%$500-4 Year Share Certificate
1.00%$500-9 Month Share Certificate
1.00%$500-3 Year Share Certificate
0.55%$500-1 Year Share Certificate
0.55%$500-11 Month Share Certificate
0.45%$500-7 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.25%$500-3 Month Share Certificate

Postal & Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-2 Year IRA
1.50%$500-18 Month IRA
1.20%$500-5 Year IRA
1.10%$500-4 Year IRA
1.00%$500-9 Month IRA
1.00%$500-3 Year IRA
0.55%$500-1 Year IRA
0.55%$500-11 Month IRA
0.45%$500-7 Month IRA
0.35%$500-6 Month IRA
0.25%$500-3 Month IRA
Locations


Postal & Community Credit Union Locations
Branch Office14902 W 117th StOlathe, KS 66062-9306
Branch Office3602 N Belt HwySaint Joseph, MO 64506-1399
Branch Office3921 Oakland AveSaint Joseph, MO 64506
Branch Office402 S. Bus 71 HwySavannah, MO 64485
Branch Office5325 Faraon StSaint Joseph, MO 64506-3488

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.