2. Postal & Community Credit Union

Postal & Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.20%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.55%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.15%Savings
2.20% - Barclays Online Savings AccountAdvertisement
View all Postal & Community Credit Union rates »

Overview / Commentary
www.yourpccu.org
816-279-5656
3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 39th largest credit union in the state of Missouri. It is also the 2,266th largest credit union in the nation. It was established in 1922 and as of December of 2018, it had grown to 12 employees and 10,180 members at 5 locations. Postal & Community Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Postal & Community Credit Union offers membership to individuals who live or work in Andrew or Buchanan Counties in Missouri, or Atchison, Doniphan, or Leavenworth Counties in Kansas.
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Health
B+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64145
Year Chartered1922
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.79%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$53.0MM$48.4MM
LoansQ4 2018vs Q4 2017$35.2MM$30.0MM
DepositsQ4 2018vs Q4 2017$48.6MM$44.4MM
Equity CapitalQ4 2018vs Q4 2017$4.2MM$3.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$108.00K$124.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$36.00K$61.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal & Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-IRA Savings Accounts
0.15%$25-Savings Account
0.15%$25-Holiday Club Account
0.15%$25-Vacation Club Account

Postal & Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Market Accounts
OTHER TIERS: 0.25% → $1k - $25k | 0.55% → $25k - $50k | 0.65% → $50k - $100k

Postal & Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking Account

Postal & Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-18 Month Share Certificate
1.20%$500-5 Year Share Certificate
1.10%$500-4 Year Share Certificate
1.00%$500-3 Year Share Certificate
0.95%$500-2 Year Share Certificate
0.75%$500-6 Month Share Certificate
0.55%$500-1 Year Share Certificate
0.55%$500-11 Month Share Certificate
0.45%$500-9 Month Share Certificate
0.45%$500-7 Month Share Certificate
0.25%$500-3 Month Share Certificate

Postal & Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-18 Month IRA
1.20%$500-5 Year IRA
1.10%$500-4 Year IRA
1.00%$500-3 Year IRA
0.95%$500-2 Year IRA
0.75%$500-6 Month IRA
0.55%$500-1 Year IRA
0.55%$500-11 Month IRA
0.45%$500-9 Month IRA
0.45%$500-7 Month IRA
0.25%$500-3 Month IRA
Locations


Postal & Community Credit Union Locations
Branch Office14902 W 117th StOlathe, KS 66062-9306
Branch Office3602 N Belt HwySaint Joseph, MO 64506-1399
Branch Office3921 Oakland AveSaint Joseph, MO 64506
Branch Office402 S. Bus 71 HwySavannah, MO 64485
Branch Office5325 Faraon StSaint Joseph, MO 64506-3488

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