Postal & Community Credit Union is headquartered in Saint Joseph and is the 40th largest credit union in the state of Missouri. It is also the 2,261st largest credit union in the nation. It was established in 1922 and as of December of 2020, it had grown to 11 employees and 10,602 members at 3 locations. Postal & Community Credit Union has a B+ health rating.
Postal & Community Credit Union offers membership to individuals who live or work in Andrew or Buchanan Counties in Missouri, or Atchison, Doniphan, or Leavenworth Counties in Kansas. Family members of current credit union members may also join.
See current membership details
Overall | |
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NCUA # | 64145 |
Year Chartered | 1922 |
Employees | 11 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1% |
Return on Equity - YTD | 11.61% |
Annual Interest Income | $2.2MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $60.7MM$54.3MM |
Loans | Q4 2020vs Q4 2019 | $42.9MM$38.7MM |
Deposits | Q4 2020vs Q4 2019 | $55.5MM$49.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $5.1MM$4.5MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $126.00K$164.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $194.00K$183.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Postal & Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $25 | - | Savings Account | |
0.15% | $25 | - | Holiday Club Account | |
0.15% | $25 | - | Vacation Club Account | |
0.15% | $25 | - | IRA Savings Accounts |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $100k* | - | Money Market Accounts | ||
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $500 | - | Premier Checking Account |
Postal & Community Credit Union Locations | ||
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Branch Office | 3921 Oakland Ave | Saint Joseph, MO 64506 |
Branch Office | 402 S. Bus 71 Hwy | Savannah, MO 64485 |
Branch Office | 5325 Faraon St | Saint Joseph, MO 64506-3488 |