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Postal & Community Credit Union


Overview / Commentary
yourpccu.org
816-279-5656
3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 40th largest credit union in the state of Missouri. It is also the 2,211th largest credit union in the nation. It was established in 1922 and as of September of 2021, it had grown to 12 employees and 10,652 members at 2 locations. Postal & Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Postal & Community Credit Union offers membership to individuals who live or work in Andrew or Buchanan Counties in Missouri, or Atchison, Doniphan, or Leavenworth Counties in Kansas. Family members of current credit union members may also join.
See current membership details

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Health
B+

Data as of Q3 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64145
Year Chartered1922
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD11.53%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$68.1MM$57.8MM
LoansQ3 2021vs Q3 2020$45.5MM$42.8MM
DepositsQ3 2021vs Q3 2020$62.4MM$52.8MM
Equity CapitalQ3 2021vs Q3 2020$5.6MM$4.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$129.00K$186.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$191.00K$92.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Postal & Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal & Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$25-Savings Account
0.15%$25-Holiday Club Account
0.15%$25-Vacation Club Account
0.15%$25-IRA Savings Accounts

Postal & Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Accounts
OTHER TIERS: 0.20% → $1k - $50k | 0.25% → $50k - $100k

Postal & Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking Account

Postal & Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year Share Certificate
0.45%$500-4 Year Share Certificate
0.40%$500-3 Year Share Certificate
0.35%$500-2 Year Share Certificate
0.30%$500-18 Month Share Certificate
0.25%$500-9 Month Share Certificate
0.25%$500-1 Year Share Certificate
0.25%$500-11 Month Share Certificate
0.25%$500-7 Month Share Certificate
0.20%$500-3 Month Share Certificate
0.20%$500-6 Month Share Certificate

Postal & Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year IRA
0.45%$500-4 Year IRA
0.40%$500-3 Year IRA
0.35%$500-2 Year IRA
0.30%$500-18 Month IRA
0.25%$500-9 Month IRA
0.25%$500-1 Year IRA
0.25%$500-11 Month IRA
0.25%$500-7 Month IRA
0.20%$500-3 Month IRA
0.20%$500-6 Month IRA
Locations


Postal & Community Credit Union Locations
Branch Office3921 Oakland AveSaint Joseph, MO 64506
Branch Office402 S. Bus 71 HwySavannah, MO 64485

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