Featured Savings Rates
Featured Accounts

Postal & Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.20%5-year CD5 Year Share CD
0.55%1-year CD1 Year Share CD
0.15%SavingsSavings Account

Overview / Commentary
816-279-5656
3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 40th largest credit union in the state of Missouri. It is also the 2,357th largest credit union in the nation. It was established in 1922 and as of December of 2017, it had grown to 11 employees and 9,920 members at 5 locations. Postal & Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Andrew and Buchanan Counties in Missouri or Atchison, Doniphan or Leavenworth Counties in Kansas.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64145
Year Chartered1922
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.08%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$48.4MM$44.4MM
LoansQ4 2017vs Q4 2016$30.0MM$29.3MM
DepositsQ4 2017vs Q4 2016$44.4MM$40.6MM
Equity CapitalQ4 2017vs Q4 2016$3.9MM$3.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$124.00K$184.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$61.00K$116.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal & Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-IRA Savings Accounts
0.15%$25-Savings Account
0.15%$25-Holiday & Vacation Club Accounts

Postal & Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Accounts
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Postal & Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking Accounts

Postal & Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-5 Year Share CD
1.10%$500-4 Year Share CD
1.10%$500-11 Month Share CD
1.00%$500-3 Year Share CD
1.00%$500-7 Month Share CD
0.90%$500-3 Month Share CD Special
0.75%$500-2 Year Share CD
0.65%$500-18 Month Share CD
0.55%$500-1 Year Share CD
0.45%$500-9 Month Share CD
0.35%$500-6 Month Share CD

Postal & Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-5 Year Share IRA
1.10%$500-4 Year Share IRA
1.10%$500-11 Month Share IRA
1.00%$500-3 Year Share IRA
1.00%$500-7 Month Share IRA
0.90%$500-3 Month Share IRA Special
0.75%$500-2 Year Share IRA
0.65%$500-18 Month Share IRA
0.55%$500-1 Year Share IRA
0.45%$500-9 Month Share IRA
0.35%$500-6 Month Share IRA
Locations


Postal & Community Credit Union Locations
Branch Office14902 W 117th StOlathe, KS 66062-9306
Branch Office3602 N Belt HwySaint Joseph, MO 64506-1399
Branch Office3921 Oakland AveSaint Joseph, MO 64506
Branch Office402 S. Bus 71 HwySavannah, MO 64485
Branch Office5325 Faraon StSaint Joseph, MO 64506-3488

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