Featured Savings Rates
Featured Accounts

Postal Employees CU (NJ)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.60%1-year CD12 Month CD
0.10%SavingsRegular Shares Account

Overview / Commentary
609-585-4334
4248 S Broad St
Trenton, NJ 08620-2105

Postal Employees CU (NJ) is headquartered in Trenton and is the 51st largest credit union in the state of New Jersey. It is also the 2,517th largest credit union in the nation. It was established in 1928 and as of June of 2016, it had grown to 3 employees and 2,420 members at 1 location. Postal Employees CU (NJ) has a B+ health rating.

Field of Membership Restrictions

Membership is open to full time federal employees working in the 085XX or 086XX zip code area and their family.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Employees CU (NJ) has a low asset base.

Health Grade Components

Overall
NCUA #64882
Year Chartered1928
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD0.89%
Annual Interest Income$544.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$41.5MM$40.0MM
LoansQ2 2016vs Q2 2015$9.2MM$11.4MM
DepositsQ2 2016vs Q2 2015$35.5MM$34.2MM
Equity CapitalQ2 2016vs Q2 2015$5.9MM$5.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$195.00K$329.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$390.00K$430.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Employees CU (NJ) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50k-Super Shares Account
0.30%$10k$50kPrimary Shares Account
0.10%$500$10kRegular Shares Account

Postal Employees CU (NJ) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Draft (Checking) Account

Postal Employees CU (NJ) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$85k*-48 Month CD
OTHER TIERS: 1.50% $500 - $20k | 1.75% $20k - $85k
1.50%*$85k*-60 Month CD
OTHER TIERS: 1.10% $500 - $20k | 1.30% $20k - $85k
1.10%*$85k*-36 Month CD
OTHER TIERS: 0.90% $500 - $20k | 1.00% $20k - $85k
0.95%*$85k*-30 Month CD
OTHER TIERS: 0.80% $500 - $20k | 0.85% $20k - $85k
0.80%*$85k*-24 Month CD
OTHER TIERS: 0.70% $500 - $20k | 0.75% $20k - $85k
0.70%*$85k*-18 Month CD
OTHER TIERS: 0.60% $500 - $20k | 0.65% $20k - $85k
0.60%*$85k*-12 Month CD
OTHER TIERS: 0.50% $500 - $20k | 0.55% $20k - $85k
0.40%*$85k*-9 Month CD
OTHER TIERS: 0.30% $500 - $20k | 0.35% $20k - $85k
0.35%*$85k*-6 Month CD
OTHER TIERS: 0.25% $500 - $20k | 0.30% $20k - $85k
0.25%*$85k*-3 Month CD
OTHER TIERS: 0.15% $500 - $20k | 0.20% $20k - $85k

Postal Employees CU (NJ) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$85k*-48 Month IRA
OTHER TIERS: 1.50% $500 - $20k | 1.76% $20k - $85k
1.51%*$85k*-60 Month IRA
OTHER TIERS: 1.11% $500 - $20k | 1.31% $20k - $85k
1.11%*$85k*-36 Month IRA
OTHER TIERS: 0.90% $500 - $20k | 1.00% $20k - $85k
0.95%*$85k*-30 Month IRA
OTHER TIERS: 0.80% $500 - $20k | 0.85% $20k - $85k
0.80%*$85k*-24 Month IRA
OTHER TIERS: 0.70% $500 - $20k | 0.75% $20k - $85k
0.70%*$85k*-18 Month IRA
OTHER TIERS: 0.60% $500 - $20k | 0.65% $20k - $85k
0.60%*$85k*-12 Month IRA
OTHER TIERS: 0.50% $500 - $20k | 0.55% $20k - $85k
0.40%*$85k*-9 Month IRA
OTHER TIERS: 0.30% $500 - $20k | 0.35% $20k - $85k
0.35%*$85k*-6 Month IRA
OTHER TIERS: 0.25% $500 - $20k | 0.30% $20k - $85k
0.25%*$85k*-3 Month IRA
OTHER TIERS: 0.15% $500 - $20k | 0.20% $20k - $85k
Locations


Postal Employees CU (NJ) Locations
Branch Office4248 S Broad StTrenton, NJ 08620-2105