Postal Employees CU (NJ)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.60%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Regular Shares 1.20% - Synchrony Bank High Yield Savings

View all Postal Employees CU (NJ) rates »

Overview / Commentary

www.pecu24.org

609-585-4334

4248 S Broad St
Trenton, NJ 08620-2105

Postal Employees CU (NJ) is headquartered in Trenton and is the 50^th largest credit union in the state of New Jersey. It is also the 2,541^st largest credit union in the nation. It was established in 1928 and as of March of 2017, it had grown to 3 employees and 2,416 members at 1 location. Postal Employees CU (NJ) has a B+ health rating.

Field of Membership Restrictions

Membership is open to full time federal employees working in the 085XX or 086XX zip code area and their family.
See current membership details

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Health

B+

Data as of Q1 2017

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Employees CU (NJ) has a low asset base.

Health Grade Components

Overall
NCUA #	64882
Year Chartered	1928
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.52%
Return on Equity - YTD	-3.89%
Annual Interest Income	$266.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$41.9MM$41.7MM
Loans	Q1 2017vs Q1 2016	$15.2MM$9.2MM
Deposits	Q1 2017vs Q1 2016	$36.1MM$35.7MM
Equity Capital	Q1 2017vs Q1 2016	$5.7MM$5.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$219.00K$193.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$193.00K$355.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Employees CU (NJ) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$50k	-	Super Shares
0.30%	$10k	$50k	Primary Shares
0.10%	-	$10k	Regular Shares

Postal Employees CU (NJ) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Share Draft (Checking)

Postal Employees CU (NJ) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$85k^*	-	48 Month CD
OTHER TIERS: 1.50% → $500 - $20k \| 1.75% → $20k - $85k
1.50%^*	$85k^*	-	60 Month CD
OTHER TIERS: 1.10% → $500 - $20k \| 1.30% → $20k - $85k
1.10%^*	$85k^*	-	36 Month CD
OTHER TIERS: 0.90% → $500 - $20k \| 1.00% → $20k - $85k
0.95%^*	$85k^*	-	30 Month CD
OTHER TIERS: 0.80% → $500 - $20k \| 0.85% → $20k - $85k
0.80%^*	$85k^*	-	24 Month CD
OTHER TIERS: 0.70% → $500 - $20k \| 0.75% → $20k - $85k
0.70%^*	$85k^*	-	18 Month CD
OTHER TIERS: 0.60% → $500 - $20k \| 0.65% → $20k - $85k
0.60%^*	$85k^*	-	12 Month CD
OTHER TIERS: 0.50% → $500 - $20k \| 0.55% → $20k - $85k
0.40%^*	$85k^*	-	9 Month CD
OTHER TIERS: 0.30% → $500 - $20k \| 0.35% → $20k - $85k
0.35%^*	$85k^*	-	6 Month CD
OTHER TIERS: 0.25% → $500 - $20k \| 0.30% → $20k - $85k
0.25%^*	$85k^*	-	3 Month CD
OTHER TIERS: 0.15% → $500 - $20k \| 0.20% → $20k - $85k

Postal Employees CU (NJ) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	$85k^*	-	48 Month IRA
OTHER TIERS: 1.50% → $500 - $20k \| 1.76% → $20k - $85k
1.51%^*	$85k^*	-	60 Month IRA
OTHER TIERS: 1.11% → $500 - $20k \| 1.31% → $20k - $85k
1.11%^*	$85k^*	-	36 Month IRA
OTHER TIERS: 0.90% → $500 - $20k \| 1.00% → $20k - $85k
0.95%^*	$85k^*	-	30 Month IRA
OTHER TIERS: 0.80% → $500 - $20k \| 0.85% → $20k - $85k
0.80%^*	$85k^*	-	24 Month IRA
OTHER TIERS: 0.70% → $500 - $20k \| 0.75% → $20k - $85k
0.70%^*	$85k^*	-	18 Month IRA
OTHER TIERS: 0.60% → $500 - $20k \| 0.65% → $20k - $85k
0.60%^*	$85k^*	-	12 Month IRA
OTHER TIERS: 0.50% → $500 - $20k \| 0.55% → $20k - $85k
0.40%^*	$85k^*	-	9 Month IRA
OTHER TIERS: 0.30% → $500 - $20k \| 0.35% → $20k - $85k
0.35%^*	$85k^*	-	6 Month IRA
OTHER TIERS: 0.25% → $500 - $20k \| 0.30% → $20k - $85k
0.25%^*	$85k^*	-	3 Month IRA
OTHER TIERS: 0.15% → $500 - $20k \| 0.20% → $20k - $85k

Locations

Postal Employees CU (NJ) Locations
Branch Office	4248 S Broad St	Trenton, NJ 08620-2105