Featured Savings Rates
Featured Accounts

Postal Employees CU (NJ)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.60%1-year CD12 Month CD
0.10%SavingsRegular Shares

Overview / Commentary
609-585-4334
4248 S Broad St
Trenton, NJ 08620-2105

Postal Employees CU (NJ) is headquartered in Trenton and is the 50th largest credit union in the state of New Jersey. It is also the 2,485th largest credit union in the nation. It was established in 1928 and as of December of 2016, it had grown to 3 employees and 2,415 members at 1 location. Postal Employees CU (NJ) has a B+ health rating.

Field of Membership Restrictions

Membership is open to full time federal employees working in the 085XX or 086XX zip code area and their family.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Employees CU (NJ) has a low asset base.

Health Grade Components

Overall
NCUA #64882
Year Chartered1928
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.28%
Return on Equity - YTD-2.08%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$42.9MM$41.0MM
LoansQ4 2016vs Q4 2015$11.7MM$10.0MM
DepositsQ4 2016vs Q4 2015$37.1MM$35.1MM
Equity CapitalQ4 2016vs Q4 2015$5.7MM$5.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$298.00K$263.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$390.00K$330.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Employees CU (NJ) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50k-Super Shares
0.30%$10k$50kPrimary Shares
0.10%-$10kRegular Shares

Postal Employees CU (NJ) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Draft (Checking)

Postal Employees CU (NJ) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$85k*-48 Month CD
OTHER TIERS: 1.50% $500 - $20k | 1.75% $20k - $85k
1.50%*$85k*-60 Month CD
OTHER TIERS: 1.10% $500 - $20k | 1.30% $20k - $85k
1.10%*$85k*-36 Month CD
OTHER TIERS: 0.90% $500 - $20k | 1.00% $20k - $85k
0.95%*$85k*-30 Month CD
OTHER TIERS: 0.80% $500 - $20k | 0.85% $20k - $85k
0.80%*$85k*-24 Month CD
OTHER TIERS: 0.70% $500 - $20k | 0.75% $20k - $85k
0.70%*$85k*-18 Month CD
OTHER TIERS: 0.60% $500 - $20k | 0.65% $20k - $85k
0.60%*$85k*-12 Month CD
OTHER TIERS: 0.50% $500 - $20k | 0.55% $20k - $85k
0.40%*$85k*-9 Month CD
OTHER TIERS: 0.30% $500 - $20k | 0.35% $20k - $85k
0.35%*$85k*-6 Month CD
OTHER TIERS: 0.25% $500 - $20k | 0.30% $20k - $85k
0.25%*$85k*-3 Month CD
OTHER TIERS: 0.15% $500 - $20k | 0.20% $20k - $85k

Postal Employees CU (NJ) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$85k*-48 Month IRA
OTHER TIERS: 1.50% $500 - $20k | 1.76% $20k - $85k
1.51%*$85k*-60 Month IRA
OTHER TIERS: 1.11% $500 - $20k | 1.31% $20k - $85k
1.11%*$85k*-36 Month IRA
OTHER TIERS: 0.90% $500 - $20k | 1.00% $20k - $85k
0.95%*$85k*-30 Month IRA
OTHER TIERS: 0.80% $500 - $20k | 0.85% $20k - $85k
0.80%*$85k*-24 Month IRA
OTHER TIERS: 0.70% $500 - $20k | 0.75% $20k - $85k
0.70%*$85k*-18 Month IRA
OTHER TIERS: 0.60% $500 - $20k | 0.65% $20k - $85k
0.60%*$85k*-12 Month IRA
OTHER TIERS: 0.50% $500 - $20k | 0.55% $20k - $85k
0.40%*$85k*-9 Month IRA
OTHER TIERS: 0.30% $500 - $20k | 0.35% $20k - $85k
0.35%*$85k*-6 Month IRA
OTHER TIERS: 0.25% $500 - $20k | 0.30% $20k - $85k
0.25%*$85k*-3 Month IRA
OTHER TIERS: 0.15% $500 - $20k | 0.20% $20k - $85k
Locations


Postal Employees CU (NJ) Locations
Branch Office4248 S Broad StTrenton, NJ 08620-2105