Postal Employees CU (NJ)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month CD 2.03% - National Average
0.75%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD
0.10%	Savings	Regular Shares 1.80% - American Express National Bank High Yield Savings Account

View all Postal Employees CU (NJ) rates »

Overview / Commentary

www.pecu24.org

609-585-4334

4248 S Broad St
Trenton, NJ 08620-2105

Postal Employees CU (NJ) is headquartered in Trenton and is the 48^th largest credit union in the state of New Jersey. It is also the 2,563^rd largest credit union in the nation. It was established in 1928 and as of June of 2018, it had grown to 3 employees and 2,361 members at 1 location. Postal Employees CU (NJ) has a B health rating.

Field of Membership Restrictions

Membership for Postal Employees CU is open to full time federal employees working in the 085XX or 086XX zip code area and their family.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Employees CU (NJ) has a low asset base.

Health Grade Components

Overall
NCUA #	64882
Year Chartered	1928
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.23%
Return on Equity - YTD	-1.62%
Annual Interest Income	$545.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$40.5MM$41.2MM
Loans	Q2 2018vs Q2 2017	$13.7MM$14.1MM
Deposits	Q2 2018vs Q2 2017	$34.6MM$35.4MM
Equity Capital	Q2 2018vs Q2 2017	$5.8MM$5.7MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$167.00K$204.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$178.00K$83.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Postal Employees CU (NJ); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal Employees CU (NJ) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$50k	-	Super Shares
0.30%	$10k	$50k	Primary Shares
0.10%	-	$10k	Regular Shares

Postal Employees CU (NJ) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Share Draft (Checking)

Postal Employees CU (NJ) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.15%^*	$85k^*	-	48 Month CD
OTHER TIERS: 1.65% → $500 - $20k \| 1.90% → $20k - $85k
2.00%^*	$85k^*	-	60 Month CD
OTHER TIERS: 1.60% → $500 - $20k \| 1.80% → $20k - $85k
1.45%^*	$85k^*	-	36 Month CD
OTHER TIERS: 1.25% → $500 - $20k \| 1.35% → $20k - $85k
1.20%^*	$85k^*	-	30 Month CD
OTHER TIERS: 1.10% → $500 - $20k \| 1.15% → $20k - $85k
1.10%^*	$85k^*	-	24 Month CD
OTHER TIERS: 1.00% → $500 - $20k \| 1.05% → $20k - $85k
0.85%^*	$85k^*	-	18 Month CD
OTHER TIERS: 0.75% → $500 - $20k \| 0.80% → $20k - $85k
0.75%^*	$85k^*	-	12 Month CD
OTHER TIERS: 0.65% → $500 - $20k \| 0.70% → $20k - $85k
0.50%^*	$85k^*	-	9 Month CD
OTHER TIERS: 0.40% → $500 - $20k \| 0.45% → $20k - $85k
0.35%^*	$85k^*	-	6 Month CD
OTHER TIERS: 0.25% → $500 - $20k \| 0.30% → $20k - $85k
0.30%^*	$85k^*	-	3 Month CD
OTHER TIERS: 0.20% → $500 - $20k \| 0.25% → $20k - $85k

Postal Employees CU (NJ) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.15%^*	$85k^*	-	48 Month IRA
OTHER TIERS: 1.65% → $500 - $20k \| 1.90% → $20k - $85k
2.00%^*	$85k^*	-	60 Month IRA
OTHER TIERS: 1.60% → $500 - $20k \| 1.80% → $20k - $85k
1.45%^*	$85k^*	-	36 Month IRA
OTHER TIERS: 1.25% → $500 - $20k \| 1.35% → $20k - $85k
1.20%^*	$85k^*	-	30 Month IRA
OTHER TIERS: 1.10% → $500 - $20k \| 1.15% → $20k - $85k
1.10%^*	$85k^*	-	24 Month IRA
OTHER TIERS: 1.00% → $500 - $20k \| 1.05% → $20k - $85k
0.85%^*	$85k^*	-	18 Month IRA
OTHER TIERS: 0.75% → $500 - $20k \| 0.80% → $20k - $85k
0.75%^*	$85k^*	-	12 Month IRA
OTHER TIERS: 0.65% → $500 - $20k \| 0.70% → $20k - $85k
0.50%^*	$85k^*	-	9 Month IRA
OTHER TIERS: 0.40% → $500 - $20k \| 0.45% → $20k - $85k
0.35%^*	$85k^*	-	6 Month IRA
OTHER TIERS: 0.25% → $500 - $20k \| 0.30% → $20k - $85k
0.30%^*	$85k^*	-	3 Month IRA
OTHER TIERS: 0.20% → $500 - $20k \| 0.25% → $20k - $85k

Locations

Postal Employees CU (NJ) Locations
Branch Office	4248 S Broad St	Trenton, NJ 08620-2105

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.