Overview / Commentary
Postal Employees CU (NJ) is headquartered in TRENTON and is the 53rd largest credit union in the state of New Jersey. It is also the 2,721st largest credit union in the nation. It was established in 1928 and as of March of 2025, it had grown to 3 employees and 1,897 members at 1 location. Postal Employees CU (NJ) has a B+ health rating.
Field of Membership Restrictions
Membership for Postal Employees CU is open to full time federal employees working in the 085XX or 086XX Zip Code area and their family.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal Employees CU (NJ) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64882 |
| Year Chartered | 1928 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.15% |
| Return on Equity - YTD | 0.92% |
| Annual Interest Income | $332K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $36.5MM$37.7MM |
| Loans | Q1 2025vs Q1 2024 | $11MM$11.7MM |
| Deposits | Q1 2025vs Q1 2024 | $32.5MM$31.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.9MM$6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $239K$227K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $305K$149K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |