Featured Savings Rates
Featured Accounts

PostCity Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%1-year CD12 Month CD
0.20%SavingsPrimary Shares
1.53%3-year CD36 Month CD

Overview / Commentary
877-337-2728
8169 East Wardlow Road
Long Beach, CA 90809

PostCity Financial Credit Union is headquartered in Long Beach and is the 168th largest credit union in the state of California. It is also the 1,866th largest credit union in the nation. It was established in 1933 and as of March of 2017, it had grown to 13 employees and 7,377 members at 4 locations. PostCity Financial Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the U.S. Postal Service who live or work in Los Angeles, Merced, Orange, Mariposa, Riverside, Madera, San Bernadino, Stanislaus, Fresno, Solano, Sacramento, San Joaquin, El Dorado, Colusa, Placer, Siskiyou, Yolo, Shasta, Nevada, Modoc, Sierra, Plumas, Yuba, Butte, Sutter, Glenn, Amador, Tehama, Calaveras, Trinity, and Tuolumne Counties in California. Membership is also open to the members of the Sacramento Philatelic Society, employees of the United Parcel Service in Sacremento and members of the California Professional Fire Fighters Association.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. PostCity Financial Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #86063
Year Chartered1933
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD-0.48%
Return on Equity - YTD-4.18%
Annual Interest Income$466.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$77.5MM$76.1MM
LoansQ1 2017vs Q1 2016$25.4MM$27.3MM
DepositsQ1 2017vs Q1 2016$68.3MM$65.0MM
Equity CapitalQ1 2017vs Q1 2016$8.9MM$9.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$133.00K$72.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$195.00K$236.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PostCity Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Shares
0.20%*$100k*-Secondary Shares
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $100k
0.20%*$100k*-Primary Shares
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $100k

PostCity Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $10k | 0.15% $10k - $100k

PostCity Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.53%$2k-36 Month CD
1.53%$100-36 Month Youth CD
1.40%$2k-24 Month CD
1.40%$100-24 Month Youth CD
1.33%$2k-18 Month CD
1.33%$100-18 Month Youth CD
1.25%$2k-12 Month CD
1.25%$100-12 Month Youth CD
1.20%$2k-9 Month CD
1.20%$100-9 Month Youth CD
1.15%$2k-6 Month CD
1.15%$100-6 Month Youth CD
1.10%$2k-3 Month CD
1.10%$100-3 Month Youth CD

PostCity Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.53%$2k-36 Month IRA
1.40%$2k-24 Month IRA
1.33%$2k-18 Month IRA
1.25%$2k-12 Month IRA
1.20%$2k-9 Month IRA
1.15%$2k-6 Month IRA
1.10%$2k-3 Month IRA
Locations


PostCity Financial Credit Union Locations
Branch Office3775 Industrial BlvdWest Sacramento, CA 95799
Branch Office2300 Redondo Ave Ste 1092Long Beach, CA 90809-9998
Branch Office11304 Chandler BlvdNorth Hollywood, CA 91603
Branch Office8169 E Wardlow RdLong Beach, CA 90808-3204