Featured Savings Rates
Featured Accounts

PostCity Financial Credit Union

Popular Accounts at this Credit Union

1.31%1-year CD12 Month CD
0.20%SavingsPrimary Shares
1.82%3-year CD36 Month CD

Overview / Commentary
8169 East Wardlow Road
Long Beach, CA 90809

PostCity Financial Credit Union is headquartered in Long Beach and is the 171st largest credit union in the state of California. It is also the 1,856th largest credit union in the nation. It was established in 1933 and as of December of 2016, it had grown to 14 employees and 8,928 members at 4 locations. PostCity Financial Credit Union's CD rates are 46% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the U.S. Postal Service who live or work in Los Angeles, Merced, Orange, Mariposa, Riverside, Madera, San Bernadino, Stanislaus, Fresno, Solano, Sacramento, San Joaquin, El Dorado, Colusa, Placer, Siskiyou, Yolo, Shasta, Nevada, Modoc, Sierra, Plumas, Yuba, Butte, Sutter, Glenn, Amador, Tehama, Calaveras, Trinity, and Tuolumne Counties in California. Membership is also open to the members of the Sacramento Philatelic Society, employees of the United Parcel Service in Sacremento and members of the California Professional Fire Fighters Association.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. PostCity Financial Credit Union has a relatively low asset base.

Health Grade Components

NCUA #86063
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD-0.18%
Return on Equity - YTD-1.51%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$75.9MM$76.3MM
LoansQ4 2016vs Q4 2015$26.6MM$27.4MM
DepositsQ4 2016vs Q4 2015$66.8MM$64.9MM
Equity CapitalQ4 2016vs Q4 2015$9.0MM$9.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$134.00K$70.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$188.00K$578.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PostCity Financial Credit Union Savings Account Rates

0.50%--IRA Shares
0.50%--Educational IRAs
0.50%--Roth IRA Shares
0.20%*$100k*-Secondary Shares
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $100k
0.20%*$100k*-Primary Shares
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $100k

PostCity Financial Credit Union Money Market Rates

0.25%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $10k | 0.15% $10k - $100k

PostCity Financial Credit Union CD Rates

1.82%$2k-36 Month CD
1.82%$100-36 Month Youth CD
1.59%$2k-24 Month CD
1.59%$100-24 Month Youth CD
1.46%$2k-18 Month CD
1.46%$100-18 Month Youth CD
1.31%$2k-12 Month CD
1.31%$100-12 Month Youth CD
1.18%$2k-9 Month CD
1.18%$100-9 Month Youth CD
1.05%$2k-6 Month CD
1.05%$100-6 Month Youth CD
0.95%$2k-3 Month CD
0.95%$100-3 Month Youth CD

PostCity Financial Credit Union IRA Rates

1.82%$2k-36 Month IRA
1.59%$2k-24 Month IRA
1.46%$2k-18 Month IRA
1.31%$2k-12 Month IRA
1.18%$2k-9 Month IRA
1.05%$2k-6 Month IRA
0.95%$2k-3 Month IRA

PostCity Financial Credit Union Locations
Branch Office3775 Industrial BlvdWest Sacramento, CA 95799
Branch Office2300 Redondo Ave Ste 1092Long Beach, CA 90809-9998
Branch Office11304 Chandler BlvdNorth Hollywood, CA 91603
Branch Office8169 E Wardlow RdLong Beach, CA 90808-3204