PostCity Financial Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.70%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.20%	Savings	Primary Shares 1.30% - Nationwide Bank Online Savings Account
1.00%	3-year CD	36 Month CD 2.35% - Synchrony Bank 36 Month CD

View all PostCity Financial Credit Union rates »

Overview / Commentary

www.postcitycu.org

877-337-2728

8169 East Wardlow Road
Long Beach, CA 90809

PostCity Financial Credit Union is headquartered in Long Beach and is the 166^th largest credit union in the state of California. It is also the 1,843^rd largest credit union in the nation. It was established in 1933 and as of December of 2017, it had grown to 9 employees and 7,336 members at 3 locations. PostCity Financial Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of the U.S. Postal Service who live or work in Los Angeles, Merced, Orange, Mariposa, Riverside, Madera, San Bernadino, Stanislaus, Fresno, Solano, Sacramento, San Joaquin, El Dorado, Colusa, Placer, Siskiyou, Yolo, Shasta, Nevada, Modoc, Sierra, Plumas, Yuba, Butte, Sutter, Glenn, Amador, Tehama, Calaveras, Trinity, and Tuolumne Counties in California. Membership is also open to the members of the Sacramento Philatelic Society, employees of the United Parcel Service in Sacremento and members of the California Professional Fire Fighters Association.
See current membership details

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Health

A

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. PostCity Financial Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	86063
Year Chartered	1933
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.18%
Return on Equity - YTD	-1.58%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$77.6MM$75.9MM
Loans	Q4 2017vs Q4 2016	$22.4MM$26.6MM
Deposits	Q4 2017vs Q4 2016	$68.5MM$66.8MM
Equity Capital	Q4 2017vs Q4 2016	$8.8MM$9.0MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$123.00K$134.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$356.00K$188.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PostCity Financial Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA Shares
0.20%^*	$100k^*	-	Secondary Shares
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $100k
0.20%^*	$100k^*	-	Primary Shares
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $100k

PostCity Financial Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Money Market
OTHER TIERS: 0.05% → Up to $10k \| 0.15% → $10k - $100k

PostCity Financial Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$2k	-	36 Month CD
1.00%	$100	-	36 Month Youth CD
0.85%	$2k	-	24 Month CD
0.85%	$100	-	24 Month Youth CD
0.73%	$2k	-	18 Month CD
0.73%	$100	-	18 Month Youth CD
0.70%	$2k	-	12 Month CD
0.70%	$100	-	12 Month Youth CD
0.60%	$2k	-	9 Month CD
0.60%	$100	-	9 Month Youth CD
0.50%	$2k	-	6 Month CD
0.50%	$100	-	6 Month Youth CD
0.40%	$2k	-	3 Month CD
0.40%	$100	-	3 Month Youth CD

PostCity Financial Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$2k	-	36 Month IRA
0.85%	$2k	-	24 Month IRA
0.73%	$2k	-	18 Month IRA
0.70%	$2k	-	12 Month IRA
0.60%	$2k	-	9 Month IRA
0.50%	$2k	-	6 Month IRA
0.40%	$2k	-	3 Month IRA

Locations

PostCity Financial Credit Union Locations
Branch Office	3775 Industrial Blvd	West Sacramento, CA 95799
Branch Office	11304 Chandler Blvd	North Hollywood, CA 91603
Branch Office	8169 E Wardlow Rd	Long Beach, CA 90808-3204

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