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Overview / Commentary
1615 East Evans Ave
Pueblo, CO 81004

Power Credit Union is headquartered in Pueblo and is the 32nd largest credit union in the state of Colorado. It is also the 1,702nd largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 35 employees and 12,215 members at 4 locations. Power Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through donating $5 to Relay For Life. Membership is also open to residents of Fremont, Las Animas Chaffee, Southeast Puelbo Counties, Pueblo West.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Power Credit Union has a relatively low asset base.

Health Grade Components

NCUA #64037
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.05%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$89.2MM$87.4MM
LoansQ4 2017vs Q4 2016$57.3MM$51.0MM
DepositsQ4 2017vs Q4 2016$75.8MM$75.2MM
Equity CapitalQ4 2017vs Q4 2016$10.9MM$10.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$439.00K$481.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$301.00K$284.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Power Credit Union Savings Account Rates

0.20%--IRA Shares
0.10%--Power Shares
0.10%--Christmas Club
0.10%--Secondary Shares

Power Credit Union Money Market Rates

0.40%*$50k*-Money Market Account
OTHER TIERS: 0.30% $1k - $20k | 0.35% $20k - $50k

Power Credit Union CD Rates

2.17%*$50k*-5 Year CD
OTHER TIERS: 2.07% $500 - $50k
1.96%*$50k*-4 Year CD
OTHER TIERS: 1.86% $500 - $50k
1.81%*$50k*-3 Year CD
OTHER TIERS: 1.71% $500 - $50k
1.51%*$50k*-2 Year CD
OTHER TIERS: 1.41% $500 - $50k
1.15%*$50k*-1 Year CD
OTHER TIERS: 1.05% $500 - $50k
0.90%*$50k*-6 Month CD
OTHER TIERS: 0.80% $500 - $50k

Power Credit Union Locations
Branch Office220 Pine StTrinidad, CO 81082-2460
Branch Office3165 E US Highway 50Canon City, CO 81212-2797
Branch Office120 S Crescent DrPueblo West, CO 81007-2787
Branch Office1615 E Evans AvePueblo, CO 81004-3418

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