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Overview / Commentary
1615 East Evans Ave
Pueblo, CO 81004

Power Credit Union is headquartered in Pueblo and is the 32nd largest credit union in the state of Colorado. It is also the 1,717th largest credit union in the nation. It was established in 1938 and as of December of 2015, it had grown to 37 employees and 11,468 members at 4 locations. Power Credit Union has an A health rating.

Field of Membership Restrictions

Power Credit Union proudly extends membership throughout Southern Colorado: Pueblo West residents Fremont County residents S.E. Pueblo County residents Chaffee County Las Animas County residents The families of eligible Power Credit Union members
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Power Credit Union has a relatively low asset base.

Health Grade Components

NCUA #64037
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD5.36%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$85.0MM$82.5MM
LoansQ4 2015vs Q4 2014$44.5MM$42.3MM
DepositsQ4 2015vs Q4 2014$74.5MM$71.3MM
Equity CapitalQ4 2015vs Q4 2014$9.8MM$9.3MM
Loan Loss AllowanceQ4 2015vs Q4 2014$443.00K$457.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$211.00K$216.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Power Credit Union Savings Account Rates

0.20%--IRA Shares
0.10%--Power Shares
0.10%--Christmas Club
0.10%--Secondary Shares

Power Credit Union Money Market Rates

0.20%*$50k*-Money Market Account
OTHER TIERS: 0.15% $1k - $50k

Power Credit Union CD Rates

1.50%*$100k*-5 Year CD
OTHER TIERS: 1.30% $500 - $50k | 1.40% $50k - $100k
1.30%*$100k*-4 Year CD
OTHER TIERS: 1.00% $500 - $50k | 1.20% $50k - $100k
1.10%*$100k*-3 Year CD
OTHER TIERS: 0.85% $500 - $50k | 1.00% $50k - $100k
0.70%*$50k*-2 Year CD
OTHER TIERS: 0.65% $500 - $50k
0.50%*$100k*-1 Year CD
OTHER TIERS: 0.35% $500 - $50k | 0.45% $50k - $100k
0.35%*$100k*-6 Month CD
OTHER TIERS: 0.25% $500 - $50k | 0.30% $50k - $100k
0.30%*$100k*-3 Month CD
OTHER TIERS: 0.20% $500 - $50k | 0.25% $50k - $100k

Power Credit Union Locations
Branch Office220 Pine StTrinidad, CO 81082-2460
Branch Office3165 E US Highway 50Canon City, CO 81212-2797
Branch Office120 S Crescent DrPueblo West, CO 81007-2787
Branch Office1615 E Evans AvePueblo, CO 81004-3418