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Power Financial Credit Union

Popular Accounts at this Credit Union

0.75%Reward CheckingCash Back Checking
0.90%5-year CD60 Month CD
0.35%1-year CD12 Month Variable CD

Overview / Commentary
2020 NW 150th Ave
Pembroke Pines, FL 33028-2805

Power Financial Credit Union is headquartered in Pembroke Pines and is the 24th largest credit union in the state of Florida. It is also the 436th largest credit union in the nation. It was established in 1951 and as of December of 2017, it had grown to 144 employees and 32,964 members at 5 locations. Power Financial Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Monroe, Miami-Dade, Broward, Palm Beach and Martin Counties or employed by a member of our Select Employee Group.
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Reviews (2)

Watch Out For Tricks And Traps!

Posted by: frank10b | Jul 14, 2013

Yes they often mail out bonuses to open accts to locals, but WATCH OUT!  This CU alone with Pan AM Horizions now Power Financial Credit Union,  are full of tricks and traps.   Their car loans, acct fees and other tricks and traps are all aimed to take advantage of ill informed account holders.  Be careful!  Avoid loans or even openning an accoutn with Power Finanical FCU.  

Poor Service.....Out Of Touch With The Real World

Posted by: jgm99 | Dec 28, 2011

I have used then several times as a service proveder for my Massachusetts Credit Union.  We used the branch on route 1 in North palm Beach.  Each time the service got worse.  It takes more than 15 minutes to cash a check.  Each teller has different rules they operate by.  Branch management doesn't care about different standards....and defends their inconsistant practices.  I can only speak for this branch.  They are out of touch with the 21st century with their archaic check cashing procedures and documentation requirements and verification do-loops.  Lines are long for obvious reasons. Some tellers are lackadaisical and sometimes arrogant.  Branch management can be outright rude.  We will not use them again.  Customers deserve better than this branch offers.


Health Grade Components

NCUA #68445
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.64%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$645.3MM$615.1MM
LoansQ4 2017vs Q4 2016$462.9MM$405.9MM
DepositsQ4 2017vs Q4 2016$519.6MM$490.2MM
Equity CapitalQ4 2017vs Q4 2016$65.8MM$62.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.8MM$1.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.2MM$729.00K
Real Estate OwnedQ4 2017vs Q4 2016$269.00K$269.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Power Financial Credit Union Savings Account Rates

1.02%$100-Health Savings Account
0.35%*$50k*-IRA Savings
OTHER TIERS: 0.15% $100 - $10k | 0.20% $10k - $50k
0.25%*$100k*-Savings Accounts
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Holiday Club
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Rainy Day Club
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Vacation Club
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Rocky Raccoon Club
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Power Financial Credit Union Money Market Rates

0.40%$2,500-Optimizer Investor Money Market
0.30%*$100k*-Platinum Relationship Money Market
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.25%*$100k*-Gold Relationship Money Market
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$100k*-MarketSure Money Market
OTHER TIERS: 0.05% $2,500 - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

Power Financial Credit Union Checking Account Rates

0.75%*-$15kCash Back Checking - Qualifying
OTHER TIERS: 0.15% $15k+
0.25%$10k-Premier Checking

Power Financial Credit Union CD Rates

2.00%$2,500-65 Month CD
1.25%$2,500-51 Month Bump Up CD
0.90%$500-60 Month CD
0.75%$500-48 Month CD
0.60%$500-36 Month CD
0.55%$500-24 Month CD
0.40%$500-15 Month CD
0.40%$500-18 Month CD
0.35%$500-12 Month CD
0.35%$500-12 Month Variable CD
0.30%$500-9 Month CD
0.25%$500-6 Month CD
0.15%$500-3 Month CD

Power Financial Credit Union IRA Rates

2.00%$2,500-65 Month IRA
1.25%$2,500-51 Month Bump Up IRA
0.90%$500-60 Month IRA
0.75%$500-48 Month IRA
0.60%$500-36 Month IRA
0.55%$500-24 Month IRA
0.40%$500-15 Month IRA
0.40%$500-18 Month IRA
0.35%$500-12 Month IRA
0.35%$500-12 Month Variable IRA

Power Financial Credit Union Locations
Branch Office8228 Mills DrKendall, FL 33183-4805
Branch Office2020 NW 150th AvePembroke Pines, FL 33028-2805
Branch Office12575 US Highway 1Juno Beach, FL 33408
Branch Office33004 S Dixie HwyFlorida City, FL 33034-5612
Branch Office1100 NW 95th StMiami, FL 33150-2038