Power Financial Credit Union

Overview / Commentary
2020 NW 150th Ave
Pembroke Pines, FL 33028

Power Financial Credit Union is headquartered in Pembroke Pines and is the 27th largest credit union in the state of Florida. It is also the 442nd largest credit union in the nation. It was established in 1951 and as of September of 2022, it had grown to 138 employees and 33,288 members at 9 locations. Power Financial Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Power Financial Credit Union is open to those who live or work in Monroe, Miami-Dade, Broward, Palm Beach, Manatee, Hillsborough, Sarasota, Pinellas or Martin Counties, or are employed by a member of our Select Employee Group.
See current membership details

Reviews (2)

Watch Out For Tricks And Traps!

Posted by: |

Yes they often mail out bonuses to open accts to locals, but WATCH OUT!  This CU alone with Pan AM Horizions now Power Financial Credit Union,  are full of tricks and traps.   Their car loans, acct fees and other tricks and traps are all aimed to take advantage of ill informed account holders.  Be careful!  Avoid loans or even openning an accoutn with Power Finanical FCU.  

Poor Service.....Out Of Touch With The Real World

Posted by: |

I have used then several times as a service proveder for my Massachusetts Credit Union.  We used the branch on route 1 in North palm Beach.  Each time the service got worse.  It takes more than 15 minutes to cash a check.  Each teller has different rules they operate by.  Branch management doesn't care about different standards....and defends their inconsistant practices.  I can only speak for this branch.  They are out of touch with the 21st century with their archaic check cashing procedures and documentation requirements and verification do-loops.  Lines are long for obvious reasons. Some tellers are lackadaisical and sometimes arrogant.  Branch management can be outright rude.  We will not use them again.  Customers deserve better than this branch offers.


Health Grade Components

NCUA #68445
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.95%
Annual Interest Income$19.4MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$947.2MM$926.8MM
LoansQ3 2022vs Q3 2021$608.8MM$568.5MM
DepositsQ3 2022vs Q3 2021$829.7MM$789.1MM
Equity CapitalQ3 2022vs Q3 2021$78.2MM$87.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$3.0MM$2.0MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$785.00K$4.1MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Power Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Power Financial Credit Union Savings Account Rates

1.02%$100-Health Savings Account
0.35%*$50k*-IRA Savings
OTHER TIERS: 0.15% $100 - $10k | 0.20% $10k - $50k
0.25%*$100k*-Savings Accounts
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Holiday Club
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Rainy Day
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Vacation Club
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Rocky Raccoon Club
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Business Savings
OTHER TIERS: 0.05% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Power Financial Credit Union Money Market Rates

0.95%$2.5k-Optimizer Investor Money Market
0.75%*$100k*-Platinum Relationship Money Market
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k
0.75%*$100k*-Business Advantage Money Market
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k
0.70%*$100k*-Gold Relationship Money Market
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k
0.65%*$100k*-MarketSure Money Market
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.20% $50k - $100k

Power Financial Credit Union Checking Account Rates

2.03%*-$15kCash Back Checking - Qualifying
OTHER TIERS: 0.15% $15k+

Power Financial Credit Union CD Rates

4.07%$25k-36 Month CD Special
3.92%$10k-13 Month CD Special
3.04%$2.5k-11/11-Month CD Special
2.79%$2.5k-30 Month CD Special
0.75%$500-60 Month CD
0.75%$500-Business 60 Month CD
0.70%$500-48 Month CD
0.70%$500-Business 48 Month CD
0.55%$500-36 Month CD
0.55%$500-Business 36 Month CD
0.45%$500-Business 24 Month CD
0.35%$500-24 Month CD
0.35%$500-Business 15 Month CD
0.35%$500-Business 18 Month CD
0.30%$500-Business 9 Month CD
0.30%$500-Business 12 Month CD
0.25%$500-15 Month CD
0.25%$500-18 Month CD
0.20%$500-9 Month CD
0.20%$500-12 Month CD
0.20%$500-Business 6 Month CD
0.15%$500-6 Month CD
0.15%$500-Business 3 Month CD
0.10%$500-3 Month CD

Power Financial Credit Union IRA Rates

4.07%$25k-36 Month IRA Special
3.04%$2.5k-11/11-Month IRA Special
2.79%$2.5k-30 Month IRA Speical
0.75%$500-60 Month IRA
0.70%$500-48 Month IRA
0.55%$500-36 Month IRA
0.35%$500-24 Month IRA
0.25%$500-15 Month IRA
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA

Power Financial Credit Union Locations
Branch Office8228 Mills DrKendall, FL 33183-4805
Branch Office2020 NW 150th AvePembroke Pines, FL 33028-2889
Branch Office12575 US Highway 1Juno Beach, FL 33408
Branch Office33004 S Dixie HwyFlorida City, FL 33034-5612
Branch Office1100 NW 95th StMiami, FL 33150-2038
Branch Office11690 NW 105th StMedley, FL 33178-1103
Branch Office5061 W Atlantic AveDelray Beach, FL 33484-8130
Branch Office2100 E Hallandale Beach BlvdHallandale Beach, FL 33009
Branch Office8850 W Oakland Park BlvdSunrise, FL 33351-7218

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.