Prairie Community Bank


Overview / Commentary
815-568-4100
800 West Grant Highway
Marengo, IL 60152

Prairie Community Bank is headquartered in MARENGO and is the 213th largest bank in the state of Illinois. It is also the 3,183rd largest bank in the nation. It was established in 1998 and as of March of 2025, it had grown to 39 employees at 4 locations. Prairie Community Bank's money market rates are 3X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #34526
Year Established1998
Employees39
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.47%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$181.2MM$161.6MM
LoansQ1 2025vs Q1 2024$118.2MM$103.8MM
DepositsQ1 2025vs Q1 2024$163.2MM$145.3MM
Equity CapitalQ1 2025vs Q1 2024$13.7MM$12.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.3MM$2.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$109K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$432K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Prairie Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prairie Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$100-Health Savings Account (HSA)
0.30%$100-Statement Savings Account
0.30%$25-Kool Kid Savings
0.30%$10-Club Accounts
0.30%$500-Business Savings Account

Prairie Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%*$250k*-Elite Money Market
OTHER TIERS: 0.80% $0 - $25k | 1.00% $25k - $50k | 1.11% $50k - $100k | 1.21% $100k - $250k
1.21%*$250k*-Business Money Market Account
OTHER TIERS: 0.60% $2.5k - $50k | 1.00% $50k - $100k | 1.11% $100k - $250k
1.21%*$250k*-Premier Money Market
OTHER TIERS: 0.50% $1k - $10k | 0.60% $10k - $50k | 1.00% $50k - $100k | 1.11% $100k - $250k

Prairie Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Gold'n Silver N.O.W.
0.30%$1k-Interest Checking Account
0.30%$2.5k-Prairie's Community Checking
0.30%$5k-Business Interest Checking

Prairie Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-7 Month CD Special
3.65%$1k-13 Month CD Special
3.50%$1k-23 Month CD Special
2.00%$1k-5 Year CD
1.90%$1k-4 Year CD
1.85%$1k-30 Month CD
1.85%$1k-3 Year CD
1.75%$1k-2 Year CD
1.70%$1k-18 Month CD
1.65%$1k-1 Year CD
1.60%$5k-6 Month CD
1.55%$5k-90 Day CD

Prairie Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-IRA Savings Account
Locations


Prairie Community Bank Locations
Jefferson Street Branch18001 Jefferson StreetUnion, IL 60180
Prairie Community Bank800 W Grant HwyMarengo, IL 60152
Elgin Branch1000 S Mclean BlvdElgin, IL 60123

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