Prairie Community Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.prairiecommunitybank.com

815-568-4100

800 West Grant Highway
Marengo, IL 60152

Prairie Community Bank is headquartered in MARENGO and is the 213^th largest bank in the state of Illinois. It is also the 3,183^rd largest bank in the nation. It was established in 1998 and as of March of 2025, it had grown to 39 employees at 4 locations. Prairie Community Bank's money market rates are 3X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	34526
Year Established	1998
Employees	39
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	8.47%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$181.2MM$161.6MM
Loans	Q1 2025vs Q1 2024	$118.2MM$103.8MM
Deposits	Q1 2025vs Q1 2024	$163.2MM$145.3MM
Equity Capital	Q1 2025vs Q1 2024	$13.7MM$12.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.3MM$2.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$109K$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$432K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prairie Community Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$100	-	Health Savings Account (HSA)
0.30%	$100	-	Statement Savings Account
0.30%	$25	-	Kool Kid Savings
0.30%	$10	-	Club Accounts
0.30%	$500	-	Business Savings Account

Prairie Community Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.31%^*	$250k^*	-	Elite Money Market
OTHER TIERS: 0.80% → $0 - $25k \| 1.00% → $25k - $50k \| 1.11% → $50k - $100k \| 1.21% → $100k - $250k
1.21%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.60% → $2.5k - $50k \| 1.00% → $50k - $100k \| 1.11% → $100k - $250k
1.21%^*	$250k^*	-	Premier Money Market
OTHER TIERS: 0.50% → $1k - $10k \| 0.60% → $10k - $50k \| 1.00% → $50k - $100k \| 1.11% → $100k - $250k

Prairie Community Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$0	-	Gold'n Silver N.O.W.
0.30%	$1k	-	Interest Checking Account
0.30%	$2.5k	-	Prairie's Community Checking
0.30%	$5k	-	Business Interest Checking

Prairie Community Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$1k	-	7 Month CD Special
3.65%	$1k	-	13 Month CD Special
3.50%	$1k	-	23 Month CD Special
2.00%	$1k	-	5 Year CD
1.90%	$1k	-	4 Year CD
1.85%	$1k	-	30 Month CD
1.85%	$1k	-	3 Year CD
1.75%	$1k	-	2 Year CD
1.70%	$1k	-	18 Month CD
1.65%	$1k	-	1 Year CD
1.60%	$5k	-	6 Month CD
1.55%	$5k	-	90 Day CD

Prairie Community Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$100	-	IRA Savings Account

Locations

Prairie Community Bank Locations
Jefferson Street Branch	18001 Jefferson Street	Union, IL 60180
Prairie Community Bank	800 W Grant Hwy	Marengo, IL 60152
Elgin Branch	1000 S Mclean Blvd	Elgin, IL 60123

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