Overview / Commentary
Preferred Bank is headquartered in Rothville and is the 172nd largest bank in the state of Missouri. It is also the 3,931st largest bank in the nation. It was established in 1904 and as of March of 2019, it had grown to 26 employees at 5 locations. Preferred Bank's CD rates are 17% higher than the national average, and it has a B health rating.
Health
B
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10628 |
| Year Established | 1904 |
| Employees | 26 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.11% |
| Return on Equity - YTD | 15.48% |
| Annual Interest Income | $929.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $110.2MM$111.8MM |
| Loans | Q1 2019vs Q1 2018 | $38.4MM$37.6MM |
| Deposits | Q1 2019vs Q1 2018 | $102.0MM$104.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $8.1MM$7.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $425.00K$426.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $67.00K$121.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $932.00K$930.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Preferred Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Health Savings Account | |
| 0.10% | - | - | Regular Savings |
Preferred Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $200k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1 - $1k | 0.15% → $1k - $5k | 0.25% → $5k - $50k | 0.35% → $50k - $200k | |||||
Preferred Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $1 | $15k | Smart Checking | |
| 0.10% | $2k | - | Relationship Checking | |
| 0.05% | $500 | - | Interest Checking |
Preferred Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.12% | $500 | - | 18 Month CD | |
| 2.02% | $500 | - | 24 Month CD | |
| 1.51% | $500 | - | 36 Month CD | |
| 1.05% | $500 | - | 12 Month CD | |
| 0.35% | $500 | - | 6 Month CD | |
| 0.25% | $2.5k | - | 91 Day CD |
Preferred Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 24 Month IRA CD |
Locations
| Preferred Bank Locations | ||
|---|---|---|
| Marceline Branch | 1719 North Missouri | Marceline, MO 64658 |
| Preferred Bank | 205 Main St | Rothville, MO 64676 |
| Napoleon Bank Branch | 295 W 2nd Street | Napoleon, MO 64074 |
| Melody Lane Branch | 601 S.E. Melody Lane | Lee's Summit, MO 64063 |
| Brookfield Branch | Route 2, Highway 11 South | Brookfield, MO 64628 |