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Premier America Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.premieramerica.com
800-772-4000
19867 Prairie St
Chatsworth, CA 91311

Premier America Credit Union is headquartered in Chatsworth and is the 21st largest credit union in the state of California. It is also the 137th largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 412 employees and 112,205 members at 20 locations. Premier America Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Premier America Credit Union is open anyone through joining TOARTS. Membership is also open to the following: (1) those who reside, work, attend school, or worship in Harris County, Texas; (2) those who reside, work, worship or attend school in Ventura or Los Angeles Counties in California; (3) family of credit union members. (Complete membership requirements are listed in the credit union’s online application)
See current membership details

Reviews (2)

Excellent Customer Service

Posted by: |

The Chatsworth branch has delightful customer service with professional highly skilled staff. What a breath of fresh air dealing with a financial institution that puts the customer first.

1

Horrible Customer Service Experience

Posted by: |

This branch treated me and my father like we had no reason to be there when we have had an account with them for over a decade, they made things considerably more difficult over language constraints and even wanted us to go outside to make a cash withdrawal from an ATM before being able to deposit cash instead of accepting any cards, including their own, I've never heard of this happening and was not given an indepth explanation as to why it was necessary. Horrible, if not the worst, online as well as in person customer service experience I've had

1


Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68428
Year Chartered1957
Employees412
Primary Regulator
Profit Margin
Return on Assets - YTD-0.26%
Return on Equity - YTD-2.94%
Annual Interest Income$158.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.4B$3.47B
LoansQ4 2024vs Q4 2023$2.71B$2.96B
DepositsQ4 2024vs Q4 2023$3.04B$2.86B
Equity CapitalQ4 2024vs Q4 2023$306.9MM$310MM
Loan Loss AllowanceQ4 2024vs Q4 2023$18.9MM$27MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$37.5MM$32.7MM
Real Estate OwnedQ4 2024vs Q4 2023$3MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier America Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$500Youth Savings
OTHER TIERS: 0.50% → $2k+ | 2.50% → $500 - $2k
0.30%$0-Smart Savings
0.30%$0-Regular Savings
0.30%$0-Holiday Savings
0.30%$0-Business Savings

Premier America Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$20k*-Advantage Money Market
OTHER TIERS: 0.15% → $0 - $20k
1.10%*$500k*-Money Market Savings
OTHER TIERS: 0.55% → $2.5k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.05% → $250k - $500k
1.10%*$500k*-Business Money Market Savings
OTHER TIERS: 0.55% → $2.5k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.05% → $250k - $500k
1.10%*$500k*-IRA Money Market Savings
OTHER TIERS: 0.55% → $2.5k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.05% → $250k - $500k

Premier America Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$0$30kPremier Plus Checking
OTHER TIERS: 0.10% → $30k+
0.20%$0-Platinum Business Checking

Premier America Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-3 Month CD
3.50%$1k-Business 3 Month CD
3.25%$1k-6 Month CD
3.25%$1k-Business 6 Month CD
3.00%$1k-12 Month CD
3.00%$1k-18 Month CD
3.00%$1k-24 Month CD
3.00%$1k-Business 12 Month CD
3.00%$1k-Business 18 Month CD
3.00%$1k-Business 24 Month CD
3.00%$0-6 Month Youth Launch Certificate
2.75%$1k-36 Month CD
2.75%$1k-Business 36 Month CD
2.75%$1k-60 Month CD
2.75%$1k-Business 60 Month CD
2.50%$1k-48 Month CD
2.50%$1k-Business 48 Month CD

Premier America Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-3 Month IRA
3.25%$1k-6 Month IRA
3.00%$1k-12 Month IRA
3.00%$1k-18 Month IRA
3.00%$1k-24 Month IRA
2.75%$1k-36 Month IRA
2.75%$1k-60 Month IRA
2.50%$1k-48 Month IRA
0.30%$0-IRA Savings
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