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  2. Premier America Credit Union

Premier America Credit Union


Overview / Commentary
www.premieramerica.com
800-772-4000
19867 Prairie St
Chatsworth, CA 91311-2177

Premier America Credit Union is headquartered in Chatsworth and is the 18th largest credit union in the state of California. It is also the 89th largest credit union in the nation. It was established in 1957 and as of March of 2019, it had grown to 298 employees and 113,815 members at 21 locations. Premier America Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Premier America Credit Union is open anyone through joining Thousand Oaks Alliance for the Arts. Membership is also open to the following: (1) those who reside, work, attend school, or worship within a 10-mile radius of the credit union’s Westchase branch in Houston, TX; (2) those who reside, work, worship or attend school in Ventura or Los Angeles counties in CA; (3) family of credit union members. (Complete membership requirements are listed in the credit union’s online application)
See current membership details

Related Posts

Premier America Credit Union’s Latest Special, 17-Month CD, 3.20% APY - 1/28/2019

Premier America Credit Union (easy membership) has a new 17-month CD Special earning 3.20% APY. Minimum opening deposit $1k, with no stated balance cap.

17 Mo. CD, 3.20% APY - 1/26/2019

While checking CD rates on the DA website, I noticed Premier America Credit Union's 16 mo. CD (3.15% APY) was no longer listed. According to Premier America's website it has been replaced by a 17 mo. CD paying 3.20% APY. This is the 3rd time in January that Premier has offered a CD which replaces the prior offer. First it was a 15 month (3.10%), followed by a 16 mo. (3.15%) and now a 17 mo (3.20%). This appears to be a top rate when compared to other CD's with similar terms.

Premier America Credit Union Ups 16-Month CD Special, 3.15% APY - 1/18/2019

Premier America Credit Union (easy membership) has raised the rate on its 16-month CD Special to 3.15% APY. Minimum deposit is $1k with no stated balance cap.

View all posts from:

2/29/16 - Premier America CU Offers Nationally Available 12-Month CD
2/13/15 - Special 13-Month CD at Premier America Credit Union in SoCal
3/13/13 - Special 13-Month CD at Premier America Credit Union
4/15/12 - Telesis Management Taken Over By Premier America
8/22/10 - $50 Checking Account Bonus At Premier America Credit Union In TX
9/15/09 - 12% 12-Month CD ($1,200 Max) at Premier America Credit Union in CA & TX - Local Only
9/28/08 - 4.20% 8-Month CD at Premier America Credit Union in Houston
9/17/08 - 4.20% 10-Month Liquid CD at Telesis Community CU in California
9/6/08 - 4.00% 7-Month CD at Premier America Credit Union - Easy Membership
7/10/08 - 10.00% 5-Month CD at a California CU - $2K Max (Telesis Community)
5/3/08 - 5.00% 5-Month CD at a Premier America CU - $5K Max - Easy Membership.
3/15/08 - 7.00% 6-Month CD at a Premier America CU - $5K Max - Easy Membership.
2/19/08 - 7.00% 6-Month CD ($5K Max) at Premier America Credit Union is Extended
2/9/08 - 7.00% 7-Month CD at a Texas CU - $7K Max (Premier America).
2/9/08 - Premier America Still Advertising 7% 7-Month 7K-Max CD in Houston.
10/31/07 - 5.00% Money Market Account Guaranteed to 6/30/08 at a TX/CA Credit Union with Easy Membership (Premier America)
5/13/07 - 7.00% 7-Month CD at a California / Texas CU - $7K Max (Premier America)
5/5/07 - 12% 12-Month CD at a Texas / California CU - $1.2K Max (Premier America)
3/26/07 - 7.00% 7-Month CD ($7K Max) is Back at Premier America Credit Union
3/2/07 - 7.00% 7-Month CD at a Texas CU - $7K Max (Premier America)
7/13/06 - 5.65% 8-Month CD at a California CU (Premier America)
6/4/06 - 7% 7-Month CD at a California CU ($7K max)
4/24/06 - 6% 24-Month CD at a California CU (Variable)

Reviews (12)

Longtime Member

Posted by: GregKimura | May 8, 2019

I have been a member of PACU since 2002. I was actually the Autoland rep from 2002 to 2010. I enjoyed working at PACU and I still keep in touch with many of the people I met there.

The credit union has grown and with acquisitions comes challenges. They are no longer the small, local banking institution and I do notice I have to make a few more calls to get things taken care of. I understand this and I'm okay with it, because it means that they will continue to stay in business and thrive.

Recently, I spent 2 1/2 years at a very small credit union as the Direct Auto rep. Much different experience. With a small credit union, you feel more like it's a private group of friends, which is nice. The negative is that it's treated more like a sole proprietor business and many decisions are made without proper consultation. Unfortunately, it puts the organization at risk of financial losses and adds liability.

From a customer point of view, the small, local credit union is nice and more friendly, however for longevity, I'm not sure how well they'll survive when something bad happens.

I give PACU 5 stars, because I need a financial institution that will not be forced to close in bad economic times and I feel that PACU has the right management and depth the make the proper decisions. I'm making a conscious decision to accept slightly less customer service for stability.

1

Best To Go In Person To Open

Posted by: cbr6861 | Oct 17, 2018

Although you can fund this promo CD via ACH transfer online...you're limited to 20K.

4

Mediocre at best

Posted by: BriannaFaith | Dec 6, 2015

I have been a client of Premier America Credit Union for a few years now and am honestly not very happy with them. I have a checking account and a savings account there, both of which require ridiculous minimum balances in order to avoid fees. Their products are not very competitive, they are pretty standard compared to other banks. They are also not very good about doing fee reversals. I had a returned check (through no fault of my own) a few weeks ago and was charged a $34 fee. When I called their customer service to ask about reversing the fee, their answer was a flat-out no. They treated me like an inconvenience and it made me really mad. I also do not care for their website or mobile app. I think they are both poorly designed and do not work well. Overall I am considering switching banks and would not recommend this credit union to others.

5

RUN Away FAST

Posted by: jimmyjoe | Oct 15, 2018

RUN DO NOT Walk ...Do NOT Stop and Collect $200 RUN !!. Okay here goes I Gave Them 1 Star Just Because They Answered Phone…Before opening up an account I called and verified that ACH Transfers would be allowed . I asked how much CSR said Unlimited. Went ahead and opened Savings account online , next day started ACH initiation process to Link the Credit Union to My Outside Savings Bank and also from a different Savings Bank Linking to Them. Upon verifying trial deposits I tried to move money in Either By Pushing Funds From the Outside Bank or Having CU Pull the Funds From My Outside Bank so that I could take advantage of their 3% CD... Problem was I was unable to transfer more than $20,000 a Month that's right a Month IN or OUT , Told Me They Would NOT Accept over 20,000 Coming In ?? WHAT !! Reached out to management said no way around this it was their vendor that they use for ACH's that set the limits… If I was a long-time customer There Vender Might Consider lifting or making limits higher ….Not quite believing what she just said I asked her to reach out to her manager which after 2 hours the reply came back the same. To Fund The 16 Month CD I could either Send Them a Check , PAY for a Wire Transfer, or have my Outside Bank Send Them a Check ???? as Life Goes On I find that You Just Can't Make this Stuff Up !!, Especially when you're going to open a 16 month CD...Needless to say I just pulled my initial deposit and they can have a nice day! , Oh and Buy The Way Read The Fine Print As They Have A Limit As To How Much Money You Can Open CD For……

10
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Health
A

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68428
Year Chartered1957
Employees298
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.79%
Annual Interest Income$25.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$2.86B$2.50B
LoansQ1 2019vs Q1 2018$2.22B$1.99B
DepositsQ1 2019vs Q1 2018$2.56B$2.21B
Equity CapitalQ1 2019vs Q1 2018$284.0MM$260.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$11.6MM$13.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$23.3MM$20.3MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Premier America Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier America Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Smart Savings
0.30%--Regular Savings
0.30%--Holiday Savings
0.30%--IRA Savings
0.30%--Business Savings

Premier America Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$500k*-Money Market Savings
OTHER TIERS: 0.75% → $2.5k - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k | 1.10% → $100k - $250k | 1.20% → $250k - $500k
1.30%*$500k*-Business Money Market Savings
OTHER TIERS: 0.75% → $2.5k - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k | 1.10% → $100k - $250k | 1.20% → $250k - $500k
1.30%*$500k*-IRA Money Market Savings
OTHER TIERS: 0.75% → $2.5k - $25k | 0.85% → $25k - $50k | 0.90% → $50k - $100k | 1.10% → $100k - $250k | 1.20% → $250k - $500k

Premier America Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$5k-Platinum Checking
0.20%--Platinum Business Checking
0.10%--Premier Checking

Premier America Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-60 Month CD
3.00%$1k-Business 60 Month CD
2.65%*$100k*-48 Month CD
OTHER TIERS: 2.50% → $1k - $10k | 2.55% → $10k - $25k | 2.60% → $25k - $100k
2.65%*$100k*-Business 48 Month CD
OTHER TIERS: 2.50% → $1k - $10k | 2.55% → $10k - $25k | 2.60% → $25k - $100k
2.55%*$100k*-36 Month CD
OTHER TIERS: 2.40% → $1k - $10k | 2.45% → $10k - $25k | 2.50% → $25k - $100k
2.55%*$100k*-Business 36 Month CD
OTHER TIERS: 2.40% → $1k - $10k | 2.45% → $10k - $25k | 2.50% → $25k - $100k
2.45%*$100k*-24 Month CD
OTHER TIERS: 2.30% → $1k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $100k
2.45%*$100k*-Business 24 Month CD
OTHER TIERS: 2.30% → $1k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $100k
2.30%*$100k*-18 Month CD
OTHER TIERS: 2.15% → $1k - $10k | 2.20% → $10k - $25k | 2.25% → $25k - $100k
2.30%*$100k*-Business 18 Month CD
OTHER TIERS: 2.15% → $1k - $10k | 2.20% → $10k - $25k | 2.25% → $25k - $100k
2.25%*$100k*-12 Month CD
OTHER TIERS: 2.10% → $1k - $10k | 2.15% → $10k - $25k | 2.20% → $25k - $100k
2.25%*$100k*-Business 12 Month CD
OTHER TIERS: 2.10% → $1k - $10k | 2.15% → $10k - $25k | 2.20% → $25k - $100k
1.45%*$100k*-6 Month CD
OTHER TIERS: 1.30% → $1k - $10k | 1.35% → $10k - $25k | 1.40% → $25k - $100k
1.45%*$100k*-Business 6 Month CD
OTHER TIERS: 1.30% → $1k - $10k | 1.35% → $10k - $25k | 1.40% → $25k - $100k
1.15%*$100k*-3 Month CD
OTHER TIERS: 1.00% → $1k - $10k | 1.05% → $10k - $25k | 1.10% → $25k - $100k
1.15%*$100k*-Business 3 Month CD
OTHER TIERS: 1.00% → $1k - $10k | 1.05% → $10k - $25k | 1.10% → $25k - $100k

Premier America Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-60 Month IRA
2.65%*$100k*-48 Month IRA
OTHER TIERS: 2.50% → $1k - $10k | 2.55% → $10k - $25k | 2.60% → $25k - $100k
2.55%*$100k*-36 Month IRA
OTHER TIERS: 2.40% → $1k - $10k | 2.45% → $10k - $25k | 2.50% → $25k - $100k
2.45%*$100k*-24 Month IRA
OTHER TIERS: 2.30% → $1k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $100k
2.30%*$100k*-18 Month IRA
OTHER TIERS: 2.15% → $1k - $10k | 2.20% → $10k - $25k | 2.25% → $25k - $100k
2.25%*$100k*-12 Month IRA
OTHER TIERS: 2.10% → $1k - $10k | 2.15% → $10k - $25k | 2.20% → $25k - $100k
1.45%*$100k*-6 Month IRA
OTHER TIERS: 1.30% → $1k - $10k | 1.35% → $10k - $25k | 1.40% → $25k - $100k
1.15%*$100k*-3 Month IRA
OTHER TIERS: 1.00% → $1k - $10k | 1.05% → $10k - $25k | 1.10% → $25k - $100k
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