Premier America Credit Union


Overview / Commentary
800-772-4000
19867 Prairie St
Chatsworth, CA 91311

Premier America Credit Union is headquartered in Chatsworth and is the 21st largest credit union in the state of California. It is also the 128th largest credit union in the nation. It was established in 1957 and as of March of 2024, it had grown to 397 employees and 111,096 members at 21 locations. Premier America Credit Union's money market rates are 10X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Premier America Credit Union is open anyone through joining TOARTS. Membership is also open to the following: (1) those who reside, work, attend school, or worship in Harris County, Texas; (2) those who reside, work, worship or attend school in Ventura or Los Angeles Counties in California; (3) family of credit union members. (Complete membership requirements are listed in the credit union’s online application)
See current membership details

Excellent Customer Service

Posted by: |

The Chatsworth branch has delightful customer service with professional highly skilled staff. What a breath of fresh air dealing with a financial institution that puts the customer first.

Best To Go In Person To Open

Posted by: |

Although you can fund this promo CD via ACH transfer online...you're limited to 20K.

Mediocre at best

I have been a client of Premier America Credit Union for a few years now and am honestly not very happy with them. I have a checking account and a savings account there, both of which require ridiculous minimum balances in order to avoid fees. Their products are not very competitive, they are pretty standard compared to other banks. They are also not very good about doing fee reversals. I had a returned check (through no fault of my own) a few weeks ago and was charged a $34 fee. When I called their customer service to ask about reversing the fee, their answer was a flat-out no. They treated me like an inconvenience and it made me really mad. I also do not care for their website or mobile app. I think they are both poorly designed and do not work well. Overall I am considering switching banks and would not recommend this credit union to others.

RUN Away FAST

Posted by: |

RUN DO NOT Walk ...Do NOT Stop and Collect $200 RUN !!. Okay here goes I Gave Them 1 Star Just Because They Answered Phone…Before opening up an account I called and verified that ACH Transfers would be allowed . I asked how much CSR said Unlimited. Went ahead and opened Savings account online , next day started ACH initiation process to Link the Credit Union to My Outside Savings Bank and also from a different Savings Bank Linking to Them. Upon verifying trial deposits I tried to move money in Either By Pushing Funds From the Outside Bank or Having CU Pull the Funds From My Outside Bank so that I could take advantage of their 3% CD... Problem was I was unable to transfer more than $20,000 a Month that's right a Month IN or OUT , Told Me They Would NOT Accept over 20,000 Coming In ?? WHAT !! Reached out to management said no way around this it was their vendor that they use for ACH's that set the limits… If I was a long-time customer There Vender Might Consider lifting or making limits higher ….Not quite believing what she just said I asked her to reach out to her manager which after 2 hours the reply came back the same. To Fund The 16 Month CD I could either Send Them a Check , PAY for a Wire Transfer, or have my Outside Bank Send Them a Check ???? as Life Goes On I find that You Just Can't Make this Stuff Up !!, Especially when you're going to open a 16 month CD...Needless to say I just pulled my initial deposit and they can have a nice day! , Oh and Buy The Way Read The Fine Print As They Have A Limit As To How Much Money You Can Open CD For……

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Health

Health Grade Components

Overall
NCUA #68428
Year Chartered1957
Employees397
Primary Regulator
Profit Margin
Return on Assets - YTD-0.26%
Return on Equity - YTD-3.01%
Annual Interest Income$38MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$3.56B$3.69B
LoansQ1 2024vs Q1 2023$2.89B$3.14B
DepositsQ1 2024vs Q1 2023$2.97B$3.07B
Equity CapitalQ1 2024vs Q1 2023$306.7MM$299.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$25.8MM$26.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$27.9MM$18.8MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Premier America Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier America Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$500Youth Savings
OTHER TIERS: 0.50% $2k+ | 2.50% $500 - $2k
0.30%$0-Smart Savings
0.30%$0-Regular Savings
0.30%$0-Holiday Savings
0.30%$0-IRA Savings
0.30%$0-Business Savings

Premier America Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$10k*-High Yield Money Market
OTHER TIERS: 0.30% $0 - $10k
1.10%*$500k*-Money Market Savings
OTHER TIERS: 0.55% $2.5k - $25k | 0.65% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k | 1.05% $250k - $500k
1.10%*$500k*-Business Money Market Savings
OTHER TIERS: 0.55% $2.5k - $25k | 0.65% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k | 1.05% $250k - $500k
1.10%*$500k*-IRA Money Market Savings
OTHER TIERS: 0.55% $2.5k - $25k | 0.65% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k | 1.05% $250k - $500k
1.00%$0-Premium Money Market - New Money

Premier America Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$20kPremier Plus Checking
OTHER TIERS: 0.10% $20k+
0.20%$0-Platinum Business Checking

Premier America Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-11 Month CD Special - New Money
5.00%$1k-Business 11 Month CD Special - New Money
4.50%$1k-30 Month CD Special - New Money
4.25%$1k-50 Month CD Special - New Money
4.00%$1k-6 Month CD
4.00%$1k-12 Month CD
4.00%$1k-18 Month CD
4.00%$1k-24 Month CD
4.00%$1k-Business 6 Month CD
4.00%$1k-Business 12 Month CD
4.00%$1k-Business 18 Month CD
4.00%$1k-Business 24 Month CD
4.00%$1k-3 Month CD
4.00%$1k-Business 3 Month CD
4.00%$1k-9 Month CD Special - New Money
4.00%$1k-Business 9 Month CD Special - New Money
3.75%$1k-36 Month CD
3.75%$1k-Business 36 Month CD
3.50%$1k-60 Month CD
3.50%$1k-Business 60 Month CD
3.00%$1k-48 Month CD
3.00%$1k-Business 48 Month CD

Premier America Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-11 Month IRA Special - New Money
4.00%$1k-3 Month IRA
4.00%$1k-6 Month IRA
4.00%$1k-12 Month IRA
4.00%$1k-18 Month IRA
4.00%$1k-24 Month IRA
4.00%$1k-9 Month IRA Special - New Money
3.75%$1k-36 Month IRA
3.50%$1k-60 Month IRA
3.00%$1k-48 Month IRA
Locations

Availability



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