2. Premier America Credit Union

Premier America Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.15%1-year CD
1.38% - National Average
2.15%1-year IRA
1.36% - National Average
3.00%5-year CD
2.27% - National Average
View all Premier America Credit Union rates »

Overview / Commentary
www.premieramerica.com
800-772-4000
19867 Prairie St
Chatsworth, CA 91311-2177

Premier America Credit Union is headquartered in Chatsworth and is the 19th largest credit union in the state of California. It is also the 93rd largest credit union in the nation. It was established in 1957 and as of December of 2018, it had grown to 303 employees and 112,016 members at 21 locations. Premier America Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Premier America Credit Union is open anyone through joining Thousand Oaks Alliance for the Arts. Membership is also open to the following: (1) those who reside, work, attend school, or worship within a 10-mile radius of the credit union’s Westchase branch in Houston, TX; (2) those who reside, work, worship or attend school in Ventura or Los Angeles counties in CA; (3) family of credit union members. (Complete membership requirements are listed in the credit union’s online application)
See current membership details

Related Posts

Premier America Credit Union’s Latest Special, 17-Month CD, 3.20% APY - 1/28/2019

Premier America Credit Union (easy membership) has a new 17-month CD Special earning 3.20% APY. Minimum opening deposit $1k, with no stated balance cap.

17 Mo. CD, 3.20% APY - 1/26/2019

While checking CD rates on the DA website, I noticed Premier America Credit Union's 16 mo. CD (3.15% APY) was no longer listed. According to Premier America's website it has been replaced by a 17 mo. CD paying 3.20% APY. This is the 3rd time in January that Premier has offered a CD which replaces the prior offer. First it was a 15 month (3.10%), followed by a 16 mo. (3.15%) and now a 17 mo (3.20%). This appears to be a top rate when compared to other CD's with similar terms.

Premier America Credit Union Ups 16-Month CD Special, 3.15% APY - 1/18/2019

Premier America Credit Union (easy membership) has raised the rate on its 16-month CD Special to 3.15% APY. Minimum deposit is $1k with no stated balance cap.

View all posts from:

2/29/16 - Premier America CU Offers Nationally Available 12-Month CD
2/13/15 - Special 13-Month CD at Premier America Credit Union in SoCal
3/13/13 - Special 13-Month CD at Premier America Credit Union
4/15/12 - Telesis Management Taken Over By Premier America
8/22/10 - $50 Checking Account Bonus At Premier America Credit Union In TX
9/15/09 - 12% 12-Month CD ($1,200 Max) at Premier America Credit Union in CA & TX - Local Only
9/28/08 - 4.20% 8-Month CD at Premier America Credit Union in Houston
9/17/08 - 4.20% 10-Month Liquid CD at Telesis Community CU in California
9/6/08 - 4.00% 7-Month CD at Premier America Credit Union - Easy Membership
7/10/08 - 10.00% 5-Month CD at a California CU - $2K Max (Telesis Community)
5/3/08 - 5.00% 5-Month CD at a Premier America CU - $5K Max - Easy Membership.
3/15/08 - 7.00% 6-Month CD at a Premier America CU - $5K Max - Easy Membership.
2/19/08 - 7.00% 6-Month CD ($5K Max) at Premier America Credit Union is Extended
2/9/08 - 7.00% 7-Month CD at a Texas CU - $7K Max (Premier America).
2/9/08 - Premier America Still Advertising 7% 7-Month 7K-Max CD in Houston.
10/31/07 - 5.00% Money Market Account Guaranteed to 6/30/08 at a TX/CA Credit Union with Easy Membership (Premier America)
5/13/07 - 7.00% 7-Month CD at a California / Texas CU - $7K Max (Premier America)
5/5/07 - 12% 12-Month CD at a Texas / California CU - $1.2K Max (Premier America)
3/26/07 - 7.00% 7-Month CD ($7K Max) is Back at Premier America Credit Union
3/2/07 - 7.00% 7-Month CD at a Texas CU - $7K Max (Premier America)
7/13/06 - 5.65% 8-Month CD at a California CU (Premier America)
6/4/06 - 7% 7-Month CD at a California CU ($7K max)
4/24/06 - 6% 24-Month CD at a California CU (Variable)

Reviews (11)

Good Public Relations

Posted by: adityanm | May 15, 2011

you can earn 5% on $500 without too much of hassle that is $25 in a year.

6

Best To Go In Person To Open

Posted by: cbr6861 | Oct 17, 2018

Although you can fund this promo CD via ACH transfer online...you're limited to 20K.

4

Mediocre at best

Posted by: BriannaFaith | Dec 6, 2015

I have been a client of Premier America Credit Union for a few years now and am honestly not very happy with them. I have a checking account and a savings account there, both of which require ridiculous minimum balances in order to avoid fees. Their products are not very competitive, they are pretty standard compared to other banks. They are also not very good about doing fee reversals. I had a returned check (through no fault of my own) a few weeks ago and was charged a $34 fee. When I called their customer service to ask about reversing the fee, their answer was a flat-out no. They treated me like an inconvenience and it made me really mad. I also do not care for their website or mobile app. I think they are both poorly designed and do not work well. Overall I am considering switching banks and would not recommend this credit union to others.

5

Detached From Reality. Incompetent.

Posted by: Shyandretiring | Feb 15, 2019

My membership request to deposit money with Premier America was rejected due to "Chexsystems reports." My deficiencies? 1) NO EVIDENCE OF ASSET OWNERSHIP--despite $5 million provable assets. 2) NON-DEROGATORY PUBLIC RECORD HISTORY--Yup, nothing derogatory. 3) PROPERTY OWNERSHIP HISTORY--A paid off $700k house, owned 12 years; no repos, short sales, etc. 4) "INSUFFICIENT DDA INQUIRY ACTIVITY SAME FI"--Customer service couldn't define it in English.
Requests for reconsideration were denied, but I was invited to go to a branch to appeal. However, the branch manager said a Chexsystems decision could not be overturned.
Thanks guys.

2
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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68428
Year Chartered1957
Employees303
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD8.49%
Annual Interest Income$86.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$2.67B$2.47B
LoansQ4 2018vs Q4 2017$2.18B$1.97B
DepositsQ4 2018vs Q4 2017$2.38B$2.19B
Equity CapitalQ4 2018vs Q4 2017$277.5MM$253.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$11.6MM$14.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$20.7MM$26.6MM
Real Estate OwnedQ4 2018vs Q4 2017$44.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

17 Mo. CD, 3.20% APY

enelrad1123   |  
While checking CD rates on the DA website, I noticed Premier America Credit Union's 16 mo. CD (3.15% APY) was no longer listed. According to Premier America's website it has been replaced by a 17 mo. CD paying 3.20% APY. This is the 3rd time in January that Premier has offered a CD which replaces the prior offer. First it was a 15 month (3.10%), followed by a 16 mo. (3.15%) and now a 17 mo (3.20%). This appears to be a top rate when compared to other CD's with similar terms.
12

Rates
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Always verify rates and promotions with the bank or credit union. We are not Premier America Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier America Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Smart Savings
0.25%--Regular Savings
0.25%--Holiday Savings
0.25%--IRA Savings
0.25%--Business Savings

Premier America Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$500k*-Money Market Savings
OTHER TIERS: 0.45% → $2.5k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k | 0.80% → $100k - $250k | 0.90% → $250k - $500k
1.00%*$500k*-Business Money Market Savings
OTHER TIERS: 0.45% → $2.5k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k | 0.80% → $100k - $250k | 0.90% → $250k - $500k
1.00%*$500k*-IRA Money Market Savings
OTHER TIERS: 0.45% → $2.5k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k | 0.80% → $100k - $250k | 0.90% → $250k - $500k

Premier America Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$5k-Platinum Checking
0.20%--Platinum Business Checking
0.10%--Premier Checking

Premier America Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-60 Month CD
3.00%$1k-Business 60 Month CD
2.45%*$100k*-48 Month CD
OTHER TIERS: 2.30% → $1k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $100k
2.45%*$100k*-Business 48 Month CD
OTHER TIERS: 2.30% → $1k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $100k
2.35%*$100k*-36 Month CD
OTHER TIERS: 2.20% → $1k - $10k | 2.25% → $10k - $25k | 2.30% → $25k - $100k
2.35%*$100k*-Business 36 Month CD
OTHER TIERS: 2.20% → $1k - $10k | 2.25% → $10k - $25k | 2.30% → $25k - $100k
2.25%*$100k*-24 Month CD
OTHER TIERS: 2.10% → $1k - $10k | 2.15% → $10k - $25k | 2.20% → $25k - $100k
2.25%*$100k*-Business 24 Month CD
OTHER TIERS: 2.10% → $1k - $10k | 2.15% → $10k - $25k | 2.20% → $25k - $100k
2.20%*$100k*-18 Month CD
OTHER TIERS: 2.05% → $1k - $10k | 2.10% → $10k - $25k | 2.15% → $25k - $100k
2.20%*$100k*-Business 18 Month CD
OTHER TIERS: 2.05% → $1k - $10k | 2.10% → $10k - $25k | 2.15% → $25k - $100k
2.15%*$100k*-12 Month CD
OTHER TIERS: 2.00% → $1k - $10k | 2.05% → $10k - $25k | 2.10% → $25k - $100k
2.15%*$100k*-Business 12 Month CD
OTHER TIERS: 2.00% → $1k - $10k | 2.05% → $10k - $25k | 2.10% → $25k - $100k
1.45%*$100k*-6 Month CD
OTHER TIERS: 1.30% → $1k - $10k | 1.35% → $10k - $25k | 1.40% → $25k - $100k
1.45%*$100k*-Business 6 Month CD
OTHER TIERS: 1.30% → $1k - $10k | 1.35% → $10k - $25k | 1.40% → $25k - $100k
1.15%*$100k*-3 Month CD
OTHER TIERS: 1.00% → $1k - $10k | 1.05% → $10k - $25k | 1.10% → $25k - $100k
1.15%*$100k*-Business 3 Month CD
OTHER TIERS: 1.00% → $1k - $10k | 1.05% → $10k - $25k | 1.10% → $25k - $100k

Premier America Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-60 Month IRA
2.45%*$100k*-48 Month IRA
OTHER TIERS: 2.30% → $1k - $10k | 2.35% → $10k - $25k | 2.40% → $25k - $100k
2.35%*$100k*-36 Month IRA
OTHER TIERS: 2.20% → $1k - $10k | 2.25% → $10k - $25k | 2.30% → $25k - $100k
2.25%*$100k*-24 Month IRA
OTHER TIERS: 2.10% → $1k - $10k | 2.15% → $10k - $25k | 2.20% → $25k - $100k
2.20%*$100k*-18 Month IRA
OTHER TIERS: 2.05% → $1k - $10k | 2.10% → $10k - $25k | 2.15% → $25k - $100k
2.15%*$100k*-12 Month IRA
OTHER TIERS: 2.00% → $1k - $10k | 2.05% → $10k - $25k | 2.10% → $25k - $100k
1.45%*$100k*-6 Month IRA
OTHER TIERS: 1.30% → $1k - $10k | 1.35% → $10k - $25k | 1.40% → $25k - $100k
1.15%*$100k*-3 Month IRA
OTHER TIERS: 1.00% → $1k - $10k | 1.05% → $10k - $25k | 1.10% → $25k - $100k
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