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Premier America Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.premieramerica.com
800-772-4000
19867 Prairie St
Chatsworth, CA 91311

Premier America Credit Union is headquartered in Chatsworth and is the 24th largest credit union in the state of California. It is also the 146th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 410 employees and 113,350 members at 20 locations. Premier America Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Premier America Credit Union is open anyone through joining TOARTS. Membership is also open to the following: (1) those who reside, work, attend school, or worship in Harris County, Texas; (2) those who reside, work, worship or attend school in Ventura or Los Angeles Counties in California; (3) family of credit union members. (Complete membership requirements are listed in the credit union’s online application)
See current membership details

Reviews (2)

Excellent Customer Service

Posted by: |

The Chatsworth branch has delightful customer service with professional highly skilled staff. What a breath of fresh air dealing with a financial institution that puts the customer first.

1

Horrible Customer Service Experience

Posted by: |

This branch treated me and my father like we had no reason to be there when we have had an account with them for over a decade, they made things considerably more difficult over language constraints and even wanted us to go outside to make a cash withdrawal from an ATM before being able to deposit cash instead of accepting any cards, including their own, I've never heard of this happening and was not given an indepth explanation as to why it was necessary. Horrible, if not the worst, online as well as in person customer service experience I've had

1


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68428
Year Chartered1957
Employees410
Primary Regulator
Profit Margin
Return on Assets - YTD-0.49%
Return on Equity - YTD-5.4%
Annual Interest Income$36.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.39B$3.56B
LoansQ1 2025vs Q1 2024$2.74B$2.89B
DepositsQ1 2025vs Q1 2024$3.03B$2.97B
Equity CapitalQ1 2025vs Q1 2024$307MM$306.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$19.6MM$25.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$27.6MM$27.9MM
Real Estate OwnedQ1 2025vs Q1 2024$1.5MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier America Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$500Youth Savings
OTHER TIERS: 0.50% → $2k+ | 2.50% → $500 - $2k
0.30%$0-Smart Savings
0.30%$0-Regular Savings
0.30%$0-Holiday Savings
0.30%$0-Business Savings

Premier America Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$20k*-Advantage Money Market
OTHER TIERS: 0.15% → $0 - $20k
3.50%*$20k*-Business Advantage Money Market
OTHER TIERS: 0.15% → $0 - $20k
1.10%*$500k*-Money Market Savings
OTHER TIERS: 0.55% → $2.5k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.05% → $250k - $500k
1.10%*$500k*-Business Money Market Savings
OTHER TIERS: 0.55% → $2.5k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.05% → $250k - $500k
1.10%*$500k*-IRA Money Market Savings
OTHER TIERS: 0.55% → $2.5k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.05% → $250k - $500k

Premier America Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$0$30kPremier Plus Checking
OTHER TIERS: 0.10% → $30k+
0.20%$0-Platinum Business Checking

Premier America Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-3 Month CD
3.50%$1k-Business 3 Month CD
3.25%$1k-6 Month CD
3.25%$1k-Business 6 Month CD
3.00%$1k-12 Month CD
3.00%$1k-18 Month CD
3.00%$1k-24 Month CD
3.00%$1k-36 Month CD
3.00%$1k-Business 12 Month CD
3.00%$1k-Business 18 Month CD
3.00%$1k-Business 24 Month CD
3.00%$1k-Business 36 Month CD
3.00%$1k-48 Month CD
3.00%$1k-Business 48 Month CD
3.00%$1k-60 Month CD
3.00%$1k-Business 60 Month CD
3.00%$0-6 Month Youth Launch Certificate

Premier America Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-3 Month IRA
3.25%$1k-6 Month IRA
3.00%$1k-12 Month IRA
3.00%$1k-18 Month IRA
3.00%$1k-24 Month IRA
3.00%$1k-36 Month IRA
3.00%$1k-48 Month IRA
3.00%$1k-60 Month IRA
0.30%$0-IRA Savings
Locations

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