Premier One Credit Union


Overview / Commentary
408-524-4500
6640 Via Del Oro
San Jose, CA 95119

Premier One Credit Union is headquartered in San Jose and is the 90th largest credit union in the state of California. It is also the 662nd largest credit union in the nation. It was established in 1968 and as of June of 2020, it had grown to 81 employees and 22,440 members at 5 locations. Premier One Credit Union has an A+ health rating.

Field of Membership Restrictions

Premier One Credit Union is open to anyone who lives, regularly conducts business, attends school or worships in Santa Clara County or San Jose City in California. Retired and active San Jose city employees or volunteers, and employees of any of the following SEGs: Hitachi Data Systems, Santa Clara Chamber of Commerce, Interstate Building Maintenance in Arlington, Texas, ION Implant Services in Sunnyvale, California, Dale Carnegie Training in Campbell, California or any of the more than 100 groups (a complete list of requirements and groups are posted on the credit union's website).
See current membership details

Reviews (2)

I Love My Credit Union!

Posted by: |

I have banked here for years and always get great service by the staff. It is great to know that the employees remember me and are looking out for my best interest. They have helped me save a lot of money over the years.

Beware National 1St

Posted by: |

This regional credit union used to be wider in scope, so their poor service and products do not impact as many customers now.

They have an HSA savings account that used to have a pretty good rate.  BUT then they dropped the rates, and capped it, with a max to receive their teaser rate to be $6250 (lower than IRS limits for annual contributions).  So subsequent annual contributions will only get .005%.  You can do better at dozens of other banks or credit unions.

Lastly, they really do present a "we don't care" attitude.  They will probably have to do mergers to grow their business.

 



Health
A+

Health Grade Components

Overall
NCUA #68540
Year Chartered1968
Employees81
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.22%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$476.2MM$414.5MM
LoansQ2 2020vs Q2 2019$301.7MM$280.3MM
DepositsQ2 2020vs Q2 2019$427.4MM$370.0MM
Equity CapitalQ2 2020vs Q2 2019$46.8MM$43.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.3MM$1.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$460.00K$650.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Premier One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$7.1kHealth Savings Checking Account
OTHER TIERS: 0.50% $7.1k+
2.50%*-$2.5kKidsOne Club
OTHER TIERS: 0.10% $2.5k+
2.50%*-$2.5kSavvyOne
OTHER TIERS: 0.10% $2.5k+
0.60%*$25k*-IRA Share Account
OTHER TIERS: 0.35% Up to $25k
0.50%--Select Savings Maturity Date 11-1
0.50%--Select Savings Maturity Date 6-1
0.05%$50-Regular Share Account
0.05%$50-Additional Share Account
0.05%--Trust Savings
0.05%$50-Business Savings

Premier One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Premier Money Market
OTHER TIERS: 0.10% $1.5k - $10k | 0.30% $10k - $50k | 0.40% $50k - $250k

Premier One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kPremierOne Spend Account
OTHER TIERS: 0.25% $25k+

Premier One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Month CD
1.10%$1k-48 Month CD
0.95%$1k-36 Month CD
0.85%$1k-36 month Boost CD
0.80%$1k-24 Month CD
0.55%$1k-18 Month CD
0.40%$1k-12 Month CD
0.30%$1k-6 Month CD
0.10%$1k-3 Month CD

Premier One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Month IRA
1.10%$1k-48 Month IRA
0.95%$1k-36 Month Boost IRA
0.85%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.55%$1k-18 Month IRA
0.40%$1k-12 Month IRA
0.30%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations


Premier One Credit Union Locations
Branch Office88 S 4th StSan Jose, CA 95112-3582
Branch Office5353 ALMADEN EXPY Ste 80SAN JOSE, CA 95118-3633
Branch Office140 Asbury StSan Jose, CA 95110
Branch Office1193 E Arques AveSunnyvale, CA 94085-3904
Corporate Office6640 Via Del OroSan Jose, CA 95119

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