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Overview / Commentary
6640 Via Del Oro
San Jose, CA 95119

Premier One Credit Union is headquartered in San Jose and is the 88th largest credit union in the state of California. It is also the 625th largest credit union in the nation. It was established in 1968 and as of June of 2016, it had grown to 62 employees and 24,817 members at 5 locations. Premier One Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Santa Clara County, California.
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Reviews (2)

I Love My Credit Union!

Posted by: Anon5678 | Oct 21, 2016

I have banked here for years and always get great service by the staff. It is great to know that the employees remember me and are looking out for my best interest. They have helped me save a lot of money over the years.

Beware National 1St

Posted by: Anon456 | Jan 16, 2013

This regional credit union used to be wider in scope, so their poor service and products do not impact as many customers now.

They have an HSA savings account that used to have a pretty good rate.  BUT then they dropped the rates, and capped it, with a max to receive their teaser rate to be $6250 (lower than IRS limits for annual contributions).  So subsequent annual contributions will only get .005%.  You can do better at dozens of other banks or credit unions.

Lastly, they really do present a "we don't care" attitude.  They will probably have to do mergers to grow their business.



Health Grade Components

NCUA #68540
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.33%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$383.4MM$355.3MM
LoansQ2 2016vs Q2 2015$201.5MM$173.4MM
DepositsQ2 2016vs Q2 2015$344.5MM$319.8MM
Equity CapitalQ2 2016vs Q2 2015$37.5MM$34.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.4MM$2.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$302.00K$412.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0

Rates for Premier One Credit Union are currently being reviewed.


Premier One Credit Union Locations
Branch Office88 S 4th StSan Jose, CA 95112-3582
Branch Office5353 ALMADEN EXPY # F-80SAN JOSE, CA 95118-3637
Branch Office140 Asbury StSan Jose, CA 95110
Branch Office1195 E Arques AveSunnyvale, CA 94085-3904
Corporate Office6640 Via Del OroSan Jose, CA 95119