Featured Savings Rates
Featured Accounts

Premier One Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%Reward CheckingPremierOne Spend Account
1.76%5-year CD60 Month CD
0.30%1-year CD12 Month CD

Overview / Commentary
408-524-4500
140 Asbury St
San Jose, CA 95110

Premier One Credit Union is headquartered in San Jose and is the 87th largest credit union in the state of California. It is also the 629th largest credit union in the nation. It was established in 1968 and as of December of 2015, it had grown to 60 employees and 24,736 members at 4 locations. Premier One Credit Union's savings rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Santa Clara County, California.
See current membership details

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Reviews (1)

Beware National 1St

Posted by: Anon456 | Jan 16, 2013

This regional credit union used to be wider in scope, so their poor service and products do not impact as many customers now.

They have an HSA savings account that used to have a pretty good rate.  BUT then they dropped the rates, and capped it, with a max to receive their teaser rate to be $6250 (lower than IRS limits for annual contributions).  So subsequent annual contributions will only get .005%.  You can do better at dozens of other banks or credit unions.

Lastly, they really do present a "we don't care" attitude.  They will probably have to do mergers to grow their business.

 



Health
A+

Health Grade Components

Overall
NCUA #68540
Year Chartered1968
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.35%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$367.8MM$342.9MM
LoansQ4 2015vs Q4 2014$195.5MM$164.8MM
DepositsQ4 2015vs Q4 2014$330.6MM$308.0MM
Equity CapitalQ4 2015vs Q4 2014$35.7MM$33.8MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.8MM$2.5MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$200.00K$484.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$6,450Health Savings Checking Account
OTHER TIERS: 0.50% $6,450+
0.30%*$25k*-IRA Share Account
OTHER TIERS: 0.15% Up to $25k
0.10%$50-Regular Share Account
0.10%--Select Savings Maturity Date 11-1
0.10%--Select Savings Maturity Date 6-1
0.10%$50-Additional Share Account
0.10%--Kids1st Club
0.10%--Teen Savings
0.10%--Trust Savings
0.10%$50-Business Savings

Premier One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Premier Money Market
OTHER TIERS: 0.10% $1,500 - $10k | 0.20% $10k - $50k | 0.30% $50k - $250k

Premier One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$25kPremierOne Spend Account
OTHER TIERS: 0.25% $25k+

Premier One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month CD
1.40%$1k-48 Month CD
0.85%$1k-24 Month CD
0.85%$1k-36 Month CD
0.35%$1k-18 Month CD
0.30%$1k-12 Month CD
0.25%$1k-6 Month CD
0.10%$1k-3 Month CD

Premier One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month IRA
1.40%$1k-48 Month IRA
0.85%$1k-24 Month IRA
0.85%$1k-36 Month IRA
0.35%$1k-18 Month IRA
0.30%$1k-12 Month IRA
0.25%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations


Premier One Credit Union Locations
Branch Office88 S 4th StSan Jose, CA 95112-3582
Branch Office5353 ALMADEN EXPY # F-80SAN JOSE, CA 95118-3637
Branch Office140 Asbury StSan Jose, CA 95110
Branch Office1195 E Arques AveSunnyvale, CA 94085-3904