Premier One Credit Union

Overview / Commentary
6640 Via Del Oro
San Jose, CA 95119

Premier One Credit Union is headquartered in San Jose and is the 85th largest credit union in the state of California. It is also the 652nd largest credit union in the nation. It was established in 1968 and as of June of 2023, it had grown to 89 employees and 25,665 members at 6 locations. Premier One Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Premier One Credit Union is open to anyone who lives, regularly conducts business, attends school or worships in the California counties of Alameda, Merced, Monterey, San Benito, San Mateo, San Joaquin, Santa Clara, Santa Cruz, or Stanislaus. Employees of 13 companies in Arlington, Texas and five companies in California (listed on the Membership Eligibility page) are also eligible to join.
See current membership details

Reviews (2)

I Love My Credit Union!

Posted by: |

I have banked here for years and always get great service by the staff. It is great to know that the employees remember me and are looking out for my best interest. They have helped me save a lot of money over the years.

Beware National 1St

Posted by: |

This regional credit union used to be wider in scope, so their poor service and products do not impact as many customers now.

They have an HSA savings account that used to have a pretty good rate.  BUT then they dropped the rates, and capped it, with a max to receive their teaser rate to be $6250 (lower than IRS limits for annual contributions).  So subsequent annual contributions will only get .005%.  You can do better at dozens of other banks or credit unions.

Lastly, they really do present a "we don't care" attitude.  They will probably have to do mergers to grow their business.



Health Grade Components

NCUA #68540
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.49%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$606.8MM$557.9MM
LoansQ2 2023vs Q2 2022$422.8MM$349.1MM
DepositsQ2 2023vs Q2 2022$535.3MM$518.6MM
Equity CapitalQ2 2023vs Q2 2022$42.0MM$36.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.3MM$1.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.7MM$453.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Premier One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier One Credit Union Savings Account Rates

3.25%*$25k*-IRA Share Account
OTHER TIERS: 2.75% Up to $25k
3.00%*-$2.5kKidsOne Club
OTHER TIERS: 0.05% $2.5k+
OTHER TIERS: 0.05% $2.5k+
2.50%*-$7.8kHealth Savings Checking Account
OTHER TIERS: 0.50% $7.8k+
0.50%--Select Savings Maturity Date 11-1
0.50%--Select Savings Maturity Date 6-1
0.05%$50-Regular Share Account
0.05%$50-Additional Share Account
0.05%--Trust Savings
0.05%$50-Business Savings

Premier One Credit Union Money Market Rates

1.75%*$250k*-Premier Money Market
OTHER TIERS: 0.35% $1.5k - $10k | 1.00% $10k - $50k | 1.50% $50k - $250k

Premier One Credit Union Checking Account Rates

3.00%*-$25kPremierOne Spend Account
OTHER TIERS: 0.10% $25k+

Premier One Credit Union CD Rates

4.85%$1k-12 Month CD
4.50%$1k-24 Month CD
4.00%$1k-60 Month CD
3.50%$1k-48 Month CD
3.25%$1k-36 Month CD
3.00%$1k-18 Month CD
3.00%$1k-36 month Boost CD
1.25%$1k-6 Month CD
0.10%$1k-3 Month CD

Premier One Credit Union IRA Rates

5.35%$1k-12 Month IRA
5.00%$1k-24 Month IRA
4.50%$1k-60 Month IRA
4.00%$1k-48 Month IRA
3.75%$1k-36 Month IRA
3.50%$1k-18 Month IRA
3.50%$1k-36 Month Boost IRA
1.75%$1k-6 Month IRA
0.60%$1k-3 Month IRA

Premier One Credit Union Locations
Branch Office5353 ALMADEN EXPY Ste 80SAN JOSE, CA 95118-3633
Branch Office140 Asbury StSan Jose, CA 95110
Corporate Office6640 Via Del OroSan Jose, CA 95119
Branch Office1415 1ST ST STE 101GILROY, CA 95020-4870
Branch Office1193 E Arques AveSunnyvale, CA 94085-3904
Branch Office530 EL CAMINO REALREDWOOD CITY, CA 94063-1212

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.