Premier One Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 1.74% - National Average |
| 2.40% | 5-year CD | 2.27% - National Average |
| 1.25% | 1-year CD | 1.38% - National Average |
Premier One Credit Union is headquartered in San Jose and is the 90th largest credit union in the state of California. It is also the 632nd largest credit union in the nation. It was established in 1968 and as of December of 2018, it had grown to 78 employees and 22,442 members at 5 locations. Premier One Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Premier One Credit Union is open to anyone who lives, regularly conducts business, attends school or worships in Santa Clara County or San Jose City in California. Retired and active San Jose city employees or volunteers, and employees of any of the following SEGs: Hitachi Data Systems, Santa Clara Chamber of Commerce, Interstate Building Maintenance in Arlington, Texas, ION Implant Services in Sunnyvale, California, Dale Carnegie Training in Campbell, California or any of the more than 100 groups (a complete list of requirements and groups are posted on the credit union's website).
See current membership details
Related Posts
I Love My Credit Union!
I have banked here for years and always get great service by the staff. It is great to know that the employees remember me and are looking out for my best interest. They have helped me save a lot of money over the years.
Beware National 1St
This regional credit union used to be wider in scope, so their poor service and products do not impact as many customers now.
They have an HSA savings account that used to have a pretty good rate. BUT then they dropped the rates, and capped it, with a max to receive their teaser rate to be $6250 (lower than IRS limits for annual contributions). So subsequent annual contributions will only get .005%. You can do better at dozens of other banks or credit unions.
Lastly, they really do present a "we don't care" attitude. They will probably have to do mergers to grow their business.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68540 |
| Year Chartered | 1968 |
| Employees | 78 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 6.94% |
| Annual Interest Income | $14.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $422.7MM$413.3MM |
| Loans | Q4 2018vs Q4 2017 | $267.4MM$242.2MM |
| Deposits | Q4 2018vs Q4 2017 | $379.1MM$372.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $41.2MM$39.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.1MM$1.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $616.00K$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Premier One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Premier One Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $6.9k | Health Savings Checking Account | ||
| OTHER TIERS: 0.50% → $6.9k+ | |||||
| 0.50%* | $25k* | - | IRA Share Account | ||
| OTHER TIERS: 0.35% → Up to $25k | |||||
| 0.50% | - | - | Select Savings Maturity Date 11-1 | ||
| 0.50% | - | - | Select Savings Maturity Date 6-1 | ||
| 0.10% | $50 | - | Regular Share Account | ||
| 0.10% | $50 | - | Additional Share Account | ||
| 0.10% | - | - | KidsOne Club | ||
| 0.10% | - | - | Teen Savings | ||
| 0.10% | - | - | Trust Savings | ||
| 0.10% | $50 | - | Business Savings | ||
Premier One Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $250k* | - | Premier Money Market | ||
| OTHER TIERS: 0.15% → $1.5k - $10k | 0.35% → $10k - $50k | 0.55% → $50k - $250k | |||||
Premier One Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $25k | PremierOne Spend Account | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
Premier One Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $1k | - | 60 Month CD | |
| 2.15% | $1k | - | 48 Month CD | |
| 1.85% | $1k | - | 36 Month CD | |
| 1.75% | $1k | - | 24 Month CD | |
| 1.50% | $1k | - | 18 Month CD | |
| 1.25% | $1k | - | 12 Month CD | |
| 0.90% | $1k | - | 6 Month CD | |
| 0.10% | $1k | - | 3 Month CD |
Premier One Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $1k | - | 60 Month IRA | |
| 2.15% | $1k | - | 48 Month IRA | |
| 1.85% | $1k | - | 36 Month IRA | |
| 1.75% | $1k | - | 24 Month IRA | |
| 1.50% | $1k | - | 18 Month IRA | |
| 1.25% | $1k | - | 12 Month IRA | |
| 0.90% | $1k | - | 6 Month IRA | |
| 0.10% | $1k | - | 3 Month IRA |
| Premier One Credit Union Locations | ||
|---|---|---|
| Branch Office | 88 S 4th St | San Jose, CA 95112-3582 |
| Branch Office | 5353 ALMADEN EXPY # F-80 | SAN JOSE, CA 95118-3637 |
| Branch Office | 140 Asbury St | San Jose, CA 95110 |
| Branch Office | 1193 E Arques Ave | Sunnyvale, CA 94085-3904 |
| Corporate Office | 6640 Via Del Oro | San Jose, CA 95119 |