Premier One Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	2.01% - National Average
2.00%	5-year CD	3.10% - Synchrony Bank 60 Month CD
1.00%	1-year CD	2.50% - Synchrony Bank 12 Month CD

View all Premier One Credit Union rates »

Overview / Commentary

www.premieronecu.org

408-524-4500

6640 Via Del Oro
San Jose, CA 95119

Premier One Credit Union is headquartered in San Jose and is the 90^th largest credit union in the state of California. It is also the 628^th largest credit union in the nation. It was established in 1968 and as of June of 2018, it had grown to 71 employees and 22,309 members at 5 locations. Premier One Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Premier One Credit Union is open to anyone who lives, regularly conducts business, attends school or worships in Santa Clara County or San Jose City in California. Retired and active San Jose city employees or volunteers, and employees of any of the following SEGs: Hitachi Data Systems, Santa Clara Chamber of Commerce, Interstate Building Maintenance in Arlington, Texas, ION Implant Services in Sunnyvale, California, Dale Carnegie Training in Campbell, California or any of the more than 100 groups (a complete list of requirements and groups are posted on the credit union's website).
See current membership details

I Love My Credit Union!

Posted by: Anon5678 | Oct 21, 2016

I have banked here for years and always get great service by the staff. It is great to know that the employees remember me and are looking out for my best interest. They have helped me save a lot of money over the years.

Comment

1

Beware National 1St

Posted by: Anon456 | Jan 16, 2013

This regional credit union used to be wider in scope, so their poor service and products do not impact as many customers now.

They have an HSA savings account that used to have a pretty good rate. BUT then they dropped the rates, and capped it, with a max to receive their teaser rate to be $6250 (lower than IRS limits for annual contributions). So subsequent annual contributions will only get .005%. You can do better at dozens of other banks or credit unions.

Lastly, they really do present a "we don't care" attitude. They will probably have to do mergers to grow their business.

Comment

6

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68540
Year Chartered	1968
Employees	71
Primary Regulator

Profit Margin
Return on Assets - YTD	0.78%
Return on Equity - YTD	8.33%
Annual Interest Income	$6.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$425.2MM$411.1MM
Loans	Q2 2018vs Q2 2017	$255.0MM$233.7MM
Deposits	Q2 2018vs Q2 2017	$383.7MM$370.7MM
Equity Capital	Q2 2018vs Q2 2017	$39.9MM$38.8MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$910.00K$1.0MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$355.00K$226.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.