Presence Bank is headquartered in COATESVILLE and is the 76th largest bank in the state of Pennsylvania. It is also the 1,904th largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 38 employees at 4 locations. Presence Bank's CD rates are 4X the national average, and it has a B+ health rating.
Overall | |
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FDIC Certificate # | 30085 |
Year Established | 1919 |
Employees | 38 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.52% |
Return on Equity - YTD | 5.52% |
Annual Interest Income | $5.9MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $462.9MM$445.4MM |
Loans | Q1 2025vs Q1 2024 | $346.7MM$333.3MM |
Deposits | Q1 2025vs Q1 2024 | $367.6MM$348.4MM |
Equity Capital | Q1 2025vs Q1 2024 | $43.1MM$39.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.4MM$4.5MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.1MM$1.3MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $25k* | - | Prosper Savings | ||
OTHER TIERS: 0.05% → $100 - $500 | 0.10% → $500 - $25k | |||||
0.12%* | $0 | $100 | Prosper Kids Savings | ||
OTHER TIERS: 0.10% → $100+ |
Presence Bank Locations | ||
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Georgetown Road Branch | 1099 Georgetown Road | Christiana, PA 17509 |
Oxford Branch | 126 South Third Street | Oxford, PA 19363 |
Coatesville Savings Bank | 185 East Lincoln Highway | Coatesville, PA 19320 |
New Holland Branch | 695 West Main Street | New Holland, PA 17557 |