Presence Bank


Overview / Commentary
610-384-8282
185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in Coatesville and is the 100th largest bank in the state of Pennsylvania. It is also the 2,251st largest bank in the nation. It was established in 1919 and as of June of 2021, it had grown to 37 employees at 4 locations. Presence Bank's money market rates are 25% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #30085
Year Established1919
Employees37
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD3.01%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$348.6MM$256.4MM
LoansQ2 2021vs Q2 2020$221.4MM$178.8MM
DepositsQ2 2021vs Q2 2020$306.9MM$210.4MM
Equity CapitalQ2 2021vs Q2 2020$22.0MM$22.6MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.0MM$2.6MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.9MM$3.1MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Presence Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Presence Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Business Saving
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k
0.55%*$250k*-Not For Profit Saving
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k
0.20%*$25k*-Prosper Savings
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $25k
0.20%*$25k*-Prosper Savings IRA
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $25k
0.10%--Prosper Kids Savings

Presence Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Prosper Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k
0.55%*$250k*-Municipal Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k

Presence Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%--IOLTA Checking
0.40%*$200k*-Municipal Free Checking
OTHER TIERS: 0.10% $5k - $100k | 0.20% $100k - $150k | 0.30% $150k - $200k
0.30%*$200k*-Business Gold Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $100k | 0.20% $100k - $150k | 0.25% $150k - $200k
0.30%*$25k*-Not For Profit Free Checking
OTHER TIERS: 0.10% Up to $100 | 0.15% $100 - $500 | 0.20% $500 - $25k
0.15%*$25k*-Prosper Rewards Checking
OTHER TIERS: 0.10% $500 - $25k
0.15%*$25k*-Prosper Life Checking
OTHER TIERS: 0.10% $500 - $25k

Presence Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%$250-84 Month CD
1.06%$250-84 Month
0.90%$250-72 Month CD
0.90%$250-72 Month
0.65%$250-36 Month CD
0.65%$250-48 Month CD
0.65%$250-60 Month CD
0.65%$250-36 Month
0.65%$250-48 Month
0.65%$250-60 Month
0.35%$250-30 Month CD
0.35%$250-30 Month
0.30%$250-24 Month CD
0.30%$250-24 Month
0.25%$250-18 Month CD
0.25%$250-18 Month
0.20%$250-14 Month CD
0.20%$250-14 Month
0.15%$250-12 Month CD
0.15%$250-12 Month
0.10%$250-6 Month CD
0.10%$250-6 Month

Presence Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%$250-84 Month IRA
0.90%$250-72 Month IRA
0.65%$250-36 Month IRA
0.65%$250-48 Month IRA
0.65%$250-60 Month IRA
0.35%$250-30 Month IRA
0.30%$250-24 Month IRA
0.25%$250-18 Month IRA
0.20%$250-14 Month IRA
0.15%$250-12 Month IRA
0.10%$250-6 Month IRA
Locations


Presence Bank Locations
Georgetown Road Branch1099 Georgetown RoadChristiana, PA 17509
Oxford Branch126 South Third StreetOxford, PA 19363
Coatesville Savings Bank185 East Lincoln HighwayCoatesville, PA 19320
New Holland Branch695 West Main StreetNew Holland, PA 17557

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