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Presence Bank


Overview / Commentary
www.presencebank.com
610-384-8282
185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in Coatesville and is the 93rd largest bank in the state of Pennsylvania. It is also the 2,098th largest bank in the nation. It was established in 1919 and as of June of 2022, it had grown to 35 employees at 4 locations. Presence Bank has an A health rating.

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Health
A

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #30085
Year Established1919
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.69%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$388.4MM$348.6MM
LoansQ2 2022vs Q2 2021$291.7MM$221.4MM
DepositsQ2 2022vs Q2 2021$309.0MM$306.9MM
Equity CapitalQ2 2022vs Q2 2021$34.8MM$22.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.4MM$3.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.6MM$1.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for Presence Bank are currently being reviewed.

Locations


Presence Bank Locations
Georgetown Road Branch1099 Georgetown RoadChristiana, PA 17509
Oxford Branch126 South Third StreetOxford, PA 19363
Coatesville Savings Bank185 East Lincoln HighwayCoatesville, PA 19320
New Holland Branch695 West Main StreetNew Holland, PA 17557

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