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Presence Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.presencebank.com
610-384-8282
185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in COATESVILLE and is the 76th largest bank in the state of Pennsylvania. It is also the 1,904th largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 38 employees at 4 locations. Presence Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30085
Year Established1919
Employees38
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.52%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$462.9MM$445.4MM
LoansQ1 2025vs Q1 2024$346.7MM$333.3MM
DepositsQ1 2025vs Q1 2024$367.6MM$348.4MM
Equity CapitalQ1 2025vs Q1 2024$43.1MM$39.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.4MM$4.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Presence Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Prosper Savings
OTHER TIERS: 0.05% → $100 - $500 | 0.10% → $500 - $25k
0.12%*$0$100Prosper Kids Savings
OTHER TIERS: 0.10% → $100+

Presence Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Prosper Money Market
OTHER TIERS: 0.15% → $2.5k - $150k | 0.25% → $150k - $250k
0.45%*$250k*-Municipal Money Market
OTHER TIERS: 0.15% → $2.5k - $150k | 0.25% → $150k - $250k
0.45%*$250k*-Prosper Not for Profit Money Market
OTHER TIERS: 0.15% → $2.5k - $150k | 0.25% → $150k - $250k
0.45%*$250k*-Prosper Business Money Market
OTHER TIERS: 0.15% → $2.5k - $150k | 0.25% → $150k - $250k

Presence Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$200k*-Business Gold Checking
OTHER TIERS: 0.10% → $0 - $5k | 0.15% → $5k - $100k | 0.20% → $100k - $150k | 0.25% → $150k - $200k
0.30%*$25k*-Not For Profit Free Checking
OTHER TIERS: 0.12% → $0 - $100 | 0.15% → $100 - $500 | 0.20% → $500 - $25k
0.30%*$200k*-Municipal Free Checking
OTHER TIERS: 0.10% → $5k - $100k | 0.20% → $100k - $150k | 0.25% → $150k - $200k
0.15%*$25k*-Prosper Rewards Checking
OTHER TIERS: 0.10% → $500 - $25k
0.15%*$25k*-Prosper Life Checking
OTHER TIERS: 0.10% → $500 - $25k

Presence Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.14%$0-10-17 CD Special
4.14%$0-Business 10-17 CD Special
3.95%$0-18 Month CD
3.95%$0-24 Month CD
3.95%$0-Business 18 Month
3.95%$0-Business 24 Month CD
3.90%$0-6 Month CD
3.90%$0-Business 6 Month
3.65%$0-12 Month CD
3.65%$0-Business 12 Month CD
2.05%$0-30 Month CD
2.05%$0-Business 30 Month
1.79%$0-36 Month CD
1.79%$0-Business 36 Month CD
1.06%$0-84 Month CD
1.06%$0-Business 84 Month CD
0.90%$0-72 Month CD
0.90%$0-Business 72 Month CD
0.85%$0-42 Month CD
0.85%$0-60 Month CD
0.85%$0-Business 60 Month CD
0.85%$0-Business 42 Month CD
0.65%$0-48 Month CD
0.65%$0-Business 48 Month CD

Presence Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.14%$0-10-17 CD Special
3.95%$0-18 Month IRA
3.95%$0-24 Month IRA
3.90%$0-6 Month IRA
3.65%$0-12 Month IRA
2.05%$0-30 Month IRA
1.79%$0-36 Month IRA
1.06%$0-84 Month IRA
0.90%$0-72 Month IRA
0.85%$0-42 Month IRA
0.85%$0-60 Month IRA
0.65%$0-48 Month IRA
Locations


Presence Bank Locations
Georgetown Road Branch1099 Georgetown RoadChristiana, PA 17509
Oxford Branch126 South Third StreetOxford, PA 19363
Coatesville Savings Bank185 East Lincoln HighwayCoatesville, PA 19320
New Holland Branch695 West Main StreetNew Holland, PA 17557

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