Presence Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

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Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.presencebank.com

610-384-8282

185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in COATESVILLE and is the 76^th largest bank in the state of Pennsylvania. It is also the 1,904^th largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 38 employees at 4 locations. Presence Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	30085
Year Established	1919
Employees	38
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	5.52%
Annual Interest Income	$5.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$462.9MM$445.4MM
Loans	Q1 2025vs Q1 2024	$346.7MM$333.3MM
Deposits	Q1 2025vs Q1 2024	$367.6MM$348.4MM
Equity Capital	Q1 2025vs Q1 2024	$43.1MM$39.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.4MM$4.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Presence Bank are currently being reviewed.

Locations

Presence Bank Locations
Georgetown Road Branch	1099 Georgetown Road	Christiana, PA 17509
Oxford Branch	126 South Third Street	Oxford, PA 19363
Coatesville Savings Bank	185 East Lincoln Highway	Coatesville, PA 19320
New Holland Branch	695 West Main Street	New Holland, PA 17557

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