Presence Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.presencebank.com

610-384-8282

185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in COATESVILLE and is the 79^th largest bank in the state of Pennsylvania. It is also the 1,951^st largest bank in the nation. It was established in 1919 and as of December of 2024, it had grown to 37 employees at 4 locations. Presence Bank has an A health rating.

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Health

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #	30085
Year Established	1919
Employees	37
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	5.46%
Annual Interest Income	$23.3MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$447.1MM$434.1MM
Loans	Q4 2024vs Q4 2023	$344.8MM$321.4MM
Deposits	Q4 2024vs Q4 2023	$354.2MM$333MM
Equity Capital	Q4 2024vs Q4 2023	$42.2MM$38.9MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$4.4MM$4.5MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.1MM$1.4MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Presence Bank are currently being reviewed.

Locations

Presence Bank Locations
Georgetown Road Branch	1099 Georgetown Road	Christiana, PA 17509
Oxford Branch	126 South Third Street	Oxford, PA 19363
Coatesville Savings Bank	185 East Lincoln Highway	Coatesville, PA 19320
New Holland Branch	695 West Main Street	New Holland, PA 17557

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