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Presence Bank


Overview / Commentary
www.presencebank.com
610-384-8282
185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in COATESVILLE and is the 77th largest bank in the state of Pennsylvania. It is also the 1,938th largest bank in the nation. It was established in 1919 and as of June of 2024, it had grown to 36 employees at 4 locations. Presence Bank has an A health rating.

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Health
A

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #30085
Year Established1919
Employees36
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.5%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$444.9MM$406.2MM
LoansQ2 2024vs Q2 2023$340MM$317.3MM
DepositsQ2 2024vs Q2 2023$347MM$312.1MM
Equity CapitalQ2 2024vs Q2 2023$40MM$37.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$4.5MM$4.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.3MM$850K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

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Locations


Presence Bank Locations
Georgetown Road Branch1099 Georgetown RoadChristiana, PA 17509
Oxford Branch126 South Third StreetOxford, PA 19363
Coatesville Savings Bank185 East Lincoln HighwayCoatesville, PA 19320
New Holland Branch695 West Main StreetNew Holland, PA 17557

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