Presence Bank

Overview / Commentary
185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in COATESVILLE and is the 85th largest bank in the state of Pennsylvania. It is also the 2,020th largest bank in the nation. It was established in 1919 and as of June of 2023, it had grown to 35 employees at 4 locations. Presence Bank has an A health rating.


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Health Grade Components

FDIC Certificate #30085
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.32%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$406.2MM$388.4MM
LoansQ2 2023vs Q2 2022$317.3MM$291.7MM
DepositsQ2 2023vs Q2 2022$312.1MM$309.0MM
Equity CapitalQ2 2023vs Q2 2022$37.2MM$34.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$4.3MM$3.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$850.00K$1.6MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0

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Presence Bank Locations
Georgetown Road Branch1099 Georgetown RoadChristiana, PA 17509
Oxford Branch126 South Third StreetOxford, PA 19363
Coatesville Savings Bank185 East Lincoln HighwayCoatesville, PA 19320
New Holland Branch695 West Main StreetNew Holland, PA 17557

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