Presence Bank

Overview / Commentary
185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in COATESVILLE and is the 82nd largest bank in the state of Pennsylvania. It is also the 1,969th largest bank in the nation. It was established in 1919 and as of December of 2023, it had grown to 36 employees at 4 locations. Presence Bank's CD rates are 5X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #30085
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.85%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$434.1MM$379MM
LoansQ4 2023vs Q4 2022$321.4MM$300.9MM
DepositsQ4 2023vs Q4 2022$333MM$289.5MM
Equity CapitalQ4 2023vs Q4 2022$38.9MM$36.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.5MM$4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.4MM$1.1MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Presence Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Presence Bank Savings Account Rates

0.20%*$25k*-Prosper Savings
OTHER TIERS: 0.05% $100 - $500 | 0.10% $500 - $25k
0.12%*-$100Prosper Kids Savings
OTHER TIERS: 0.10% $100+

Presence Bank Money Market Rates

0.45%*$250k*-Prosper Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.25% $150k - $250k
0.45%*$250k*-Municipal Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.25% $150k - $250k
0.45%*$250k*-Prosper Not for Profit Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.25% $150k - $250k
0.45%*$250k*-Prosper Business Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.25% $150k - $250k

Presence Bank Checking Account Rates

0.30%*$200k*-Business Gold Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $100k | 0.20% $100k - $150k | 0.25% $150k - $200k
0.30%*$25k*-Not For Profit Free Checking
OTHER TIERS: 0.12% Up to $100 | 0.15% $100 - $500 | 0.20% $500 - $25k
0.30%*$200k*-Municipal Free Checking
OTHER TIERS: 0.10% $5k - $100k | 0.20% $100k - $150k | 0.25% $150k - $200k
0.15%*$25k*-Prosper Rewards Checking
OTHER TIERS: 0.10% $500 - $25k
0.15%*$25k*-Prosper Life Checking
OTHER TIERS: 0.10% $500 - $25k

Presence Bank CD Rates

4.91%--10 Month CD Special
4.91%--Business 10 Month CD Special
4.85%--12 Month CD
4.85%--Business 12 Month CD
4.39%--18 Month CD
4.39%--Business 18 Month
2.50%--6 Month CD
2.50%--Business 6 Month
2.05%--30 Month CD
2.05%--Business 30 Month
1.79%--36 Month CD
1.79%--Business 36 Month CD
1.06%--84 Month CD
1.06%--Business 84 Month CD
0.90%--72 Month CD
0.90%--Business 72 Month CD
0.85%--42 Month CD
0.85%--60 Month CD
0.85%--Business 60 Month CD
0.75%--24 Month CD
0.75%--Business 24 Month CD
0.65%--48 Month CD
0.65%--Business 48 Month CD

Presence Bank IRA Rates

4.91%--10 Month IRA Special
4.85%--12 Month IRA
4.39%--18 Month IRA
2.50%--6 Month IRA
2.05%--30 Month IRA
1.79%--36 Month IRA
1.06%--84 Month IRA
0.90%--72 Month IRA
0.85%--42 Month IRA
0.85%--60 Month IRA
0.75%--24 Month IRA
0.65%--48 Month IRA

Presence Bank Locations
Georgetown Road Branch1099 Georgetown RoadChristiana, PA 17509
Oxford Branch126 South Third StreetOxford, PA 19363
Coatesville Savings Bank185 East Lincoln HighwayCoatesville, PA 19320
New Holland Branch695 West Main StreetNew Holland, PA 17557

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