Presence Bank

Overview / Commentary
185 East Lincoln Highway
Coatesville, PA 19320

Presence Bank is headquartered in Coatesville and is the 105th largest bank in the state of Pennsylvania. It is also the 2,475th largest bank in the nation. It was established in 1919 and as of September of 2021, it had grown to 39 employees at 4 locations. Presence Bank's money market rates are 25% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #30085
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD3.05%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$304.9MM$258.3MM
LoansQ3 2021vs Q3 2020$225.9MM$176.0MM
DepositsQ3 2021vs Q3 2020$248.5MM$214.2MM
Equity CapitalQ3 2021vs Q3 2020$35.1MM$22.6MM
Loan Loss AllowanceQ3 2021vs Q3 2020$3.1MM$2.7MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.7MM$3.1MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Presence Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Presence Bank Savings Account Rates

0.55%*$250k*-Business Saving
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k
0.55%*$250k*-Not For Profit Saving
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k
0.20%*$25k*-Prosper Savings
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $25k
0.20%*$25k*-Prosper Savings IRA
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $25k
0.10%--Prosper Kids Savings

Presence Bank Money Market Rates

0.55%*$250k*-Prosper Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k
0.55%*$250k*-Municipal Money Market
OTHER TIERS: 0.15% $2.5k - $150k | 0.35% $150k - $250k

Presence Bank Checking Account Rates

0.55%--IOLTA Checking
0.40%*$200k*-Municipal Free Checking
OTHER TIERS: 0.10% $5k - $100k | 0.20% $100k - $150k | 0.30% $150k - $200k
0.30%*$200k*-Business Gold Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $100k | 0.20% $100k - $150k | 0.25% $150k - $200k
0.30%*$25k*-Not For Profit Free Checking
OTHER TIERS: 0.10% Up to $100 | 0.15% $100 - $500 | 0.20% $500 - $25k
0.15%*$25k*-Prosper Rewards Checking
OTHER TIERS: 0.10% $500 - $25k
0.15%*$25k*-Prosper Life Checking
OTHER TIERS: 0.10% $500 - $25k

Presence Bank CD Rates

1.06%$250-84 Month CD
1.06%$250-84 Month
0.90%$250-72 Month CD
0.90%$250-72 Month
0.65%$250-36 Month CD
0.65%$250-48 Month CD
0.65%$250-60 Month CD
0.65%$250-36 Month
0.65%$250-48 Month
0.65%$250-60 Month
0.35%$250-30 Month CD
0.35%$250-30 Month
0.30%$250-24 Month CD
0.30%$250-24 Month
0.25%$250-18 Month CD
0.25%$250-18 Month
0.20%$250-14 Month CD
0.20%$250-14 Month
0.15%$250-12 Month CD
0.15%$250-12 Month
0.10%$250-6 Month CD
0.10%$250-6 Month

Presence Bank IRA Rates

1.06%$250-84 Month IRA
0.90%$250-72 Month IRA
0.65%$250-36 Month IRA
0.65%$250-48 Month IRA
0.65%$250-60 Month IRA
0.35%$250-30 Month IRA
0.30%$250-24 Month IRA
0.25%$250-18 Month IRA
0.20%$250-14 Month IRA
0.15%$250-12 Month IRA
0.10%$250-6 Month IRA

Presence Bank Locations
Georgetown Road Branch1099 Georgetown RoadChristiana, PA 17509
Oxford Branch126 South Third StreetOxford, PA 19363
Coatesville Savings Bank185 East Lincoln HighwayCoatesville, PA 19320
New Holland Branch695 West Main StreetNew Holland, PA 17557

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