Prestige Community Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
3.00%	Reward Checking	Rewards Checking 1.92% - National Average
2.55%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
1.75%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD

View all Prestige Community Credit Union rates »

Overview / Commentary

prestigecu.org

972-715-4444

15203 Knoll Trail Dr Ste 101
Dallas, TX 75248

Prestige Community Credit Union is headquartered in Dallas and is the 132^nd largest credit union in the state of Texas. It is also the 1,693^rd largest credit union in the nation. It was established in 1936 and as of December of 2017, it had grown to 25 employees and 7,965 members at 2 locations. Prestige Community Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school within a 10-mile radius of the credit union's main financial center at 15203 Knoll Trail #101, Dallas, Texas 75248.
See current membership details

Solid Banking Solution

Posted by: pjhurst | May 28, 2012

The staff is friendly. The credit union conveniently has hours on saturday. The fee free ATM network is also nice (Allpoint). The one thing I wished they had was a high yield checking account (preferrably with a 4% yield), instead they do have Payback Checking which gives you ten cents for every signature transaction which is better than nothing. I definitely reccomend Prestige: it isn't the best, but I put it in the top 10% of banks/credit unions as far as the priceing/services they provide.

Comment

3

Prestige Community Credit Union Is Awesome

Posted by: Anonymous | May 17, 2012

I've been with Prestige (formally Gallerica Credit Union) since I was a kid. They're great to work with. Their loan rates are awesome (even the credit cards), and the deposit account rates are some of the best I've seen. Every person I have ever spoken with there is knowledgeable, friendly, and very willing to help. Recently I transferred my IRA from a bank to Prestige. They literally did it for me. All I had to do was fill out a few forms, fax them back in, and they called on my behalf to get it taken care of. I will forever be a member and will continue to recommend them to anybody that can qualify for membership. This type of service is almost unheard of.

Comment

3

Health

B+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Prestige Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	67507
Year Chartered	1936
Employees	25
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	3.98%
Annual Interest Income	$3.5MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$89.6MM$85.7MM
Loans	Q4 2017vs Q4 2016	$75.8MM$70.9MM
Deposits	Q4 2017vs Q4 2016	$80.6MM$77.4MM
Equity Capital	Q4 2017vs Q4 2016	$7.5MM$7.2MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$676.00K$718.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$455.00K$489.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

User-submitted Promotions & Notices

Submit a Promo

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Rewards Checking, 3.00% APY Up To $15,000

Carpline | Mar 4, 2018

Prestige CCU has a new Rewards Checking account that earns 3.00% on balances up to $15,000. Requirements are

Minimum $400 direct deposit each month.
15 debit card transactions of at least $5 each month.
Signup for eStatements.

Comment

3

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Prestige Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prestige Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	-	$500	Little Piggy
OTHER TIERS: 0.70% → $500+
0.40%	$100	-	IRA Savings
0.35%	-	-	Holiday Club
0.35%^*	$50k^*	-	Cash Management
OTHER TIERS: 0.15% → Up to $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k

Prestige Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%^*	$10k^*	-	Power Money Market
OTHER TIERS: 0.20% → Up to $10k
0.65%^*	$100k^*	-	Money Market
OTHER TIERS: 0.30% → Up to $10k \| 0.50% → $10k - $50k \| 0.60% → $50k - $100k

Prestige Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	-	$15k	Rewards Checking
OTHER TIERS: 0.25% → $15k+
0.35%^*	$50k^*	-	Mega Interest Checking
OTHER TIERS: 0.20% → $1,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k

Prestige Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.55%	$1k	-	60 Month CD
2.30%	$1k	-	48 Month CD
2.15%	$1k	-	36 Month CD
1.95%	$1k	-	24 Month CD
1.75%	$1k	-	12 Month CD
1.00%	$1k	-	6 Month CD

Prestige Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.55%	$1k	-	60 Month IRA
2.30%	$1k	-	48 Month IRA
2.15%	$1k	-	36 Month IRA
1.95%	$1k	-	24 Month IRA
1.75%	$1k	-	12 Month IRA
1.00%	$1k	-	6 Month IRA

Locations

Prestige Community Credit Union Locations
Branch Office	15203 Knoll Trail Dr Ste 101	Dallas, TX 75248
Branch Office	6801 S Custer Rd	McKinney, TX 75070-1243

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