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Overview / Commentary
15203 Knoll Trail Dr Ste 101
Dallas, TX 75248

Prestige Community Credit Union is headquartered in Dallas and is the 134th largest credit union in the state of Texas. It is also the 1,738th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 19 employees and 7,913 members at 1 location. Prestige Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school within a 10-mile radius of the credit union's main financial center at 15203 Knoll Trail #101, Dallas, Texas 75248.
See current membership details

Related Posts

Prestige Community CU (TX) Adds 14-Month CD Special - 2/26/2016

Prestige Community Credit Union (TX) has added a 14-month CD Special (1.30% APY). Minimum deposit is $1K of new money, with no balance cap. Also available as an IRA.

Reviews (2)

Solid Banking Solution

Posted by: pjhurst | May 28, 2012

The staff is friendly. The credit union conveniently has hours on saturday. The fee free ATM network is also nice (Allpoint). The one thing I wished they had was a high yield checking account (preferrably with a 4% yield), instead they do have Payback Checking which gives you ten cents for every signature transaction which is better than nothing. I definitely reccomend Prestige: it isn't the best, but I put it in the top 10% of banks/credit unions as far as the priceing/services they provide.

Prestige Community Credit Union Is Awesome

Posted by: Anonymous | May 17, 2012

I've been with Prestige (formally Gallerica Credit Union) since I was a kid. They're great to work with. Their loan rates are awesome (even the credit cards), and the deposit account rates are some of the best I've seen. Every person I have ever spoken with there is knowledgeable, friendly, and very willing to help. Recently I transferred my IRA from a bank to Prestige. They literally did it for me. All I had to do was fill out a few forms, fax them back in, and they called on my behalf to get it taken care of. I will forever be a member and will continue to recommend them to anybody that can qualify for membership. This type of service is almost unheard of.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Prestige Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67507
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.63%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$85.7MM$80.6MM
LoansQ3 2016vs Q3 2015$70.6MM$64.0MM
DepositsQ3 2016vs Q3 2015$76.1MM$72.5MM
Equity CapitalQ3 2016vs Q3 2015$7.2MM$7.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$611.00K$507.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$281.00K$399.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

Rates for Prestige Community Credit Union are currently being reviewed.


Prestige Community Credit Union Locations
Branch Office15203 Knoll Trail Dr Ste 101Dallas, TX 75248