Preston Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

prestonfcu.com

304-329-2699

434 E Main St
Kingwood, WV 26537

Preston Federal Credit Union is headquartered in KINGWOOD and is the 34^th largest credit union in the state of West Virginia. It is also the 2,910^th largest credit union in the nation. It was established in 1978 and as of March of 2025, it had grown to 4 employees and 1,802 members at 1 location. Preston Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Preston Federal Credit Union is open to employees and volunteers of Preston County Board of Education, Preston County Commission, City of Kingwood, Preston Machine, Tucker County Board of Education, Valley Fuels, Inc, Preston Memorial Hospital, Total Family Care, members and employees of Wesley United Methodist Church in Kingwood, West Virginia, B&J Auto Sales, Surveyor & Associates, Childs Feed & Supply, Cheat River Wood Products, Inc., Fraley Moto Company, and Wagner's HVAC-R.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Preston Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	23015
Year Chartered	1978
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	9.24%
Annual Interest Income	$298K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$29.7MM$29.4MM
Loans	Q1 2025vs Q1 2024	$8.7MM$8.7MM
Deposits	Q1 2025vs Q1 2024	$25.9MM$25.7MM
Equity Capital	Q1 2025vs Q1 2024	$3.8MM$3.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$40K$44K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$91K$10K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Preston Federal Credit Union are currently being reviewed.

Locations

Preston Federal Credit Union Locations
Branch Office	434 E MAIN ST	KINGWOOD, WV 26537-1722

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.