Prince George's Community Federal Credit Union
Prince George's Community Federal Credit Union is headquartered in Bowie and is the 26th largest credit union in the state of Maryland. It is also the 1,102nd largest credit union in the nation. It was established in 1967 and as of June of 2023, it had grown to 51 employees and 17,094 members at 3 locations. Prince George's Community Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Prince George’s Community Federal Credit Union is open to individuals who live, work, worship, or volunteer in Prince George's County, Maryland.
See current membership details
Good bank, poor customer service
I opened this account specifically because I wanted to belong to a credit union, hearing that they were more open to lending to members of the community. I purchased my first car through a credit union and had a great experience. Opening the account was easy and even though the branches were not really convenient, the hours were and that was fine. The problem came in with the Tellers. I was in the process of paying of old debt and would frequently take large amounts of cash ($2-3k) out of the account to be placed in another to write a check to pay off balances. Sometimes when I would go to the teller window, I would be told, we don't have the cash, you should have called ahead, etc. The problem is, when I would try to call ahead, no one would answer the phone and I would get caught in the loop of 'automated operator' hell! It was a complete waste of time. I wound up closing the account and moving to another bank.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18271 |
| Year Chartered | 1967 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.23% |
| Return on Equity - YTD | 17.96% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $253.4MM$252.2MM |
| Loans | Q2 2023vs Q2 2022 | $183.3MM$166.3MM |
| Deposits | Q2 2023vs Q2 2022 | $220.5MM$222.9MM |
| Equity Capital | Q2 2023vs Q2 2022 | $31.3MM$27.7MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$484.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $410.00K$381.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |