Advertising Disclosure
  1. Home
  2. Banks
  3. Princeton Federal Credit Union

Princeton Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.princetonfcu.org
609-945-6200
774 Alexander Road
Princeton, NJ 08540

Princeton Federal Credit Union is headquartered in Princeton and is the 18th largest credit union in the state of New Jersey. It is also the 1,381st largest credit union in the nation. It was established in 1972 and as of December of 2024, it had grown to 26 employees and 8,334 members at 2 locations. Princeton Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Princeton Federal Credit Union is open to anyone through joining the New Jersey Consumer Council ($5 membership fee). Membership is also open to students and employees of Princeton University, and employees of one of the credit union's Select Employer Groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #21009
Year Chartered1972
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.47%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$171.4MM$168.9MM
LoansQ4 2024vs Q4 2023$113.2MM$94.8MM
DepositsQ4 2024vs Q4 2023$150.9MM$139.7MM
Equity CapitalQ4 2024vs Q4 2023$12.4MM$11.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$448K$537K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$330K$820K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Princeton Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Princeton Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Regular Share Savings
0.03%$5-Pay on Death Account

Princeton Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$7.5k*-Money Market Plus Account
OTHER TIERS: 0.03% → $0 - $7.5k
0.15%*$10k*-Money Market Account
OTHER TIERS: 0.03% → $0 - $2.5k | 0.05% → $2.5k - $10k

Princeton Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Checking Account

Princeton Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.29%$100k-4 Month Jumbo+ CD - 50% New Money
4.24%$100k-4 Month Jumbo CD
4.04%$1k-4 Month CD Special
4.04%$1k-4 Month Youth/Teen/Young Adult CD Special
3.03%$1k-13 Month CD Special
3.03%$1k-13 Month Youth/Teen/Young Adult CD Special
2.90%$100-12 Month Youth/Teen/Young Adult CD
2.80%$1k-12 Month CD
2.60%$100-9 Month Youth/Teen/Young Adult CD
2.55%$100-6 Month Youth/Teen/Young Adult CD
2.50%$1k-9 Month CD
2.50%$100-3 Month Youth/Teen/Young Adult CD
2.45%$1k-6 Month CD
2.40%$1k-3 Month CD
1.60%$100-18 Month Youth/Teen/Young Adult CD
1.60%$100-24 Month Youth/Teen/Young Adult CD
1.50%$1k-18 Month CD
1.50%$1k-24 Month CD
1.10%$100-36 Month Youth/Teen/Young Adult CD
1.10%$100-48 Month Youth/Teen/Young Adult CD
1.10%$100-60 Month Youth/Teen/Young Adult CD
1.00%$1k-36 Month CD
1.00%$1k-48 Month CD
1.00%$1k-60 Month CD

Princeton Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.04%$1k-4 Month IRA Special
3.03%$1k-13 Month IRA Special
2.80%$1k-12 Month IRA
2.50%$1k-9 Month IRA
2.45%$1k-6 Month IRA
2.40%$1k-3 Month IRA
1.50%$1k-18 Month IRA
1.50%$1k-24 Month IRA
1.00%$1k-36 Month IRA
1.00%$1k-48 Month IRA
1.00%$1k-60 Month IRA
0.03%$0-IRA Share Account
Locations


Princeton Federal Credit Union Locations
Branch Office774 Alexander RdPrinceton, NJ 08540-6305
Corporate Office600 Alexander Park Suite 203Princeton, NJ 08540

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.