Princeton Federal Credit Union


Overview / Commentary
609-945-6200
774 Alexander Road
Princeton, NJ 08540

Princeton Federal Credit Union is headquartered in Princeton and is the 18th largest credit union in the state of New Jersey. It is also the 1,384th largest credit union in the nation. It was established in 1972 and as of December of 2023, it had grown to 24 employees and 8,103 members at 2 locations. Princeton Federal Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Princeton Federal Credit Union is open to anyone through joining the New Jersey Consumer Council ($5 membership fee). Membership is also open to students and employees of Princeton University, and employees of one of the credit union's Select Employer Groups.
See current membership details

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Health

Health Grade Components

Overall
NCUA #21009
Year Chartered1972
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD5.5%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$168.9MM$157.3MM
LoansQ4 2023vs Q4 2022$94.8MM$86.2MM
DepositsQ4 2023vs Q4 2022$139.7MM$143.5MM
Equity CapitalQ4 2023vs Q4 2022$11.8MM$9.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$537K$333K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$820K$395K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Princeton Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Princeton Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$5-Regular Share Savings
0.03%$5-IRA Share Account
0.03%$5-Pay on Death Account

Princeton Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$7.5k*-Money Market Plus Account
OTHER TIERS: 0.03% Up to $7.5k
0.15%*$10k*-Money Market Account
OTHER TIERS: 0.03% Up to $2.5k | 0.05% $2.5k - $10k

Princeton Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Checking Account

Princeton Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.97%$1k-13 Month CD
4.97%$100-13 Month Youth/Teen/Young Adult CD
4.86%$1k-4 Month CD
4.86%$100-4 Month Youth/Teen/Young Adult CD
0.70%$100-60 Month Youth/Teen/Young Adult CD
0.65%$100-48 Month Youth/Teen/Young Adult CD
0.60%$100-36 Month Youth/Teen/Young Adult CD
0.60%$1k-60 Month CD
0.55%$1k-48 Month CD
0.55%$100-24 Month Youth/Teen/Young Adult CD
0.50%$1k-36 Month CD
0.50%$100-18 Month Youth/Teen/Young Adult CD
0.45%$1k-24 Month CD
0.45%$100-12 Month Youth/Teen/Young Adult CD
0.40%$1k-18 Month CD
0.40%$100-9 Month Youth/Teen/Young Adult CD
0.35%$1k-12 Month CD
0.35%$100-6 Month Youth/Teen/Young Adult CD
0.30%$1k-9 Month CD
0.30%$100-3 Month Youth/Teen/Young Adult CD
0.25%$1k-6 Month CD
0.20%$1k-3 Month CD

Princeton Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$1k-4 Month IRA
0.60%$1k-60 Month IRA
0.55%$1k-48 Month IRA
0.50%$1k-36 Month IRA
0.45%$1k-24 Month IRA
0.40%$1k-18 Month IRA
0.35%$1k-12 Month IRA
0.30%$1k-9 Month IRA
0.25%$1k-6 Month IRA
0.20%$1k-3 Month IRA
Locations


Princeton Federal Credit Union Locations
Branch Office774 Alexander RdPrinceton, NJ 08540-6305
Corporate Office600 Alexander Park Suite 203Princeton, NJ 08540

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