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Princeton Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.princetonfcu.org
609-945-6200
774 Alexander Road
Princeton, NJ 08540

Princeton Federal Credit Union is headquartered in Princeton and is the 18th largest credit union in the state of New Jersey. It is also the 1,392nd largest credit union in the nation. It was established in 1972 and as of March of 2025, it had grown to 26 employees and 8,444 members at 2 locations. Princeton Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Princeton Federal Credit Union is open to anyone through joining the New Jersey Consumer Council ($5 membership fee). Membership is also open to students and employees of Princeton University, and employees of one of the credit union's Select Employer Groups.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #21009
Year Chartered1972
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD-0.11%
Return on Equity - YTD-1.44%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$172.7MM$176.8MM
LoansQ1 2025vs Q1 2024$114.8MM$96MM
DepositsQ1 2025vs Q1 2024$152.2MM$143.7MM
Equity CapitalQ1 2025vs Q1 2024$13MM$11.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$427K$507K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$201K$552K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Princeton Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Princeton Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Regular Share Savings
0.03%$5-Pay on Death Account

Princeton Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$7.5k*-Money Market Plus Account
OTHER TIERS: 0.03% → $0 - $7.5k
0.15%*$10k*-Money Market Account
OTHER TIERS: 0.03% → $0 - $2.5k | 0.05% → $2.5k - $10k

Princeton Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Checking Account

Princeton Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.29%$100k-4 Month Jumbo+ CD - 50% New Money
4.24%$100k-4 Month Jumbo CD
4.04%$1k-4 Month CD Special
4.04%$1k-4 Month Youth/Teen/Young Adult CD Special
3.03%$1k-13 Month CD Special
3.03%$1k-13 Month Youth/Teen/Young Adult CD Special
2.90%$100-12 Month Youth/Teen/Young Adult CD
2.80%$1k-12 Month CD
2.60%$100-9 Month Youth/Teen/Young Adult CD
2.55%$100-6 Month Youth/Teen/Young Adult CD
2.50%$1k-9 Month CD
2.50%$100-3 Month Youth/Teen/Young Adult CD
2.45%$1k-6 Month CD
2.40%$1k-3 Month CD
1.60%$100-18 Month Youth/Teen/Young Adult CD
1.60%$100-24 Month Youth/Teen/Young Adult CD
1.50%$1k-18 Month CD
1.50%$1k-24 Month CD
1.10%$100-36 Month Youth/Teen/Young Adult CD
1.10%$100-48 Month Youth/Teen/Young Adult CD
1.10%$100-60 Month Youth/Teen/Young Adult CD
1.00%$1k-36 Month CD
1.00%$1k-48 Month CD
1.00%$1k-60 Month CD

Princeton Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.04%$1k-4 Month IRA Special
3.03%$1k-13 Month IRA Special
2.80%$1k-12 Month IRA
2.50%$1k-9 Month IRA
2.45%$1k-6 Month IRA
2.40%$1k-3 Month IRA
1.50%$1k-18 Month IRA
1.50%$1k-24 Month IRA
1.00%$1k-36 Month IRA
1.00%$1k-48 Month IRA
1.00%$1k-60 Month IRA
0.03%$0-IRA Share Account
Locations


Princeton Federal Credit Union Locations
Branch Office774 Alexander RdPrinceton, NJ 08540-6305
Corporate Office600 Alexander Park Suite 203Princeton, NJ 08540

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