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616 10th Street
Des Moines, IA 50309

Principal Bank is headquartered in Des Moines and is the 5th largest bank in the state of Iowa. It is also the 358th largest bank in the nation. It was established in 1998 and as of September of 2016, it had grown to 127 employees at 1 location. Principal Bank has an A health rating.

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Health Grade Components

FDIC Certificate #34507
Year Established1998
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD17.67%
Annual Interest Income$45.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$2.37B$2.21B
LoansQ3 2016vs Q3 2015$675.6MM$582.5MM
DepositsQ3 2016vs Q3 2015$2.14B$2.01B
Equity CapitalQ3 2016vs Q3 2015$199.4MM$189.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$18.7MM$26.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$12.7MM$17.5MM
Real Estate OwnedQ3 2016vs Q3 2015$400.00K$332.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Principal Bank Savings Account Rates

0.10%--Safe Harbor IRA
0.10%--Assured Savings
0.10%--High Yield IRA
0.10%--High Yield Roth IRA
0.10%--Safe Harbor Roth IRA
0.10%--Plan Term IRA
0.10%--Plan Term Roth IRA

Principal Bank Money Market Rates

0.50%*$250k*-Money Market Traditional IRA
OTHER TIERS: 0.05% Up to $250 | 0.10% $250 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.50%*$250k*-Money Market Roth IRA
OTHER TIERS: 0.05% Up to $250 | 0.10% $250 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k

Principal Bank IRA Rates

1.36%$2,500-72 Month IRA
1.26%$2,500-60 Month IRA
0.75%$2,500-48 Month IRA
0.70%$2,500-36 Month IRA
0.45%$2,500-26 Month Change A Rate IRA
0.40%$2,500-18 Month IRA
0.40%$2,500-24 Month IRA
0.40%$2,500-30 Month IRA
0.20%$2,500-12 Month IRA
0.15%$2,500-6 Month IRA
0.10%$2,500-3 Month IRA

Principal Bank Locations
Principal Bank616 10th StreetDes Moines, IA 50309