Prism Bank

Prism Bank

Overview / Commentary
2610 South Division
Guthrie, OK 73044

Prism Bank is headquartered in GUTHRIE and is the 72nd largest bank in the state of Oklahoma. It is also the 2,384th largest bank in the nation. It was established in 1909 and as of March of 2024, it had grown to 59 employees at 5 locations. Prism Bank's money market rates are 9X the national average, and it boasts an A+ health rating.

Reviews (1)

23 Month 3.23% Cd ....Very Easy With OSB

Posted by: |

This bank is very friendly...It was easy & quick when we walked in to open several cds.... They set up all the paperwork for you on the spot....We went to the Norman location & no need to open a checking or savings account, they will ACH your monthly interest to any account you want or send a monthly check.

This is how banks used to be 30 years ago..Very impressed.


Health Grade Components

FDIC Certificate #5994
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.09%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$319.4MM$268.5MM
LoansQ1 2024vs Q1 2023$272.9MM$226MM
DepositsQ1 2024vs Q1 2023$269.8MM$230.8MM
Equity CapitalQ1 2024vs Q1 2023$38.9MM$29.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.5MM$3.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.1MM$192K
Real Estate OwnedQ1 2024vs Q1 2023$0$1.3MM
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Always verify rates and promotions with the bank or credit union. We are not Prism Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prism Bank Savings Account Rates

1.75%$0-Youth Saving
1.50%$0-Personal Savings

Prism Bank Money Market Rates

4.00%*$1m*-Premium Money Market
OTHER TIERS: 1.01% $0 - $500k | 3.75% $500k - $1m
4.00%*$1m*-Business Premium Money Market
OTHER TIERS: 1.01% $0 - $500k | 3.75% $500k - $1m
3.05%*$500k*-Business Tiered Money Market Account
OTHER TIERS: 1.50% $2.5k - $25k | 2.05% $25k - $100k | 2.65% $100k - $250k | 2.85% $250k - $500k
3.05%*$500k*-The Money Market Account
OTHER TIERS: 1.50% $2.5k - $25k | 2.05% $25k - $100k | 2.65% $100k - $250k | 2.85% $250k - $500k

Prism Bank Checking Account Rates

0.25%*$2.5k*-Interest Checking
OTHER TIERS: 0.20% $0 - $2.5k

Prism Bank CD Rates

5.30%$1k-6 Month CD
5.25%$1k-12 Months CD
5.25%$1k-13 Month CD
5.00%$1k-3 Month CD
4.25%$1k-18 Month CD
4.00%$1k-24 Month CD
3.00%$1k-36 Month CD
2.75%$1k-48 Month CD
2.50%$1k-60 Month CD
2.00%$1k-1 Month CD

Prism Bank IRA Rates

4.00%$1k-2 Year IRA
3.50%$1k-1 Year IRA

Prism Bank Locations
Oklahoma State Bank2610 S Division StGuthrie, OK 73044
Norman2122 West Main StreetNorman, OK 73069
Mulhall BranchMain and Sullivan StreetsMulhall, OK 73063
Edmond Branch2411 South Kelly Avenue, Suite 100Edmond, OK 73013
Oklahoma City Branch1220 N. Robinson Ave, Ste BOklahoma City, OK 73103

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