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Midwest Members Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.midmembers.org
618-254-0605
101 Wesley Dr.
Wood River, IL 62095

Midwest Members Credit Union is headquartered in Wood River and is the 40th largest credit union in the state of Illinois. It is also the 1,236th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 45 employees and 17,786 members at 3 locations. Midwest Members Credit Union has an A health rating.

Field of Membership Restrictions

Midwest Members Credit Union is open to those who live, work, worship, volunteer, or attend school in the Illinois counties of Band, Calhoun, Clinton, Greene, Jersey, Macoupin, Madison, Montgomery, Monroe, or St. Clair. Immediate family of current credit union members are also eligible for membership.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68684
Year Chartered1935
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD14.09%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$211.8MM$200.6MM
LoansQ1 2025vs Q1 2024$153.3MM$153.4MM
DepositsQ1 2025vs Q1 2024$186MM$177.9MM
Equity CapitalQ1 2025vs Q1 2024$24.3MM$20.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.1MM$786K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$906K$431K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Midwest Members Credit Union are currently being reviewed.

Locations


Midwest Members Credit Union Locations
Corporate Office101 Wesley Dr.Wood River, IL 62095
Branch Office2813 N Center StMaryville, IL 62062-5627
Branch Office2400 Madison AveGranite City, IL 62040

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