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Prospect Bank


Overview / Commentary
www.bankprospect.com
217-465-4154
177 W. Wood St.
Paris, IL 61944

Prospect Bank is headquartered in Paris and is the 72nd largest bank in the state of Illinois. It is also the 1,300th largest bank in the nation. It was established in 1873 and as of June of 2022, it had grown to 89 employees at 10 locations. Prospect Bank has a B+ health rating.

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Health
B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #3722
Year Established1873
Employees89
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD15.53%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$715.1MM$689.1MM
LoansQ2 2022vs Q2 2021$417.3MM$395.5MM
DepositsQ2 2022vs Q2 2021$616.7MM$587.7MM
Equity CapitalQ2 2022vs Q2 2021$34.1MM$56.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.8MM$3.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.2MM$979.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$7.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospect Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.25% → $50k+

Prospect Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*-$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
Locations


Cities: Ashmore, Brocton, Champaign, Gilman, Homer, Kansas, Paris, Sidell, Watseka

Ashmore Branches
Ashmore Illinois Facility10 West Ashmore StreetAshmore, IL 61912

Brocton Branches
Brocton, Illinois Facility301 W 3rd StreetBrocton, IL 61917

Champaign Branches
Champaign Branch1601 South Prospect AvenueChampaign, IL 61820

Gilman Branches
Gilman Branch209 South Crescent StreetGilman, IL 60938

Homer Branches
Homer Bank134 South Main StreetHomer, IL 61849

Kansas Branches
Kansas Illinois Facility101 S. Front StreetKansas, IL 61933

Paris Branches
The Edgar County Bank and Trust Co., Paris, Illino177 W Wood StParis, IL 61944
Drive-In Facility212-214 North Main StreetParis, IL 61944

Sidell Branches
Sidell Branch504 North Chicago StreetSidell, IL 61876

Watseka Branches
Watseka Branch141 Veterans ParkwayWatseka, IL 60970

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