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Prospect Bank


Overview / Commentary
www.bankprospect.com
217-465-4154
177 W. Wood St.
Paris, IL 61944

Prospect Bank is headquartered in Paris and is the 74th largest bank in the state of Illinois. It is also the 1,336th largest bank in the nation. It was established in 1873 and as of December of 2021, it had grown to 87 employees at 10 locations. Prospect Bank has an A health rating.

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Health
A

Data as of Q4 2021

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Health Grade Components

Overall
FDIC Certificate #3722
Year Established1873
Employees87
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD15.42%
Annual Interest Income$21.0MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$696.9MM$674.8MM
LoansQ4 2021vs Q4 2020$411.5MM$390.5MM
DepositsQ4 2021vs Q4 2020$590.4MM$566.7MM
Equity CapitalQ4 2021vs Q4 2020$57.6MM$58.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.8MM$3.8MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.2MM$5.5MM
Real Estate OwnedQ4 2021vs Q4 2020$0$7.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospect Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.25% → $50k+

Prospect Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*-$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
Locations


Cities: Ashmore, Brocton, Champaign, Gilman, Homer, Kansas, Paris, Sidell, Watseka

Ashmore Branches
Ashmore Illinois Facility10 West Ashmore StreetAshmore, IL 61912

Brocton Branches
Brocton, Illinois Facility301 W 3rd StreetBrocton, IL 61917

Champaign Branches
Champaign Branch1601 South Prospect AvenueChampaign, IL 61820

Gilman Branches
Gilman Branch209 South Crescent StreetGilman, IL 60938

Homer Branches
Homer Bank134 South Main StreetHomer, IL 61849

Kansas Branches
Kansas Illinois Facility101 S. Front StreetKansas, IL 61933

Paris Branches
The Edgar County Bank and Trust Co., Paris, Illino177 West Wood StreetParis, IL 61944
Drive-In Facility212-214 North Main StreetParis, IL 61944

Sidell Branches
Sidell Branch504 North Chicago StreetSidell, IL 61876

Watseka Branches
Watseka Branch141 Veterans ParkwayWatseka, IL 60970

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