Advertising Disclosure
  1. Banks
  2. Prospect Bank

Prospect Bank


Overview / Commentary
www.bankprospect.com
217-465-4154
177 W. Wood St.
Paris, IL 61944

Prospect Bank is headquartered in PARIS and is the 69th largest bank in the state of Illinois. It is also the 1,298th largest bank in the nation. It was established in 1873 and as of June of 2024, it had grown to 98 employees at 11 locations. Prospect Bank has a B health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #3722
Year Established1873
Employees98
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD1.51%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$745.2MM$736.4MM
LoansQ2 2024vs Q2 2023$514.9MM$474.6MM
DepositsQ2 2024vs Q2 2023$541.8MM$540.2MM
Equity CapitalQ2 2024vs Q2 2023$32.8MM$27.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$5.1MM$4.8MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.3MM$833K
Real Estate OwnedQ2 2024vs Q2 2023$203K$130K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Prospect Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospect Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$0$50kKasasa Saver
OTHER TIERS: 0.25% → $50k+

Prospect Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
Locations


Cities: Ashmore, Brocton, Champaign, Gilman, Homer, Kansas, Paris, Sidell, Watseka

Ashmore Branches
Ashmore Illinois Facility10 West Ashmore StreetAshmore, IL 61912

Brocton Branches
Brocton, Illinois Facility301 W 3rd StreetBrocton, IL 61917

Champaign Branches
Champaign Branch1601 South Prospect AvenueChampaign, IL 61820

Gilman Branches
Gilman Branch209 South Crescent StreetGilman, IL 60938

Homer Branches
Homer Bank134 South Main StreetHomer, IL 61849

Kansas Branches
Kansas Illinois Facility101 S. Front StreetKansas, IL 61933

Paris Branches
The Edgar County Bank and Trust Co., Paris, Illino177 W Wood StParis, IL 61944
Drive-In Facility212-214 North Main StreetParis, IL 61944

Sidell Branches
Sidell Branch504 North Chicago StreetSidell, IL 61876

Watseka Branches
Watseka Branch141 Veterans ParkwayWatseka, IL 60970

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.