Prospera Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.70%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.70%	1-year CD	2.65% - Barclays 12 Month Online CD
0.10%	Savings	2.00% - Ally Bank Online Savings Account

View all Prospera Credit Union rates »

Overview / Commentary

www.myprospera.com

920-882-4800

4830 N Ballard Rd
Appleton, WI 54913

Prospera Credit Union is headquartered in Appleton and is the 23^rd largest credit union in the state of Wisconsin. It is also the 875^th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 64 employees and 20,041 members at 6 locations. Prospera Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Prospera Credit Union is available to individuals who live or work in the Wisconsin counties of Winnebago, Calumet, Brown, Fond du lac, Manitowoc, Outagamie, Shawano, Waupaca, or Waushara. Also eligible are faculty, staff, and students of Fox Valley Technical College, University of Wisconsin Center Fox Valley, and University of Wisconsin Oshkosh. Employees of RR Donnelly (and solely-owned subsidiaries) and Printpac Acquisitions, Inc., also qualify for membership.
See current membership details

Reviews (2)

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My Experience With Prospera

Posted by: dp54956 | Feb 20, 2011

I've been at prospera for about years, and they have been great. They also have very conveineint locations across the valley. I have had great experience with their ATM's too, and they offer quite a few without a fee. their rates are fair, and the referral program for checking accounts is pretty cool, i told one of my friends about prospera, and we both got an easy bucks when he started his acciount.

Comment

3

Prospers Credit Union treats their customers like family

Posted by: Ewlyn716 | Oct 12, 2016

Prospera Credit Union is a really fantastic place to do business with. From their tellers to their branch mangers to their loan officers, they are polite and professional. They take the time to get to know their customers and have developed a robust profile of products designed to meet the varied needs of their customers. One product that stands out is their short term loans. Designed as an alternative to payday loans, members can get a small short-term loan designed to last 2-3 pay periods but without the exorbitant fees and questionable and predatory business practices of traditional payday lenders. They also offer competitive rates for vehicle loans and interest rates on savings accounts, making them an ideal lender for those struggling with their finances as well as those who have an established nest egg. Overall, I highly recommend Prospera Credit Union.

Comment

1

Health

B+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66652
Year Chartered	1934
Employees	64
Primary Regulator

Profit Margin
Return on Assets - YTD	0.8%
Return on Equity - YTD	9.62%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$260.6MM$235.3MM
Loans	Q2 2018vs Q2 2017	$217.7MM$193.5MM
Deposits	Q2 2018vs Q2 2017	$233.7MM$212.3MM
Equity Capital	Q2 2018vs Q2 2017	$21.5MM$19.7MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$679.00K$483.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.2MM$901.00K
Real Estate Owned	Q2 2018vs Q2 2017	$34.00K$153.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospera Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	Health Savings Account
0.30%	-	-	Holiday Club Account
0.30%	-	-	Saver's Sweepstakes
0.10%	-	-	Business Savings
0.10%	-	-	Regular Savings
0.10%	$100	-	Tax or Personal Savings (TOPS)
0.10%	$100	-	Individual Retirement Account
0.10%	-	-	Minor Savings
0.10%	-	-	Business Tax or Personal Savings (TOPS)

Prospera Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$250k^*	-	Business Essentials Money Market
OTHER TIERS: 0.50% → $10k - $25k \| 0.80% → $25k - $50k \| 1.00% → $50k - $100k \| 1.15% → $100k - $250k
1.25%^*	$250k^*	-	Prosper Money Market
OTHER TIERS: 0.10% → $100 - $10k \| 0.50% → $10k - $25k \| 0.80% → $25k - $50k \| 1.00% → $50k - $100k \| 1.15% → $100k - $250k
0.25%^*	$50k^*	-	Business Money Market
OTHER TIERS: 0.15% → $2.5k - $50k
0.15%^*	$50k^*	-	Premier Money Market
OTHER TIERS: 0.10% → $100 - $50k
0.15%^*	$10k^*	-	Investor's Money Market
OTHER TIERS: 0.10% → $100 - $25k
0.15%^*	$25k^*	-	Investor's Plus Money Market
OTHER TIERS: 0.10% → $100 - $25k

Prospera Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$50k^*	-	Business Plus Checking
OTHER TIERS: 0.05% → $2.5k - $25k \| 0.10% → $25k - $50k
0.05%	$500	-	Business Checking
0.05%^*	$5k^*	-	Direct Deposit Checking
OTHER TIERS: 0.04% → $1.5k - $5k

Prospera Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$10k	-	38 Month Share Certificate
2.80%	$10k	-	14 Month Share Certificate
2.70%	$500	-	5 Year Share Certificate
2.50%	$500	-	4 Year Share Certificate
2.40%	$500	-	3 Year Share Certificate
2.20%	$500	-	2 Year Share Certificate
1.90%	$500	-	18 Month Share Certificate
1.70%	$500	-	1 Year Share Certificate
1.20%	$500	-	6 Month Share Certificate

Prospera Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$10k	-	38 Month IRA Certificate
2.80%	$10k	-	14 Month IRA Certificate
2.70%	$500	-	5 Year IRA Certificate
2.50%	$500	-	4 Year IRA Certificate
2.40%	$500	-	3 Year IRA Certificate
2.20%	$500	-	2 Year IRA Certificate
1.90%	$500	-	18 Month IRA Certificate
1.70%	$500	-	1 Year IRA Certificate
1.20%	$500	-	6 Month IRA Certificate

Locations

Prospera Credit Union Locations
Branch Office	849 Warsaw St	Menasha, WI 54952-2353
Branch Office	934 S Green Bay Rd	Neenah, WI 54956
Branch Office	N9660 County Rd N	Appleton, WI 54915
Corporate Office	4830 N Ballard Rd	Appleton, WI 54913
Branch Office	90 Wisconsin St	Oshkosh, WI 54901-3562
Branch Office	4830 N Ballard Rd	Appleton, WI 54913

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