2. Prospera Credit Union

Prospera Credit Union


Overview / Commentary
myprospera.com
920-882-4800
4830 N Ballard Rd
Appleton, WI 54913

Prospera Credit Union is headquartered in Appleton and is the 23rd largest credit union in the state of Wisconsin. It is also the 856th largest credit union in the nation. It was established in 1934 and as of June of 2019, it had grown to 72 employees and 20,886 members at 6 locations. Prospera Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Prospera Credit Union is oepn to individuals who live or work in the Wisconsin counties of Winnebago, Calumet, Brown, Fond du lac, Manitowoc, Outagamie, Shawano, Waupaca, or Waushara. Also eligible are faculty, staff, and students of Fox Valley Technical College, University of Wisconsin Center Fox Valley, and University of Wisconsin Oshkosh. Employees of RR Donnelly (and solely-owned subsidiaries) and Printpac Acquisitions, Inc., also qualify for membership.
See current membership details

Related Posts

20-Month CD, 3.15% APY - 1/4/2019

$10,000 minimum required for the 20-month CD (3.15% APY). Prospera Credit Union is open to the residents of 9 eastern Wisconsin counties.

Reviews (2)

My Experience With Prospera

Posted by: dp54956 | Feb 20, 2011

I've been at prospera for about  years, and they have been great.   They also have very conveineint locations across the valley.  I have had great experience with their ATM's too, and they offer quite a few without a fee.  their rates are fair, and the referral program for checking accounts is pretty cool, i told one of my friends about prospera, and we both got an easy  bucks when he started his acciount.

3

Prospers Credit Union treats their customers like family

Posted by: Ewlyn716 | Oct 12, 2016

Prospera Credit Union is a really fantastic place to do business with. From their tellers to their branch mangers to their loan officers, they are polite and professional. They take the time to get to know their customers and have developed a robust profile of products designed to meet the varied needs of their customers. One product that stands out is their short term loans. Designed as an alternative to payday loans, members can get a small short-term loan designed to last 2-3 pay periods but without the exorbitant fees and questionable and predatory business practices of traditional payday lenders. They also offer competitive rates for vehicle loans and interest rates on savings accounts, making them an ideal lender for those struggling with their finances as well as those who have an established nest egg. Overall, I highly recommend Prospera Credit Union.

1


Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #66652
Year Chartered1934
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD11.76%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$281.0MM$260.6MM
LoansQ2 2019vs Q2 2018$230.0MM$217.7MM
DepositsQ2 2019vs Q2 2018$251.8MM$233.7MM
Equity CapitalQ2 2019vs Q2 2018$24.2MM$21.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$651.00K$679.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.3MM$1.2MM
Real Estate OwnedQ2 2019vs Q2 2018$0$34.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Prospera Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospera Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Health Savings Account
0.30%$1-Holiday Club Account
0.30%$5-Saver's Sweepstakes
0.25%$100-Individual Retirement Account
0.10%$500-Business Savings
0.10%$100-Regular Savings
0.10%$100-Tax or Personal Savings (TOPS)
0.10%$5-Minor Savings
0.10%$500-Business Tax or Personal Savings (TOPS)

Prospera Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$250k*-Business Essentials Money Market
OTHER TIERS: 0.50% → $10k - $25k | 0.80% → $25k - $50k | 1.00% → $50k - $100k | 1.15% → $100k - $250k
1.25%*$250k*-Prosper Money Market
OTHER TIERS: 0.10% → $100 - $10k | 0.50% → $10k - $25k | 0.80% → $25k - $50k | 1.00% → $50k - $100k | 1.15% → $100k - $250k
0.25%*$50k*-Business Money Market
OTHER TIERS: 0.15% → $2.5k - $50k
0.15%*$50k*-Premier Money Market
OTHER TIERS: 0.10% → $100 - $50k
0.15%*$10k*-Investor's Money Market
OTHER TIERS: 0.10% → $100 - $10k
0.15%*$25k*-Investor's Plus Money Market
OTHER TIERS: 0.10% → $100 - $25k

Prospera Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Business Plus Checking
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k
0.05%$500-Business Checking
0.05%*$5k*-Direct Deposit Checking
OTHER TIERS: 0.04% → $1.5k - $5k

Prospera Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$10k-38 Month Share Certificate w/Relationship
2.00%$500-5 Year Share Certificate
1.90%$500-4 Year Share Certificate
1.90%$10k-11 Month Share Certificate Relationship
1.80%$500-3 Year Share Certificate
1.70%$500-2 Year Share Certificate
1.50%$500-18 Month Share Certificate
1.30%$500-1 Year Share Certificate
1.00%$500-6 Month Share Certificate
1.00%$2k-3 Month Share Certificate w/ Relationship

Prospera Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$10k-38 Month IRA Certificate w/Relationship
2.00%$500-5 Year IRA Certificate
1.90%$500-4 Year IRA Certificate
1.90%$10k-11 Month IRA Certificate Relationship
1.80%$500-3 Year IRA Certificate
1.70%$500-2 Year IRA Certificate
1.50%$500-18 Month IRA Certificate
1.30%$500-1 Year IRA Certificate
1.00%$500-6 Month IRA Certificate
1.00%$2k-3 Month IRA Certificate w/ Relationship
Locations


Prospera Credit Union Locations
Branch Office849 Warsaw StMenasha, WI 54952-2353
Branch Office934 S Green Bay RdNeenah, WI 54956
Branch OfficeN9660 County Rd NAppleton, WI 54915
Corporate Office4830 N Ballard RdAppleton, WI 54913
Branch Office4830 N Ballard RdAppleton, WI 54913
Branch Office90 Wisconsin StOshkosh, WI 54901-3562

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