Prospera Credit Union


Overview / Commentary
920-882-4800
4830 N Ballard Rd
Appleton, WI 54913

Prospera Credit Union is headquartered in Appleton and is the 24th largest credit union in the state of Wisconsin. It is also the 871st largest credit union in the nation. It was established in 1934 and as of June of 2023, it had grown to 97 employees and 23,440 members at 7 locations. Prospera Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Prospera Credit Union is open to individuals who live or work in the Wisconsin counties of Brown, Calumet, Fond du lac, Manitowoc, Outagamie, Shawano, Waupaca, Waushara, or Winnebago. Also eligible are faculty, staff, and students of Fox Valley Technical College, University of Wisconsin Center Fox Valley, and University of Wisconsin Oshkosh. Employees of RR Donnelly (and solely-owned subsidiaries) and Printpac Acquisitions, Inc., also qualify for membership.
See current membership details

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Reviews (2)

My Experience With Prospera

Posted by: |

I've been at prospera for about  years, and they have been great.   They also have very conveineint locations across the valley.  I have had great experience with their ATM's too, and they offer quite a few without a fee.  their rates are fair, and the referral program for checking accounts is pretty cool, i told one of my friends about prospera, and we both got an easy  bucks when he started his acciount.

Prospers Credit Union treats their customers like family

Posted by: |

Prospera Credit Union is a really fantastic place to do business with. From their tellers to their branch mangers to their loan officers, they are polite and professional. They take the time to get to know their customers and have developed a robust profile of products designed to meet the varied needs of their customers. One product that stands out is their short term loans. Designed as an alternative to payday loans, members can get a small short-term loan designed to last 2-3 pay periods but without the exorbitant fees and questionable and predatory business practices of traditional payday lenders. They also offer competitive rates for vehicle loans and interest rates on savings accounts, making them an ideal lender for those struggling with their finances as well as those who have an established nest egg. Overall, I highly recommend Prospera Credit Union.



Health
B+

Health Grade Components

Overall
NCUA #66652
Year Chartered1934
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD4.03%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$374.1MM$364.1MM
LoansQ2 2023vs Q2 2022$320.9MM$297.8MM
DepositsQ2 2023vs Q2 2022$326.2MM$331.0MM
Equity CapitalQ2 2023vs Q2 2022$30.6MM$29.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$581.00K$592.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$748.00K$755.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Prospera Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Prospera Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$5-Health Savings Account
0.30%$1-Holiday Club Account
0.25%$100-Individual Retirement Account
0.10%$500-Business Savings
0.10%$100-Regular Savings
0.10%$5-Minor Savings

Prospera Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%*$250k*-Thrive Money Market
OTHER TIERS: 2.00% $40k - $100k | 2.60% $100k - $250k
2.60%*$100k*$250kBusiness Flourish Money Market
OTHER TIERS: 2.00% $40k+
0.35%*$250k*-Business Essentials Money Market
OTHER TIERS: 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k
0.35%*$250k*-Prosper Money Market
OTHER TIERS: 0.10% $100 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k
0.10%$2.5k-Business Money Market
0.10%$100-Investor's Money Market

Prospera Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Business Plus Checking
OTHER TIERS: 0.05% $2.5k - $25k
0.05%$500-Business Checking
0.05%*$5k*-Direct Deposit Checking
OTHER TIERS: 0.04% $1.5k - $5k

Prospera Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.24%$5k-14 Month Share Certificate Special
5.00%$5k-5 Month Share Certificate Special
3.70%$500-5 Year Share Certificate
3.60%$500-4 Year Share Certificate
3.50%$500-3 Year Share Certificate
3.40%$500-2 Year Share Certificate
3.30%$500-18 Month Share Certificate
3.25%$500-1 Year Share Certificate
2.60%$500-6 Month Share Certificate

Prospera Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.24%$5k-14 Month IRA Special
5.00%$5k-5 Month IRA Special
3.70%$500-5 Year IRA Certificate
3.60%$500-4 Year IRA Certificate
3.50%$500-3 Year IRA Certificate
3.40%$500-2 Year IRA Certificate
3.30%$500-18 Month IRA Certificate
3.25%$500-1 Year IRA Certificate
2.60%$500-6 Month IRA Certificate
Locations


Prospera Credit Union Locations
Branch Office849 Warsaw StMenasha, WI 54952-2353
Branch Office934 S Green Bay RdNeenah, WI 54956
Branch OfficeN9660 County Rd NAppleton, WI 54915
Corporate Office4830 N Ballard RdAppleton, WI 54913
Branch Office4830 N Ballard RdAppleton, WI 54913
Branch Office90 Wisconsin StOshkosh, WI 54901-3562
Branch Office5140 W Integrity WayGrand Chute, WI 54913

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