Prospera Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.90% | 5-year CD | 5 Year Share Certificate |
| 1.70% | 1-year CD | 1 Year Share Certificate 2.45% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Tax or Personal Savings (TOPS) |
Prospera Credit Union is headquartered in Appleton and is the 23rd largest credit union in the state of Wisconsin. It is also the 875th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 64 employees and 20,041 members at 6 locations. Prospera Credit Union's money market rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Winnebago, Outagamie, Brown, Waupaca, Calumet, Manitowoc and Waushara counties in Wisconsin. Membership is also open to faculty, staff and students of Fox Valley Technical College, University of Wisconsin Center Fox Valley, University of Wisconsin Oshkosh; employees of RR Donnelly, and all its solely owned subsidiary companies; Printpac Acquisitions, Inc.
See current membership details
My Experience With Prospera
I've been at prospera for about years, and they have been great. They also have very conveineint locations across the valley. I have had great experience with their ATM's too, and they offer quite a few without a fee. their rates are fair, and the referral program for checking accounts is pretty cool, i told one of my friends about prospera, and we both got an easy bucks when he started his acciount.
Prospers Credit Union treats their customers like family
Prospera Credit Union is a really fantastic place to do business with. From their tellers to their branch mangers to their loan officers, they are polite and professional. They take the time to get to know their customers and have developed a robust profile of products designed to meet the varied needs of their customers. One product that stands out is their short term loans. Designed as an alternative to payday loans, members can get a small short-term loan designed to last 2-3 pay periods but without the exorbitant fees and questionable and predatory business practices of traditional payday lenders. They also offer competitive rates for vehicle loans and interest rates on savings accounts, making them an ideal lender for those struggling with their finances as well as those who have an established nest egg. Overall, I highly recommend Prospera Credit Union.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66652 |
| Year Chartered | 1934 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 9.62% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $260.6MM$235.3MM |
| Loans | Q2 2018vs Q2 2017 | $217.7MM$193.5MM |
| Deposits | Q2 2018vs Q2 2017 | $233.7MM$212.3MM |
| Equity Capital | Q2 2018vs Q2 2017 | $21.5MM$19.7MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $679.00K$483.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.2MM$901.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $34.00K$153.00K |
Always verify rates and promotions with the bank or credit union. We are not Prospera Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Prospera Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | Health Savings Account | |
| 0.30% | - | - | Holiday Club Account | |
| 0.30% | - | - | Saver's Sweepstakes | |
| 0.10% | - | - | Business Savings | |
| 0.10% | - | - | Regular Savings | |
| 0.10% | $100 | - | Tax or Personal Savings (TOPS) | |
| 0.10% | $100 | - | Individual Retirement Account | |
| 0.10% | - | - | Minor Savings | |
| 0.10% | - | - | Business Tax or Personal Savings (TOPS) |
Prospera Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $250k* | - | Business Essentials Money Market | ||
| OTHER TIERS: 0.50% → $10k - $25k | 0.80% → $25k - $50k | 1.00% → $50k - $100k | 1.15% → $100k - $250k | |||||
| 1.25%* | $250k* | - | Prosper Money Market | ||
| OTHER TIERS: 0.10% → $100 - $10k | 0.50% → $10k - $25k | 0.80% → $25k - $50k | 1.00% → $50k - $100k | 1.15% → $100k - $250k | |||||
| 0.25%* | $50k* | - | Business Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | |||||
| 0.25%* | $75k* | - | Premier Business Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $75k | |||||
| 0.15%* | $50k* | - | Premier Money Market | ||
| OTHER TIERS: 0.10% → $100 - $50k | |||||
| 0.15%* | $10k* | - | Investor's Money Market | ||
| OTHER TIERS: 0.10% → $100 - $25k | 0.13% → $2.5k - $10k | |||||
| 0.15%* | $25k* | - | Investor's Plus Money Market | ||
| OTHER TIERS: 0.10% → $100 - $25k | |||||
Prospera Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Business Plus Checking | ||
| OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k | |||||
| 0.05% | $500 | - | Business Checking | ||
| 0.05%* | $5k* | - | Direct Deposit Checking | ||
| OTHER TIERS: 0.04% → $1.5k - $5k | |||||
Prospera Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.90% | $500 | - | 5 Year Share Certificate | |
| 2.80% | $500 | - | 4 Year Share Certificate | |
| 2.80% | $10k | - | 38 Month Share Certificate w/Relationship | |
| 2.60% | $500 | - | 3 Year Share Certificate | |
| 2.60% | $10k | - | 20 Month Share Certificate w/Relationship | |
| 2.45% | $10k | - | 14 Month Share Certificate w/Relationship | |
| 2.40% | $500 | - | 30 Month Share Certificate | |
| 2.30% | $500 | - | 2 Year Share Certificate | |
| 1.95% | $500 | - | 18 Month Share Certificate | |
| 1.70% | $500 | - | 1 Year Share Certificate | |
| 1.20% | $500 | - | 6 Month Share Certificate |
Prospera Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.90% | $500 | - | 5 Year IRA Certificate | |
| 2.80% | $500 | - | 4 Year IRA Certificate | |
| 2.80% | $10k | - | 38 Month IRA Certificate w/Relationship | |
| 2.60% | $500 | - | 3 Year IRA Certificate | |
| 2.60% | $10k | - | 20 Month IRA Certificate w/Relationship | |
| 2.45% | $10k | - | 14 Month IRA Certificate w/Relationship | |
| 2.40% | $500 | - | 30 Month IRA Certificate | |
| 2.30% | $500 | - | 2 Year IRA Certificate | |
| 1.95% | $500 | - | 18 Month IRA Certificate | |
| 1.70% | $500 | - | 1 Year IRA Certificate | |
| 1.20% | $500 | - | 6 Month IRA Certificate |
| Prospera Credit Union Locations | ||
|---|---|---|
| Branch Office | 849 Warsaw St | Menasha, WI 54952-2353 |
| Branch Office | 934 S Green Bay Rd | Neenah, WI 54956 |
| Branch Office | N9660 County Rd N | Appleton, WI 54915 |
| Corporate Office | 4830 N Ballard Rd | Appleton, WI 54913 |
| Branch Office | 90 Wisconsin St | Oshkosh, WI 54901-3562 |
| Branch Office | 4830 N Ballard Rd | Appleton, WI 54913 |