Overview / Commentary
Providence Bank & Trust is headquartered in South Holland and is the 68th largest bank in the state of Illinois. It is also the 1,175th largest bank in the nation. It was established in 2004 and as of December of 2018, it had grown to 127 employees at 12 locations. Providence Bank & Trust's savings rates are 4X the national average, and it boasts an A+ health rating.
Health
A+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57754 |
| Year Established | 2004 |
| Employees | 127 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 10.15% |
| Annual Interest Income | $26.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $630.1MM$565.4MM |
| Loans | Q4 2018vs Q4 2017 | $517.7MM$445.3MM |
| Deposits | Q4 2018vs Q4 2017 | $551.1MM$480.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $65.0MM$59.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $8.5MM$7.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.6MM$913.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$20.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Providence Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $25k* | - | Achieve More Savings Account | ||
| OTHER TIERS: 0.25% → $5k - $25k | |||||
| 0.75%* | $5k* | - | Health Savings Account | ||
| OTHER TIERS: 0.01% → Up to $1k | 0.40% → $1k - $5k | |||||
Providence Bank & Trust Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.60%* | $75k* | - | Achieve More Money Market | ||
| OTHER TIERS: 0.25% → $15k - $75k | |||||
Providence Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $15k | Providence Reward Checking | ||
| OTHER TIERS: 0.21% → $15k+ | |||||
Providence Bank & Trust CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $2.5k | - | 13 Month CD Special |
