Overview / Commentary
Providence Bank & Trust is headquartered in South Holland and is the 48th largest bank in the state of Illinois. It is also the 743rd largest bank in the nation. It was established in 2004 and as of March of 2019, it had grown to 218 employees at 19 locations. Providence Bank & Trust's money market rates are 3X the national average, and it has a B health rating.
Health
B
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57754 |
| Year Established | 2004 |
| Employees | 218 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 7.39% |
| Return on Equity - YTD | 69.37% |
| Annual Interest Income | $12.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $1.07B$582.7MM |
| Loans | Q1 2019vs Q1 2018 | $825.4MM$448.6MM |
| Deposits | Q1 2019vs Q1 2018 | $932.1MM$506.6MM |
| Equity Capital | Q1 2019vs Q1 2018 | $115.9MM$60.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $10.1MM$7.8MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $22.9MM$1.5MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $321.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Providence Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.65%* | $25k* | - | Achieve More Savings Account | ||
| OTHER TIERS: 0.25% → $5k - $25k | |||||
| 0.75%* | $5k* | - | Health Savings Account | ||
| OTHER TIERS: 0.01% → Up to $1k | 0.40% → $1k - $5k | |||||
Providence Bank & Trust Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40%* | $75k* | - | Achieve More Money Market | ||
| OTHER TIERS: 0.25% → $15k - $75k | |||||
Providence Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $15k | Providence Reward Checking | ||
| OTHER TIERS: 0.21% → $15k+ | |||||
Providence Bank & Trust CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | $2.5k | - | 13 Month CD Special |
