Providence Bank

Overview / Commentary

www.myprovidence.bank

573-442-6023

3855 Forum Boulevard
Columbia, MO 65203

Providence Bank is headquartered in Columbia and is the 27^th largest bank in the state of Missouri. It is also the 852^nd largest bank in the nation. It was established in 1888 and as of December of 2020, it had grown to 178 employees at 14 locations. Providence Bank has an A health rating.

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2018
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2007

12/21 - Providence Bank (MO/IL) Adds 30-Month Jumbo CD, EXPIRED

4/21 - Providence Bank (MO/IL) Raises Rates On CD Specials

2/28 - 5.55% 12-Month CD at a Texas/Missouri Bank (Premier)

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Health

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	1643
Year Established	1888
Employees	178
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	6.06%
Annual Interest Income	$44.9MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$1.11B$1.07B
Loans	Q4 2020vs Q4 2019	$857.4MM$798.4MM
Deposits	Q4 2020vs Q4 2019	$895.8MM$800.0MM
Equity Capital	Q4 2020vs Q4 2019	$173.1MM$162.4MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$8.6MM$8.3MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$3.9MM$5.3MM
Real Estate Owned	Q4 2020vs Q4 2019	$8.4MM$2.4MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Providence Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Providence Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*^†	$100k^*	-	Investment Savings
OTHER TIERS: 0.10% → $1k - $100k
0.10%^†	-	-	Providence Savings
0.10%^†	-	-	Young Savers
0.10%^†	$10	-	Christmas Club

Providence Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*^†	$100k^*	-	Money Market
OTHER TIERS: 0.05% → Up to $25k \| 0.10% → $25k - $100k
0.15%^*^†	$100k^*	-	Business Money Market
OTHER TIERS: 0.05% → Up to $25k \| 0.10% → $25k - $100k

Providence Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$1k^*	-	Elite Interest Checking
OTHER TIERS: 0.03% → Up to $1k
0.03%^†	-	-	VIP Interest Checking
0.03%^†	-	-	50 & Better Interest Cehcking
0.03%^†	-	-	Business Interest Checking

Providence Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^†	$1k	-	60 Month CD
0.50%^†	$1k	-	48 Month CD
0.35%^†	$1k	-	36 Month CD
0.25%^†	$1k	-	24 Month CD
0.15%^†	$1k	-	18 Month CD
0.10%^†	$1k	-	12 Month CD
0.05%^†	$1k	-	3 Month CD
0.05%^†	$1k	-	6 Month CD

Providence Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^†	$1k	-	60 Month IRA
0.50%^†	$1k	-	48 Month IRA
0.35%^†	$1k	-	36 Month IRA
0.25%^†	$1k	-	24 Month IRA
0.15%^†	$1k	-	18 Month IRA
0.10%^†	$1k	-	12 Month IRA
0.05%^†	$1k	-	6 Month IRA

Locations

Availability

Columbia Area

Columbia Area bank & credit union details

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