Overview / Commentary
312 Main Street
Preston, MD 21655

Provident State Bank is headquartered in Preston and is the 22nd largest bank in the state of Maryland. It is also the 1,631st largest bank in the nation. It was established in 1904 and as of December of 2018, it had grown to 89 employees at 8 locations. Provident State Bank's money market rates are 4X the national average, and it has an A health rating.

Reviews (1)

Provident State Bank, Preston

Posted by: badme | Dec 29, 2010

Provident State Bank in Preston, their home office, sucks. I will be soon placing my accounts elsewhere, for the second time. I used this bank because it was convenient, they are no longer convenient, and most of their staff have major attitudes. Go elsewhere if you are looking for a good bank.


Health Grade Components

FDIC Certificate #8813
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD9.61%
Annual Interest Income$18.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$426.9MM$407.8MM
LoansQ4 2018vs Q4 2017$341.8MM$333.1MM
DepositsQ4 2018vs Q4 2017$335.9MM$322.1MM
Equity CapitalQ4 2018vs Q4 2017$39.7MM$37.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.4MM$3.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.1MM$3.3MM
Real Estate OwnedQ4 2018vs Q4 2017$84.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Provident State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Provident State Bank Savings Account Rates

2.57%$1-Christmas Club Account
0.11%$25-Regular Savings Account
0.11%$25-Minor Savings Account

Provident State Bank Money Market Rates

1.90%$10k-Money Market (New Deposit Only)
0.19%*$100k*-Money Market + Account
OTHER TIERS: 0.09% $1k - $50k | 0.14% $50k - $100k

Provident State Bank Checking Account Rates

1.39%$1k-IOLTA Interest Checking
0.05%$1k-Interest Checking Account

Provident State Bank CD Rates

3.03%$1k-55 Month Bump-Up CD
2.52%$1k-54 Month Bump Up CD Special
2.17%$1k-54 Month Bump-Up CD
2.02%$1k-60 Month CD Plus
1.86%$1k-30 Month Bump-Up CD
1.52%$1k-11 Month CD
1.26%$1k-48 - 59 Month CD
1.10%$1k-36 - 47 Month CD
1.00%$1k-24 - 35 Month CD
0.80%$1k-18 Month CD
0.55%$1k-12 - 23 Month CD
0.25%$1k-182-364 Day CD
0.10%$1k-1-181 Day CD

Provident State Bank IRA Rates

3.03%$1k-55 Month Bump-Up IRA
2.17%$1k-54 Month Bump-Up IRA Certificate
2.02%$1k-60 Month IRA Plus
1.86%$1k-30 Month Bump-Up IRA Certificate
1.52%$1k-11 Month IRA
1.26%$1k-48 - 59 Month IRA Certificate
1.10%$1k-36 - 47 Month IRA Certificate
1.00%$1k-24 - 35 Month IRA Certificate
0.80%$1k-18 Month IRA Certificate
0.55%$1k-12 - 23 Month IRA Certificate
0.25%$1k-182-364 Day IRA Certificate
0.10%$1k-1-181 Day IRA Certificate

Cities: Cambridge, Denton, Easton, Federalsburg, Lewes, Preston, Ridgely, Salisbury, Secretary

Cambridge Branches
Cambridge Branch301 Crusader RoadCambridge, MD 21613

Denton Branches
Denton Branch209 Franklin StreetDenton, MD 21629

Easton Branches
Easton Branch8133 Elliott RoadEaston, MD 21601
Harrison Street - Easton Branch142 N. Harrison StreetEaston, MD 21601

Federalsburg Branches
Federalsburg Branch325 Bloomingdale AveFederalsburg, MD 21632

Lewes Branches
Lewes Branch Office18467 Coastal HighwayLewes, DE 19958

Preston Branches
Provident State Bank, Inc.312 Main StreetPreston, MD 21655

Ridgely Branches
Ridgely Branch1 West Belle StreetRidgely, MD 21660

Salisbury Branches
Salisbury Branch Office913 Mount Hermon RoadSalisbury, MD 21801

Secretary Branches
Secretary Branch141 Main StreetSecretary, MD 21664

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