Overview / Commentary
312 Main Street
Preston, MD 21655

Provident State Bank is headquartered in Preston and is the 20th largest bank in the state of Maryland. It is also the 1,593rd largest bank in the nation. It was established in 1904 and as of September of 2018, it had grown to 89 employees at 8 locations. Provident State Bank has an A health rating.

Reviews (1)

Provident State Bank, Preston

Posted by: badme | Dec 29, 2010

Provident State Bank in Preston, their home office, sucks. I will be soon placing my accounts elsewhere, for the second time. I used this bank because it was convenient, they are no longer convenient, and most of their staff have major attitudes. Go elsewhere if you are looking for a good bank.


Health Grade Components

FDIC Certificate #8813
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.59%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$437.8MM$400.2MM
LoansQ3 2018vs Q3 2017$344.9MM$322.8MM
DepositsQ3 2018vs Q3 2017$357.3MM$315.7MM
Equity CapitalQ3 2018vs Q3 2017$38.8MM$37.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.2MM$2.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.3MM$3.3MM
Real Estate OwnedQ3 2018vs Q3 2017$84.00K$323.00K
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Always verify rates and promotions with the bank or credit union. We are not Provident State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Provident State Bank Savings Account Rates

1.83%$1-Christmas Club Account
0.11%$25-Regular Savings Account
0.11%$25-Minor Savings Account

Provident State Bank Money Market Rates

0.19%*$100k*-Money Market + Account
OTHER TIERS: 0.09% $1k - $50k | 0.14% $50k - $100k

Provident State Bank Checking Account Rates

0.69%$1k-IOLTA Interest Checking
0.05%$1k-Interest Checking Account

Provident State Bank CD Rates

2.52%$1k-54 Month Bump Up CD Special
2.17%$1k-54 Month Bump-Up CD
2.02%$1k-60 Month CD
1.86%$1k-30 Month Bump-Up CD
1.52%$1k-11 Month CD
1.26%$1k-48 - 59 Month CD
1.10%$1k-36 - 47 Month CD
1.00%$1k-24 - 35 Month CD
0.80%$1k-18 Month CD
0.55%$1k-12 - 23 Month CD
0.25%$1k-182-364 Day CD
0.10%$1k-1-181 Day CD

Provident State Bank IRA Rates

2.17%$1k-54 Month Bump-Up IRA Certificate
2.02%$1k-60 Month IRA Certificate
1.86%$1k-30 Month Bump-Up IRA Certificate
1.52%$1k-11 Month IRA
1.26%$1k-48 - 59 Month IRA Certificate
1.10%$1k-36 - 47 Month IRA Certificate
1.00%$1k-24 - 35 Month IRA Certificate
0.80%$1k-18 Month IRA Certificate
0.55%$1k-12 - 23 Month IRA Certificate
0.25%$1k-182-364 Day IRA Certificate
0.10%$1k-1-181 Day IRA Certificate

Provident State Bank Locations
Ridgely Branch1 West Belle StreetRidgely, MD 21660
Secretary Branch141 Main StreetSecretary, MD 21664
Denton Branch209 Franklin StreetDenton, MD 21629
Provident State Bank, Inc.312 Main StreetPreston, MD 21655
Federalsburg Branch325 Bloomingdale AveFederalsburg, MD 21632
Cambridge Branch301 Crusader RoadCambridge, MD 21613
Easton Branch8133 Elliott RoadEaston, MD 21601
Harrison Street - Easton Branch142 N. Harrison StreetEaston, MD 21601

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