Provident State Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | 5-year CD | |
| 0.55% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.11% | Savings | 2.00% - Ally Bank Online Savings Account |
Provident State Bank is headquartered in Preston and is the 20th largest bank in the state of Maryland. It is also the 1,593rd largest bank in the nation. It was established in 1904 and as of September of 2018, it had grown to 89 employees at 8 locations. Provident State Bank has an A health rating.
Provident State Bank, Preston
Provident State Bank in Preston, their home office, sucks. I will be soon placing my accounts elsewhere, for the second time. I used this bank because it was convenient, they are no longer convenient, and most of their staff have major attitudes. Go elsewhere if you are looking for a good bank.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8813 |
| Year Established | 1904 |
| Employees | 89 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 9.59% |
| Annual Interest Income | $13.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $437.8MM$400.2MM |
| Loans | Q3 2018vs Q3 2017 | $344.9MM$322.8MM |
| Deposits | Q3 2018vs Q3 2017 | $357.3MM$315.7MM |
| Equity Capital | Q3 2018vs Q3 2017 | $38.8MM$37.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.2MM$2.8MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.3MM$3.3MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $84.00K$323.00K |
Always verify rates and promotions with the bank or credit union. We are not Provident State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Provident State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.83% | $1 | - | Christmas Club Account | |
| 0.11% | $25 | - | Regular Savings Account | |
| 0.11% | $25 | - | Minor Savings Account |
Provident State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.19%* | $100k* | - | Money Market + Account | ||
| OTHER TIERS: 0.09% → $1k - $50k | 0.14% → $50k - $100k | |||||
Provident State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.69% | $1k | - | IOLTA Interest Checking | |
| 0.05% | $1k | - | Interest Checking Account |
Provident State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 54 Month Bump Up CD Special | |
| 2.17% | $1k | - | 54 Month Bump-Up CD | |
| 2.02% | $1k | - | 60 Month CD | |
| 1.86% | $1k | - | 30 Month Bump-Up CD | |
| 1.52% | $1k | - | 11 Month CD | |
| 1.26% | $1k | - | 48 - 59 Month CD | |
| 1.10% | $1k | - | 36 - 47 Month CD | |
| 1.00% | $1k | - | 24 - 35 Month CD | |
| 0.80% | $1k | - | 18 Month CD | |
| 0.55% | $1k | - | 12 - 23 Month CD | |
| 0.25% | $1k | - | 182-364 Day CD | |
| 0.10% | $1k | - | 1-181 Day CD |
Provident State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.17% | $1k | - | 54 Month Bump-Up IRA Certificate | |
| 2.02% | $1k | - | 60 Month IRA Certificate | |
| 1.86% | $1k | - | 30 Month Bump-Up IRA Certificate | |
| 1.52% | $1k | - | 11 Month IRA | |
| 1.26% | $1k | - | 48 - 59 Month IRA Certificate | |
| 1.10% | $1k | - | 36 - 47 Month IRA Certificate | |
| 1.00% | $1k | - | 24 - 35 Month IRA Certificate | |
| 0.80% | $1k | - | 18 Month IRA Certificate | |
| 0.55% | $1k | - | 12 - 23 Month IRA Certificate | |
| 0.25% | $1k | - | 182-364 Day IRA Certificate | |
| 0.10% | $1k | - | 1-181 Day IRA Certificate |
| Provident State Bank Locations | ||
|---|---|---|
| Ridgely Branch | 1 West Belle Street | Ridgely, MD 21660 |
| Secretary Branch | 141 Main Street | Secretary, MD 21664 |
| Denton Branch | 209 Franklin Street | Denton, MD 21629 |
| Provident State Bank, Inc. | 312 Main Street | Preston, MD 21655 |
| Federalsburg Branch | 325 Bloomingdale Ave | Federalsburg, MD 21632 |
| Cambridge Branch | 301 Crusader Road | Cambridge, MD 21613 |
| Easton Branch | 8133 Elliott Road | Easton, MD 21601 |
| Harrison Street - Easton Branch | 142 N. Harrison Street | Easton, MD 21601 |