Provident State Bank

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.91%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.30%	1-year CD	12 - 23 Month CD 1.40% - Synchrony Bank 12 Month CD
0.11%	Savings	Regular Savings Account 1.20% - Synchrony Bank High Yield Savings

View all Provident State Bank rates »

Overview / Commentary

www.providentstatebank.com

410-673-2401

312 Main Street
Preston, MD 21655

Provident State Bank is headquartered in Preston and is the 26^th largest bank in the state of Maryland. It is also the 1,826^th largest bank in the nation. It was established in 1904 and as of March of 2017, it had grown to 90 employees at 7 locations. Provident State Bank has a B+ health rating.

Reviews (1)

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Provident State Bank, Preston

Posted by: badme | Dec 29, 2010

Provident State Bank in Preston, their home office, sucks. I will be soon placing my accounts elsewhere, for the second time. I used this bank because it was convenient, they are no longer convenient, and most of their staff have major attitudes. Go elsewhere if you are looking for a good bank.

Comment

5

Health

B+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8813
Year Established	1904
Employees	90
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	7.57%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$377.8MM$326.7MM
Loans	Q1 2017vs Q1 2016	$307.6MM$257.3MM
Deposits	Q1 2017vs Q1 2016	$316.1MM$269.5MM
Equity Capital	Q1 2017vs Q1 2016	$32.3MM$26.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.5MM$2.4MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$3.6MM$1.5MM
Real Estate Owned	Q1 2017vs Q1 2016	$462.00K$2.5MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Provident State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.46%	-	-	Christmas Club Account
0.11%	$25	-	Regular Savings Account
0.11%	$25	-	Minor Savings Account

Provident State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.19%^*	$100k^*	-	Money Market + Account
OTHER TIERS: 0.09% → $1k - $50k \| 0.14% → $50k - $100k

Provident State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%	$1k	-	IOLTA Interest Checking
0.05%	$1k	-	Interest Checking Account

Provident State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.06%	$1k	-	54 Month Bump-Up CD
1.53%	$1k	-	30 Month Bump-Up CD
0.91%	$1k	-	60 Month CD
0.80%	$1k	-	48 - 59 Month CD
0.65%	$1k	-	36 - 47 Month CD
0.46%	$1k	-	24 - 35 Month CD
0.30%	$1k	-	12 - 23 Month CD
0.30%	$1k	-	18 Month CD
0.11%	$1k	-	182-364 Day CD
0.07%	$1k	-	1-181 Day CD

Provident State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.06%	$1k	-	54 Month Bump-Up IRA Certificate
1.53%	$1k	-	30 Month Bump-Up IRA Certificate
0.91%	$1k	-	60 Month IRA Certificate
0.80%	$1k	-	48 - 59 Month IRA Certificate
0.65%	$1k	-	36 - 47 Month IRA Certificate
0.46%	$1k	-	24 - 35 Month IRA Certificate
0.30%	$1k	-	12 - 23 Month IRA Certificate
0.30%	$1k	-	18 Month IRA Certificate
0.11%	$1k	-	182-364 Day IRA Certificate
0.07%	$1k	-	1-181 Day IRA Certificate

Locations

Provident State Bank Locations
Ridgely Branch	1 West Belle Street	Ridgely, MD 21660
Secretary Branch	141 Main Street	Secretary, MD 21664
Denton Branch	209 Franklin Street	Denton, MD 21629
Provident State Bank, Inc.	312 Main Street	Preston, MD 21655
Federalsburg Branch	325 Bloomingdale Ave	Federalsburg, MD 21632
Cambridge Branch	301 Crusader Road	Cambridge, MD 21613
Easton Branch	8133 Elliott Road	Easton, MD 21601