PSE Credit Union, Inc.

Overview / Commentary
5255 Regency Dr
Parma, OH 44129

PSE Credit Union, Inc. is headquartered in Parma and is the 32nd largest credit union in the state of Ohio. It is also the 1,012th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 50 employees and 28,182 members at 5 locations. PSE Credit Union, Inc. has a B+ health rating.

Field of Membership Restrictions

PSE Credit Union Incorporated membership is open to those who live, work, worship, or attend school in the Ohio counties of Cuyahoga or Medina. Family members who live in the same household as a current PSECU member qualifies, as do employees/members of any of the more than 200 SEGs.
See current membership details

Reviews (2)

Great Credit Union

Posted by: |

This is by far the best credit union I worked with. Membership joining is painless, and they did honor the promotional CD rates for new account openings even after the rate has been dropped publicly. Their certificates features recurring pre-scheduled auto deposits after the certificate is open, a rare and extremely useful feature. Customer Service is great too.

My Experience With PSE Credit Union In Parma, Ohio

I started banking with PSE Credit Union several years ago. At the time, I had opened a total of 4 savings accounts, 1 for myself along with my 3 boys. So far I have had great experiences with their company. Every time I would go in there, I was immediately greeted by a friendly face, and felt at ease. There is never really a long line, and their overall customer service is exceptional. They make it a very simple process to deposit and withdraw money from your account, and never criticize you because of your lower balance, or ask you what you need the money for in general. If you have any questions, there is always someone there that is willing to assist you within minutes, and they are extremely helpful with solving your problem if any. I personally, have never truly had any problems with their facility, with the exception one year that I went in to withdraw a large amount of money during tax season, and was told that they don't have that much on hand to give me because they are a smaller branch. However, later on I came to find out that it wasn't just their bank, but pretty much every other one as well. All banks apparently have to order the funds and it can take up to a week, so there was no reason for me to get angry at them for their policies. Their rates are also excellent, when it comes to the interest that builds up on your account. I have yet to find another bank comparable to their current rates, and great customer service.


Health Grade Components

NCUA #96768
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD13.62%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$298.1MM$221.1MM
LoansQ2 2023vs Q2 2022$187.0MM$125.8MM
DepositsQ2 2023vs Q2 2022$269.3MM$205.4MM
Equity CapitalQ2 2023vs Q2 2022$25.1MM$13.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$279.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.6MM$783.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for PSE Credit Union, Inc. are currently being reviewed.


PSE Credit Union, Inc. Locations
Branch Office12700 Prospect RdStrongsville, OH 44149
Branch Office3845 Pearl RdMedina, OH 44256
Branch Office5255 Regency DrParma, OH 44129-5453
Branch Office1800 Carnegie AveCleveland, OH 44115-2312
Branch Office10883 Pearl Rd Ste 203Strongsville, OH 44136-3359

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