Overview / Commentary
734-641-8400
7665 Merriman Rd
Romulus, MI 48174-1920

Public Service Credit Union (MI) is headquartered in Romulus and is the 49th largest credit union in the state of Michigan. It is also the 847th largest credit union in the nation. It was established in 1951 and as of March of 2018, it had grown to 83 employees and 31,702 members at 10 locations. Public Service Credit Union (MI)'s CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who who live, work, attend school or worship in Monroe, Macomb, Wayne, Oakland, Washtenaw or Livingston Counties in Michigan.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #60683
Year Chartered1951
Employees83
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD8.18%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$275.5MM$250.0MM
LoansQ1 2018vs Q1 2017$183.1MM$154.1MM
DepositsQ1 2018vs Q1 2017$237.4MM$220.8MM
Equity CapitalQ1 2018vs Q1 2017$28.3MM$25.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.1MM$1.6MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.3MM$1.3MM
Real Estate OwnedQ1 2018vs Q1 2017$251.00K$360.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Public Service Credit Union (MI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Credit Union (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$500k*-IRA Account
OTHER TIERS: 0.21% $2,500 - $25k | 0.26% $25k - $100k | 0.31% $100k - $250k | 0.41% $250k - $500k
0.16%--Regular Shares
0.16%--Club Accounts

Public Service Credit Union (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$500k*-Money Market Savings
OTHER TIERS: 0.21% $2,500 - $25k | 0.26% $25k - $100k | 0.31% $100k - $250k | 0.41% $250k - $500k

Public Service Credit Union (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.13%--Direct Advantage Plus

Public Service Credit Union (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$50k*-60 Month CD
OTHER TIERS: 1.95% $500 - $10k | 2.00% $10k - $50k
1.81%--Relationship CD
1.45%*$50k*-48 Month CD
OTHER TIERS: 1.35% $500 - $10k | 1.40% $10k - $50k
1.35%*$50k*-36 Month CD
OTHER TIERS: 1.25% $500 - $10k | 1.30% $10k - $50k
1.26%$250k-3 Month Jumbo CD
1.25%*$50k*-24 Month CD
OTHER TIERS: 1.15% $500 - $10k | 1.20% $10k - $50k
1.15%*$50k*-18 Month CD
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $50k
1.05%*$50k*-12 Month CD
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k
0.70%$25-Grow with Me CD
0.70%$25-Save to Win CD
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $50k

Public Service Credit Union (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$500-60 Month IRA
1.35%$500-48 Month IRA
1.25%$500-36 Month IRA
1.15%$500-24 Month IRA
1.05%$500-18 Month IRA
0.95%$500-12 Month IRA
0.55%$500-6 Month IRA
Locations


Cities: Detroit, Flat Rock, Grosse Ile, Redford, Romulus, Trenton

Detroit Branches
Branch Office333 E Jefferson Ave Ste 246Detroit, MI 48226-4359
Branch Office3044 W Grand Blvd Ste L-375Detroit, MI 48202-3075
Branch Office1400 Oakman BlvdDetroit, MI 48238-2848
Branch Office4646 John R StDetroit, MI 48201

Flat Rock Branches
Branch Office26121 Vreeland RdFlat Rock, MI 48134

Grosse Ile Branches
Branch Office24201 Meridian RdGrosse Ile, MI 48138

Redford Branches
Branch Office26838 Plymouth RdRedford, MI 48239
Branch Office12200 Beech Daly RdRedford, MI 48239

Romulus Branches
Branch Office7665 Merriman RdRomulus, MI 48174-1920

Trenton Branches
Branch Office2360 W Jefferson AveTrenton, MI 48183

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.