Public Service Credit Union (MI)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.05%	5-year CD	3.00% - American Express National Bank 60 Month CD
0.70%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
0.16%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Public Service Credit Union (MI) rates »

Overview / Commentary

www.pscunow.com

734-641-8400

7665 Merriman Rd
Romulus, MI 48174-1920

Public Service Credit Union (MI) is headquartered in Romulus and is the 49^th largest credit union in the state of Michigan. It is also the 855^th largest credit union in the nation. It was established in 1951 and as of June of 2018, it had grown to 106 employees and 31,705 members at 17 locations. Public Service Credit Union (MI)'s CD rates are 17% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Public Service Credit Union offers membership to those who work, worship, attends school or live in the state of Michigan.
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Health

B+

Data as of Q2 2018

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Health Grade Components

Overall
NCUA #	60683
Year Chartered	1951
Employees	106
Primary Regulator

Profit Margin
Return on Assets - YTD	0.86%
Return on Equity - YTD	8.19%
Annual Interest Income	$4.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$273.7MM$254.4MM
Loans	Q2 2018vs Q2 2017	$193.2MM$164.7MM
Deposits	Q2 2018vs Q2 2017	$236.5MM$222.1MM
Equity Capital	Q2 2018vs Q2 2017	$28.8MM$26.6MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$976.00K$1.4MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.7MM$1.3MM
Real Estate Owned	Q2 2018vs Q2 2017	$251.00K$392.00K

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Credit Union (MI) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.51%^*	$500k^*	-	IRA Account
OTHER TIERS: 0.21% → $2.5k - $25k \| 0.26% → $25k - $100k \| 0.31% → $100k - $250k \| 0.41% → $250k - $500k
0.16%	-	-	Regular Shares
0.16%	-	-	Christmas Club Account
0.16%	-	-	Vacation Club Account

Public Service Credit Union (MI) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.51%^*	$500k^*	-	Money Market Savings
OTHER TIERS: 0.21% → $2.5k - $25k \| 0.26% → $25k - $100k \| 0.31% → $100k - $250k \| 0.41% → $250k - $500k

Public Service Credit Union (MI) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.13%	-	-	Direct Advantage Plus

Public Service Credit Union (MI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$1k	$1m	23 Month CD Special
2.05%^*	$50k^*	-	60 Month CD
OTHER TIERS: 1.95% → $500 - $10k \| 2.00% → $10k - $50k
1.81%	-	-	Relationship CD
1.45%^*	$50k^*	-	48 Month CD
OTHER TIERS: 1.35% → $500 - $10k \| 1.40% → $10k - $50k
1.35%^*	$50k^*	-	36 Month CD
OTHER TIERS: 1.25% → $500 - $10k \| 1.30% → $10k - $50k
1.25%^*	$50k^*	-	24 Month CD
OTHER TIERS: 1.15% → $500 - $10k \| 1.20% → $10k - $50k
1.15%^*	$50k^*	-	18 Month CD
OTHER TIERS: 1.05% → $500 - $10k \| 1.10% → $10k - $50k
1.05%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.95% → $500 - $10k \| 1.00% → $10k - $50k
1.00%	$250k	-	3 Month Jumbo CD
0.70%	$25	-	Save to Win CD
0.65%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.55% → $500 - $10k \| 0.60% → $10k - $50k

Public Service Credit Union (MI) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.95%	$500	-	60 Month IRA
1.35%	$500	-	48 Month IRA
1.25%	$500	-	36 Month IRA
1.15%	$500	-	24 Month IRA
1.05%	$500	-	18 Month IRA
0.95%	$500	-	12 Month IRA
0.55%	$500	-	6 Month IRA

Locations

Availability

Detroit Area

Detroit Area bank & credit union details

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