Featured Savings Rates
Featured Accounts

Public Service CU (MI)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.05%5-year CD60 Month CD
0.80%1-year CD12 Month CD
0.16%SavingsRegular Shares

Overview / Commentary
734-641-8400
7665 Merriman Rd
Romulus, MI 48174-1920

Public Service CU (MI) is headquartered in Romulus and is the 50th largest credit union in the state of Michigan. It is also the 873rd largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 81 employees and 31,223 members at 10 locations. Public Service CU (MI)'s savings rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who who live, work, attend school or worship in Monroe, Macomb, Wayne, Oakland, Washtenaw or Livingston Counties in Michigan.
See current membership details

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Health

Health Grade Components

Overall
NCUA #60683
Year Chartered1951
Employees81
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.47%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$250.0MM$163.2MM
LoansQ1 2017vs Q1 2016$154.1MM$106.1MM
DepositsQ1 2017vs Q1 2016$220.8MM$136.2MM
Equity CapitalQ1 2017vs Q1 2016$25.2MM$21.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.6MM$1.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.3MM$872.00K
Real Estate OwnedQ1 2017vs Q1 2016$360.00K$366.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service CU (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.13%--Direct Advantage Plus
0.31%*$1m*-IRA Account
OTHER TIERS: 0.21% $6k - $20k | 0.26% $20k - $100k
0.16%--Regular Shares
0.16%--Christmas Club
0.16%--Vacation Club

Public Service CU (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.31%*$25k*-Money Market Savings
OTHER TIERS: 0.21% $2,500 - $10k | 0.26% $10k - $25k

Public Service CU (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.13%--Direct Advantage Plus

Public Service CU (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$50k*-60 Month CD
OTHER TIERS: 1.95% $500 - $10k | 2.00% $10k - $50k
1.51%--Relationship CD
1.45%*$50k*-48 Month CD
OTHER TIERS: 1.35% $500 - $10k | 1.40% $10k - $50k
1.35%*$50k*-36 Month CD
OTHER TIERS: 1.25% $500 - $10k | 1.30% $10k - $50k
1.25%*$50k*-24 Month CD
OTHER TIERS: 1.15% $500 - $10k | 1.20% $10k - $50k
1.15%*$50k*-18 Month CD
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $50k
0.90%$250k-3 Month Jumbo CD
0.80%*$50k*-12 Month CD
OTHER TIERS: 0.70% $500 - $10k | 0.75% $10k - $50k
0.70%$25-Grow with Me CD
0.70%$25-Save to Win CD
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $50k

Public Service CU (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$500-60 Month IRA
1.35%$500-48 Month IRA
1.25%$500-36 Month IRA
1.15%$500-24 Month IRA
1.05%$500-18 Month IRA
0.70%$500-12 Month IRA
0.55%$500-6 Month IRA
Locations


Public Service CU (MI) Locations
Branch Office333 E Jefferson Ave Ste 246Detroit, MI 48226-4359
Branch Office7665 Merriman RdRomulus, MI 48174-1920
Branch Office3044 W Grand Blvd Ste L-375Detroit, MI 48202-3075
Branch Office1400 Oakman BlvdDetroit, MI 48238-2848
Branch Office26838 Plymouth RdRedford, MI 48239
Branch Office12200 Beech Daly RdRedford, MI 48239
Branch Office4646 John R StDetroit, MI 48201
Branch Office26121 Vreeland RdFlat Rock, MI 48134
Branch Office24201 Meridian RdGrosse Ile, MI 48138
Branch Office2360 W Jefferson AveTrenton, MI 48183