Public Service Credit Union (MI)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.05%	5-year CD	60 Month CD 2.80% - Barclays 60 Month Online CD
0.70%	1-year CD	Save to Win CD 2.35% - Synchrony Bank 14 Month CD Special
0.16%	Savings	Regular Shares 1.65% - Synchrony Bank High Yield Savings

View all Public Service Credit Union (MI) rates »

Overview / Commentary

www.pscunow.com

734-641-8400

7665 Merriman Rd
Romulus, MI 48174-1920

Public Service Credit Union (MI) is headquartered in Romulus and is the 49^th largest credit union in the state of Michigan. It is also the 847^th largest credit union in the nation. It was established in 1951 and as of December of 2017, it had grown to 82 employees and 31,734 members at 10 locations. Public Service Credit Union (MI)'s CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who who live, work, attend school or worship in Monroe, Macomb, Wayne, Oakland, Washtenaw or Livingston Counties in Michigan.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60683
Year Chartered	1951
Employees	82
Primary Regulator

Profit Margin
Return on Assets - YTD	1.22%
Return on Equity - YTD	11.54%
Annual Interest Income	$8.6MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$269.2MM$239.0MM
Loans	Q4 2017vs Q4 2016	$183.7MM$149.1MM
Deposits	Q4 2017vs Q4 2016	$227.5MM$210.2MM
Equity Capital	Q4 2017vs Q4 2016	$27.9MM$24.5MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$1.2MM$1.5MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$1.5MM$1.5MM
Real Estate Owned	Q4 2017vs Q4 2016	$283.00K$523.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Public Service Credit Union (MI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Credit Union (MI) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.51%^*	$500k^*	-	IRA Account
OTHER TIERS: 0.21% → $2,500 - $25k \| 0.26% → $25k - $100k \| 0.31% → $100k - $250k \| 0.41% → $250k - $500k
0.16%	-	-	Regular Shares
0.16%	-	-	Club Accounts

Public Service Credit Union (MI) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.51%^*	$500k^*	-	Money Market Savings
OTHER TIERS: 0.21% → $2,500 - $25k \| 0.26% → $25k - $100k \| 0.31% → $100k - $250k \| 0.41% → $250k - $500k

Public Service Credit Union (MI) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.13%	-	-	Direct Advantage Plus

Public Service Credit Union (MI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.05%^*	$50k^*	-	60 Month CD
OTHER TIERS: 1.95% → $500 - $10k \| 2.00% → $10k - $50k
1.81%	-	-	Relationship CD
1.45%^*	$50k^*	-	48 Month CD
OTHER TIERS: 1.35% → $500 - $10k \| 1.40% → $10k - $50k
1.35%^*	$50k^*	-	36 Month CD
OTHER TIERS: 1.25% → $500 - $10k \| 1.30% → $10k - $50k
1.26%	$250k	-	3 Month Jumbo CD
1.25%^*	$50k^*	-	24 Month CD
OTHER TIERS: 1.15% → $500 - $10k \| 1.20% → $10k - $50k
1.15%^*	$50k^*	-	18 Month CD
OTHER TIERS: 1.05% → $500 - $10k \| 1.10% → $10k - $50k
1.05%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.95% → $500 - $10k \| 1.00% → $10k - $50k
0.70%	$25	-	Grow with Me CD
0.70%	$25	-	Save to Win CD
0.65%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.55% → $500 - $10k \| 0.60% → $10k - $50k

Public Service Credit Union (MI) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.95%	$500	-	60 Month IRA
1.35%	$500	-	48 Month IRA
1.25%	$500	-	36 Month IRA
1.15%	$500	-	24 Month IRA
1.05%	$500	-	18 Month IRA
0.95%	$500	-	12 Month IRA
0.55%	$500	-	6 Month IRA

Locations

Cities: Detroit, Flat Rock, Grosse Ile, Redford, Romulus, Trenton

Detroit Branches
Branch Office	333 E Jefferson Ave Ste 246	Detroit, MI 48226-4359
Branch Office	3044 W Grand Blvd Ste L-375	Detroit, MI 48202-3075
Branch Office	1400 Oakman Blvd	Detroit, MI 48238-2848
Branch Office	4646 John R St	Detroit, MI 48201

Flat Rock Branches
Branch Office	26121 Vreeland Rd	Flat Rock, MI 48134

Grosse Ile Branches
Branch Office	24201 Meridian Rd	Grosse Ile, MI 48138

Redford Branches
Branch Office	26838 Plymouth Rd	Redford, MI 48239
Branch Office	12200 Beech Daly Rd	Redford, MI 48239

Romulus Branches
Branch Office	7665 Merriman Rd	Romulus, MI 48174-1920

Trenton Branches
Branch Office	2360 W Jefferson Ave	Trenton, MI 48183

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.