Overview / Commentary
734-641-8400
7665 Merriman Rd
Romulus, MI 48174-1920

Public Service Credit Union (MI) is headquartered in Romulus and is the 49th largest credit union in the state of Michigan. It is also the 843rd largest credit union in the nation. It was established in 1951 and as of September of 2018, it had grown to 122 employees and 32,817 members at 17 locations. Public Service Credit Union (MI)'s CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Public Service Credit Union offers membership to those who work, worship, attends school or live in the state of Michigan.
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Health

Health Grade Components

Overall
NCUA #60683
Year Chartered1951
Employees122
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.55%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$282.5MM$256.4MM
LoansQ3 2018vs Q3 2017$207.8MM$177.4MM
DepositsQ3 2018vs Q3 2017$239.2MM$219.7MM
Equity CapitalQ3 2018vs Q3 2017$31.8MM$27.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$916.00K$1.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.2MM$1.4MM
Real Estate OwnedQ3 2018vs Q3 2017$219.00K$237.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Public Service Credit Union (MI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Credit Union (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$500k*-IRA Account
OTHER TIERS: 0.21% $2.5k - $25k | 0.26% $25k - $100k | 0.31% $100k - $250k | 0.41% $250k - $500k
0.16%--Regular Shares
0.16%--Christmas Club Account
0.16%--Vacation Club Account

Public Service Credit Union (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$500k*-Money Market Savings
OTHER TIERS: 0.21% $2.5k - $25k | 0.26% $25k - $100k | 0.31% $100k - $250k | 0.41% $250k - $500k

Public Service Credit Union (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%--Direct Advantage Plus

Public Service Credit Union (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%--18 Month Relationship CD
2.05%*$50k*-60 Month Step Up CD
OTHER TIERS: 1.95% $500 - $10k | 2.00% $10k - $50k
1.45%*$50k*-48 Month Step Up CD
OTHER TIERS: 1.35% $500 - $10k | 1.40% $10k - $50k
1.35%*$50k*-36 Month CD
OTHER TIERS: 1.25% $500 - $10k | 1.30% $10k - $50k
1.26%$250k-3 Month Jumbo CD
1.25%*$50k*-24 Month CD
OTHER TIERS: 1.15% $500 - $10k | 1.20% $10k - $50k
1.15%*$50k*-18 Month CD
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $50k
1.05%*$50k*-12 Month CD
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k
0.70%$25-Save to Win CD
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $50k

Public Service Credit Union (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$500-60 Month Step Up IRA
1.35%$500-48 Month Step Up IRA
1.25%$500-36 Month IRA
1.15%$500-24 Month IRA
1.05%$500-18 Month IRA
0.95%$500-12 Month IRA
0.55%$500-6 Month IRA
Locations

Availability



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