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Overview / Commentary
7665 Merriman Rd
Romulus, MI 48174-1920

Public Service Credit Union (MI) is headquartered in Romulus and is the 49th largest credit union in the state of Michigan. It is also the 847th largest credit union in the nation. It was established in 1951 and as of December of 2017, it had grown to 82 employees and 31,734 members at 10 locations. Public Service Credit Union (MI)'s CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who who live, work, attend school or worship in Monroe, Macomb, Wayne, Oakland, Washtenaw or Livingston Counties in Michigan.
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Health Grade Components

NCUA #60683
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD11.54%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$269.2MM$239.0MM
LoansQ4 2017vs Q4 2016$183.7MM$149.1MM
DepositsQ4 2017vs Q4 2016$227.5MM$210.2MM
Equity CapitalQ4 2017vs Q4 2016$27.9MM$24.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.2MM$1.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.5MM$1.5MM
Real Estate OwnedQ4 2017vs Q4 2016$283.00K$523.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Credit Union (MI) Savings Account Rates

0.51%*$500k*-IRA Account
OTHER TIERS: 0.21% $2,500 - $25k | 0.26% $25k - $100k | 0.31% $100k - $250k | 0.41% $250k - $500k
0.16%--Regular Shares
0.16%--Club Accounts

Public Service Credit Union (MI) Money Market Rates

0.51%*$500k*-Money Market Savings
OTHER TIERS: 0.21% $2,500 - $25k | 0.26% $25k - $100k | 0.31% $100k - $250k | 0.41% $250k - $500k

Public Service Credit Union (MI) Checking Account Rates

1.13%--Direct Advantage Plus

Public Service Credit Union (MI) CD Rates

2.05%*$50k*-60 Month CD
OTHER TIERS: 1.95% $500 - $10k | 2.00% $10k - $50k
1.51%--Relationship CD
1.45%*$50k*-48 Month CD
OTHER TIERS: 1.35% $500 - $10k | 1.40% $10k - $50k
1.35%*$50k*-36 Month CD
OTHER TIERS: 1.25% $500 - $10k | 1.30% $10k - $50k
1.26%$250k-3 Month Jumbo CD
1.25%*$50k*-24 Month CD
OTHER TIERS: 1.15% $500 - $10k | 1.20% $10k - $50k
1.15%*$50k*-18 Month CD
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $50k
1.05%*$50k*-12 Month CD
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k
0.70%$25-Grow with Me CD
0.70%$25-Save to Win CD
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $50k

Public Service Credit Union (MI) IRA Rates

1.95%$500-60 Month IRA
1.35%$500-48 Month IRA
1.25%$500-36 Month IRA
1.15%$500-24 Month IRA
1.05%$500-18 Month IRA
0.95%$500-12 Month IRA
0.55%$500-6 Month IRA

Cities: Detroit, Flat Rock, Grosse Ile, Redford, Romulus, Trenton

Detroit Branches
Branch Office333 E Jefferson Ave Ste 246Detroit, MI 48226-4359
Branch Office3044 W Grand Blvd Ste L-375Detroit, MI 48202-3075
Branch Office1400 Oakman BlvdDetroit, MI 48238-2848
Branch Office4646 John R StDetroit, MI 48201

Flat Rock Branches
Branch Office26121 Vreeland RdFlat Rock, MI 48134

Grosse Ile Branches
Branch Office24201 Meridian RdGrosse Ile, MI 48138

Redford Branches
Branch Office26838 Plymouth RdRedford, MI 48239
Branch Office12200 Beech Daly RdRedford, MI 48239

Romulus Branches
Branch Office7665 Merriman RdRomulus, MI 48174-1920

Trenton Branches
Branch Office2360 W Jefferson AveTrenton, MI 48183