2. Public Service Credit Union (MI)

Public Service Credit Union (MI)

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.05%5-year CD
3.00% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
0.70%1-year CD
2.70% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.16%Savings
2.20% - Barclays Online Savings AccountAdvertisement
View all Public Service Credit Union (MI) rates »

Overview / Commentary
www.pscunow.com
734-641-8400
7665 Merriman Rd
Romulus, MI 48174-1920

Public Service Credit Union (MI) is headquartered in Romulus and is the 48th largest credit union in the state of Michigan. It is also the 837th largest credit union in the nation. It was established in 1951 and as of December of 2018, it had grown to 128 employees and 32,648 members at 16 locations. Public Service Credit Union (MI)'s CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Public Service Credit Union offers membership to those who work, worship, attends school or live in the state of Michigan.
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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #60683
Year Chartered1951
Employees128
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.45%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$286.0MM$269.2MM
LoansQ4 2018vs Q4 2017$205.0MM$183.7MM
DepositsQ4 2018vs Q4 2017$245.4MM$227.5MM
Equity CapitalQ4 2018vs Q4 2017$31.4MM$27.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.0MM$1.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.4MM$1.5MM
Real Estate OwnedQ4 2018vs Q4 2017$220.00K$283.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Service Credit Union (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$500k*-IRA Account
OTHER TIERS: 0.21% → $2.5k - $25k | 0.26% → $25k - $100k | 0.31% → $100k - $250k | 0.41% → $250k - $500k
0.16%--Regular Shares
0.16%--Christmas Club Account
0.16%--Vacation Club Account

Public Service Credit Union (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$500k*-Money Market Savings
OTHER TIERS: 0.21% → $2.5k - $25k | 0.26% → $25k - $100k | 0.31% → $100k - $250k | 0.41% → $250k - $500k

Public Service Credit Union (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%--Direct Advantage Plus

Public Service Credit Union (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%--18 Month Relationship CD
2.30%--CD Special
2.26%$250k-3 Month Jumbo CD
2.05%*$50k*-60 Month Step Up CD
OTHER TIERS: 1.95% → $500 - $10k | 2.00% → $10k - $50k
1.45%*$50k*-48 Month Step Up CD
OTHER TIERS: 1.35% → $500 - $10k | 1.40% → $10k - $50k
1.35%*$50k*-36 Month CD
OTHER TIERS: 1.25% → $500 - $10k | 1.30% → $10k - $50k
1.25%*$50k*-24 Month CD
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $50k
1.15%*$50k*-18 Month CD
OTHER TIERS: 1.05% → $500 - $10k | 1.10% → $10k - $50k
1.05%*$50k*-12 Month CD
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $50k
0.70%$25-Save to Win CD
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.55% → $500 - $10k | 0.60% → $10k - $50k

Public Service Credit Union (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$500-60 Month Step Up IRA
1.35%$500-48 Month Step Up IRA
1.25%$500-36 Month IRA
1.15%$500-24 Month IRA
1.05%$500-18 Month IRA
0.95%$500-12 Month IRA
0.55%$500-6 Month IRA
Locations

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