Public Service Credit Union (MI)


Overview / Commentary
734-641-8400
7665 Merriman Rd
Romulus, MI 48174

Public Service Credit Union (MI) is headquartered in Romulus and is the 49th largest credit union in the state of Michigan. It is also the 827th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 114 employees and 32,154 members at 11 locations. Public Service Credit Union (MI) has a B+ health rating.

Field of Membership Restrictions

Public Service Credit Union offers membership to those who live, work, worship, or attends school in the state of Michigan.
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Health
B+

Health Grade Components

Overall
NCUA #60683
Year Chartered1951
Employees114
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.09%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$421.3MM$423.7MM
LoansQ1 2025vs Q1 2024$271.9MM$270.4MM
DepositsQ1 2025vs Q1 2024$360.8MM$369.4MM
Equity CapitalQ1 2025vs Q1 2024$41.1MM$34.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.1MM$4.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.1MM$4.4MM
Real Estate OwnedQ1 2025vs Q1 2024$33K$0
Rates

Rates for Public Service Credit Union (MI) are currently being reviewed.

Locations

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