Publix Employees Federal Credit Union
Publix Employees Federal Credit Union is headquartered in Lakeland and is the 18th largest credit union in the state of Florida. It is also the 317th largest credit union in the nation. It was established in 1978 and as of June of 2022, it had grown to 259 employees and 106,536 members at 8 locations. Publix Employees Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Publix Employees Federal Credit Union is open to employees and retirees of Publix Super Markets. Membership is also open to associates of Lone Palm, the City of Lakeland, and other select companies and to family members of those eligible for membership.
See current membership details
Great service and fees
They've always been generous in their rates and their flexibility. I really have enjoyed my experience with them. I got my first car with them and would do it again.
Publix Employees Federal Credit Union Checking and Savings
I have been a customer of the Publix Employees Federal Credit Union for over seven years. I find that their customer service and ease of access to my accounts through mobile platforms and conventional internet access has been the main reason that I have stuck with them. Their checking and savings accounts incur fees only when my balance drops below $50 which is unheard of in a lot of larger banks. Because they are smaller, I have been caught in a few compromising situations where I needed to reach someone outside of business hours and was not able to speak with anyone. This was a major inconvenience at the time because I was not able to access my money in my checking or savings accounts. However, when I am in town and doing business with them in person or over the phone, I am always treated with the utmost respect and accommodation. Though I do now keep an additional account for emergencies, the bulk of my money for my everyday spending will stay with PEFCU.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 23020 |
| Year Chartered | 1978 |
| Employees | 259 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 8% |
| Annual Interest Income | $17.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.40B$1.37B |
| Loans | Q2 2022vs Q2 2021 | $599.5MM$546.6MM |
| Deposits | Q2 2022vs Q2 2021 | $1.28B$1.20B |
| Equity Capital | Q2 2022vs Q2 2021 | $106.3MM$156.8MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.7MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $766.00K$430.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |