Publix Employees Federal Credit Union

Overview / Commentary
3005 New Tampa Hwy
Lakeland, FL 33815

Publix Employees Federal Credit Union is headquartered in Lakeland and is the 18th largest credit union in the state of Florida. It is also the 317th largest credit union in the nation. It was established in 1978 and as of June of 2022, it had grown to 259 employees and 106,536 members at 8 locations. Publix Employees Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Publix Employees Federal Credit Union is open to employees and retirees of Publix Super Markets. Membership is also open to associates of Lone Palm, the City of Lakeland, and other select companies and to family members of those eligible for membership.
See current membership details

Reviews (2)

Great service and fees

Posted by: |

They've always been generous in their rates and their flexibility. I really have enjoyed my experience with them. I got my first car with them and would do it again.

Publix Employees Federal Credit Union Checking and Savings

Posted by: |

I have been a customer of the Publix Employees Federal Credit Union for over seven years. I find that their customer service and ease of access to my accounts through mobile platforms and conventional internet access has been the main reason that I have stuck with them. Their checking and savings accounts incur fees only when my balance drops below $50 which is unheard of in a lot of larger banks. Because they are smaller, I have been caught in a few compromising situations where I needed to reach someone outside of business hours and was not able to speak with anyone. This was a major inconvenience at the time because I was not able to access my money in my checking or savings accounts. However, when I am in town and doing business with them in person or over the phone, I am always treated with the utmost respect and accommodation. Though I do now keep an additional account for emergencies, the bulk of my money for my everyday spending will stay with PEFCU.


Health Grade Components

NCUA #23020
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD8%
Annual Interest Income$17.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.40B$1.37B
LoansQ2 2022vs Q2 2021$599.5MM$546.6MM
DepositsQ2 2022vs Q2 2021$1.28B$1.20B
Equity CapitalQ2 2022vs Q2 2021$106.3MM$156.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.7MM$1.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$766.00K$430.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Publix Employees Federal Credit Union are currently being reviewed.


Publix Employees Federal Credit Union Locations
Branch Office3005 New Tampa HwyLakeland, FL 33815-3468
Branch Office219 N University DrPembroke Pines, FL 33024-6715
Branch Office11957 Southern BlvdRoyal Palm Beach, FL 33411-7619
Branch Office3564 Clark RdSarasota, FL 34231
Branch Office59 S Peachtree StPeachtree Corners, GA 30071
Branch Office101 Scholars WayJacksonville, FL 32216
Branch Office482 E Altamonte Dr Ste 1010Altamonte Springs, FL 32701-4604
Branch Office3005 New Tampa HwyLakeland, FL 33815

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