Publix Employees Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.78% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.86% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.50% | Savings | 2.20% - Barclays Online Savings Account |
Publix Employees Federal Credit Union is headquartered in Lakeland and is the 18th largest credit union in the state of Florida. It is also the 319th largest credit union in the nation. It was established in 1978 and as of December of 2018, it had grown to 258 employees and 99,724 members at 9 locations. Publix Employees Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Publix Employees Federal Credit Union is open to employees and retirees of Publix Super Markets. Membership is also open to associates of Lone Palm, the City of Lakeland, and other select companies and to family members of those eligible for membership.
See current membership details
Great service and fees
They've always been generous in their rates and their flexibility. I really have enjoyed my experience with them. I got my first car with them and would do it again.
Publix Employees Federal Credit Union Checking and Savings
I have been a customer of the Publix Employees Federal Credit Union for over seven years. I find that their customer service and ease of access to my accounts through mobile platforms and conventional internet access has been the main reason that I have stuck with them. Their checking and savings accounts incur fees only when my balance drops below $50 which is unheard of in a lot of larger banks. Because they are smaller, I have been caught in a few compromising situations where I needed to reach someone outside of business hours and was not able to speak with anyone. This was a major inconvenience at the time because I was not able to access my money in my checking or savings accounts. However, when I am in town and doing business with them in person or over the phone, I am always treated with the utmost respect and accommodation. Though I do now keep an additional account for emergencies, the bulk of my money for my everyday spending will stay with PEFCU.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 23020 |
| Year Chartered | 1978 |
| Employees | 258 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.11% |
| Return on Equity - YTD | 8.53% |
| Annual Interest Income | $32.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $969.2MM$944.3MM |
| Loans | Q4 2018vs Q4 2017 | $416.8MM$407.8MM |
| Deposits | Q4 2018vs Q4 2017 | $833.9MM$813.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $126.3MM$118.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.9MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.8MM$3.8MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Publix Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Publix Employees Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | - | - | Base IRA Club | |
| 0.50% | $50 | - | Base Share | |
| 0.50% | - | - | Special Clubs |
Publix Employees Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | Money Market |
Publix Employees Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.93% | $100k | - | 5 Year Jumbo CD | |
| 2.78% | $1k | - | 5 Year CD | |
| 2.78% | $100k | - | 4 Year Jumbo CD | |
| 2.63% | $1k | - | 4 Year CD | |
| 2.63% | $100k | - | 3 Year Jumbo CD | |
| 2.52% | $100k | - | 2 Year Jumbo CD | |
| 2.47% | $1k | - | 3 Year CD | |
| 2.37% | $1k | - | 2 Year CD | |
| 2.02% | $100k | - | 1 Year Jumbo CD | |
| 1.86% | $100 | - | 12 Month Youth CD | |
| 1.86% | $1k | - | 1 Year CD | |
| 1.51% | $100k | - | 6 Month Jumbo CD | |
| 1.35% | $500 | - | 6 Month CD |
Publix Employees Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.93% | $100k | - | 5 Year Jumbo IRA | |
| 2.78% | $100k | - | 4 Year Jumbo IRA | |
| 2.78% | $1k | - | 5 Year IRA | |
| 2.63% | $1k | - | 4 Year IRA | |
| 2.63% | $100k | - | 3 Year Jumbo IRA | |
| 2.52% | $100k | - | 2 Year Jumbo IRA | |
| 2.47% | $1k | - | 3 Year IRA | |
| 2.37% | $1k | - | 2 Year IRA | |
| 2.02% | $100k | - | 1 Year Jumbo IRA | |
| 1.86% | $1k | - | 1 Year IRA | |
| 1.51% | $100k | - | 6 Month Jumbo IRA | |
| 1.35% | $500 | - | 6 Month IRA |
| Publix Employees Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3005 New Tampa Hwy | Lakeland, FL 33815-3468 |
| Branch Office | 219 N University Dr | Pembroke Pines, FL 33024-6715 |
| Branch Office | 11957 Southern Blvd | Royal Palm Beach, FL 33411-7619 |
| Branch Office | 3564 Clark Rd | Sarasota, FL 34231 |
| Branch Office | 101 Scholars Way | Jacksonville, FL 32216 |
| Branch Office | 482 E Altamonte Dr Ste 1010 | Altamonte Springs, FL 32701-4604 |
| Branch Office | 101 Scholars Way | Jacksonville, FL 32216 |
| Branch Office | 59 S Peachtree St | Peachtree Corners, GA 30071 |
| Branch Office | 1025 Veterans Memorial Hwy SE Ste 630 | Mableton, GA 30126-7711 |