Puerto Rico Federal Credit Union is headquartered in Caparra and is the 3rd largest credit union in the state of PR. It is also the 1,274th largest credit union in the nation. It was established in 1960 and as of December of 2022, it had grown to 43 employees and 21,803 members at 4 locations. Puerto Rico Federal Credit Union has a B+ health rating.
Puerto Rico Federal Credit Union is open to the following: (1) employees and members of the Ponce Museum of Art of Puerto Rico (MAP) or by contribution through a donation ($50 for individuals); (2) employees or partners of Sprint, AT&T, The Condado Plaza Hilton, Sistema de Salud Episcopal San Lucas, Open Mobile, San Juan Resort & Stellaris Casino Marriott, Marsh, Claro, Senado government of Puerto Rico; (3) retired and active employees, immediate family, and individuals who live, work, study, or congregate in San Juan.
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Excellent services and facilities.
I love my account in the Puerto Rico Federal Credit Union. I use it strictly for savings because it is out of the way for me and therefore impossible for me to access my funds if the temptation were to come around. I have a regular savings account, which used to be better, to be honest. I used to have an interest of 0.9% in that account, but in the course of a year they slowly lowered it to 0.5%, which made me look for options. They have pretty decent CD rates, which I was tempted with. A one year CD is valued at 1.00%, which tempted me, but I didn't particularly want to lock in my savings for that long in case an emergency came along. I settled on their Christmas Club, which had the same interest rate and automatically transferred my funds back to regular savings on November. Not bad. Also, I could make deposits during the year on which I could gain interest on. Bottom line, I've quadrupled my savings in the past three years by using this credit union's services. I'd suggest their services to anybody who lives in the metropolitan area in Puerto Rico.
|Return on Assets - YTD||0.78%|
|Return on Equity - YTD||7.78%|
|Annual Interest Income||$6.2MM|
|Assets and Liabilities|
|Assets||Q4 2022vs Q4 2021||$193.7MM$210.5MM|
|Loans||Q4 2022vs Q4 2021||$110.0MM$92.2MM|
|Deposits||Q4 2022vs Q4 2021||$172.9MM$182.3MM|
|Equity Capital||Q4 2022vs Q4 2021||$19.7MM$25.3MM|
|Loan Loss Allowance||Q4 2022vs Q4 2021||$1.3MM$1.2MM|
|Unbacked Noncurrent Loans||Q4 2022vs Q4 2021||$202.00K$427.00K|
|Real Estate Owned||Q4 2022vs Q4 2021||$0$0|
Rates for Puerto Rico Federal Credit Union are currently being reviewed.
|Puerto Rico Federal Credit Union Locations|
|Branch Office||55 Calle Resolucion||Caparra, PR 00920-2727|
|Branch Office||carr. 113 km 12.2 Barrio Cacao Sector La Romana||Quebradillas, PR 00678-0067|
|Branch Office||35 Ramey Shopping Ctr||Aguadilla, PR 00603-1262|
|Branch Office||148 Bda Felix Cordova Davila Plaza Karoma||Manati, PR 00674|