Puerto Rico Federal Credit Union

Overview / Commentary
55 Calle Resolucion
Caparra, PR 00920

Puerto Rico Federal Credit Union is headquartered in Caparra and is the 3rd largest credit union in the state of PR. It is also the 1,199th largest credit union in the nation. It was established in 1960 and as of December of 2023, it had grown to 45 employees and 23,617 members at 4 locations. Puerto Rico Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Puerto Rico Federal Credit Union is open to the following: (1) employees and members of the Ponce Museum of Art of Puerto Rico (MAP) or by contribution through a donation ($50 for individuals); (2) employees or partners of Sprint, AT&T, The Condado Plaza Hilton, Sistema de Salud Episcopal San Lucas, Open Mobile, San Juan Resort & Stellaris Casino Marriott, Marsh, Claro, Senado government of Puerto Rico; (3) retired and active employees, immediate family, and individuals who live, work, study, or congregate in San Juan.
See current membership details

Reviews (2)

Best Credit Union At Puerto Rico

Posted by: |

Excellent services and facilities.

Best Place For My Savings

I love my account in the Puerto Rico Federal Credit Union. I use it strictly for savings because it is out of the way for me and therefore impossible for me to access my funds if the temptation were to come around. I have a regular savings account, which used to be better, to be honest. I used to have an interest of 0.9% in that account, but in the course of a year they slowly lowered it to 0.5%, which made me look for options. They have pretty decent CD rates, which I was tempted with. A one year CD is valued at 1.00%, which tempted me, but I didn't particularly want to lock in my savings for that long in case an emergency came along. I settled on their Christmas Club, which had the same interest rate and automatically transferred my funds back to regular savings on November. Not bad. Also, I could make deposits during the year on which I could gain interest on. Bottom line, I've quadrupled my savings in the past three years by using this credit union's services. I'd suggest their services to anybody who lives in the metropolitan area in Puerto Rico.


Health Grade Components

NCUA #13939
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-3.72%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$218.5MM$193.7MM
LoansQ4 2023vs Q4 2022$144.2MM$110MM
DepositsQ4 2023vs Q4 2022$197.3MM$172.9MM
Equity CapitalQ4 2023vs Q4 2022$19.3MM$19.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.4MM$1.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$296K$202K
Real Estate OwnedQ4 2023vs Q4 2022$0$117K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Puerto Rico Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Puerto Rico Federal Credit Union Savings Account Rates

1.00%$5-Summer Actions Savings
1.00%$5-Christmas Actions Savings
1.00%$20-IRA Club Savings Account
0.35%*$50k*-Regular Share
OTHER TIERS: 0.20% $5 - $3k | 0.25% $3k - $10k | 0.30% $10k - $50k
0.35%*$50k*-Savings Account
OTHER TIERS: 0.20% $5 - $3k | 0.25% $3k - $10k | 0.30% $10k - $50k
0.35%*$50k*-Youth Savings Account
OTHER TIERS: 0.20% $5 - $3k | 0.25% $3k - $10k | 0.30% $10k - $50k
0.35%*$50k*-Children Share Accounts
OTHER TIERS: 0.20% $5 - $3k | 0.25% $3k - $10k | 0.30% $10k - $50k
0.10%$5-Collateral Savings

Puerto Rico Federal Credit Union Checking Account Rates

0.10%$5-Easy Access Checks

Puerto Rico Federal Credit Union CD Rates

2.85%$1k-1 Year Share Certificate
2.75%$1k-2 Year Share Certificate
2.50%$1k-3 Year Share Certificate
2.25%$1k-4 Year Share Certificate
2.00%$1k-5 Year Share Certificate
1.75%$1k-6 Month Share Certificate

Puerto Rico Federal Credit Union Locations
Branch Office55 Calle ResolucionCaparra, PR 00920-2727
Branch Officecarr. 113 km 12.2 Barrio Cacao Sector La RomanaQuebradillas, PR 00678-0067
Branch Office35 Ramey Shopping CtrAguadilla, PR 00603-1262
Branch Office148 Bda Felix Cordova Davila Plaza KaromaManati, PR 00674

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.