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55 Calle Resolucion
Caparra, PR 00920-2727

Puerto Rico Federal Credit Union is headquartered in Caparra and is the 3rd largest credit union in the state of PR. It is also the 1,328th largest credit union in the nation. It was established in 1960 and as of December of 2017, it had grown to 29 employees and 21,220 members at 1 location. Puerto Rico Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Reviews (1)

Best Place For My Savings

I love my account in the Puerto Rico Federal Credit Union. I use it strictly for savings because it is out of the way for me and therefore impossible for me to access my funds if the temptation were to come around. I have a regular savings account, which used to be better, to be honest. I used to have an interest of 0.9% in that account, but in the course of a year they slowly lowered it to 0.5%, which made me look for options. They have pretty decent CD rates, which I was tempted with. A one year CD is valued at 1.00%, which tempted me, but I didn't particularly want to lock in my savings for that long in case an emergency came along. I settled on their Christmas Club, which had the same interest rate and automatically transferred my funds back to regular savings on November. Not bad. Also, I could make deposits during the year on which I could gain interest on. Bottom line, I've quadrupled my savings in the past three years by using this credit union's services. I'd suggest their services to anybody who lives in the metropolitan area in Puerto Rico.


Health Grade Components

NCUA #13939
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.01%
Return on Equity - YTD0.06%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$135.4MM$132.9MM
LoansQ4 2017vs Q4 2016$64.9MM$56.4MM
DepositsQ4 2017vs Q4 2016$112.7MM$110.2MM
Equity CapitalQ4 2017vs Q4 2016$21.6MM$21.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.2MM$731.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$514.00K$173.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Puerto Rico Federal Credit Union Savings Account Rates

1.01%--Summer Actions Savings
1.01%--Christmas Actions Savings
0.51%--Regular Share
0.51%--Savings Account
0.51%--Youth Savings Account
0.51%--Newborn Savings Account
0.51%$20-IRA Club Savings Account

Puerto Rico Federal Credit Union Checking Account Rates

0.51%--Checking Account

Puerto Rico Federal Credit Union CD Rates

1.65%$1k-5 Year Share Certificate
1.45%$1k-4 Year Share Certificate
1.30%$1k-3 Year Share Certificate
1.20%$1k-2 Year Share Certificate
1.00%$1k-1 Year Share Certificate
0.95%$1k-6 Month Share Certificate

Puerto Rico Federal Credit Union Locations
Branch Office55 Calle ResolucionCaparra, PR 00920-2727