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Puerto Rico Federal Credit Union


Overview / Commentary
prfedcu.com
787-749-0500
55 Calle Resolucion
Caparra, PR 00920

Puerto Rico Federal Credit Union is headquartered in Caparra and is the 3rd largest credit union in the state of PR. It is also the 1,275th largest credit union in the nation. It was established in 1960 and as of June of 2024, it had grown to 44 employees and 23,721 members at 4 locations. Puerto Rico Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Puerto Rico Federal Credit Union is open to the following: (1) employees and members of the Ponce Museum of Art of Puerto Rico (MAP) or by contribution through a donation ($50 for individuals); (2) employees or partners of Sprint, AT&T, The Condado Plaza Hilton, Sistema de Salud Episcopal San Lucas, Open Mobile, San Juan Resort & Stellaris Casino Marriott, Marsh, Claro, Senado government of Puerto Rico; (3) retired and active employees, immediate family, and individuals who live, work, study, or congregate in San Juan.
See current membership details

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Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #13939
Year Chartered1960
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.61%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$199.1MM$216.9MM
LoansQ2 2024vs Q2 2023$135.6MM$140.4MM
DepositsQ2 2024vs Q2 2023$178.4MM$197.3MM
Equity CapitalQ2 2024vs Q2 2023$19.4MM$18.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.6MM$2.8MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$301K$189K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Puerto Rico Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Puerto Rico Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5-Summer Actions Savings
1.00%$5-Christmas Actions Savings
1.00%$20-IRA Club Savings Account
0.35%*$50k*-Regular Share
OTHER TIERS: 0.20% → $5 - $3k | 0.25% → $3k - $10k | 0.30% → $10k - $50k
0.35%*$50k*-Savings Account
OTHER TIERS: 0.20% → $5 - $3k | 0.25% → $3k - $10k | 0.30% → $10k - $50k
0.35%*$50k*-Youth Savings Account
OTHER TIERS: 0.20% → $5 - $3k | 0.25% → $3k - $10k | 0.30% → $10k - $50k
0.35%*$50k*-Children Share Accounts
OTHER TIERS: 0.20% → $5 - $3k | 0.25% → $3k - $10k | 0.30% → $10k - $50k
0.10%$5-Collateral Savings

Puerto Rico Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Easy Access Checks

Puerto Rico Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%$1k-1 Year Share Certificate
2.75%$1k-2 Year Share Certificate
2.50%$1k-3 Year Share Certificate
2.25%$1k-4 Year Share Certificate
2.00%$1k-5 Year Share Certificate
1.75%$1k-6 Month Share Certificate
Locations


Puerto Rico Federal Credit Union Locations
Branch Office55 Calle ResolucionCaparra, PR 00920-2727
Branch Officecarr. 113 km 12.2 Barrio Cacao Sector La RomanaQuebradillas, PR 00678-0067
Branch Office35 Ramey Shopping CtrAguadilla, PR 00603-1262
Branch Office148 Bda Felix Cordova Davila Plaza KaromaManati, PR 00674

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