Overview / Commentary
600 108th Ave NE Ste 1035
Bellevue, WA 98004-5129

Puget Sound Cooperative Credit Union is headquartered in Bellevue and is the 35th largest credit union in the state of Washington. It is also the 1,251st largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 28 employees and 15,917 members at 4 locations. Puget Sound Cooperative Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Puget Sound Cooperative Credit Union welcomes all those who; work, attend school or reside in Washington State.
See current membership details

Reviews (2)

Always Cheerful

I think the best part about having PSCCU as my credit union is that I never have to think about it. Everything just works (website, debit cards, etc.). There's always someone friendly and knowledgeable to answer the phone, and since it's a local branch, they remember who I am, and that always feels nice. Their web interface was recently revamped, and is much more attractive than it was. I don't use their mobile banking option, but I occasionally use their normal online banking portal via my phone when I'm out and about, and it works just as well on mobile Android devices. The only fees I've ever even seen or heard of with them is the $5 overdraft transfer fee (if you don't have money in checking, it will transfer enough to checking from savings). This can be disabled as a feature, however. If I did that, I would never have to pay any fees. I love this credit union, and am continuing to use them despite having moved. Even living far away from any of their branches, I still have no problem or inconvenience using them, as they, like other quality credit unions, participate in shared branches, so I can do anything I might need to do at any other credit union.

Good, community oriented CU

Posted by: Kennesaw | Jun 18, 2015

I have had both a checking and a savings account here for over three years now. Until fairly recently my rural town in Washington (Vashon) had only big nationally established banks . Many locals worked together to create options due to dissatisfaction with the large banks. PSCCU worked well with those interested in providing more banking choices and a branch was established here in short order, even more quickly than had been first expected. When I walk in there is a almost never a wait (if there is, it is short) before speaking with a staff member. I have visited the CU on many occasions and have always had my questions answered satisfactorily. I have used their online services to swap money between savings and checking and have had no problems. I like their rates on overseas transactions because I often travel. I really get the feeling that the staff are here to serve the community and be a resource, instead of the larger banks that seemed more corporate and focused on fees. The town responded so well that there is even another CU here now. It's good to know that we have options now no matter what type of institution we prefer.


Health Grade Components

NCUA #68204
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD14.16%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$152.0MM$126.3MM
LoansQ4 2018vs Q4 2017$137.7MM$107.3MM
DepositsQ4 2018vs Q4 2017$131.0MM$107.0MM
Equity CapitalQ4 2018vs Q4 2017$12.5MM$10.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$122.00K$163.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$531.00K$469.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Puget Sound Cooperative Credit Union Savings Account Rates

0.70%*$100k*-Share Savings Account
OTHER TIERS: 0.45% $50 - $25k | 0.60% $25k - $100k
0.65%*$100k*-IRA Share Savings Account
OTHER TIERS: 0.45% $50 - $25k | 0.55% $25k - $100k
0.45%--Holiday Club Account
0.45%--Club Savings Account

Puget Sound Cooperative Credit Union Checking Account Rates

2.36%*-$501GreenRewards Checking
OTHER TIERS: 0.15% $501+
0.10%--Checking Account

Puget Sound Cooperative Credit Union CD Rates

2.94%$500-48 Month WAVE Club Share Certificate
2.84%$500-48 Month Share Certificate
2.84%$500$150k60 Month Member Appreciation CD
2.73%$500$150k20 Month Member Appreciation CD
2.73%$500-24 Month WAVE Club Share Certificate
2.63%$500-24 Month Share Certificate
2.43%$500-12 Month WAVE Club Share Certificate
2.38%$500$150k10 Month Member Appreciation CD
2.32%$500-12 Month Share Certificate
1.26%$500-6 Month WAVE Club Share Certificate
1.21%$500-6 Month Share Certificate

Puget Sound Cooperative Credit Union IRA Rates

2.84%$500-48 Month IRA Certificate
2.63%$500-24 Month IRA Certificate
2.32%$500-12 Month IRA Certificate

Puget Sound Cooperative Credit Union Locations
Branch Office9928 SW Bank RoadVashon, WA 98070
Branch Office600 108th Ave NE Ste 1035Bellevue, WA 98004-5129
Branch Office3130 S 38th StTacoma, WA 98409
Branch Office17620 Talbot Rd SRenton, WA 98055

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