Puget Sound Cooperative Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.71% | 5-year CD | 60 Month Member Appreciation CD 1.85% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.40% | Savings | Share Savings Account 1.00% - Ally Bank Online Savings Account |
Puget Sound Cooperative Credit Union is headquartered in Bellevue and is the 38th largest credit union in the state of Washington. It is also the 1,519th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 23 employees and 13,353 members at 4 locations. Puget Sound Cooperative Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to anyone who live in or attend school the state of Washington.
See current membership details
Always Cheerful
I think the best part about having PSCCU as my credit union is that I never have to think about it. Everything just works (website, debit cards, etc.). There's always someone friendly and knowledgeable to answer the phone, and since it's a local branch, they remember who I am, and that always feels nice. Their web interface was recently revamped, and is much more attractive than it was. I don't use their mobile banking option, but I occasionally use their normal online banking portal via my phone when I'm out and about, and it works just as well on mobile Android devices. The only fees I've ever even seen or heard of with them is the $5 overdraft transfer fee (if you don't have money in checking, it will transfer enough to checking from savings). This can be disabled as a feature, however. If I did that, I would never have to pay any fees. I love this credit union, and am continuing to use them despite having moved. Even living far away from any of their branches, I still have no problem or inconvenience using them, as they, like other quality credit unions, participate in shared branches, so I can do anything I might need to do at any other credit union.
Good, community oriented CU
I have had both a checking and a savings account here for over three years now. Until fairly recently my rural town in Washington (Vashon) had only big nationally established banks . Many locals worked together to create options due to dissatisfaction with the large banks. PSCCU worked well with those interested in providing more banking choices and a branch was established here in short order, even more quickly than had been first expected. When I walk in there is a almost never a wait (if there is, it is short) before speaking with a staff member. I have visited the CU on many occasions and have always had my questions answered satisfactorily. I have used their online services to swap money between savings and checking and have had no problems. I like their rates on overseas transactions because I often travel. I really get the feeling that the staff are here to serve the community and be a resource, instead of the larger banks that seemed more corporate and focused on fees. The town responded so well that there is even another CU here now. It's good to know that we have options now no matter what type of institution we prefer.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68204 |
| Year Chartered | 1936 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.27% |
| Return on Equity - YTD | 15.45% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $106.3MM$96.6MM |
| Loans | Q2 2016vs Q2 2015 | $93.1MM$82.1MM |
| Deposits | Q2 2016vs Q2 2015 | $91.5MM$83.1MM |
| Equity Capital | Q2 2016vs Q2 2015 | $8.7MM$7.3MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $149.00K$152.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $165.00K$488.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Puget Sound Cooperative Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Puget Sound Cooperative Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | IRA Share Savings Account | ||
| OTHER TIERS: 0.35% → $50 - $25k | 0.40% → $25k - $100k | |||||
| 0.40%* | $100k* | - | Share Savings Account | ||
| OTHER TIERS: 0.15% → $50 - $25k | 0.25% → $25k - $100k | |||||
| 0.15% | - | - | Holiday Club Account | ||
| 0.15% | - | - | Club Savings Account | ||
Puget Sound Cooperative Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Checking Account |
Puget Sound Cooperative Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $1k | $100k | 60 Month Member Appreciation CD | |
| 1.61% | $1k | - | 48 Month WAVE Club Share Certificate | |
| 1.41% | $1k | - | 48 Month Share Certificate | |
| 1.06% | $1k | $20k | 20 Month Member Appreciation CD | |
| 1.00% | $1k | - | 24 Month WAVE Club Share Certificate | |
| 0.85% | $1k | - | 24 Month Share Certificate | |
| 0.80% | $1k | $20k | 10 Month Member Appreciation CD | |
| 0.70% | $1k | - | 12 Month WAVE Club Share Certificate | |
| 0.60% | $1k | - | 12 Month Share Certificate | |
| 0.45% | $1k | - | 6 Month WAVE Club Share Certificate | |
| 0.40% | $1k | - | 6 Month Share Certificate |
Puget Sound Cooperative Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 48 Month IRA Certificate | |
| 1.00% | $1k | - | 24 Month IRA Certificate | |
| 0.70% | $1k | - | 12 Month IRA Certificate |
| Puget Sound Cooperative Credit Union Locations | ||
|---|---|---|
| Branch Office | 9928 SW Bank Road | Vashon, WA 98070 |
| Branch Office | 600 108th Ave NE Ste 1035 | Bellevue, WA 98004-5129 |
| Branch Office | 3130 S 38th St | Tacoma, WA 98409 |
| Branch Office | 17620 Talbot Rd S | Renton, WA 98055 |