Puget Sound Refinery Federal Credit Union

Overview / Commentary
12275 Bartholomew Rd
Anacortes, WA 98221

Puget Sound Refinery Federal Credit Union is headquartered in Anacortes and is the 73rd largest credit union in the state of Washington. It is also the 3,482nd largest credit union in the nation. It was established in 1954 and as of December of 2022, it had grown to 3 employees and 1,200 members at 1 location. Puget Sound Refinery Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Shell Refinery in Anacortes and to contractors working at the refinery for at least three years.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Puget Sound Refinery Federal Credit Union has a low asset base.

Health Grade Components

NCUA #9145
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.39%
Annual Interest Income$612.00K
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$17.4MM$17.4MM
LoansQ4 2022vs Q4 2021$14.1MM$10.0MM
DepositsQ4 2022vs Q4 2021$15.1MM$15.4MM
Equity CapitalQ4 2022vs Q4 2021$2.2MM$2.0MM
Loan Loss AllowanceQ4 2022vs Q4 2021$117.00K$97.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$16.00K$10.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Puget Sound Refinery Federal Credit Union Savings Account Rates

9.25%*$500*$500Youth Super Saver
OTHER TIERS: 0.50% Up to $500
3.00%--Christmas Club Account
0.50%$50-Share Accounts
0.50%--Youth Share
0.50%--Sub Shares

Puget Sound Refinery Federal Credit Union CD Rates

4.00%$50k-3 Year CD
3.00%$50k-2 Year CD
2.50%$25k-18 Month CD
2.00%$25k-1 Year CD
1.00%$25k-6 Month CD

Puget Sound Refinery Federal Credit Union Locations
Branch Office12275 Bartholomew RdAnacortes, WA 98221

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