Puget Sound Refinery Federal Credit Union

Overview / Commentary
12275 Bartholomew Rd
Anacortes, WA 98221

Puget Sound Refinery Federal Credit Union is headquartered in Anacortes and is the 75th largest credit union in the state of Washington. It is also the 3,565th largest credit union in the nation. It was established in 1954 and as of March of 2022, it had grown to 3 employees and 1,147 members at 1 location. Puget Sound Refinery Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Shell Refinery in Anacortes and to contractors working at the refinery for at least three years.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Puget Sound Refinery Federal Credit Union has a low asset base.

Health Grade Components

NCUA #9145
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.91%
Annual Interest Income$126.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$17.1MM$16.1MM
LoansQ1 2022vs Q1 2021$10.1MM$9.7MM
DepositsQ1 2022vs Q1 2021$15.0MM$14.2MM
Equity CapitalQ1 2022vs Q1 2021$2.0MM$1.9MM
Loan Loss AllowanceQ1 2022vs Q1 2021$99.00K$113.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$10.00K$68.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Puget Sound Refinery Federal Credit Union Savings Account Rates

4.00%*$500*$500Youth Super Saver
OTHER TIERS: 0.20% Up to $500
1.00%--Christmas Club Account
0.20%$50-Share Accounts
0.20%--Youth Share
0.20%--Sub Shares

Puget Sound Refinery Federal Credit Union CD Rates

0.50%$50k-3 Year CD
0.35%$25k-1 Year CD
0.35%$25k-6 Month CD

Puget Sound Refinery Federal Credit Union Locations
Branch Office12275 Bartholomew RdAnacortes, WA 98221

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