Overview / Commentary
12275 Bartholomew Rd
Anacortes, WA 98221

Puget Sound Refinery Federal Credit Union is headquartered in Anacortes and is the 79th largest credit union in the state of Washington. It is also the 3,873rd largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 3 employees and 1,112 members at 1 location. Puget Sound Refinery Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Shell Refinery in Anacortes and to contractors working at the refinery for at least three years.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Puget Sound Refinery Federal Credit Union has a low asset base.

Health Grade Components

NCUA #9145
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD8.31%
Annual Interest Income$202.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$12.5MM$12.3MM
LoansQ2 2018vs Q2 2017$7.5MM$5.9MM
DepositsQ2 2018vs Q2 2017$10.7MM$10.8MM
Equity CapitalQ2 2018vs Q2 2017$1.6MM$1.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$11.00K$18.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$56.00K$37.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Puget Sound Refinery Federal Credit Union Savings Account Rates

4.00%*$500*-Youth Super Saver
OTHER TIERS: 0.50% Up to $500
0.50%$50-Share Accounts
0.50%--Youth Share
0.50%--Sub Shares

Puget Sound Refinery Federal Credit Union CD Rates

2.50%$50k-1 Year CD
1.50%$25k-6 Month CD

Puget Sound Refinery Federal Credit Union Locations
Branch Office12275 Bartholomew RdAnacortes, WA 98221

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