Puget Sound Refinery Federal Credit Union
Overview / Commentary
Puget Sound Refinery Federal Credit Union is headquartered in Anacortes and is the 73rd largest credit union in the state of Washington. It is also the 3,329th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 2 employees and 1,154 members at 1 location. Puget Sound Refinery Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Puget Sound Refinery Federal Credit Union is open to current HF Sinclair PSR employees, retired pensioners or annuitants, long-term contractors, USW Local 12-591 members, and immediate family members of those listed.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Puget Sound Refinery Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9145 |
| Year Chartered | 1954 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.28% |
| Return on Equity - YTD | 8.37% |
| Annual Interest Income | $220K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $16.6MM$16.8MM |
| Loans | Q1 2025vs Q1 2024 | $11.8MM$13.8MM |
| Deposits | Q1 2025vs Q1 2024 | $15MM$14.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.6MM$2.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $123K$116K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$63K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |