Puget Sound Refinery Federal Credit Union

Overview / Commentary
12275 Bartholomew Rd
Anacortes, WA 98221

Puget Sound Refinery Federal Credit Union is headquartered in Anacortes and is the 73rd largest credit union in the state of Washington. It is also the 3,409th largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 2 employees and 1,170 members at 1 location. Puget Sound Refinery Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Puget Sound Refinery Federal Credit Union is open to current HF Sinclair PSR employees, retired pensioners or annuitants, long-term contractors, USW Local 12-591 members, and immediate family members of those listed.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Puget Sound Refinery Federal Credit Union has a low asset base.

Health Grade Components

NCUA #9145
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD11.09%
Annual Interest Income$225K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$16.8MM$17MM
LoansQ1 2024vs Q1 2023$13.8MM$14.6MM
DepositsQ1 2024vs Q1 2023$14.3MM$14.7MM
Equity CapitalQ1 2024vs Q1 2023$2.4MM$2.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$116K$119K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$63K$12K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Puget Sound Refinery Federal Credit Union Savings Account Rates

9.50%$500$500Youth Super Saver
3.50%$0-Christmas Club Account
0.50%$50-Share Accounts
0.50%$0-Youth Share
0.50%$0-Sub Shares

Puget Sound Refinery Federal Credit Union CD Rates

4.25%$25k-6 Month CD
4.00%$25k-1 Year CD
4.00%$50k-3 Year CD
4.00%$25k-18 Month CD
3.00%$50k-2 Year CD

Puget Sound Refinery Federal Credit Union Locations
Branch Office12275 Bartholomew RdAnacortes, WA 98221

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