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Overview / Commentary
3156 S Morgan St
Chicago, IL 60608

Pulaski Savings Bank is headquartered in Chicago and is the 408th largest bank in the state of Illinois. It is also the 5,314th largest bank in the nation. It was established in 1890 and as of December of 2017, it had grown to 9 employees at 1 location. Pulaski Savings Bank has a C+ health rating.

Reviews (1)

Soild, Won't Sell Mortgage

Posted by: Qualified | Nov 12, 2013

I Really appreciate this bank. One of the main reasons is they haven't, nor will they, sell my mortgage loan to another bank! I was fed up with the other bank that I worked with that financed my house mortgage. They sold it and later that bank sold it to another. It was with companies I had never heard of and were out-of -state! So when I would call about a question or issue, I felt I had to reacquaint the stranger on the other end with my situation. Pulaski Savings Bank knows my name and who I am when I call. Which is awesome! They have been helpful and have been spot on with their business. Yes, they don't have on-line banking, but they said they do not feel the security is there to be 100% safe from hackers/ cybercrime. I don't mind that for what I have to do. It gives me a peace of mind. So for things like a mortgage or IRA's or CD's or savings it really works well. I appreciate their business.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Pulaski Savings Bank has a low asset base, and a negative return on equity.

Health Grade Components

FDIC Certificate #28611
Year Established1890
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.36%
Return on Equity - YTD-14.28%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$41.4MM$42.7MM
LoansQ4 2017vs Q4 2016$24.6MM$22.6MM
DepositsQ4 2017vs Q4 2016$37.5MM$38.3MM
Equity CapitalQ4 2017vs Q4 2016$3.7MM$4.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$78.00K$99.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$0$0
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Pulaski Savings Bank Locations
Pulaski Savings Bank3156 S Morgan StChicago, IL 60608