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Overview / Commentary
773-927-3500
3156 S Morgan St
Chicago, IL 60608

Pulaski Savings Bank is headquartered in Chicago and is the 435th largest bank in the state of Illinois. It is also the 5,706th largest bank in the nation. It was established in 1890 and as of December of 2015, it had grown to 10 employees at 1 location. Pulaski Savings Bank has a C+ health rating.

Reviews (1)

Soild, Won't Sell Mortgage

Posted by: Qualified | Nov 12, 2013

I Really appreciate this bank. One of the main reasons is they haven't, nor will they, sell my mortgage loan to another bank! I was fed up with the other bank that I worked with that financed my house mortgage. They sold it and later that bank sold it to another. It was with companies I had never heard of and were out-of -state! So when I would call about a question or issue, I felt I had to reacquaint the stranger on the other end with my situation. Pulaski Savings Bank knows my name and who I am when I call. Which is awesome! They have been helpful and have been spot on with their business. Yes, they don't have on-line banking, but they said they do not feel the security is there to be 100% safe from hackers/ cybercrime. I don't mind that for what I have to do. It gives me a peace of mind. So for things like a mortgage or IRA's or CD's or savings it really works well. I appreciate their business.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Pulaski Savings Bank has a low asset base, and a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #28611
Year Established1890
Employees10
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.14%
Return on Equity - YTD-10.45%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$42.6MM$45.3MM
LoansQ4 2015vs Q4 2014$20.3MM$21.7MM
DepositsQ4 2015vs Q4 2014$37.9MM$40.0MM
Equity CapitalQ4 2015vs Q4 2014$4.6MM$5.0MM
Loan Loss AllowanceQ4 2015vs Q4 2014$107.00K$108.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$0$175.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates

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Locations


Pulaski Savings Bank Locations
Pulaski Savings Bank3156 S Morgan StChicago, IL 60608