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Overview / Commentary
304-562-9931
2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in Hurricane and is the 7th largest bank in the state of West Virginia. It is also the 1,189th largest bank in the nation. It was established in 1901 and as of March of 2018, it had grown to 63 employees at 3 locations. Putnam County Bank has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Putnam County Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #15243
Year Established1901
Employees63
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-1.93%
Return on Equity - YTD-13.85%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$615.1MM$666.2MM
LoansQ1 2018vs Q1 2017$364.5MM$423.9MM
DepositsQ1 2018vs Q1 2017$525.7MM$569.9MM
Equity CapitalQ1 2018vs Q1 2017$84.7MM$90.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$7.2MM$5.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$19.8MM$25.2MM
Real Estate OwnedQ1 2018vs Q1 2017$6.3MM$5.8MM
Rates
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Putnam County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$100-Individual Retirement Account
1.36%$100-Simplified Employee Pension
1.36%$100-Roth IRA
1.36%$100-Coverdell Education Savings Account
0.15%--Passbook Savings
0.15%--Christmas Club

Putnam County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-NOW Account
0.20%$1k-Business Interest Checking Account

Putnam County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$1k-48 Month CD
1.35%$1k-36 Month CD
1.10%$1k-24 Month CD
0.85%$1k-18 Month CD
0.70%$1k-12 Month CD
0.65%$1k-182 Day CD
0.45%$1k-91 Day CD
0.40%$1k-30 Day CD
Locations


Putnam County Bank Locations
Putnam County Bank2761 Main StreetHurricane, WV 25526
Vally Branch3058 Mount Vernon RoadHurricane, WV 25526
Interstate Branch300 Hurricane Creek RoadHurricane, WV 25526

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