Putnam County Bank

Overview / Commentary
2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in HURRICANE and is the 10th largest bank in the state of West Virginia. It is also the 1,519th largest bank in the nation. It was established in 1901 and as of December of 2023, it had grown to 71 employees at 5 locations. Putnam County Bank's CD rates are 39% higher than the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #15243
Year Established1901
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD5.57%
Annual Interest Income$25.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$608MM$634.2MM
LoansQ4 2023vs Q4 2022$393.9MM$367.3MM
DepositsQ4 2023vs Q4 2022$526MM$541.7MM
Equity CapitalQ4 2023vs Q4 2022$71.1MM$89.4MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5MM$4.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.1MM$2.2MM
Real Estate OwnedQ4 2023vs Q4 2022$145K$149K
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Putnam County Bank Savings Account Rates

2.53%$100-Individual Retirement Account
2.53%$100-Simplified Employee Pension
2.53%$100-Roth IRA
2.53%$100-Coverdell Education Savings Account
2.53%$100-Business Coverdell Education Savings Account
2.53%$100-Business Individual Retirement Account
2.53%$100-Business Roth IRA
2.53%$100-Business Simplified Employee Pension
0.10%$10-Passbook Savings
0.10%$5-Christmas Club
0.10%$5-Business Christmas Club
0.10%$10-Business Passbook Savings

Putnam County Bank Checking Account Rates

0.50%$1k-Super NOW Checking
0.50%$1k-Business Super NOW Checking

Putnam County Bank CD Rates

1.50%$1k-48 Month CD
1.50%$1k-Business 48 Month CD
1.26%$1k-182 Day CD
1.26%$1k-Business 182 Day CD
1.25%$1k-12 Month CD
1.25%$1k-18 Month CD
1.25%$1k-24 Month CD
1.25%$1k-36 Month CD
1.25%$1k-Business 12 Month CD
1.25%$1k-Business 18 Month CD
1.25%$1k-Business 24 Month CD
1.25%$1k-Business 36 Month CD
0.40%$1k-91 Day CD
0.40%$1k-Business 91 Day CD
0.35%$1k-30 Day CD
0.35%$1k-Business 30 Day CD

Putnam County Bank Locations
Putnam County Bank2761 Main StHurricane, WV 25526
Vally Branch3058 Mount Vernon RoadHurricane, WV 25526
Interstate Branch101 Hurricane Creek RoadHurricane, WV 25526
Hurricane Loan Office Branch300 Hurricane Creek RoadHurricane, WV 25526
Milton Branch500 East Main StreetMilton, WV 25541

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