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Putnam County Bank

Overview / Commentary
2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in Hurricane and is the 7th largest bank in the state of West Virginia. It is also the 1,235th largest bank in the nation. It was established in 1901 and as of March of 2019, it had grown to 68 employees at 3 locations. Putnam County Bank's CD rates are 11% higher than the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #15243
Year Established1901
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD6.14%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$598.8MM$615.1MM
LoansQ1 2019vs Q1 2018$343.4MM$364.5MM
DepositsQ1 2019vs Q1 2018$505.0MM$525.7MM
Equity CapitalQ1 2019vs Q1 2018$88.7MM$84.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$4.8MM$7.2MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$13.2MM$19.8MM
Real Estate OwnedQ1 2019vs Q1 2018$986.00K$6.3MM
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Putnam County Bank Savings Account Rates

1.36%$100-Individual Retirement Account
1.36%$100-Simplified Employee Pension
1.36%$100-Roth IRA
1.36%$100-Coverdell Education Savings Account
1.36%$100-Business Coverdell Education Savings Account
1.36%$100-Business Individual Retirement Account
1.36%$100-Business Roth IRA
1.36%$100-Business Simplified Employee Pension
0.15%$10-Passbook Savings
0.15%$5-Christmas Club
0.15%$5-Business Christmas Club
0.15%$10-Business Passbook Savings

Putnam County Bank Checking Account Rates

0.20%$1k-Super NOW Checking
0.20%$1k-Business Super NOW Checking

Putnam County Bank CD Rates

1.60%$1k-48 Month CD
1.60%$1k-Business 48 Month CD
1.35%$1k-36 Month CD
1.35%$1k-Business 36 Month CD
1.20%$1k-24 Month CD
1.10%$1k-18 Month CD
1.10%$1k-Business 24 Month CD
1.00%$1k-12 Month CD
0.85%$1k-Business 18 Month CD
0.75%$1k-182 Day CD
0.70%$1k-Business 12 Month CD
0.65%$1k-Business 182 Day CD
0.60%$1k-91 Day CD
0.45%$1k-Business 91 Day CD
0.40%$1k-30 Day CD
0.40%$1k-Business 30 Day CD

Putnam County Bank Locations
Putnam County Bank2761 Main StreetHurricane, WV 25526
Vally Branch3058 Mount Vernon RoadHurricane, WV 25526
Interstate Branch300 Hurricane Creek RoadHurricane, WV 25526

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