Putnam County Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.putcobk.com

304-562-9931

2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in HURRICANE and is the 8^th largest bank in the state of West Virginia. It is also the 1,461^st largest bank in the nation. It was established in 1901 and as of March of 2025, it had grown to 70 employees at 5 locations. Putnam County Bank's CD rates are 39% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15243
Year Established	1901
Employees	70
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.73%
Return on Equity - YTD	6.29%
Annual Interest Income	$7.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$650.6MM$637MM
Loans	Q1 2025vs Q1 2024	$417.9MM$395.6MM
Deposits	Q1 2025vs Q1 2024	$569.9MM$544.4MM
Equity Capital	Q1 2025vs Q1 2024	$76.3MM$71.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5MM$5.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$46K$2.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$178K$144K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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Putnam County Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$100	-	Coverdell Education Savings Account
2.52%	$100	-	Business Coverdell Education Savings Account
2.52%	$100	-	Business Individual Retirement Account
2.52%	$100	-	Business Roth IRA
2.52%	$100	-	Business Simplified Employee Pension
0.10%	$10	-	Passbook Savings
0.10%	$5	-	Christmas Club
0.10%	$5	-	Business Christmas Club
0.10%	$10	-	Business Passbook Savings

Putnam County Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1k	-	Super NOW Checking
0.50%	$1k	-	Business Super NOW Checking

Putnam County Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	48 Month CD
1.50%	$1k	-	Business 48 Month CD
1.25%	$1k	-	182 Day CD
1.25%	$1k	-	12 Month CD
1.25%	$1k	-	18 Month CD
1.25%	$1k	-	24 Month CD
1.25%	$1k	-	36 Month CD
1.25%	$1k	-	Business 182 Day CD
1.25%	$1k	-	Business 12 Month CD
1.25%	$1k	-	Business 18 Month CD
1.25%	$1k	-	Business 24 Month CD
1.25%	$1k	-	Business 36 Month CD
0.40%	$1k	-	91 Day CD
0.40%	$1k	-	Business 91 Day CD
0.35%	$1k	-	30 Day CD
0.35%	$1k	-	Business 30 Day CD

Putnam County Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$100	-	Individual Retirement Account
2.52%	$100	-	Simplified Employee Pension
2.52%	$100	-	Roth IRA

Locations

Putnam County Bank Locations
Putnam County Bank	2761 Main St	Hurricane, WV 25526
Vally Branch	3058 Mount Vernon Road	Hurricane, WV 25526
Interstate Branch	101 Hurricane Creek Road	Hurricane, WV 25526
Hurricane Loan Office Branch	300 Hurricane Creek Road	Hurricane, WV 25526
Milton Branch	500 East Main Street	Milton, WV 25541

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