Putnam County Bank


Overview / Commentary
304-562-9931
2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in Hurricane and is the 7th largest bank in the state of West Virginia. It is also the 1,246th largest bank in the nation. It was established in 1901 and as of June of 2019, it had grown to 70 employees at 3 locations. Putnam County Bank's CD rates are 11% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #15243
Year Established1901
Employees70
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD5.95%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$589.7MM$607.9MM
LoansQ2 2019vs Q2 2018$340.3MM$355.3MM
DepositsQ2 2019vs Q2 2018$495.3MM$518.2MM
Equity CapitalQ2 2019vs Q2 2018$89.4MM$85.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$4.7MM$6.6MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$11.8MM$20.1MM
Real Estate OwnedQ2 2019vs Q2 2018$887.00K$2.7MM
Rates
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Putnam County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$100-Individual Retirement Account
1.36%$100-Simplified Employee Pension
1.36%$100-Roth IRA
1.36%$100-Coverdell Education Savings Account
1.36%$100-Business Coverdell Education Savings Account
1.36%$100-Business Individual Retirement Account
1.36%$100-Business Roth IRA
1.36%$100-Business Simplified Employee Pension
0.15%$10-Passbook Savings
0.15%$5-Christmas Club
0.15%$5-Business Christmas Club
0.15%$10-Business Passbook Savings

Putnam County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-Super NOW Checking
0.20%$1k-Business Super NOW Checking

Putnam County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$1k-48 Month CD
1.60%$1k-Business 48 Month CD
1.35%$1k-36 Month CD
1.35%$1k-Business 36 Month CD
1.20%$1k-24 Month CD
1.10%$1k-18 Month CD
1.10%$1k-Business 24 Month CD
1.00%$1k-12 Month CD
0.85%$1k-Business 18 Month CD
0.75%$1k-182 Day CD
0.70%$1k-Business 12 Month CD
0.65%$1k-Business 182 Day CD
0.60%$1k-91 Day CD
0.45%$1k-Business 91 Day CD
0.40%$1k-30 Day CD
0.40%$1k-Business 30 Day CD
Locations


Putnam County Bank Locations
Putnam County Bank2761 Main StreetHurricane, WV 25526
Vally Branch3058 Mount Vernon RoadHurricane, WV 25526
Interstate Branch300 Hurricane Creek RoadHurricane, WV 25526

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