Putnam County Bank

Overview / Commentary
2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in HURRICANE and is the 8th largest bank in the state of West Virginia. It is also the 1,486th largest bank in the nation. It was established in 1901 and as of June of 2023, it had grown to 70 employees at 5 locations. Putnam County Bank's CD rates are 39% higher than the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #15243
Year Established1901
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD6.42%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$605.7MM$676.1MM
LoansQ2 2023vs Q2 2022$382.9MM$344.4MM
DepositsQ2 2023vs Q2 2022$533.4MM$584.0MM
Equity CapitalQ2 2023vs Q2 2022$68.4MM$88.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$4.8MM$4.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.1MM$2.4MM
Real Estate OwnedQ2 2023vs Q2 2022$147.00K$150.00K
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Putnam County Bank Savings Account Rates

1.50%$100-Individual Retirement Account
1.50%$100-Simplified Employee Pension
1.50%$100-Roth IRA
1.50%$100-Coverdell Education Savings Account
1.50%$100-Business Coverdell Education Savings Account
1.50%$100-Business Individual Retirement Account
1.50%$100-Business Roth IRA
1.50%$100-Business Simplified Employee Pension
0.10%$10-Passbook Savings
0.10%$5-Christmas Club
0.10%$5-Business Christmas Club
0.10%$10-Business Passbook Savings

Putnam County Bank Checking Account Rates

0.50%$1k-Super NOW Checking
0.50%$1k-Business Super NOW Checking

Putnam County Bank CD Rates

1.50%$1k-48 Month CD
1.50%$1k-Business 48 Month CD
1.25%$1k-182 Day CD
1.25%$1k-12 Month CD
1.25%$1k-18 Month CD
1.25%$1k-24 Month CD
1.25%$1k-36 Month CD
1.25%$1k-Business 182 Day CD
1.25%$1k-Business 12 Month CD
1.25%$1k-Business 18 Month CD
1.25%$1k-Business 24 Month CD
1.25%$1k-Business 36 Month CD
0.40%$1k-91 Day CD
0.40%$1k-Business 91 Day CD
0.35%$1k-30 Day CD
0.35%$1k-Business 30 Day CD

Putnam County Bank Locations
Putnam County Bank2761 Main StHurricane, WV 25526
Vally Branch3058 Mount Vernon RoadHurricane, WV 25526
Interstate Branch101 Hurricane Creek RoadHurricane, WV 25526
Hurricane Loan Office Branch300 Hurricane Creek RoadHurricane, WV 25526
Milton Branch500 East Main StreetMilton, WV 25541

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