Putnam County Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.00%	1-year CD	1.38% - National Average
0.15%	Savings	0.26% - National Average
1.60%	4-year CD	1.99% - National Average

View all Putnam County Bank rates »

Overview / Commentary

www.putcobk.com

304-562-9931

2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in Hurricane and is the 7^th largest bank in the state of West Virginia. It is also the 1,241^st largest bank in the nation. It was established in 1901 and as of December of 2018, it had grown to 70 employees at 3 locations. Putnam County Bank's CD rates are 11% higher than the national average, and it has a B health rating.

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Health

Data as of Q4 2018

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Health Grade Components

Overall
FDIC Certificate #	15243
Year Established	1901
Employees	70
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.17%
Return on Equity - YTD	1.17%
Annual Interest Income	$22.6MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$588.2MM$621.2MM
Loans	Q4 2018vs Q4 2017	$342.7MM$386.6MM
Deposits	Q4 2018vs Q4 2017	$496.0MM$528.5MM
Equity Capital	Q4 2018vs Q4 2017	$87.0MM$87.9MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$5.3MM$5.8MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$16.0MM$26.7MM
Real Estate Owned	Q4 2018vs Q4 2017	$978.00K$5.5MM

Rates

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Checking
CD

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Putnam County Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%	$100	-	Individual Retirement Account
1.36%	$100	-	Simplified Employee Pension
1.36%	$100	-	Roth IRA
1.36%	$100	-	Coverdell Education Savings Account
1.36%	$100	-	Business Coverdell Education Savings Account
1.36%	$100	-	Business Individual Retirement Account
1.36%	$100	-	Business Roth IRA
1.36%	$100	-	Business Simplified Employee Pension
0.15%	$10	-	Passbook Savings
0.15%	$5	-	Christmas Club
0.15%	$5	-	Business Christmas Club
0.15%	$10	-	Business Passbook Savings

Putnam County Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	Super NOW Checking
0.20%	$1k	-	Business Super NOW Checking

Putnam County Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$1k	-	48 Month CD
1.60%	$1k	-	Business 48 Month CD
1.35%	$1k	-	36 Month CD
1.35%	$1k	-	Business 36 Month CD
1.20%	$1k	-	24 Month CD
1.10%	$1k	-	18 Month CD
1.10%	$1k	-	Business 24 Month CD
1.00%	$1k	-	12 Month CD
0.85%	$1k	-	Business 18 Month CD
0.75%	$1k	-	182 Day CD
0.70%	$1k	-	Business 12 Month CD
0.65%	$1k	-	Business 182 Day CD
0.60%	$1k	-	91 Day CD
0.45%	$1k	-	Business 91 Day CD
0.40%	$1k	-	30 Day CD
0.40%	$1k	-	Business 30 Day CD

Locations

Putnam County Bank Locations
Putnam County Bank	2761 Main Street	Hurricane, WV 25526
Vally Branch	3058 Mount Vernon Road	Hurricane, WV 25526
Interstate Branch	300 Hurricane Creek Road	Hurricane, WV 25526

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