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Putnam County Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.putcobk.com
304-562-9931
2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in HURRICANE and is the 8th largest bank in the state of West Virginia. It is also the 1,461st largest bank in the nation. It was established in 1901 and as of March of 2025, it had grown to 70 employees at 5 locations. Putnam County Bank's CD rates are 39% higher than the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15243
Year Established1901
Employees70
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.29%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$650.6MM$637MM
LoansQ1 2025vs Q1 2024$417.9MM$395.6MM
DepositsQ1 2025vs Q1 2024$569.9MM$544.4MM
Equity CapitalQ1 2025vs Q1 2024$76.3MM$71.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5MM$5.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$46K$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$178K$144K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Putnam County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$100-Coverdell Education Savings Account
2.52%$100-Business Coverdell Education Savings Account
2.52%$100-Business Individual Retirement Account
2.52%$100-Business Roth IRA
2.52%$100-Business Simplified Employee Pension
0.10%$10-Passbook Savings
0.10%$5-Christmas Club
0.10%$5-Business Christmas Club
0.10%$10-Business Passbook Savings

Putnam County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Super NOW Checking
0.50%$1k-Business Super NOW Checking

Putnam County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-48 Month CD
1.50%$1k-Business 48 Month CD
1.25%$1k-182 Day CD
1.25%$1k-12 Month CD
1.25%$1k-18 Month CD
1.25%$1k-24 Month CD
1.25%$1k-36 Month CD
1.25%$1k-Business 182 Day CD
1.25%$1k-Business 12 Month CD
1.25%$1k-Business 18 Month CD
1.25%$1k-Business 24 Month CD
1.25%$1k-Business 36 Month CD
0.40%$1k-91 Day CD
0.40%$1k-Business 91 Day CD
0.35%$1k-30 Day CD
0.35%$1k-Business 30 Day CD

Putnam County Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$100-Individual Retirement Account
2.52%$100-Simplified Employee Pension
2.52%$100-Roth IRA
Locations


Putnam County Bank Locations
Putnam County Bank2761 Main StHurricane, WV 25526
Vally Branch3058 Mount Vernon RoadHurricane, WV 25526
Interstate Branch101 Hurricane Creek RoadHurricane, WV 25526
Hurricane Loan Office Branch300 Hurricane Creek RoadHurricane, WV 25526
Milton Branch500 East Main StreetMilton, WV 25541

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