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Putnam County Bank


Overview / Commentary
www.putcobk.com
304-562-9931
2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in Hurricane and is the 7th largest bank in the state of West Virginia. It is also the 1,343rd largest bank in the nation. It was established in 1901 and as of December of 2020, it had grown to 68 employees at 3 locations. Putnam County Bank has an A+ health rating.

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Health
A+

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #15243
Year Established1901
Employees68
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD3.74%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$636.3MM$589.8MM
LoansQ4 2020vs Q4 2019$315.9MM$339.2MM
DepositsQ4 2020vs Q4 2019$539.0MM$493.8MM
Equity CapitalQ4 2020vs Q4 2019$92.0MM$90.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.3MM$4.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.2MM$8.4MM
Real Estate OwnedQ4 2020vs Q4 2019$229.00K$15.00K
Rates
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Putnam County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$100-Individual Retirement Account
0.40%$100-Simplified Employee Pension
0.40%$100-Roth IRA
0.40%$100-Coverdell Education Savings Account
0.40%$100-Business Coverdell Education Savings Account
0.40%$100-Business Individual Retirement Account
0.40%$100-Business Roth IRA
0.40%$100-Business Simplified Employee Pension
0.10%$10-Passbook Savings
0.10%$10-Business Passbook Savings
0.05%$5-Christmas Club
0.05%$5-Business Christmas Club

Putnam County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Super NOW Checking
0.10%$1k-Business Super NOW Checking

Putnam County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-48 Month CD
0.50%$1k-Business 48 Month CD
0.45%$1k-36 Month CD
0.45%$1k-Business 36 Month CD
0.40%$1k-24 Month CD
0.40%$1k-Business 24 Month CD
0.35%$1k-18 Month CD
0.35%$1k-Business 18 Month CD
0.30%$1k-12 Month CD
0.30%$1k-Business 12 Month CD
0.25%$1k-182 Day CD
0.25%$1k-Business 182 Day CD
0.20%$1k-91 Day CD
0.20%$1k-Business 91 Day CD
0.15%$1k-30 Day CD
0.15%$1k-Business 30 Day CD
Locations


Putnam County Bank Locations
Putnam County Bank2761 Main StreetHurricane, WV 25526
Vally Branch3058 Mount Vernon RoadHurricane, WV 25526
Interstate Branch101 Hurricane Creek RoadHurricane, WV 25526

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