Putnam County Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.30%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.putcobk.com

304-562-9931

2761 Main Street
Hurricane, WV 25526

Putnam County Bank is headquartered in HURRICANE and is the 8^th largest bank in the state of West Virginia. It is also the 1,468^th largest bank in the nation. It was established in 1901 and as of December of 2024, it had grown to 70 employees at 5 locations. Putnam County Bank's CD rates are 39% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15243
Year Established	1901
Employees	70
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	4.46%
Annual Interest Income	$30.1MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$648.7MM$607.9MM
Loans	Q4 2024vs Q4 2023	$418.1MM$393.9MM
Deposits	Q4 2024vs Q4 2023	$565.2MM$526MM
Equity Capital	Q4 2024vs Q4 2023	$73.7MM$71.7MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$5MM$5MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$497K$2.1MM
Real Estate Owned	Q4 2024vs Q4 2023	$179K$145K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.30%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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Putnam County Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$100	-	Coverdell Education Savings Account
2.53%	$100	-	Business Coverdell Education Savings Account
2.53%	$100	-	Business Individual Retirement Account
2.53%	$100	-	Business Roth IRA
2.53%	$100	-	Business Simplified Employee Pension
0.10%	$10	-	Passbook Savings
0.10%	$5	-	Christmas Club
0.10%	$5	-	Business Christmas Club
0.10%	$10	-	Business Passbook Savings

Putnam County Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1k	-	Super NOW Checking
0.50%	$1k	-	Business Super NOW Checking

Putnam County Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	48 Month CD
1.50%	$1k	-	Business 48 Month CD
1.26%	$1k	-	182 Day CD
1.26%	$1k	-	Business 182 Day CD
1.25%	$1k	-	12 Month CD
1.25%	$1k	-	18 Month CD
1.25%	$1k	-	24 Month CD
1.25%	$1k	-	36 Month CD
1.25%	$1k	-	Business 12 Month CD
1.25%	$1k	-	Business 18 Month CD
1.25%	$1k	-	Business 24 Month CD
1.25%	$1k	-	Business 36 Month CD
0.40%	$1k	-	91 Day CD
0.40%	$1k	-	Business 91 Day CD
0.35%	$1k	-	30 Day CD
0.35%	$1k	-	Business 30 Day CD

Putnam County Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$100	-	Individual Retirement Account
2.53%	$100	-	Simplified Employee Pension
2.53%	$100	-	Roth IRA

Locations

Putnam County Bank Locations
Putnam County Bank	2761 Main St	Hurricane, WV 25526
Vally Branch	3058 Mount Vernon Road	Hurricane, WV 25526
Interstate Branch	101 Hurricane Creek Road	Hurricane, WV 25526
Hurricane Loan Office Branch	300 Hurricane Creek Road	Hurricane, WV 25526
Milton Branch	500 East Main Street	Milton, WV 25541

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