Putnam County State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.putnamcountystatebank.com

660-947-2477

1522 Main Street
Unionville, MO 63565

Putnam County State Bank is headquartered in UNIONVILLE and is the 104^th largest bank in the state of Missouri. It is also the 2,588^th largest bank in the nation. It was established in 1979 and as of March of 2025, it had grown to 25 employees at 2 locations. Putnam County State Bank's CD rates are 5X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	22895
Year Established	1979
Employees	25
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.75%
Return on Equity - YTD	12.58%
Annual Interest Income	$4.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$281.9MM$268.5MM
Loans	Q1 2025vs Q1 2024	$225.8MM$215.6MM
Deposits	Q1 2025vs Q1 2024	$241.5MM$228.2MM
Equity Capital	Q1 2025vs Q1 2024	$39.5MM$39.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3MM$2.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$231K$2.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Putnam County State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	Savings

Putnam County State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%	$0	-	Money Market Account

Putnam County State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	Now Account

Putnam County State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%^*	$100k^*	-	12 Month to 23 Month CD
OTHER TIERS: 3.04% → $500 - $10k \| 4.07% → $10k - $100k
4.07%^*	$100k^*	-	6 Month to 11 Month CD
OTHER TIERS: 2.79% → $500 - $10k \| 3.56% → $10k - $100k
4.07%^*	$100k^*	-	24 Month to 35 Month CD
OTHER TIERS: 2.79% → $500 - $10k \| 3.82% → $10k - $100k
3.87%^*	$100k^*	-	60 Month CD
OTHER TIERS: 3.66% → $500 - $10k \| 3.76% → $10k - $100k
3.76%^*	$100k^*	-	48 Month to 59 Month CD
OTHER TIERS: 3.56% → $500 - $10k \| 3.66% → $10k - $100k
3.66%^*	$100k^*	-	36 Month to 47 Month CD
OTHER TIERS: 3.30% → $500 - $10k \| 3.56% → $10k - $100k
3.56%^*	$100k^*	-	31 Day to 5 Month CD
OTHER TIERS: 2.63% → $500 - $10k \| 2.78% → $10k - $100k

Locations

Putnam County State Bank Locations
Putnam County State Bank	1522 Main St	Unionville, MO 63565
Milan Branch	420 North Pearl	Milan, MO 63556

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