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Qside Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.qsidefcu.org
718-353-1300
211-31 Jamaica Avenue
Queens Village, NY 11428

Qside Federal Credit Union is headquartered in Queens Village and is the 128th largest credit union in the state of New York. It is also the 2,385th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 13 employees and 6,878 members at 1 location. Qside Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Qside Federal Credit Union is open to: (1) businesses or other legal entities and individuals who work, live, worship or attend school within select boundaries of Queens, New York. (2) Family of current members and employees of Qside FCU. (3) Members of the following SEGs and working in specific counties may also join: (a) Consolidated Edison, Inc and its wholly-owned subsidiaries in Kings, Bronx, Queens, New York, Westchester and Richmond. (b) Long Island Water Corporation - Lynbrook, NY. (c) NY Power Authority at the #3 Nuclear Power Plant - Indian Point, or the #6 Charles Poletti Power Plant - Astoria or Buchnan. (d) Big Six Towers Housing Corporation, Inc. (e) Clean Harbors Environmental Services, Inc. - Brooklyn. (f) Cummins Allison Corporation. (g) Queensboro Toyota. (h) Deepdale Gardens Community Council, Inc. - Little Neck.
See current membership details

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Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Qside Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3947
Year Chartered1940
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD1.86%
Return on Equity - YTD20.67%
Annual Interest Income$922K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$53.2MM$54.3MM
LoansQ1 2025vs Q1 2024$32.8MM$29.5MM
DepositsQ1 2025vs Q1 2024$47.5MM$49.1MM
Equity CapitalQ1 2025vs Q1 2024$4.8MM$4.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$444K$266K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$219K$117K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Qside Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Education IRA Savings
0.10%*$2.5k*-Savings Accounts
OTHER TIERS: 0.05% → $25 - $2.5k
0.10%$0-Holiday Club Savings Account
0.10%$0-Vacation Club Savings Account

Qside Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$50k*-Money Market Accounts
OTHER TIERS: 0.05% → $0 - $5k | 0.50% → $5k - $10k | 0.80% → $10k - $25k | 0.90% → $25k - $50k

Qside Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Checking Accounts
OTHER TIERS: 0.05% → $2.5k - $5k

Qside Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.52%*$100k*-3 Year CD
OTHER TIERS: 2.97% → $500 - $10k | 3.22% → $10k - $25k | 3.42% → $25k - $50k | 3.47% → $50k - $100k
3.47%*$100k*-2 Year CD
OTHER TIERS: 2.87% → $500 - $10k | 3.12% → $10k - $25k | 3.32% → $25k - $50k | 3.37% → $50k - $100k
3.47%*$100k*-3 Year Bump Up CD
OTHER TIERS: 2.92% → $500 - $10k | 3.17% → $10k - $25k | 3.37% → $25k - $50k | 3.42% → $50k - $100k
3.42%*$100k*-1 Year CD
OTHER TIERS: 2.82% → $500 - $10k | 3.07% → $10k - $25k | 3.27% → $25k - $50k | 3.32% → $50k - $100k
3.27%*$100k*-6 Month CD
OTHER TIERS: 2.72% → $500 - $10k | 3.02% → $10k - $25k | 3.12% → $25k - $50k | 3.17% → $50k - $100k

Qside Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.32%$500-3 Year IRA
3.27%$500-2 Year IRA
3.27%$500-3 Year Bump Up IRA
3.22%$500-1 Year IRA
0.15%$0-Traditional IRA Savings
0.15%$0-Roth IRA Savings
Locations


Qside Federal Credit Union Locations
Branch Office21131 Jamaica AveQueens Village, NY 11428-1621

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