QNB Bank is headquartered in QUAKERTOWN and is the 32nd largest bank in the state of Pennsylvania. It is also the 664th largest bank in the nation. It was established in 1877 and as of December of 2023, it had grown to 199 employees at 15 locations. QNB Bank's money market rates are 11X the national average, and it has an A health rating.
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Great local bank
I have used Quakertown National Bank as my primary bank for the last 7 years. I think they are a great bank with very helpful employees. I recently found out about the app they have to do mobile banking and it has been a very awesome experience. I can cash my checks right from my phone and it goes through posts in my account the next day. The bank is conveniently located near my house and they have a few other banks in the area. I have had an issue in the past with someone getting a hold of my card information and they charged stuff to my account. QNB caught it right away and contacted me to help me fix the problem. Overall I would recommend this bank to anyone because I think they do a great job and offer many different things to their customers.
Customer Service Hung Up On Me
On June 14, about 1:00pm, I called customer service. The woman did answer my question, then hung up on me before I could thank her.
I did not expect this kind of rudeness from QNB.
Online Banking
I've had an QNB checking account since I was 20 I'm 48 now a longtime ,my account has been an online account for past 5 years and what a mistake that was they rearrange debits way out of the order their made to bounce your account ,they said my available balance was 265 dollars and let me withdraw it with my debit card at the atm and the next day I check my account its negative 560 dollars my debit card does not allow me to withdraw money that's not there, I screenshot everything ,I didn't not make any transactions for 6 days prior to this and check my account everytime before I do a transaction. SO this was all there doing.They have things pending for weeks ,watch your account I had 24 debits and should had only 14 which is stated on my account with this merchant .There is something going on with this bank .I've been in to talk to employees about this and don't get know where even went to there main headquarters just the run around about who to go see,let me tell you I'm very sick right now cause I was seriously injured 2 years ago and can't go in and out of the bank cause my heart and lungs are not transfer oxygen correctly so I can't walk .I need to get rid of this bank ,I have pictures of everything they do to my account someone needs to be accountable!!! Another thing you pay an instant fee to receive cash app money into your account so if the date is the 3rd of the month they rearrange it later to 6th how is this legal ?
Be Wary Of Them
Simply put, I do not trust this bank. I am unable to get an online account, two tries so far. I had one years ago, same account. They keep a copy of your driver's license. When you lose a card, say 4 months out of date, they have you sign paperwork. I thought it cost $3.00 for a replacement card. When registering for an online account the eavesdropping non-professional working there does the work for you. Not what I want. Absolutely no privacy and very patronizing. Need to try a third time with different people. I am looking for a better bank. I just want a running balance like a credit card has. Very nosy and in your business. Two locations in Quakertown treated me poorly. I deleted important apps for their app, deleting right away. I wanted paper to not be tied to my phone or a computer. I'll try again in a month.
They are losing money and they know it. When they went big and lost their values.
Nickle And Diming Customers For Too Long!
Not recommended! Swapping to another bank after 20 years being a customer of QNB. I was just Charged a $10 fee for a check I deposited, from an employer, that had insufficient funds. They charged the employer $50 for bounced check fee and then me $10!!
QNB Customer service said it’s their policy and nothing they would do about it. So I didn’t get paid AND I have to pay QNB $10, for nothing I did. Fed up with the nickel and diming from Quakertown National Bank, so I’m moving onto another bank with better customer service that is fair to their patrons. To top it off, The saving rates are laughable and the loan rates are not out to help the common woman! Save your time, sanity and money and don’t bank with Quakertown National Bank. I’d give less than 1 star if I could.
Greedy Bank
I have have been with bank for years and in that time this bank has let hacker steal cash from my account so the staff clamed . Over charged for over draft fees and then recently I was charged almost a hundred bucks for a overdraft that I unexpected had of $50 then when I could finally pay the overdraft charge what I thought was going to be 10 turned out to be 40 box which I didn't have because they waste the late fee this Bank is nothing more than a disgrace to the business ther in I honestly do not recommend useing this bank at all
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7714 |
| Year Established | 1877 |
| Employees | 199 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 14.01% |
| Annual Interest Income | $68.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $1.69B$1.66B |
| Loans | Q4 2023vs Q4 2022 | $1.09B$1.03B |
| Deposits | Q4 2023vs Q4 2022 | $1.49B$1.42B |
| Equity Capital | Q4 2023vs Q4 2022 | $77.2MM$58.1MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $8.9MM$10.5MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $1.9MM$4.8MM |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |
