Qualstar Credit Union

Overview / Commentary

www.qualstarcu.com

425-643-3400

24000 35Th Ave Se # 200
Bothell, WA 98021

Qualstar Credit Union is headquartered in Bothell and is the 20^th largest credit union in the state of Washington. It is also the 519^th largest credit union in the nation. It was established in 1952 and as of June of 2022, it had grown to 122 employees and 70,597 members at 6 locations. Qualstar Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Qualstar Credit Union is open to anyone who lives or works in Washington State. Membership is also open to employees of Safeway, King County, Metro Transit, and other Select Employer Groups.
See current membership details

Reviews (2)

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Qualstar Credit Union

Posted by: melindasimmons | Apr 17, 2017

I only visit the branch once or twice a month and I'm always greeted warmly. The tellers know me by name and always engage in pleasant chit chat while working on my transaction. They have reasonable rates and fees, but only a few sparsely located branches. The branch interior is roomy but cozy. They belong to a huge network of ATMs so it's easy to find one where you wont get charged any fees. Their web site seeems a bit darted and clunky, but it isn't too bad and has all the essential features you need. Their best feature is their year end profit sharing bonus.

Comment

Misleading Advice From Customer Service

Posted by: deberson | Jun 23, 2022

Been paying on my secured visa card with them for almost 2 years - on time. Was told by their loan specialist to apply for a higher limit unsecured card because of my good credit. I specified that I did not want to have a negative hard inquiry on my credit score if I won't be approved but was told that the worst-case scenario would be the loan department would send me a counteroffer on the amount. So, after taking their advice, having my credit pulled (which is a good score) they turned me down simply because they are not satisfied with the fact that I receive disability and work for Uber. I have been working for Uber for 8 months and with my combined disability income, I bring home $800 per week, yet can't get approved for a measly credit card under 5k from them after making on-time payments with them for almost 2 years. Now I have a negative impact on my score after taking their misleading advice... Find a better credit union

Health

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68223
Year Chartered	1952
Employees	122
Primary Regulator

Profit Margin
Return on Assets - YTD	1.22%
Return on Equity - YTD	10.8%
Annual Interest Income	$12.4MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$790.5MM$787.7MM
Loans	Q2 2022vs Q2 2021	$392.5MM$354.9MM
Deposits	Q2 2022vs Q2 2021	$691.5MM$680.2MM
Equity Capital	Q2 2022vs Q2 2021	$90.2MM$94.8MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$5.1MM$4.6MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$4.3MM$2.2MM
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Qualstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Qualstar Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Youth Savings
0.10%	-	-	Saving4
0.05%	-	-	Savings
0.01%	-	-	Vacation Fund Access

Qualstar Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$10k^*	-	Premier Money Market - Qualifying
OTHER TIERS: 0.50% → $2.5k - $10k
0.40%^*	$100k^*	-	Money Market
OTHER TIERS: 0.25% → $2.5k - $10k \| 0.30% → $10k - $50k \| 0.35% → $50k - $100k
0.40%^*	$100k^*	-	IRA Money Market
OTHER TIERS: 0.25% → Up to $10k \| 0.30% → $10k - $50k \| 0.35% → $50k - $100k

Qualstar Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$10k^*	-	Premier Checking
OTHER TIERS: 0.01% → $2.5k - $10k
0.01%	-	-	Simply Checking
0.01%	-	-	MyCash Checking

Qualstar Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%^*	$100k^*	-	60 Month CD
OTHER TIERS: 1.25% → $1k - $50k \| 1.30% → $50k - $100k
1.20%^*	$100k^*	-	48 Month CD
OTHER TIERS: 1.10% → $1k - $50k \| 1.15% → $50k - $100k
1.05%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.95% → $1k - $50k \| 1.00% → $50k - $100k
0.90%^*	$100k^*	-	30 Month CD
OTHER TIERS: 0.80% → $1k - $50k \| 0.85% → $50k - $100k
0.85%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.75% → $1k - $50k \| 0.80% → $50k - $100k
0.75%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.65% → $1k - $50k \| 0.70% → $50k - $100k
0.60%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.50% → $1k - $50k \| 0.55% → $50k - $100k
0.50%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.40% → $1k - $50k \| 0.45% → $50k - $100k
0.45%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.35% → $1k - $50k \| 0.40% → $50k - $100k

Qualstar Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 1.25% → $1k - $50k \| 1.30% → $50k - $100k
1.20%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 1.10% → $1k - $50k \| 1.15% → $50k - $100k
1.05%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 0.95% → $1k - $50k \| 1.00% → $50k - $100k
0.85%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.75% → $1k - $50k \| 0.80% → $50k - $100k
0.75%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.65% → $1k - $50k \| 0.70% → $50k - $100k
0.60%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.50% → $1k - $50k \| 0.55% → $50k - $100k
0.50%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.40% → $1k - $50k \| 0.45% → $50k - $100k

Locations

Qualstar Credit Union Locations
Branch Office	617 S 3rd St Ste A	Renton, WA 98057-7514
Branch Office	2502 Colby Ave	Everett, WA 98201
Branch Office	1731 4TH AVE S	SEATTLE, WA 98134
Branch Office	4027 Tacoma Mall Blvd Ste K	Tacoma, WA 98409-7701
Branch Office	1825 S 316th St	Federal Way, WA 98003
Corporate Office	24000 35TH AVE SE	Bothell, WA 98021

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