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Qualstar Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.qualstarcu.com
425-643-3400
24000 35Th Ave Se # 200
Bothell, WA 98021

Qualstar Credit Union is headquartered in Bothell and is the 19th largest credit union in the state of Washington. It is also the 509th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 120 employees and 67,471 members at 5 locations. Qualstar Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Qualstar Credit Union is open to anyone who lives or works in Washington State. Membership is also open to employees of Safeway, King County, Metro Transit, and other Select Employer Groups.
See current membership details

Reviews (1)

Misleading Advice From Customer Service

Posted by: |

Been paying on my secured visa card with them for almost 2 years - on time. Was told by their loan specialist to apply for a higher limit unsecured card because of my good credit. I specified that I did not want to have a negative hard inquiry on my credit score if I won't be approved but was told that the worst-case scenario would be the loan department would send me a counteroffer on the amount. So, after taking their advice, having my credit pulled (which is a good score) they turned me down simply because they are not satisfied with the fact that I receive disability and work for Uber. I have been working for Uber for 8 months and with my combined disability income, I bring home $800 per week, yet can't get approved for a measly credit card under 5k from them after making on-time payments with them for almost 2 years. Now I have a negative impact on my score after taking their misleading advice... Find a better credit union

3


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68223
Year Chartered1952
Employees120
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD5.46%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$873MM$1B
LoansQ1 2025vs Q1 2024$526.6MM$500.4MM
DepositsQ1 2025vs Q1 2024$724.3MM$671MM
Equity CapitalQ1 2025vs Q1 2024$134.9MM$115.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.8MM$12.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9.5MM$8.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Qualstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Qualstar Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Saving4
0.75%$0-Savings
0.75%$0-StarSavers & MyCash Savings

Qualstar Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$1k-Premier Money Market
1.50%$1k-Money Market
1.50%*$10k*-IRA Money Market
OTHER TIERS: 1.25% → $0 - $10k

Qualstar Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Premier Checking
OTHER TIERS: 0.25% → $2.5k - $10k
0.05%$0-Simply Checking
0.05%$0-MyCash Checking

Qualstar Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$1k-3 Month CD
3.51%$1k-60 Month CD
3.40%$1k-6 Month CD
3.35%$1k-48 Month CD
3.25%$1k-12 Month CD
3.25%$1k-18 Month CD
3.25%$1k-24 Month CD
3.25%$1k-30 Month CD
3.25%$1k-36 Month CD

Qualstar Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$1k-60 Month IRA
3.40%$1k-6 Month IRA
3.35%$1k-48 Month IRA
3.25%$1k-12 Month IRA
3.25%$1k-18 Month IRA
3.25%$1k-24 Month IRA
3.25%$1k-36 Month IRA
Locations


Qualstar Credit Union Locations
Branch Office617 S 3rd St Ste ARenton, WA 98057-7514
Branch Office2502 Colby AveEverett, WA 98201
Branch Office4027 Tacoma Mall Blvd Ste KTacoma, WA 98409-7701
Branch Office1825 S 316th StFederal Way, WA 98003
Corporate Office24000 35th Ave SE # 200Bothell, WA 98021-8990

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