Qualtrust Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 5-year CD | 5 Year Term Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.50% | 2-year CD | 2 Year Term Share Certificate |
| 0.50% | 3-year CD | 3 Year Term Share Certificate 1.55% - Ally Bank High Yield 3 Year CD |
Qualtrust Credit Union is headquartered in Irving and is the 84th largest credit union in the state of Texas. It is also the 1,021st largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 63 employees and 23,982 members at 5 locations. Qualtrust Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship within a 10-mile radius of one of the credit union's branches in Irving, Flower Mound, or Bedford and anyone who lives in Tom Green County.
See current membership details
Related Posts
4/28 - Best Long-Term CD Rates in Texas at Qualtrust Credit Union
4/1 - Top Long-Term CD and IRA CD Rates at Qualtrust Credit Union in Texas - Local Only
2/11 - Competitive Long-Term CD Rates at Qualtrust Credit Union in Dallas - Local Only
11/4 - 3.56% 60-Month CD & 3.30% 48-Month CD at Qualtrust Credit Union in Texas - Local Only
8/12 - 2.43% 12-Month CD & Other Competitive CD Rates at Qualtrust Credit Union in Texas - Local Only
6/10 - 2.79% 24-Month CD at Qualtrust Credit Union in Texas - Local Only
1/7 - 4.00% 30-Month CD at Qualtrust Credit Union in Texas
Customer Service
The Irving location has new management and move all their member services to the 2nd floor. When I ask to see the member service, the front desk refused and said I had to see the teller. After asking 2 or 3 times she still refused so I asked for the manager and finally they send someone from the 2nd floor to the empty member office on the 1st floor, which she was very helpfully. Not sure if this credit union will last with the new management. Customer service is apparently not their main focus, too bad since they seem to have good people.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68569 |
| Year Chartered | 1948 |
| Employees | 63 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.07% |
| Return on Equity - YTD | 0.68% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $193.2MM$189.3MM |
| Loans | Q2 2016vs Q2 2015 | $130.9MM$132.2MM |
| Deposits | Q2 2016vs Q2 2015 | $171.4MM$167.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $18.7MM$19.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $977.00K$1.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $904.00K$1.4MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Qualtrust Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Qualtrust Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | IRA Share - Traditional IRA | |
| 0.15% | - | - | IRA Share - Roth IRA | |
| 0.15% | - | - | IRA Share - CESA | |
| 0.15% | - | - | IRA Share - SEP IRA | |
| 0.05% | $25 | - | Club | |
| 0.05% | $25 | - | Savings |
Qualtrust Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2,500 | - | Money Market |
Qualtrust Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $50k* | - | Investment Checking | ||
| OTHER TIERS: 0.15% → $7,500 - $25k | 0.20% → $25k - $50k | |||||
| 0.05% | $1k | - | Member Checking | ||
| 0.05% | - | - | Circle of Success Checking | ||
Qualtrust Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 2 Year Term Share Certificate | |
| 0.50% | $1k | - | 30 Month Term Share Certificate | |
| 0.50% | $1k | - | 3 Year Term Share Certificate | |
| 0.50% | $1k | - | 4 Year Term Share Certificate | |
| 0.50% | $1k | - | 5 Year Term Share Certificate | |
| 0.45% | $1k | - | 18 Month Term Share Certificate | |
| 0.40% | $1k | - | 1 Year Term Share Certificate | |
| 0.40% | $250 | - | 1 Year Smart Start Term Share Certificate | |
| 0.25% | $1k | - | 6 Month Term Share Certificate | |
| 0.15% | $1k | - | 3 Month Term Share Certificate |
Qualtrust Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 2 Year IRA | |
| 0.50% | $1k | - | 30 Month IRA | |
| 0.50% | $1k | - | 3 Year IRA | |
| 0.50% | $1k | - | 4 Year IRA | |
| 0.50% | $1k | - | 5 Year IRA | |
| 0.45% | $1k | - | 18 Month IRA | |
| 0.40% | $1k | - | 1 Year IRA | |
| 0.25% | $1k | - | 6 Month IRA | |
| 0.15% | $1k | - | 3 Month IRA |
| Qualtrust Credit Union Locations | ||
|---|---|---|
| Branch Office | 2501 Flower Mound Rd | Flower Mound, TX 75028 |
| Branch Office | 3800 Cheek Sparger Rd | Bedford, TX 76021-3038 |
| Branch Office | 2601 Loop 306 | San Angelo, TX 76904 |
| Branch Office | 6201 Campus Circle Dr E | Irving, TX 75063 |
| Branch Office | 34 S Main St | San Angelo, TX 76903-5927 |