Queensborough National Bank & Trust Company is headquartered in Louisville and is the 11th largest bank in the state of Georgia. It is also the 668th largest bank in the nation. It was established in 1902 and as of December of 2019, it had grown to 324 employees at 24 locations. Queensborough National Bank & Trust Company has a B health rating.
I have been a customer of Queensborough Bank for 13 years. The first account I opened was a checking account. Everyone was very helpful. We have also opened a savings as well as business checking accounts over the years. If I ever have an issue I can call to speak with one of the customer service representatives and they help right away. I can also get straight through to someone when need be. I like that they are more of a small town bank because they know me and my family and we know those that work there too. Now that my oldest daughter is an adult she has begun banking with them too and is happy with the service. She did have an issue with her debit card once and they immediately closed the card, refunded the money that was taken, and reissued her another card. We will always bank with them!
|FDIC Certificate #||2138|
|Return on Assets - YTD||1.22%|
|Return on Equity - YTD||12.44%|
|Annual Interest Income||$51.5MM|
|Assets and Liabilities|
|Assets||Q4 2019vs Q4 2018||$1.22B$1.17B|
|Loans||Q4 2019vs Q4 2018||$809.9MM$753.7MM|
|Deposits||Q4 2019vs Q4 2018||$1.08B$1.06B|
|Equity Capital||Q4 2019vs Q4 2018||$122.6MM$108.3MM|
|Loan Loss Allowance||Q4 2019vs Q4 2018||$11.1MM$12.3MM|
|Unbacked Noncurrent Loans||Q4 2019vs Q4 2018||$35.4MM$35.2MM|
|Real Estate Owned||Q4 2019vs Q4 2018||$3.9MM$3.6MM|
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