Quincy Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.qcu.org

617-479-5558

100 Quincy Ave
Quincy, MA 02169

Quincy Credit Union is headquartered in Quincy and is the 21^st largest credit union in the state of Massachusetts. It is also the 594^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 75 employees and 37,979 members at 3 locations. Quincy Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Quincy Credit Union is open to those who live or work in the Massachusetts counties of Norfolk or Plymouth, or the community of Dorchester. Employees of the City of Quincy are also eligible for membership, as are family members of current Quincy Credit Union members.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67709
Year Chartered	1937
Employees	75
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	5.36%
Annual Interest Income	$6.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$717.4MM$712.4MM
Loans	Q1 2025vs Q1 2024	$442.7MM$440.3MM
Deposits	Q1 2025vs Q1 2024	$641.4MM$643.4MM
Equity Capital	Q1 2025vs Q1 2024	$73.2MM$62.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2MM$2.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Quincy Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$15	-	Primary Share Savings Account
0.10%	$100	-	Business Advantage Share Savings
0.10%	$15	-	Club Account
0.10%	$15	-	Real Estate Escrow
0.10%	$15	-	Special Share Account

Quincy Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.50% → $2.5k - $25k \| 1.00% → $25k - $50k \| 1.25% → $50k - $100k

Quincy Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$10k	-	Business Advantage Plus Checking
0.05%	$15	-	NOW Account

Quincy Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$1k	-	11 Month CD Special
3.00%	$1k	-	6 Month CD
3.00%	$1k	-	12 Month CD
2.75%	$1k	-	24 Month CD
2.75%	$1k	-	36 Month CD
2.75%	$1k	-	48 Month CD
2.75%	$1k	-	60 Month CD
2.75%	$1k	-	72 Month CD

Quincy Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$1k	-	12 Month IRA
2.75%	$1k	-	24 Month IRA
2.75%	$1k	-	36 Month IRA
2.75%	$1k	-	48 Month IRA
2.75%	$1k	-	60 Month IRA
2.75%	$1k	-	72 Month IRA
0.20%	$15	-	IRA Share Account

Locations

Quincy Credit Union Locations
Branch Office	519 Columbian St	Weymouth, MA 02190-1157
Branch Office	100 Quincy Ave	Quincy, MA 02169-6714
Branch Office	751 Plain St	Marshfield, MA 02050

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