Quoin Financial Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.quoinbank.com

605-853-2473

201 North Broadway
Miller, SD 57362

Quoin Financial Bank is headquartered in MILLER and is the 32^nd largest bank in the state of South Dakota. It is also the 2,766^th largest bank in the nation. It was established in 1938 and as of March of 2025, it had grown to 38 employees at 3 locations. Quoin Financial Bank has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15629
Year Established	1938
Employees	38
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.86%
Return on Equity - YTD	6.39%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$247.3MM$220.4MM
Loans	Q1 2025vs Q1 2024	$149MM$143MM
Deposits	Q1 2025vs Q1 2024	$206.8MM$181.4MM
Equity Capital	Q1 2025vs Q1 2024	$32.7MM$32.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$817K$817K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$48K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Quoin Financial Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$0	$25k	Kasasa Saver
0.40%^*	$100k^*	-	Cash Management Account (CMA)
OTHER TIERS: 0.01% → $5k - $50k \| 0.25% → $50k - $100k
0.01%	$100	-	Health Savings Account
0.01%	$0	-	Statement Savings
0.01%	$0	-	Christmas Club Savings

Quoin Financial Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$1k	-	Money Market (MMDA)

Quoin Financial Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*	$0	$25k	Kasasa Cash
OTHER TIERS: 0.15% → $25k+
0.40%^*	$100k^*	-	Premier Checking
OTHER TIERS: 0.01% → $5k - $50k \| 0.25% → $50k - $100k
0.01%	$750	-	Quoin Checking

Quoin Financial Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	IRA Savings

Locations

Quoin Financial Bank Locations
Quoin Financial Bank	201 N Broadway Ave	Miller, SD 57362
Highmore Branch	209 Commercial Street Se	Highmore, SD 57345
Sioux Falls Branch	5700 S Remington Pl	Sioux Falls, SD 57108

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