Quoin Financial Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.00%	Reward Checking	2.06% - National Average
1.00%	Reward Savings	0.93% - National Average
1.76%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD

View all Quoin Financial Bank rates »

Overview / Commentary

www.quoinbank.com

605-853-2473

201 North Broadway
Miller, SD 57362

Quoin Financial Bank is headquartered in Miller and is the 34^th largest bank in the state of South Dakota. It is also the 3,322^nd largest bank in the nation. It was established in 1938 and as of September of 2018, it had grown to 36 employees at 3 locations. Quoin Financial Bank has an A health rating.

Overall
FDIC Certificate #	15629
Year Established	1938
Employees	36
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.61%
Return on Equity - YTD	14.42%
Annual Interest Income	$6.3MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$159.5MM$154.8MM
Loans	Q3 2018vs Q3 2017	$117.9MM$109.1MM
Deposits	Q3 2018vs Q3 2017	$132.9MM$131.4MM
Equity Capital	Q3 2018vs Q3 2017	$19.3MM$18.7MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$1.6MM$1.4MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$469.00K$634.00K
Real Estate Owned	Q3 2018vs Q3 2017	$1.1MM$1.2MM

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Quoin Financial Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.15% → $25k+
0.40%	$100	-	Health Savings Account
0.30%^*	$100k^*	-	Cash Management Account (CMA)
OTHER TIERS: 0.15% → $5k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.15%	-	-	Statement Savings
0.15%	-	-	Christmas Club Savings
0.15%	-	-	IRA Savings

Quoin Financial Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	Money Market (MMDA)

Quoin Financial Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	-	$25k	Kasasa Cash
OTHER TIERS: 0.15% → $25k+
0.30%^*	$100k^*	-	Premier Checking
OTHER TIERS: 0.15% → $5k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.15%	$750	-	Quoin Checking

Quoin Financial Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.76%	$500	-	5 Year CD
1.41%	$500	-	4 Year CD
1.26%	$500	-	3 Year CD
1.15%	$500	-	2.5 Year CD
1.00%	$500	-	2 Year CD
0.85%	$500	-	1.5 Year CD
0.75%	$500	-	1 Year CD
0.50%	$500	-	182 Day CD
0.35%	$500	-	91 Day CD
0.20%	$500	-	30 Day CD

Quoin Financial Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.76%	$500	-	5 Year IRA
1.41%	$500	-	4 Year IRA
1.26%	$500	-	3 Year IRA
1.15%	$500	-	2.5 Year IRA
1.00%	$500	-	2 Year IRA
0.85%	$500	-	1.5 Year IRA
0.75%	$500	-	1 Year IRA
0.50%	$500	-	182 Day IRA
0.35%	$500	-	91 Day IRA
0.20%	$500	-	30 Day IRA

Locations

Quoin Financial Bank Locations
Quoin Financial Bank	201 North Broadway	Miller, SD 57362
Highmore Branch	209 Commercial Street Se	Highmore, SD 57345
Sioux Falls Branch	5700 South Remington Place	Sioux Falls, SD 57108

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