Quoin Financial Bank

Overview / Commentary
201 North Broadway
Miller, SD 57362

Quoin Financial Bank is headquartered in MILLER and is the 33rd largest bank in the state of South Dakota. It is also the 2,991st largest bank in the nation. It was established in 1938 and as of June of 2023, it had grown to 34 employees at 3 locations. Quoin Financial Bank has a B+ health rating.

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The bank will perform a hard inquiry with Trans Union for Rewards Checking account application.


Health Grade Components

FDIC Certificate #15629
Year Established1938
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD16.98%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$206.4MM$216.1MM
LoansQ2 2023vs Q2 2022$148.6MM$130.9MM
DepositsQ2 2023vs Q2 2022$174.4MM$187.7MM
Equity CapitalQ2 2023vs Q2 2022$24.1MM$22.4MM
Loan Loss AllowanceQ2 2023vs Q2 2022$1.8MM$2.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$0$132.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Quoin Financial Bank Savings Account Rates

0.75%-$25kKasasa Saver
0.40%*$100k*-Cash Management Account (CMA)
OTHER TIERS: 0.01% $5k - $50k | 0.25% $50k - $100k
0.01%$100-Health Savings Account
0.01%--Statement Savings
0.01%--Christmas Club Savings
0.01%--IRA Savings

Quoin Financial Bank Money Market Rates

0.01%$1k-Money Market (MMDA)

Quoin Financial Bank Checking Account Rates

2.25%*-$25kKasasa Cash
OTHER TIERS: 0.15% $25k+
0.40%*$100k*-Premier Checking
OTHER TIERS: 0.01% $5k - $50k | 0.25% $50k - $100k
0.01%$750-Quoin Checking

Quoin Financial Bank Locations
Quoin Financial Bank201 N Broadway AveMiller, SD 57362
Highmore Branch209 Commercial Street SeHighmore, SD 57345
Sioux Falls Branch5700 S Remington PlSioux Falls, SD 57108

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