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512-600-8100
3600 E Palm Valley Blvd
Round Rock, TX 78681

R Bank is headquartered in Round Rock and is the 146th largest bank in the state of Texas. It is also the 1,673rd largest bank in the nation. It was established in 2009 and as of September of 2016, it had grown to 81 employees at 8 locations. R Bank has an A health rating.

Related Posts

Rbank Lowers Rate And Cap For Rewards Checking Account - 10/25/2016

This was posted recently at the RBank site: IMPORTANT NOTICE REGARDING THE R BEST CHECKING ACCOUNT  R Bank announces changes to its R Best Checking Account. Effective October 26, 2016: ? The Interest Rate/Annual Percentage Yield (APY) on the account will change. An APY of 3.00% will be earned on balances of $0.01 to $15,000 and 0.45% APY on balances over $15,000 as long as qualifications* are met each qualifying cycle. Base rate of 0.01% APY will be earned on all balances if qualifications are not met. Effective November 26, 2016: ? The balance cap will change from $15,000.00 to $10,000.00. This means an interest rate of 2.96% (3.00% APY) will be earned on balances up to $10,000.00, when the monthly statement cycle qualifiers are met. Any balance in excess of $10.000.00 will earn a rate of 0.45% (0.45% APY), when the monthly statement cycle qualifiers are met. A base rate of 0.01% (0.01% APY) will be earned on all balances if the monthly statement qualifiers are no

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Reviews (4)

Lowers Rates

IMPORTANT NOTICE REGARDING THE R BEST CHECKING ACCOUNT
R Bank announces changes to its R Best Checking Account. Effective October 26, 2016: • The Interest Rate/Annual Percentage Yield (APY) on the account will change. An APY of 3.00% will be earned on balances of $0.01 to $15,000 and 0.45% APY on balances over $15,000 as long as qualifications* are met each qualifying cycle. Base rate of 0.01% APY will be earned on all balances if qualifications are not met. Effective November 26, 2016: • The balance cap will change from $15,000.00 to $10,000.00. This means an interest rate of 2.96% (3.00% APY) will be earned on balances up to $10,000.00, when the monthly statement cycle qualifiers are met. Any balance in excess of $10.000.00 will earn a rate of 0.45% (0.45% APY), when the monthly statement cycle qualifiers are met. A base rate of 0.01% (0.01% APY) will be earned on all balances if the monthly statement qualifiers are not met. *Important Reminder: In order to earn the premium interest and ATM fee refunds, account holders must sign up for e - statement notifications; have 12 or more debit card transactions post and settle during the qualification cycle and have one Direct Deposit or ACH transaction post and settle during the qualification cycle.

R Bank TX Reward Checking Rates

Posted by: elarh | Jul 27, 2015

The rates did indeed go down. As of July, Interest rates (if requirements are met) are now:

3.05% on the first $15,000 (down from 3.5%)
0.71% on funds > $15,000 (down from 1.0%)

Customer representative said that an email was being prepared and would be out soon.

R Bank Rewards Checking 3.25% But Not In Rate List?

Posted by: SnowSkier | Jan 9, 2014

Ken, Why doesn't R Bank show up in the list of Rewards Checking Accounts in Texas with high interest rates? After finding your Nov 2013 review of R Bank Rewards Checking, I opened a Rewards Checking Account at rbanktexas , and have been very satisfied. Pays 3.25% on the first 15k, and then 1.01% on the balance above 15k. I had to open in person, so easy for people in Central Texas, but not elsewhere.

R Bank TX Reward Checking Rates

Posted by: elarh | Jul 24, 2015

It looks like R Bank reduced their reward checking rate this month (july). Unfortunately, they don't seem to publish these rates on their web page nor do they inform the account holders when the change takes place takes place. I'll post more info after I contact them next week.



Health
A

Health Grade Components

Overall
FDIC Certificate #58935
Year Established2009
Employees81
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.2%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$410.7MM$326.6MM
LoansQ3 2016vs Q3 2015$280.7MM$222.5MM
DepositsQ3 2016vs Q3 2015$360.7MM$292.4MM
Equity CapitalQ3 2016vs Q3 2015$41.4MM$33.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.0MM$2.5MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.5MM$13.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Rbank Lowers Rate And Cap For Rewards Checking Account

jackisacooncat   |  
This was posted recently at the RBank site:

IMPORTANT NOTICE REGARDING THE R BEST CHECKING ACCOUNT  R Bank announces changes to its R Best Checking Account. Effective October 26, 2016: ? The Interest Rate/Annual Percentage Yield (APY) on the account will change. An APY of 3.00% will be earned on balances of $0.01 to $15,000 and 0.45% APY on balances over $15,000 as long as qualifications* are met each qualifying cycle. Base rate of 0.01% APY will be earned on all balances if qualifications are not met. Effective November 26, 2016: ? The balance cap will change from $15,000.00 to $10,000.00. This means an interest rate of 2.96% (3.00% APY) will be earned on balances up to $10,000.00, when the monthly statement cycle qualifiers are met. Any balance in excess of $10.000.00 will earn a rate of 0.45% (0.45% APY), when the monthly statement cycle qualifiers are met. A base rate of 0.01% (0.01% APY) will be earned on all balances if the monthly statement qualifiers are not met. *Important Reminder: In order to earn the premium interest and ATM fee refunds, account holders must sign up for e - statement notifications; have 12 or more debit card transactions post and settle during the qualification cycle and have one Direct Deposit or ACH transaction post and settle during the qualification cycle.

Rates

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Locations


R Bank Locations
R Bank3600 E Palm Valley BlvdRound Rock, TX 78681
Georgetown Branch2415 Williams Dr.Georgetown, TX 78628
Westlake Branch3103 Bee Caves Rd., Sutie 110Rollingwood, TX 78746
Round Rock Banking Center1900 Round Rock AvenueRound Rock, TX 78681
Bertram Branch360 Hwy 29 EastBertram, TX 78605
50 W. Fm 487 Jarrell Branch50 W. Fm 487Jarrell, TX 76537
Schwertner State Bank Branch110 Main StreetSchwertner, TX 76573
Edna Banking Center814 North Wells StreetEdna, TX 77957