Overview / Commentary
R-G Federal Credit Union (RGFCU) is headquartered in RAYMORE and is the 25th largest credit union in the state of Missouri. It is also the 1,552nd largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 28 employees and 7,795 members at 4 locations. R-G Federal Credit Union (RGFCU) has an A health rating.
Field of Membership Restrictions
R-G Federal Credit Union is open to anyone who lives, works, worships, or attends school in the Missouri counties of Benton, Bates, Cass, Cedar, Hickory, Henry, Johnson, Jackson, Pettis, Morgan, Vernon, or St. Clair. Immediate family members of anyone eligible to join also qualify for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11962 |
| Year Chartered | 1957 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 10.92% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $138.4MM$134.2MM |
| Loans | Q1 2025vs Q1 2024 | $102MM$98.9MM |
| Deposits | Q1 2025vs Q1 2024 | $124.7MM$122.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $12.6MM$11.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $825K$721K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $405K$368K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |